Àwọn ìṣàmúlò-ètò License

Awọn olupese iṣẹ isanwo

Àwọn ile-iṣẹ́ ifowopamọ̀ àti àwọn iṣẹ́ owó: àwọn ìjánu-ìpamọ́, àwọn ẹ̀yàn, àwọn ìfilọ́wọ́ atí iforukosilé ifowopamọ̀. Wọ́n jẹ́ agbelebu-agbelebu àwọn ifowopamọ̀ ṣugbọn wọn kò lè fi ẹ̀yàn pẹ̀lú ẹ̀yàn tàbí ẹ̀yàn. Tí a bàwò lọ́wọ́ 51 regímù. Àwọn ìṣàmúlò-ètò ní gbogbo ààyè-iṣẹ́; àwọn ohun tí a fẹ́ ní igbagbogbo ní o ga jú lọ.

Ka àkọlé

Àwọn Ìṣàmúlò-ètò	License	Awọn ohun-ini ti o kere ju	Agbègbè	Risiko
Austria Europe (EU)	Àwọn Ìṣàmúlò-ètò FMA	EUR 125,000	FMA ṣe ipinnu laarin awọn oṣu mẹta lati igba ti wọn gba ohun elo tabi gbogbo alaye ti a nilo (ZaDiG 2018 s. 9(4)).	Àwọn ìpéwọ̀n
Belgium Europe (EU)	Licence as a payment institution NBB	EUR 125,000	NBB ṣe ipinnu laarin awọn oṣu 3 ti ijẹrisi pe faili naa ni kikun ati kii ṣe diẹ sii ju awọn oṣu 12 lẹhin ifiweranṣẹ	Àwọn ìpéwọ̀n
Cyprus Europe (EU)	Àwọn Ìṣàmúlò-ètò Àwọn ààyè-iṣẹ́	EUR 125,000	Àwọn oṣù mẹ́tà láti ìṣàmúlò-ètò tí a fi kùnà (PSD2 àṣẹ. 12)	Àwọn ìpéwọ̀n
Estonia Europe (EU)	Ìṣẹ́ àwọn ẹ̀yàn tí a fi pamọ́ Finantsinspektsioon	EUR 125,000	Àwọn àṣẹ nínú 3 oṣù tí gbogbo àwọn àkọsílẹ̀ náà àti àwọn ìdákọ, àti kò ju 6 oṣù lọ láti sí ìṣàfihàn	Àwọn ìpéwọ̀n
France Europe (EU)	Àwọn Ìṣàmúlò-ètò ACPR	EUR 125,000	3 osu lati fáìlì tí a fi parí (ACPR)	Àwọn ìpéwọ̀n
Germany Europe (EU)	Licence to provide payment services (Zahlungsinstitut) Àwọn Ìṣàmúlò-ètò	EUR 125,000	BaFin sọ fun olugbeja ninu oṣu 3 ti ohun elo ti pari (ZAG § 10(3))	Àwọn ìpéwọ̀n
Ireland Europe (EU)	Àwọn Ìṣàmúlò-ètò Central Bank of Ireland	EUR 125,000	Àwọn ìṣàmúlò-ètò iṣẹ́: ààyè-iṣẹ́ ìṣàyẹwo nínú ọjọ́ iṣẹ́ 90 (aago tí n pà nígbà tí a bà ró pé o lè gba); PSD2 àkọsílẹ̀ 12 fi àwọn oṣu 3 hàn láti inú ohun-ìṣàfilọ́lẹ̀ kan	Àwọn ìpéwọ̀n
Italy Europe (EU)	Àwọn Ìṣàmúlò-ètò Àwọn Ìṣàfilọ́lẹ̀	EUR 125,000	PSD2 Art. 12: àwọn ìṣàmúlò-ètò tí a fi kọ̀ǹpútà pamọ́ lórí oṣù 3	Àwọn ìpéwọ̀n
Lithuania Europe (EU)	Àwọn Ìṣàmúlò-ètò Àwọn Ìṣàmúlò-ètò	EUR 125,000	3 oṣu lati ohun elo ti o pari; 2 oṣu fun iwe-aṣẹ iṣẹ-ṣiṣe ti a ṣe idiwọ (ti o gun nipasẹ awọn oṣu 2 lori iforukọsilẹ alaye afikun)	Àwọn ìpéwọ̀n
Luxembourg Europe (EU)	Àwọn ìṣàmúlò-ètò àìfihàn CSSF	EUR 125,000	Iṣẹ̀dá ninú oṣù 3 ti iforukọsilẹ́ kan ti pari ati ni gbogbo igba ninú oṣù 12, bi ko ba ṣe bẹ̀ẹ̀ ni a yoo gbagbọ́ pe o ti dáwọ́ (akọsilẹ̀ 7)	Àwọn ìpéwọ̀n
Malta Ọ̀run (EU)	Àwọn ààyè-iṣẹ́ owo-ìpamọ́ láti fi àwọn iṣẹ́ ifowopamọ́ hàn (àjọ ifowopamọ́) MFSA	EUR 125,000	MFSA gbọdọ yan ninu oṣu mẹta lati igba ti wọn ba gba ohun elo to pari (FIR/01 para 43 si 44; PSD2 art. 12)	Àwọn ìpéwọ̀n
