Asia-Pacific

Singapore

Singapore ni a olori agbaye financial center pẹlu kan ti o ni integrated regulator, awọn Monetary Authority of Singapore (MAS), eyi ti n ṣakoso awọn banki, sisan awọn ile-iṣẹ, capital markets intermediaries, insurers ati digital token iṣowo. O jẹ mọ fun ohun-ini ati asset management, foreign exchange iṣowo ati awọn isanwo eto ti o da lori e-owo, cross-border gbigbe ati digital payment tokens labẹ ọkan ofin.

Fẹ́là RísikoÀkànṣe

FATFKò wa ní àtòjọ

EU AML àtòjọ àìdájú gigaKò wa ní àtòjọ

Awọn akojọ owo-ori EUKò wa ní àtòjọ

License regimes12

Awọn owo-ìwọ̀nSGD

Àwọn ìṣàmúlò-ètòAAA

Awọn idibo to n bọtòjú 2030

Ko si lori FATF awọn iwe-aṣẹ awọ tabi dudu lẹhin June 2026 plenary, ko si lori EU high-risk ẹgbẹ kẹta orilẹ-ede iwe-aṣẹ (Delegated Regulation (EU) 2016/1675 bi a ti yipada, to kẹhin nipasẹ Delegated Regulation (EU) 2026/46), ati ko si lori Annex I ti EU owo-ori iwe-aṣẹ imudojuiwọn 17 February 2026. O ti ṣayẹwo 7 Oṣu Kẹsan 2026.

Ìjọba àti ìṣàlàyé

Gomina: Republic of the Congo
Prezidanti: Tharman Shanmugaratnam · lati Oṣù Kẹrin 2023
Prime Minister: Lawrence Wong (Awọn eniyan's Action Party)
Àwọn ààyè-iṣẹ́: Awọn Ẹgbẹ Iṣẹ-ṣiṣe Awọn eniyan
Awọn idibo to kẹhin: Gbogbogbo idibo, 3 May 2025
Awọn idibo to n bọ: Ìgbàyélú àwọn agbẹjọro, tí a fi pẹ̀lú̀ ọdun 2030. Ìgbàyélú Aare tí a fi pẹ̀lú̀ ọdun 2029
Àwọn Ìṣàmúlò-ètò: Parliament (unicameral; 97 elected seats plus non-constituency and nominated members)
Siséèsì Ìjọba: Awọn ofin ti o wọpọ ni ede Gẹẹsi

Economics and finance

Awọn eniyan: 6.1m (2025)
Ìjánu-ìsún: USD 603.9bn (2025)
GDP fun ẹni kọọkan: USD 99,365 (2025)
Awọn owo-ìwọ̀n: Singapore dollar (SGD), tí a fọwọ́sì lórí ààyè-iṣẹ́ tí a kò sọ̀rọ̀ (S$NEER policy band)
Central Bank of Nigeria: Àwọn Ìṣàmúlò-ètò
Àwọn ìṣàmúlò-ètò: S&P AAA (iduroṣinṣin) · Moody's Aaa (iduroṣinṣin) · Fitch AAA (iduroṣinṣin) (bi ti May 2026)

Singapore jẹ orilẹ-ede ti o ni owo, iṣakoso ohun-ini ati iṣowo agbaye pẹlu awọn ẹrọ itanna ti o ga julọ ati iṣelọpọ petrochemical, ati pe Oṣiṣẹ Iṣowo ti Singapore n ṣiṣẹ gẹgẹbi banki ikọkọ ati oludari owo ti a ṣepọ.

Àwọn Irinṣẹ́

Full bank license

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèMAS àwọn ìṣàmúlò-ètò ìṣàfarawé kọ̀ǹpútà nígbà tí ìṣàmúlò-ètò náà bá pari

Awọn Iṣẹ́MAS

Àwọn Ìṣẹ́: Banking Act 1970
Àwọn Irinṣẹ́: Aṣàfilọ́lẹ̀ àwọn ẹ̀yàn tí a kò lè paṣẹ́ padà ni SGD 20,000 (MAS ojú-ìwé licensing banki)
Ìfihàn: Kò ní pàsẹ́ètì; lìǹẹ́sì náà lórí Singapore lọ́wọ́lọ́wọ́

