Ìjọbá · Europe (kò jẹ́ EU)

Gíbraltárì

Gibraltar ni British Overseas Territory pẹlu ile-iṣẹ owo ti o da lori inawo, e-owo, awọn iṣẹ idoko-owo ati fintech. O jẹ olokiki julọ fun ile-iṣẹ ere idaraya ita gbangba rẹ ti o wa lati igba pipẹ ati pe o ṣe agbekalẹ ọkan ninu awọn eto iwe-aṣẹ akọkọ fun awọn olupese imọ-ẹrọ ti a pin (DLT) ni 2018.

Fẹ́là RísikoÀkànṣe

FATFKò wa ní àtòjọ

EU AML àtòjọ àìdájú gigaKò wa ní àtòjọ

Awọn akojọ owo-ori EUKò wa ní àtòjọ

License regimes6

Awọn owo-ìwọ̀nGBP

Awọn idibo to n bọtòjú 2028

Ko si lori awọn akojọ FATF (plenary ti 19 June 2026), ko si ni apejuwe ti Delegated Regulation (EU) 2016/1675 bi a ti ṣe ni 29 January 2026 (Gibraltar ti yọ kuro lati rẹ nipasẹ Delegated Regulation (EU) 2025/1184), ati pe ko si ni apejuwe I ti atokọ owo-ori EU bi o ti yipada ni Oṣu Kẹsan 2026. O ti ṣayẹwo 7 Oṣu Kẹsan 2026.

Ìjọba àti ìṣàlàyé

Gomina: Àwọn ààyè-iṣẹ́ British Overseas
Monarch: Charles III · lati Oṣù Kejìlá 2022
Àwọn Ìṣàmúlò-ètò: Fabian Picardo (Gibraltar Socialist Labour Party (GSLP))
Àwọn ààyè-iṣẹ́: GSLP-Liberal Alliance (Gibraltar Socialist Labour Party ati Liberal Party ti Gibraltar)
Awọn idibo to kẹhin: Gbogbogbo idibo, 12 October 2023
Awọn idibo to n bọ: Ìgbàyélú gbogbógbò, tòjú 2028
Àwọn Ìṣàmúlò-ètò: Gibraltar Parliament (unicameral): 17 elected members plus the Speaker
Siséèsì Ìjọba: Àwọn Ìṣàmúlò-ètò

Economics and finance

Awọn eniyan: 40.1k (2025)
Ìjánu-ìsún: USD 3.6bn (2023)
GDP fun ẹni kọọkan: USD 94,356 (2023)
Awọn owo-ìwọ̀n: Pound sterling (Gibraltar local pound notes and coins also issued) (GBP), Gibraltar pound ti a fi jadè láti Gomina Gibraltar ní pàrà pẹlú GBP; pound sterling lọ́wọ́lọ́wọ́
Central Bank of Nigeria: Kò ní; Gibraltar Financial Services Commission ní ààyè-iṣẹ́ owo-ifowopamọ

Ipinle Gibraltar ni o da lori awọn ere ori ayelujara, iṣẹ owo-iworo, inawo, ibudo ati awọn iṣẹ bunkering ati irin-ajo, pẹlu ibatan rẹ lẹhin Brexit pẹlu EU bi ifosiwewe pataki fun iṣowo.

Àwọn Irinṣẹ́

Àwọn ààyè-iṣẹ́ (Ìjánu-ìwé Òkè 7)

Awọn ohun-ini ti o kere juUSD 5.6m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́GFSC

Ibẹrẹ owo-ori ti o kere ju EUR 5,000,000; GFSC le gba awọn ẹka kan pẹlu ko kere ju EUR 1,000,000 (reg. 11(4))

Àwọn Ìṣẹ́: Financial Services Act 2019, Part 7; Financial Services (Credit Institutions and Capital Requirements) Regulations 2020, reg. 11
Àwọn Irinṣẹ́: Awọn owo iforukọsilẹ GBP 85,000 (Awọn ofin Iforukọsilẹ, Schedule 2, fee block A1); awọn idiyele ipilẹ ọdun kan GBP 37,647 plus awọn ẹya iṣẹ.
Ìfihàn: Ko si iwe irinna EU lati igba Brexit.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ṣẹ̀dá owó rẹ̀ lọ́wọ́lọ́wọ́ atí ẹ̀yàn ibẹrẹ CET1-ọ̀fẹ́
Àwọn ààtòjútó tí a fẹ́ atí àwọn líǹkì ìsàlẹ̀-ètò tí kò bá jẹ́ pé a lè wòye
Ìṣàmúlò-ètò àti ìdáràn
Ìjánu-ìróyìn ààyè-iṣẹ́ orilẹ́ede kẹtà tí a bá lè lò (àwọn ẹ̀yàn ìṣàfilọ́lẹ̀ GBP 39,375)