Netherlands Europe (EU)	Àwọn Ìṣàmúlò-ètò DNB	EUR 125,000	PSD2 Art. 12: àwọn ìṣàmúlò-ètò tí a fi kọ̀ǹpútà pamọ́ lórí oṣù 3	Àwọn ìpéwọ̀n
Poland Europe (EU)	Àwọn ìṣàmúlò-ètò KNF	EUR 125,000	KNF ṣe ipinnu laarin 3 oṣu lati gba ohun elo ti o pari (art. 62(2)	Àwọn ìpéwọ̀n
Portugal Europe (EU)	Àwọn Ìṣàmúlò-ètò Àwọn Ìṣàmúlò-ètò	EUR 125,000	PSD2 Art. 12: àwọn ìṣàmúlò-ètò tí a fi kọ̀ǹpútà pamọ́ lórí oṣù 3	Àwọn ìpéwọ̀n
Spain Europe (EU)	Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò (entidad de pago) Banco de España	EUR 125,000	Iṣẹ̀dá ninú oṣù 3 tí a bá gbá tabi tí a bá fi iparí sí failì; ìfẹ́ jẹ́ pé a kò lè (RDL 19/2018 art. 11(2))	Àwọn ìpéwọ̀n
Gibraltar Europe (non-EU)	Àwọn Ìjọ́bà Ìfilọ́lẹ̀ (Ìyàn ààyè-iṣẹ́ Òkè 7) GFSC	EUR 125,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Isle of Man Europe (non-EU)	Class 8(2) money transmission services license (payment services) IOMFSA	Not published	IOMFSA iṣẹ́ ìṣàmúlò-ètò àwọn oṣu 6 láti inú ìṣàmúlò-ètò tòójútó kan; pipẹ jú tí a kò bá jẹ́ pé kò tòójútó tabi àwọn ààyè-ètò bá wa	Àwọn ìpéwọ̀n
Jersey Europe (non-EU)	Iforukọsilẹ lati ṣe iṣẹ iṣẹ owo JFSC	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Liechtenstein Europe (non-EU)	Àwọn Ìṣàmúlò-ètò Liechtenstein	CHF 125,000	Iṣẹ́jú ninú oṣù mẹta tí a bà gbá ohun-iní tabi àwọn alayé to kù lẹyin oṣù méjìlelogun.	Àwọn ìpéwọ̀n
United Kingdom Europe (non-EU)	Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò FCA	EUR 125,000	FCA gbọdọ yan ohun elo to ku ninu oṣu 3 ati eyikeyi ohun elo ninu oṣu 12 ti a gba (PSRs 2017 reg. 9)	Àwọn ìpéwọ̀n
Bahrain Middle East	Ààyè-iṣẹ́ ìṣẹ̀dá àwọn iṣẹ́ awáròyìn: ààyè-iṣẹ́ ìṣàfihàn, ìṣàfarawe-àkọsílẹ̀ kaadi, AISP àti PISP Banki Central ti Bahrain	BHD 250,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Qatar (QFC) Middle East	QCB payment service provider license, Category II (other payment services, no customer money held) Qatar Central Bank	QAR 2,000,000	Gomina n pinnu ninu ọjọ 60 lẹhin gbogbo awọn ipo lilọsiwaju ti pari	Àwọn ìpéwọ̀n
United Arab Emirates (onshore) Middle East	Laisíntí Àwọn Iṣẹ́ Igbàra-ẹ̀yàn (I, II, III tabi IV) Central Bank of the United Arab Emirates	AED 100,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