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn ohun ti o yẹ fun owo, awọn iroyin ti a tẹle, ipo agbaye ati igbẹkẹle ẹniti o n beere fun, awọn obi ati awọn oludokoowo nla
Ìyàn tí a kọ̀ nínú àwọn ìṣàfihàn ààyè-iṣẹ́ ile-iwe atí ìṣàfihàn ile-iwe to lagbara
Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò tí wọ́n jẹ́ nípa iṣẹ́ tí a fẹ́
MAS ni bayii n fun awọn iwe-aṣẹ banki tuntun si awọn banki ajeji nikan labẹ awọn adehun iṣowo ọfẹ

Sources(2)

MAS: Licensing and Authorisation for Banking Business · checked 2026-10-07
MAS: FAQs on Digital Full Bank and Digital Wholesale Bank Licences · checked 2026-10-07

Àwọn Irinṣẹ́

Wholesale bank license

Awọn ohun-ini ti o kere juUSD 78m

AgbègbèÀwọn oṣu mẹta si mẹrin nigba ti ohun-iní ìṣàmúlò-ètò náà bá pari

Awọn Iṣẹ́MAS

SGD 100 million minimum paid-up capital for a Singapore-incorporated wholesale bank, as stated by MAS for existing wholesale banks in its digital bank requirements

Àwọn Ìṣẹ́: Banking Act 1970
Àwọn Irinṣẹ́: Iṣẹ́ ẹ̀yàn ti a ko lé paṣẹ́ padà ni SGD 20,000
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ìyárá àti ìdájọ́ àwọn alábòójútó ilè láti MAS
Ìdájọ́ àwọn owó nínú ẹ̀yàn tí a fi pamọ́
Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò Singapore
Awọn ile-ifowopamọ ti n ta ọja le ko gba awọn idogo SGD ti o wa ni ipamọ

Sources(2)

MAS: Licensing and Authorisation for Banking Business · checked 2026-10-07
MAS: Eligibility criteria and requirements for digital banks · checked 2026-10-07

Àwọn Irinṣẹ́

Lisensi banki to kù

Awọn ohun-ini ti o kere juUSD 11.7m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́MAS

SGD 15 million pay-up capital at entry as a restricted digital full bank (aggregate deposit cap SGD 50 million, SGD 75,000 per individual), rising to SGD 1.5 billion when fully functioning

Àwọn Ìṣẹ́: Banking Act 1970; MAS digital bank framework
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Àwọn tí a fi pamọ́ nínú Singapore, tí a fọwọ́sì sí Singaporeans àti tí a kọ́ nínú Singapore
Awọn ifowosowopo owo-ori tabi awọn ilana ti o ṣe pataki lati gba owo-ori 1.5 bilionu SGD
Awọn ofin owo-ori ti o da lori ibajẹ ni ibamu pẹlu awọn ile-ifowopamọ ti o ṣe pataki pupọ
Awọn agbẹjọro
Ojú kọ̀ǹpútà kan nínú iṣẹ́; kò sí ìṣàfilọ́lẹ̀ sí àwọn nẹ́tiwọọki ATM tàbí àwọn máàkìnì fipamọ́ owo

Sources(2)

MAS: Eligibility criteria and requirements for digital banks · checked 2026-10-07
MAS: Annex A Digital Full Bank Framework · checked 2026-10-07

Àwọn Irinṣẹ́

Lisensi banki oni-nọmba

Awọn ohun-ini ti o kere juUSD 78m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́MAS

SGD 100 million minimum paid-up capital, same as existing wholesale banks

Àwọn Ìṣẹ́: Banking Act 1970; MAS digital bank framework
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ò yẹ́ ki o jẹ́ àkọsílẹ̀ nínú Singapore
Ṣí fún gbogbo àwọn ile-iṣẹ́ (kò ní ìṣàfihàn ìṣakosó Singapore)
Awọn ohun-ini ti o da lori ibajẹ kanna, awọn owo-ori, awọn ibajẹ imọ-ẹrọ ati AML/CFT awọn ibeere bi awọn banki nla
Iṣẹ fun awọn ile-iṣẹ kekere ati alabọde

Sources(1)

MAS: Eligibility criteria and requirements for digital banks · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

Ààyè-iṣẹ́ Ìṣàmúlò-ètò (MPI)

Awọn ohun-ini ti o kere juUSD 195k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́MAS

SGD 250,000 iye owo ibẹrẹ ti o kere ju, pẹlu aabo ti SGD 100,000 tabi SGD 200,000 (idogo owo-ori pẹlu MAS tabi aabo banki)