Sources(2)

Gibraltar Laws: Financial Services (Credit Institutions and Capital Requirements) Regulations 2020, reg. 11 · checked 2026-10-07
Gibraltar Laws: Financial Services (Fees) Regulations 2020 (LN 2020/040), consolidated with amendments to LN 2026/330 · checked 2026-10-07

E-owo ile-iṣẹ

Àwọn Ìṣàmúlò-ètò Owo Èrèsé (Ìyàn Ààyè-iṣẹ́ 7)

Awọn ohun-ini ti o kere juUSD 392k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́GFSC

Ibẹrẹ owo-ori ti o kere ju EUR 350,000; awọn owo-iworo rẹ ko yẹ ki o lọ si isalẹ lati ga julọ ti EUR 350,000 ati iṣiro Schedule 3

Àwọn Ìṣẹ́: Financial Services (Electronic Money) Regulations 2020, reg. 27-28 and Schedule 3
Àwọn Irinṣẹ́: Awọn owo iforukọsilẹ GBP 45,000; awọn idiyele ipilẹ ọdun kan GBP 26,262 plus e-owo ati awọn ẹya miiran.
Ìfihàn: Ko si iwe irinna EU lati igba Brexit.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn owo-ori ibẹrẹ ati awọn owo-ori ti n lọ lọwọlọwọ
Ìgbàyélú àwọn ẹ̀yàn tí a gba fun owó e-
Ìṣàfilọ́lẹ̀ àwọn ile-iṣẹ́ owo-ẹ̀yàn kékeré tí a lè lò nígbà tí owo-ẹ̀yàn kékeré kò bá ju EUR 5,000,000 lọ

Sources(2)

Gibraltar Laws: Financial Services (Electronic Money) Regulations 2020, reg. 27-28 and Schedule 3 · checked 2026-10-07
Gibraltar Laws: Financial Services (Fees) Regulations 2020 (LN 2020/040), consolidated with amendments to LN 2026/330 · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

Àwọn Ìjánu-ìwé Ìṣàmúlò-ètò (Ìyàn ààyè-iṣẹ́ Òkè 7)

Awọn ohun-ini ti o kere juUSD 140k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́GFSC

EUR 125,000 fun awọn iṣẹ ni para. 17(1) si (5) ti Schedule 2 si ofin; EUR 50,000 fun iforukọsilẹ isanwo nikan; EUR 20,000 fun gbigbe owo nikan

Àwọn Ìṣẹ́: Financial Services (Payment Services) Regulations 2020, reg. 80
Àwọn Irinṣẹ́: Awọn owo iforukọsilẹ fun awọn iwe-aṣẹ apakan 7 GBP 11,250 (Klasi A), GBP 22,500 (Klasi B) tabi GBP 45,000 (Klasi C); iforukọsilẹ GBP 4,331.
Ìfihàn: Ko si iwe irinna EU lati igba Brexit.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ìjánu-ìmọ̀ ìṣàfarawé-ẹ̀yàn tí a fi pamọ́ lórí àkókò láti ààyè-iṣẹ́
Ìyàn àwọn owó rẹ̀ tí n bọ̀
Ìdáràn àti AML/CFT àwọn ìṣakosoi

Sources(2)

Gibraltar Laws: Financial Services (Payment Services) Regulations 2020, reg. 80 · checked 2026-10-07
Gibraltar Laws: Financial Services (Fees) Regulations 2020 (LN 2020/040), consolidated with amendments to LN 2026/330 · checked 2026-10-07

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò aimọye (VASP)

Ààtòjọ-ẹ̀yàn DLT (Ìjánu-ìwòrán ààtò 7)

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́GFSC

Àwọn Ìṣẹ́: Financial Services Act 2019; Financial Services (Distributed Ledger Technology Providers) Regulations 2020
Àwọn Irinṣẹ́: Awọn idiyele iforukọsilẹ GBP 45,000 fun olupese DLT tabi olupese ilana ohun-ini gidi; awọn idiyele ọdun kan lati ipilẹ ti GBP 12,254 pẹlu idiyele iṣẹ iṣowo ati idiyele afikun.
Ìfihàn: Kò ní.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