United Arab Emirates Middle East	Àwọn Ìṣẹ́ Ẹ̀yàn-ìpamọ́ Fuń Ìṣẹ́ Tí A Ṣàfihàn (Ìṣẹ́ ìdíyelé, àwọn ohun-iní tí a fi pamọ́, ìgbára owo, ìṣiró owo) FSRA	Category 3C: capital requirement is the higher of the PRU 3.3 Base Capital Requirement and an activity-based measure: expenditure-based minimum for currency exchange, EBCM plus Variable Capital Requirement for remitters, VCR under PRU 3.6A.4 for payment services or 3.6A.6 for stored value providers	Tí a kò fi hàn	Àwọn ìpéwọ̀n
United Arab Emirates: Dubai International Financial Centre (DIFC) Middle East	Ṣàfihàn Àwọn Iṣẹ́ Owo (ìṣàmúlò-ètò, àwọn iṣẹ́ ifowopamọ́, àwọn ohun-elo ifowopamọ́: Katégórì 3D; Ìjánu-ìwòrán owo nìkan: Katégórì 4) DFSA	USD 200,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Australia Asia-Pacific	Àwọn iṣẹ́ ilé-ifowopamọ́ Aṣofin Orílẹ̀-èdè Australia fun awọn ohun elo ìdíyelé ti ko ni owo ASIC	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Hong Kong Asia-Pacific	Laisíntí agbẹjọro iṣẹ́ owo (MSO): iyipada owo ati ipadabọ Komiṣan Iṣẹ̀ Ọ̀pọ̀lù ati Ìṣàmúlẹ̀	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Japan Asia-Pacific	Ìṣàfilọ́lẹ̀ ààyè-iṣẹ́ ìpamọ́ owó (Ìtàn I, II, III) FSA (nípa ìjọba ilé-ifowopamọ́	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
New Zealand Asia-Pacific	Iforukọsilẹ olupese iṣẹ owo (awọn iṣẹ isanwo, gbigbe owo, ifunni awọn ohun elo isanwo, paṣipaarọ ajeji) Registrar of Financial Service Providers (Companies Office)	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Philippines Asia-Pacific	Ìṣàmúlò-ètò Òpàtà (OPS) BSP	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Singapore Asia-Pacific	Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò pàtó (MPI) MAS	SGD 250,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Singapore Asia-Pacific	Líǹkì àwọn ile-iṣẹ́ ìṣàfilọ́lẹ̀ (SPI) MAS	SGD 100,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Singapore Asia-Pacific	Lisensi Iyipada Owo MAS	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
South Korea Asia-Pacific	Ìṣàmúlò-ètò ìfilọ́wọ́lú (PG) FSC	KRW 300,000,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Antigua àti Barbuda Americas	Lisensi iṣẹ iṣowo Financial Services Regulatory Commission	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Aago Americas	Ojú-ìwé tí a fi pamọ́ fún àwọn iṣẹ́ ìfilọ́wọ́lú (payment service provider registration), pẹlú PSP tí ǹfuń àwọn kọ̀ǹpútà ìfilọ́wọ́lú (PSPCP, payment account providers) Banco Central de la República Argentina (Superintendencia de Entidades Financieras y Cambiarias	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Báhamà Americas	Laisíntí olùfihàn àwọn iṣẹ́ ifowopamọ́ (ìpàpọ̀lú ifowopamọ́ éléktónìkì atí owo