Àwọn Ìṣẹ́: Payment Services Act 2019, s 6
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn ile-iṣẹ́ tí a kọ̀ nínú Singapore tàbí ààyè-iṣẹ́ tí a kọ̀ nínú Singapore
Òkè ìṣàmúlò-ètò fún iṣẹ́ tàbí ààyè-iṣẹ́ nínú Singapore
Ojú kọ̀ǹpútà ìṣàlàye-iṣẹ́ kan nínú àwọn ti wọ́n jẹ́ olòlù Singapore tàbí PR, tàbí olùgbà EP plus olòlù kan tabi kọ̀ǹpútà PR
Awọn oludari ti o tọ ati ti o dara julọ; awọn ilana igbẹkẹle ati iwadii
Ìwé-ìṣàmúlò-ètò ààyè-iṣẹ́ inú ayelujara láti ìgbà ìṣẹ̀dà
Kò ní àwọn ìgbà tí a fi pamọ́ lórí ìdíyelé tabi e-ìwọ̀n owó (tí a bà fẹ́ lọ́wọ́ SGD 3 milionu fun iṣẹ́ kan, SGD 6 milionu fun meji tàbí diẹ́ sii, tàbí SGD 5 milionu fun e-ìwọ̀n owó ọjọ́ kan)

Sources(1)

MAS: Licensing for Payment Service Providers · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

Ààyè-iṣẹ́ ìṣàmúlò-ètò ifowopamọ́ àkànṣe (SPI)

Awọn ohun-ini ti o kere juUSD 78kSGD 100,000 àwọn ẹ̀yàn ìsàlẹ̀-ilà tó kéré jù

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́MAS

Àwọn Ìṣẹ́: Payment Services Act 2019, s 6
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn iṣẹ ti o wa ni SGD 3 milionu lojoojumọ fun iṣẹ kan, SGD 6 milionu lojoojumọ fun awọn iṣẹ meji tabi diẹ sii, ati SGD 5 milionu lojoojumọ e-owo ti ko dara
Awọn ile-iṣẹ́ tí a fi pamọ́ sí Singapore tàbí ààyè-iṣẹ́ Singapore
Àwọn ìṣàmúlò-ètò ààyè-iṣẹ́ lórí àgbèkalẹ̀ bí a tí MPI
Ìṣàmúlò-ètò àti àwọn ìṣàfihàn

Sources(1)

MAS: Licensing for Payment Service Providers · checked 2026-10-07

E-owo ile-iṣẹ

E-money issuance ààyè-iṣẹ́ láti inú líǹkì MPI tàbí SPI

Awọn ohun-ini ti o kere juUSD 195k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́MAS

Ko si iwe-aṣẹ owo-ẹya ti o yatọ; ẹnikan ti o fi owo-ẹya ti o wa ni isalẹ miliọnu SGD 5 lọ lojoojumọ nilo iwe-aṣẹ MPI (SGD 250,000 base capital), labẹ eyi iwe-aṣẹ SPI (SGD 100,000)

Àwọn Ìṣẹ́: Payment Services Act 2019 (e-money issuance is a regulated payment service)
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ìdájọ́ àti àwọn ìṣàmúlò-ètò ìṣàfihàn bí MPI tàbí SPI líǹsẹ́ẹ̀tì
Awọn miliọnu 5 SGD ti awọn owo-iwọle ayelujara lojoojumọ ṣe ipinnu MPI tabi SPI

Sources(1)

MAS: Licensing for Payment Service Providers · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

License-Money-changing

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́MAS

Àwọn Ìṣẹ́: Payment Services Act 2019
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ṣé fún àwọn ile-iṣẹ̀ tí n rà tabi tá owo-ìpamọ́ lọ́wọ́lọ́wọ́
Awọn ẹtọ ati iṣakoso ti awọn ara ilu Singapore fun awọn oludari, awọn alabaṣepọ ati awọn ile-iṣẹ ti o ni Singapore
Awọn agbẹjọro ajeji ti o ni opin si awọn ile-iṣẹ ti o ni ẹtọ ni kikun ti awọn banki ajeji to ṣe pataki, ti a ṣeto daradara tabi awọn oniyipada owo
Ìmọ̀ nínú ìṣàfarawe-ìwọ̀n àti AML/CFT

Sources(1)

MAS: Licensing for Payment Service Providers · checked 2026-10-07

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò aimọye (VASP)

Àwọn ìṣẹ̀dá àwọn tónẹ́ẹ̀lì pàtó nínú lìǹẹ́ẹ̀lì MPI

Awọn ohun-ini ti o kere juUSD 195k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́MAS