O yẹ ki o tẹle ni gbogbo igba pẹlu awọn ofin ti a fọwọsi ninu atokọ si awọn ilana DLT
GFSC yẹ ki o jẹri pe ẹniti n beere fun ijẹrisi naa yoo tẹle awọn ofin wọnyi ṣaaju ki o to fun ni iwe-aṣẹ
Awọn ohun-ini owo-iworo ati awọn ohun-ini ti ko jẹ owo-iworo to tọ
Awọn ẹsun iṣakoso titi ti o ga julọ ti awọn anfani meji, GBP 1,000,000 tabi 5% ti ipadabọ fun awọn eniyan ofin

Sources(2)

Gibraltar Laws: Financial Services (Distributed Ledger Technology Providers) Regulations 2020 (LN 2020/012) · checked 2026-10-07
Gibraltar Laws: Financial Services (Fees) Regulations 2020 (LN 2020/040), consolidated with amendments to LN 2026/330 · checked 2026-10-07

Firma idoko-owo

Àwọn ààyè-iṣẹ́ ìṣàfarawé-iṣẹ́ (Ìyàn 7)

Awọn ohun-ini ti o kere juUSD 99k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́GFSC

GBP 75,000 fun awọn imọran ati awọn ile-iṣẹ ti o nṣiṣẹ awọn ilana ti ko ni owo alabara; GBP 150,000 fun ọpọlọpọ awọn ile-iṣẹ miiran; GBP 750,000 fun ibaraẹnisọrọ lori akọọlẹ rẹ tabi underwriting

Àwọn Ìṣẹ́: Financial Services (Investment Services) Regulations 2020; Financial Services (Investment Firms) (Prudential Requirements) Regulations 2021, reg. 11
Àwọn Irinṣẹ́: Awọn owo iforukọsilẹ GBP 12,000 (Kategori 3) si GBP 35,000 (Kategori 1).
Ìfihàn: Ko si iwe irinna EU lati igba Brexit.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Initial capital ati awọn owo-ori ti ara ẹni labẹ 2021 Prudential Requirements Regulations
Ìṣàmúlò-ètò àti ìdáràn
Àwọn ààyè-ètò iṣẹ́ àti àwọn ààyè-ètò ọrẹ

Sources(2)

Gibraltar Laws: Financial Services (Investment Firms) (Prudential Requirements) Regulations 2021, reg. 11 · checked 2026-10-07
Gibraltar Laws: Financial Services (Fees) Regulations 2020 (LN 2020/040), consolidated with amendments to LN 2026/330 · checked 2026-10-07

Olùgbéejáde ere-idaraya nípa intanẹẹti

B2C betting tabi gaming operator license (remote gambling)

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Licensing Authority labẹ Gambling Act 2025 (Gambling Division, HM Government of Gibraltar)

Àwọn Ìṣẹ́: Gambling Act 2025 (in force from 1 April 2026, replacing the Gambling Act 2005); Gambling (Duties and Licence Fees) Regulations 2026
Àwọn Irinṣẹ́: Awọn idiyele iforukọsilẹ GBP 30,000 fun B2C tuntun tabi olupese ere ere (ti ko le padanu). Owo-ori iwe-aṣẹ ọdun kan fun awọn vertical GBP 50,000 (ipadabọ ti o ga julọ labẹ awọn miliọnu GBP 20), GBP 100,000 (GBP 20 si awọn miliọnu 300) tabi GBP 200,000 (lori awọn miliọnu GBP 300). Iforukọsilẹ ati awọn iṣẹ ere ere ni gbogbogbo 0.15% ti owo-wiwọle ti o ga julọ, akọkọ GBP 100,000 ti a yọ kuro. Awọn iwe-aṣẹ B2B (aggregators, awọn olupese oju opo wẹẹbu) awọn ibeere GBP 20,000 ati GBP 85,000 lododun.
Ìfihàn: Kò ní.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn iwe-aṣẹ ti o yatọ fun awọn olupese iṣẹ B2C, B2B ati awọn iṣẹ atilẹyin ere
Awọn owo líǹẹ́ẹ̀tì ọ̀nà-ọ̀nà tí a fi pẹ̀lú́ 1 Oṣù Àrẹ́lẹ̀, tí a lè san nípa 30 Oṣù Àrẹ́lẹ̀
Ṣàfikún àwọn ìṣàfilọ́lẹ̀ ìforúkọsílẹ̀ láti GBP 3,000