éléktónìkì) Central Bank of The Bahamas	BSD 100,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Barbados Americas	Àwọn Ìṣàmúlò-ètò Central Bank of Nigeria	BBD 50,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Barbados Americas	Iṣẹ́ ibaraẹnisọrọ́ owò tabí iye (MVTS) ti a fun ni lilọ́sẹ̀ Awọn minisità ifowopamọ̀ lori àjọṣepọ̀ pẹlú Banki Central of Barbados	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Bermuda Americas	Lisensi iṣẹ́ iṣowo owo Bermuda	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Bolivia Americas	Alábòójútó àwọn kàdì ìṣàfarawé kọ̀ǹpútà Àwọn Ìṣàmúlò-ètò	Paid-in capital in bolivianos equal to UFV 2,500,000 (art. 358).	Tí a kò fi hàn	Àwọn ààyè-iṣẹ́
Bẹ́ràlì Americas	Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò: olugba-ìpaṣẹ, olugba-ìpaṣẹ tabi olugba-ìpasẹ́ Àwọn Ìṣàmúlò-ètò	BRL 9,200,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
British Virgin Islands Americas & Caribbean	Laisíntí iṣẹ́ owò atí owò, Klasẹ́ A (iṣàfilọ́lẹ̀ owò) àtí Klasẹ́ B (àjọṣepọ̀ owò, isẹ́ ẹ̀yàn ẹ̀yàn, ìṣirò èrè) Financial Services Commission	USD 10,000	Tí a kò fi hàn	Àwọn ààyè-iṣẹ́
Canada Americas	Ìṣàmúlò-ètò ààyè-iṣẹ́ ìpamọ́ Bank of Canada (Minister of Finance national security review)	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Àwọn Ìfún Cayman Americas	Àwọn iṣẹ́ owo Àwọn Ìwọ̀n Cayman	KYD 30,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Chile Americas	Comisión para el Mercado Financiero (registration); Banco Central de Chile (rules)	CLF 10,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Curacao Americas	Àwọn Ìṣàmúlò-ètò Central Bank of Nigeria	Not published	CBCS n ṣe ipinnu ninu ọjọ 60 ti wọn ba gba ohun elo to pari ati owo ohun elo (awọn ofin 5(2)).	Àwọn ìpéwọ̀n
Dominica Americas	Lisensi iṣẹ iṣowo owo (awọn ẹka A si E) Awọn iṣẹ owo	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Mauritius Africa	Àwọn Ìjánu-ìsún Bankí tì Mauritius	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Seychells Africa	Àwọn ààyè-iṣẹ́ ìṣàfihàn iṣẹ́ ifowopamọ́ (gẹ́gẹ́ bíi owó e-ètò) Central Bank of Seychelles	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Áríǹkà Ààyè-ètò Áríǹkà	Ààyè-iṣẹ́ àwọn ìṣàmúlò-ètò ẹ̀yàn kẹtà (TPPP) àti àkọsílẹ̀ òǹlò sítàmú South African Reserve Bank (awọn iṣẹ iforukọsilẹ ti gbe lati PASA si SARB ni Oṣu Kẹrin Ọjọ 2, Ọdun 2026)	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n

Àwọn ìṣàmúlò-ètò ní pàtó lórí ojú-ìwé ẹ̀yàn kọọkan. Àkóónú lọ́wọ́lọ́wọ́, kò jẹ́ àṣẹ-ẹ̀yàn.