Àwọn ààyè-iṣẹ́ ìdájọ́ ń tẹlé líǹkì MPI tàbí SPI tí a ní (SGD 250,000 fun MPI); MAS kò sọ̀rọ̀ àwọn ààyè-iṣẹ́ DPT lórí àwọn ojú-ìwé tí a ṣì

Àwọn Ìṣẹ́: Payment Services Act 2019 (digital payment token service)
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

License labẹ PS Act lati ṣowo ni tabi ṣe paṣipaarọ DPTs, tabi pese aabo DPT tabi gbigbe, fun awọn alabara ni Singapore
Ìdákọ́ àti ìṣàmúlò-ètò, AML/CFT àwọn ìṣàmúlò-ètò àti ìṣakosó-ìrírisí imọ-ẹrọ
Tokens ti capital markets awọn ọja wa labẹ Securities ati Futures Act nibẹ

Sources(2)

MAS: Licensing for Payment Service Providers · checked 2026-10-07
MAS: MAS Clarifies Regulatory Regime for Digital Token Service Providers (6 June 2025) · checked 2026-10-07

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò aimọye (VASP)

Ààyè-iṣẹ́ ìṣẹ̀dàn àwọn iṣẹ́ tokè dígital (DTSP)

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́MAS

Àwọn Ìṣẹ́: Financial Services and Markets Act 2022, Part 9 (s 137)
Ìfihàn: Kò lè lo

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ṣe lo lati 30 Oṣù Kejìlá 2025 si awọn ile-iṣẹ ti o da lori Singapore ti n ṣiṣẹ fun awọn alabara nikan ni ita Singapore
MAS ti sọ pe o kò lè fi líǹẹ́sì yìí pamọ́
Awọn DTSPs ti ko ni iwe-aṣẹ gbọdọ da iṣẹ wọn duro titi di ọjọ 30 Oṣù Kejìlá 2025

Sources(2)

MAS: MAS Clarifies Regulatory Regime for Digital Token Service Providers (6 June 2025) · checked 2026-10-07
MAS: Guidelines on Licensing for Digital Token Service Providers · checked 2026-10-07

Firma idoko-owo

Lisensi iṣẹ ọja owo (CMS), ibaraẹnisọrọ ninu awọn ọja ọja owo ati awọn iṣẹ miiran ti a ṣeto

Awọn ohun-ini ti o kere juUSD 39k

AgbègbèMAS ní àwọn oṣù lọ́wọ́lọ́wọ́ 6 láti ṣayẹwo ìṣàmúlò-ètò tí a fi kọ̀ǹpútà pamọ́; àwọn onínọmbà IPA ní àwọn oṣù lọ́wọ́lọ́wọ́ 6 láti padé àwọn ipò

Awọn Iṣẹ́MAS

Ipinle lati SGD 50,000 si SGD 5 milionu fun awọn oniṣowo-ọja ni ibamu si awọn ọja, awọn alabara ati awọn ọmọ ẹgbẹ ti o ṣe abojuto; SGD 250,000 fun awọn aṣoju owo ile-iṣẹ; nọmba to ga julọ lo wa laarin awọn iṣẹ

Àwọn Ìṣẹ́: Securities and Futures Act 2001; Securities and Futures (Financial and Margin Requirements for Holders of Capital Markets Services Licences) Regulations, First Schedule
Àwọn Irinṣẹ́: Iṣẹ́ ẹ̀tọ́ SGD 1,000; Iṣẹ́ ẹ̀tọ́ ọdun kan SGD 2,000 si 8,000 da lori iṣẹ́
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn agbẹjọro ti o tọ ati ti o tọ, awọn oniṣowo ati awọn eniyan pataki
Àwọn aṣójọ́bà tí a fi pamọ́ lórí MAS
Awọn ohun-ini owo-iworo ti o ga ju gbogbo awọn iwulo ibajẹ lọ lori ipilẹ ti nlọ lọwọ
Ìṣàfilọ́lẹ̀ marjin fún àwọn ohun-iní owo, CFDs àti FX tí a fi leverage ṣe

Sources(1)

MAS: Capital Markets Services (CMS) Licence · checked 2026-10-07

FX broker

Laisíntí CMS fún ìgbàdálẹ̀ nínú àwọn adehun FX ààyè-iṣẹ́ fún ifowosowopo pẹ̀lú owó-ìṣiró

