Àwọn ààyè-iṣẹ́

French

France ni ọkan ninu awọn ti o tobi ju awọn eto banki ni EU, ti o wa ni idamu nipasẹ diẹ ninu awọn nla gbogbo-aye banki ẹgbẹ, ati Paris ni a pataki ilu fun assets iṣakoso ati ọja infrastructure. The ACPR licenties banks (with the ECB), idogo, e-owo ati idoko-owo ile-iṣẹ, nigba ti AMF n ṣakoso crypto-asset iṣẹ awọn olupese ati market conduct.

Fẹ́là RísikoÀkànṣe

FATFKò wa ní àtòjọ

EU AML àtòjọ àìdájú gigaKò wa ní àtòjọ

Awọn akojọ owo-ori EUKò wa ní àtòjọ

License regimes6

Awọn owo-ìwọ̀nÌwọ̀n

Àwọn ìṣàmúlò-ètòA+

Awọn idibo to n bọOṣù Kejí ọjọ́ 18 Oṣù 2027

France ko si lori FATF awọn akojọ alawọ ewe tabi dudu (plenary ti 19 June 2026); gẹgẹbi orilẹ-ede ọmọ ẹgbẹ EU o wa ni ita agbegbe ti atokọ orilẹ-ede kẹta ti o ga julọ ti EU (Delegated Reg. 2016/1675, consolidated 29 January 2026) ati awọn EU owo-ori akojọ (Annex I, imudojuiwọn 17 February 2026). O ti ṣayẹwo 7 Oṣu Kẹsan 2026.

Ìjọba àti ìṣàlàyé

Gomina: Republic of Korea
Prezidanti: Emmanuel Macron · lati Oṣù Kẹrin 2017
Prime Minister: Sébastien Lecornu (Renaissance)
Àwọn ààyè-iṣẹ́: Renaissance, Democratic Movement (MoDem), Horizons, Union of Democrats and Independents (UDI)
Awọn idibo to kẹhin: Igbàyéjọbá (snap, National Assembly), igbimọ́ kẹtà, 7 Oṣù Kẹrin 2024
Awọn idibo to n bọ: Igbakeji Aare, 18 April 2027. Ojo keji ni ọjọ 2 May 2027; Macron ko le duro lẹẹkansii. Lecornu n wa ijọba ti o kere julọ; o fi silẹ ati pe a tun yan ni ọjọ 10 October 2025
Àwọn Ìṣàmúlò-ètò: Parliament: National Assembly (577 seats) ati Senate (348 seats)
Siséèsì Ìjọba: Awọn ofin sibẹsibẹ

Economics and finance

Awọn eniyan: 68.7m (2025)
Ìjánu-ìsún: USD 3.4tn (2025)
GDP fun ẹni kọọkan: USD 48,930 (2025)
Awọn owo-ìwọ̀n: Euro (EUR), euro (tí a bà kọ̀ǹpútà lọ, tí a fọwọ́sì láti inú ECB bí àwọn ààyè-iṣẹ́ Eurosystem)
Central Bank of Nigeria: Banque de France (ẹ̀yàn tí Eurosystem)
Àwọn ìṣàmúlò-ètò: S&P A+ (stable) · Moody's Aa3 (negative) · Fitch A+ (stable) (gẹ́gẹ́ bi Oṣù 2026)

A nla, diversified economy pẹlu agbara ni aerospace, awọn ohun-ini itura, pharmaceuticals ati irin-ajo; Paris jẹ ibi ti awọn banki agbaye nla ati awọn insurers ati pe o ti gba iṣowo ati iṣẹ iṣakoso ohun-ini lati igba Brexit.