Sources(3)

Gibraltar Laws: Gambling Act 2025 (current version, with subsidiary legislation and Notice of Commencement LN 2026/064) · checked 2026-10-07
Gibraltar Laws: Gambling (Duties and Licence Fees) Regulations 2026 (LN 2026/065) · checked 2026-10-07
HM Government of Gibraltar: Remote Gambling (Gambling Division) · checked 2026-10-07

Àwọn Aṣàfilọ́lẹ̀

Àwọn Ìṣàfilọ́lẹ̀

Gibraltar Financial Services Commission (GFSC) · websitebanks, E-money institutions, Payment service providers, Investment firms, Virtual asset service providers (VASPs)
Gambling Division, HM Government of Gibraltar (Licensing Authority ati Gambling Commissioner) (GD) ojú-ìwéÀwọn Ìṣàmúlò-ètò

The GFSC website (now fsc.gi) blocked automatic access, so figures are taken from the legislation on gibraltarlaws.gov.gi; statutory decision timelines were not confirmed and are left null. The Gambling Act 2025 page lists a Notice of Commencement dated 1 April 2026; Prediction Market Regulations 2026 were also made under it. Gibraltar left the EU with the UK and has no EU passport.

Àwọn Àtòjọ-ẹ̀yàn Gbogbogbo

Awọn Ìtàn Gíbraltárì

Ààyè-iṣẹ́ àwọn ìkúnrégé ilẹ̀. Pétì náà jẹ́ ìṣàfihàn.

Ìbàlẹ̀: Àwọn ààyè-iṣẹ́ British Overseas
Ọ̀kọ̀ọ̀kan: Gíbraltárì
Agbègbè: 7 km²
Awọn ede Ofin: English (United Kingdom)
Zone Time: UTC+01:00 (UTC+02:00 nínú igba otutu)

Àwọn àgbéwọlé ìṣàfihàn

Igbára-ìsẹ́ Ayelujara
Àwọn iṣẹ́ owó (ìbàn, iná, owó)
Shipping ati bunkering
Àwọn Ìṣàmúlò-ètò
Pẹtalọ́wọ́lẹ̀ tí a wẹ́

Àwọn ìṣàfihàn ààyè-iṣẹ́

Netherlands Antilles
French
Àwọn Ìṣàmúlò-ètò
Poòtì
Àwọn Ìṣàmúlò-ètò

Sources for the country information(7)

Àwọn ìròyìn ààyè-iṣẹ́ orilẹ-ede tí a ṣayẹwo ní ọjọ́ kọkanlá 9, ọdun 2026. Àtòjọ-ẹ̀yàn líǹkì tí a pàṣẹ́ ní ọjọ́ kọkanlá 7, ọdun 2026. Àwọn ìròyìn nikan, kò jẹ́ àgbekalẹ̀ ofin; àwọn ìṣàmúlò-ètò kùnà. Àkọ́lé àwọn ìṣàmúlò-ètò.

Sources for the licensing information(8)

FATF: Jurisdictions under Increased Monitoring, 19 June 2026 · checked 2026-10-07
FATF statement of 19 June 2026 (copy published by the Financial Intelligence Unit of Kosovo; fatf-gafi.org blocked automated access) · checked 2026-10-07
EUR-Lex: Commission Delegated Regulation (EU) 2016/1675, consolidated version of 29 January 2026 · checked 2026-10-07
Council of the EU: revised EU list of non-cooperative jurisdictions for tax purposes, document 5821/26 (Annex I) · checked 2026-10-07
Gibraltar Laws: Financial Services (Fees) Regulations 2020 (LN 2020/040), consolidated with amendments to LN 2026/330 · checked 2026-10-07
Gibraltar Laws: Financial Services (Distributed Ledger Technology Providers) Regulations 2020 (LN 2020/012) · checked 2026-10-07
Gibraltar Laws: Gambling Act 2025 (current version, with subsidiary legislation and Notice of Commencement LN 2026/064) · checked 2026-10-07
Gibraltar Laws: Gambling (Duties and Licence Fees) Regulations 2026 (LN 2026/065) · checked 2026-10-07