Àwọn Irinṣẹ́

Àwọn Ìṣàmúlò-ètò

Awọn ohun-ini ti o kere juUSD 5.6m

Agbègbè6 osu lati fáìlì tí a fi kùnà, àti nínú oṣu 12 lójútó ìṣàfihàn (ACPR)

Awọn Iṣẹ́ECB lori àgbèkalẹ̀ tí ACPR

EU minimum of EUR 5 million (CRD art. 12); the ACPR page refers to the required minimum capital without stating the French amount

Àwọn Ìṣẹ́: Code monétaire et financier, art. L.311-1 and Book V Title I; Regulation (EU) No 1024/2013 (SSM) art. 14
Ìfihàn: Ya: EU passport under CRD (Arts. 33 to 39) for branches and cross-border services

Àwọn ìṣàmúlò-ètò Bọ́tìnì

O kere ju awọn eniyan meji ti o ni agbara lati ṣakoso ile-iṣẹ naa, pẹlu igbẹkẹle, imọ, iriri ati agbara
Àwọn agbẹ́jọró bódi tí wọ́n bá padé àwọn ìṣàmúlò-ètò tí a fẹ́
Ojú kọ̀ǹpútà ààyè-iṣẹ́ (àjọṣepọ̀ ìpele) nínú Fẹ́rẹ̀sì, nínú ojú́-iṣẹ́ tí a fi pamọ́
Fáìlì tí a fi pamọ́ láti inú ECB IMAS poròtà láti ààyè-iṣẹ́ àwọn ìṣẹ̀dà ACPR

Sources(4)

ACPR: Procédures, établissement de crédit · checked 2026-10-07
ACPR: Authorising undertakings · checked 2026-10-07
ECB Banking Supervision: Authorisation (licensing) · checked 2026-10-07
EUR-Lex: Directive 2013/36/EU (CRD), Art. 12 initial capital and Art. 15 decision deadline (consolidated) · checked 2026-10-07

E-owo ile-iṣẹ

Agrément as an electronic money institution (établissement de monnaie électronique)

Awọn ohun-ini ti o kere juUSD 392k

AgbègbèAgrément ti a fi silẹ ninu oṣu 3 ti faili to pari (ACPR)

Awọn Iṣẹ́ACPR

EU minimum of EUR 350,000 initial capital (EMD2 art. 4); the ACPR page does not state the amount

Àwọn Ìṣẹ́: Code monétaire et financier, arts. L.315-1, L.526-2 and L.526-19
Ìfihàn: Ya: EU passport ààyè-iṣẹ́ lórí EMD2/PSD2 nínú ìjọba, awáròyìn, oníjádè tàbí ìṣẹ̀dá iṣẹ́ ọ̀fẹ́

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn ọna ofin ti o tọ, owo-ori ibẹrẹ to to ati iṣakoso to dara
Ìdáràn ààyè-ètò àti ìdáràn àwọn owó tí a lò
Banque de France opinion on the security of payment instruments
Agrément ti o rọrun ti o wa ni isalẹ EUR 5 million average monthly e-money outstanding

Sources(3)

ACPR: Procédures, établissement de monnaie électronique · checked 2026-10-07
ACPR: Parcours Fintech · checked 2026-10-07
EUR-Lex: Directive 2009/110/EC (EMD2), Art. 4 initial capital and Art. 5 own funds · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

Àwọn Ìṣàmúlò-ètò

Awọn ohun-ini ti o kere juUSD 140k

Agbègbè3 osu lati fáìlì tí a fi parí (ACPR)

Awọn Iṣẹ́ACPR

EU minimums (PSD2 art. 7): EUR 125,000 fun awọn iṣẹ isanwo 1 si 5, EUR 50,000 fun ibẹrẹ isanwo nikan, EUR 20,000 fun gbigbe owo nikan; oju opo wẹẹbu ACPR ko sọ iye

Àwọn Ìṣẹ́: Code monétaire et financier, art. L.314-1 (payment services) and Book V Title II
Ìfihàn: Ya: EU passport under PSD2 Art. 28 (branch, agent or free provision of services)

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn fọọmu ofin ti o tọka si iṣẹ ati owo-ori ti o yẹ fun awọn iwulo igbẹkẹle
Ìdáràn àti ìdáràn inú
Agrément ti o rọrun ti o wa titi si EUR 3 milionu iwọn otutu isanwo osu ati pe ko si ipadabọ owo
Àwọn ìṣàfihàn àtòjọ-ẹ̀yàn kọ́ọ̀kan ní pánẹ́ẹ̀lì ìṣàfihàn

Sources(3)

ACPR: Procédures, établissement de paiement et prestataire de service d'information sur les comptes · checked 2026-10-07
ACPR: Parcours Fintech · checked 2026-10-07
EUR-Lex: Directive (EU) 2015/2366 (PSD2), Art. 7 initial capital and Art. 12 decision deadline · checked 2026-10-07

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò aimọye (VASP)

Ààyè-iṣẹ́ ìgbàdálẹ̀ àwọn àyọkà ìṣàfihàn (CASP) láti inú MiCA

Awọn ohun-ini ti o kere juUSD 56k

AgbègbèMiCA Àkọlé àwòrán 63: àwọn ọjọ́ iṣẹ́ 25 láti ṣàyẹwo ìparí iṣẹ́, kí àwọn ọjọ́ iṣẹ́ 40 láti yá àwọn ìṣàmúlò-ètò tí a fi kọ́ nípa (aago lè gba padà sípò fún àwọn ibeeré ìròyìn)

Awọn Iṣẹ́AMF

MiCA Art. 67 ati Annex IV: EUR 50,000 (klasọ 1: igbimọ-iṣe, fipamọ, awọn iṣẹ gbigbe, gbigba ati ifijiṣẹ, imọran, iṣakoso porfolio), EUR 125,000 (klasọ 2: ṣafikun aabo ati iṣakoso, ati paṣipaarọ fun awọn owo-ori tabi awọn crypto-assets miiran), EUR 150,000 (klasọ 3: ṣafikun ṣiṣẹda oju opo wẹẹbu iṣowo); tabi idaji kan ti ọdun to kẹhin ti a ṣe deede ti o ba ga julọ

Àwọn Ìṣẹ́: Regulation (EU) 2023/1114 (MiCA), arts. 59 to 63
Ìfihàn: Ya: MiCA ìgbàjójútó lè jẹ́ àgbèkalẹ̀ nínú EU/EEA láti inú ìṣàfihàn (MiCA Àwọn Ìwé-ẹ̀yàn. 65)

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ofiisi ti a fọwọsi nile-ẹ̀yàn, ibi ti o kere ju àwọn iṣẹ́ kan wa nibẹ̀, ibi ti o dara ju fun idari nile-ẹ̀yàn ati pe o kere ju oludasile kan wa nile-ẹ̀yàn (MiCA Akọsilẹ 59(2))
Awọn adari ti o tọ ati ti o yẹ, ati awọn oludokoowo to dara
Igbàdálẹ̀ atí ifaramọ́ tí a bá fi pamọ́ nípa àwọn ẹ̀yàn àtí owó, ìṣàfilọ́lẹ̀ àjọṣepọ̀, ààyè-ìṣẹ́
AML/CFT framework ati ifaramọ si Iyipada ti Awọn owo-ori (EU) 2023/1113 irin ajo ofin
Ìṣàmúlò-ètò fún AMF (psan[at]amf-france.org)

Sources(3)

AMF: MiCA (in-depth), CASP authorisation and transitional period · checked 2026-10-07
EUR-Lex: Regulation (EU) 2023/1114 (MiCA), Arts. 63, 67, 143 and Annex IV · checked 2026-10-07
ESMA: List of grandfathering periods decided by Member States under Article 143(3) MiCA (version of May 2026) · checked 2026-10-07

Firma idoko-owo

Agrément bí ile-iṣẹ́ inawo

Awọn ohun-ini ti o kere juUSD 84k

Agbègbè6 oṣu lati faili ti pari; 4 oṣu fun pipẹ ti awọn iṣẹ (ACPR)

Awọn Iṣẹ́Aṣoju-iṣelọpọ, pẹlu AMF ti n ṣayẹwo eto iṣẹ fun awọn iṣẹ idoko-owo to ni ibatan.

EU minimums (IFD article. 9): EUR 75,000, EUR 150,000 tabi EUR 750,000 da lori iṣẹ; oju-iwe ACPR ko sọ iye

Àwọn Ìṣẹ́: Code monétaire et financier, art. L.321-1 (investment services); Regulation (EU) 2019/2033 (IFR)
Ìfihàn: Ya: MiFID II paṣipaarọ (Arts. 34 ati 35) fun iṣẹ́ àti àwọn ẹ̀yàn

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ile-ẹjọ ti a fi pamọ́ atí iṣakoso to lagbara ni France
Ojú kọ̀ǹpútà mejì nípa ìṣàfarawé, ìmọ̀, ààyè-iṣẹ́ àtí ìmọ̀.
Awọn ohun-ini ati awọn orisun owo ti o ni ibatan si awọn iṣẹ
Awọn adari ati awọn aṣoju iṣẹ-ṣiṣe pataki

Sources(3)

ACPR: Procédures, entreprise d'investissement · checked 2026-10-07
ACPR: Authorising undertakings · checked 2026-10-07
EUR-Lex: Directive (EU) 2019/2034 (IFD), Art. 9 initial capital · checked 2026-10-07

Olùgbéejáde ere-idaraya nípa intanẹẹti

Online itatẹtẹ agrément (idaraya idogo, horse-race idogo, online poker)

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́National Gaming Authority (ANJ)

Àwọn Ìṣẹ́: Loi n° 2010-476 du 12 mai 2010, art. 21
Ìfihàn: Àwọn ààyè-iṣẹ́

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Agrément tí a fi pamọ́ fún ààyè-iṣẹ́ ẹran-ọ̀sẹ̀, ààyè-iṣẹ́ ere-idaraya àti àwọn ere orí-ìṣàmúlò-ètò (poker)
Agrément to wulo fun odun mẹta, ti a le yipada ati pe ko le gbe
A kò gba àwọn ere kásínì intanẹ́ẹ̀tì, àti àwọn máàmù itẹ́wọ̀n.
Lottery games remain a monopoly of FDJ

Sources(3)

Légifrance: Loi n° 2010-476 du 12 mai 2010 relative à l'ouverture à la concurrence et à la régulation du secteur des jeux d'argent et de hasard en ligne · checked 2026-10-07
ANJ: Catégories de jeux et canaux de distribution · checked 2026-10-07
ANJ: Opérateurs agréés · checked 2026-10-07

Àwọn Aṣàfilọ́lẹ̀

Àwọn Ìṣàfilọ́lẹ̀

Autorité de surveillance prudentielle et de résolution (ACPR) · websiteBanks, E-money institutions, Payment service providers, Investment firms
Autorité des marchés financiers (AMF) · websiteVirtual asset service providers (VASPs), Investment firms, Funds
Bankí Ààyè-iṣẹ́ Europe (Mekanismò Iṣẹ́ Aṣàfilọ́lẹ̀) (ECB) · wé-ìwé-ìtànIle-ifowopamọ
Awọn ere-idaraya ti orilẹ-ede (ANJ) · iwe ayelujaraIpele ori ayelujara

MiCA: France ti fi akoko 18-oṣù lọ́wọ́lọ́wọ́; awọn olupese iṣẹ́ ẹ̀yàn digítìlì (PSAN) tí a kọ́ nínú ofin PACTE lè dábọ̀ sí 1 Oṣù 2026, nígbà tí o bà jẹ́ pé MiCA ìgbàjógun láti AMF ní a fẹ́. Àwọn iye owó aládúrójúlù fun àwọn banki, PIs, EMIs àtí ìfilọ́wọ́lù kò wa nínú ojú-ìwé ACPR tí a fọwọ́sì, bẹ́ẹ̀ nínú ìgbàjójú EU ní a ṣàfihàn. Paris jẹ́ ààyè olótúntò nlá kan, pẹlú awọn ile-iṣẹ́ iṣakoso tí a fọwọ́sì láti AMF.

Àwọn Àtòjọ-ẹ̀yàn Gbogbogbo

Àkóónú Fẹ̀rẹ̀sì

Ààyè-iṣẹ́ àwọn ìkúnrégé ilẹ̀. Pétì náà jẹ́ ìṣàfihàn.

Ìbàlẹ̀: Awọn orilẹ-ede ti o ni ijọba
Ọ̀kọ̀ọ̀kan: Àwọn ààyè-iṣẹ́
Agbègbè: 643,801 km²
Awọn ede Ofin: French (France)
Zone Time: UTC+01:00 (UTC+02:00 nínú igba otutu); ààyè-iṣẹ́; ìtàn orilẹ́ede láti inú àwọn ààyè-iṣẹ́ tí n bọ̀ jẹ́ UTC-10:00 sí UTC+12:00

Àwọn àgbéwọlé ìṣàfihàn

ẹ̀yàn
awọn ọkọ ayọkẹlẹ
iwosan ti a ṣelọpọ
Àwọn ààyè-iṣẹ́
awọn ẹya ara ẹrọ
Ìrin-ajó

Àwọn ìṣàfihàn ààyè-iṣẹ́

Germany
Ìtaláànì
United States
Belgium(Belgium)
Espania

Sources for the country information(9)

Àwọn ìròyìn ààyè-iṣẹ́ orilẹ-ede tí a ṣayẹwo ní ọjọ́ kọkanlá 9, ọdun 2026. Àtòjọ-ẹ̀yàn líǹkì tí a pàṣẹ́ ní ọjọ́ kọkanlá 7, ọdun 2026. Àwọn ìròyìn nikan, kò jẹ́ àgbekalẹ̀ ofin; àwọn ìṣàmúlò-ètò kùnà. Àkọ́lé àwọn ìṣàmúlò-ètò.

Sources for the licensing information(22)

ACPR: Authorising undertakings · checked 2026-10-07
ACPR: Procédures, établissement de crédit · checked 2026-10-07
ACPR: Procédures, établissement de monnaie électronique · checked 2026-10-07
ACPR: Procédures, établissement de paiement et prestataire de service d'information sur les comptes · checked 2026-10-07
ACPR: Procédures, entreprise d'investissement · checked 2026-10-07
ACPR: Parcours Fintech · checked 2026-10-07
AMF: MiCA (in-depth), CASP authorisation and transitional period · checked 2026-10-07
ANJ: Catégories de jeux et canaux de distribution · checked 2026-10-07
ANJ: Opérateurs agréés · checked 2026-10-07
Légifrance: Loi n° 2010-476 du 12 mai 2010 relative à l'ouverture à la concurrence et à la régulation du secteur des jeux d'argent et de hasard en ligne · checked 2026-10-07
ECB Banking Supervision: Authorisation (licensing) · checked 2026-10-07
EUR-Lex: Directive 2013/36/EU (CRD), Art. 12 initial capital and Art. 15 decision deadline (consolidated) · checked 2026-10-07
EUR-Lex: Directive 2009/110/EC (EMD2), Art. 4 initial capital and Art. 5 own funds · checked 2026-10-07
EUR-Lex: Directive (EU) 2015/2366 (PSD2), Art. 7 initial capital and Art. 12 decision deadline · checked 2026-10-07
EUR-Lex: Regulation (EU) 2023/1114 (MiCA), Arts. 63, 67, 143 and Annex IV · checked 2026-10-07
EUR-Lex: Directive (EU) 2019/2034 (IFD), Art. 9 initial capital · checked 2026-10-07
ESMA: List of grandfathering periods decided by Member States under Article 143(3) MiCA (version of May 2026) · checked 2026-10-07
FATF: Jurisdictions under Increased Monitoring, 19 June 2026 (FATF site blocks automated access; content confirmed via official government notices below) · checked 2026-10-07
Insurance Commission of The Bahamas: notice reproducing FATF Public Statement of 19 June 2026 on Jurisdictions under Increased Monitoring · checked 2026-10-07
New Zealand Department of Internal Affairs: FATF jurisdictions under increased monitoring and call for action, June 2026 · checked 2026-10-07
EUR-Lex: Commission Delegated Regulation (EU) 2016/1675, consolidated version of 29 January 2026 · checked 2026-10-07
European Commission Representation in Luxembourg: EU updates its list of non-cooperative jurisdictions for tax purposes (17 February 2026) · checked 2026-10-07