Awọn ohun-ini ti o kere juUSD 3.9m

AgbègbèÀwọn oṣù lọ́wọ́lọ́wọ́ 6 fún ìṣàfihàn ìṣàmúlò-ètò CMS tí a fi pamọ́

Awọn Iṣẹ́MAS

SGD 5 million base capital ti o ba n ṣe ibaraẹnisọrọ pẹlu awọn alabara kekere; SGD 1 million ti o ba n ṣe ibaraẹnisọrọ nikan pẹlu awọn oludokoowo ti a fọwọsi, onimọ-ẹrọ tabi ile-iṣẹ

Àwọn Ìṣẹ́: Securities and Futures Act 2001; SF(FMR) Regulations, First Schedule item 4
Àwọn Irinṣẹ́: Application fee SGD 1,000
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Àwọn ìṣàmúlò-ètò Margin láti ààyè-iṣẹ́ 24A SF(FMR)R
Awọn ohun-ini owo-ifowopamọ lọ́wọ́lú
Awọn aṣofin ati awọn alaṣẹ to tọ

Sources(2)

Singapore Statutes Online: SF(FMR) Regulations, First Schedule · checked 2026-10-07
MAS: Capital Markets Services (CMS) Licence · checked 2026-10-07

Àwọn Aṣàfilọ́lẹ̀

Àwọn Ìṣàfilọ́lẹ̀

Monetary Authority of Singapore (MAS) · websitebanks, E-money institutions, Payment service providers, Virtual asset service providers (VASPs), Investment companies, FX brokers, Insurance
Àwọn Ìṣàmúlò-ètò _Ìṣàfilọ́lẹ̀ ojú-ìwéÀwọn Ìṣàmúlò-ètò

Gambling: The Gambling Control Act 2022 and the GRA Act took effect on 1 August 2022, repealing the Remote Gambling Act; gambling is unlawful unless licensed, class-licensed or exempt, and there is no license open to private online casino or betting operators (Singapore Pools runs the only legal online platform). Casinos are regulated separately under the Casino Control Act. Stablecoins: MAS finalized a framework in August 2023 for single-currency stablecoins pegged to SGD or a G10 currency issued in Singapore, with reserve, capital and disclosure requirements, and has consulted on amending the PS Act to implement it; no base capital figure was verified from the page opened. Qualifying full bank (QFB) status is a privilege granted to selected foreign full banks rather than a separate license. The statutory minimum paid-up capital for a traditional full bank was not confirmed from an official page we could open (Singapore Statutes Online was unavailable); MAS documents set SGD 1.5 billion for a fully functioning digital full bank.

Àwọn Àtòjọ-ẹ̀yàn Gbogbogbo

Ààyè-iṣẹ́ Singapore

Ààyè-iṣẹ́ àwọn ìkúnrégé ilẹ̀. Pétì náà jẹ́ ìṣàfihàn.

Ìbàlẹ̀: Awọn orilẹ-ede ti o ni ijọba
Ọ̀kọ̀ọ̀kan: Singapore
Agbègbè: 719 km²
Awọn ede Ofin: English, Malay, Mandarin, Tamil
Zone Time: UTC+08:00

Àwọn àgbéwọlé ìṣàfihàn

Integrated circuits
petroleum ti a ṣe atunṣe
ọ̀kan
Àwọn àgbéwọlé
golden
awọn iṣẹ owo

Àwọn ìṣàfihàn ààyè-iṣẹ́

Hong Kong
China
United States
Malaysia
South Korea

Sources for the country information(9)

Àwọn ìròyìn ààyè-iṣẹ́ orilẹ-ede tí a ṣayẹwo ní ọjọ́ kọkanlá 9, ọdun 2026. Àtòjọ-ẹ̀yàn líǹkì tí a pàṣẹ́ ní ọjọ́ kọkanlá 7, ọdun 2026. Àwọn ìròyìn nikan, kò jẹ́ àgbekalẹ̀ ofin; àwọn ìṣàmúlò-ètò kùnà. Àkọ́lé àwọn ìṣàmúlò-ètò.

Sources for the licensing information(6)

Labuan FSA: FATF Publication on Global ML/TF/PF Risk, June 2026 · checked 2026-10-07
FATF: Jurisdictions under Increased Monitoring, 19 June 2026 · checked 2026-10-07
EUR-Lex: Commission Delegated Regulation (EU) 2026/46 · checked 2026-10-07
European Commission: EU list of non-cooperative jurisdictions, update 17 February 2026 · checked 2026-10-07
MHA: Gambling Regulatory Authority of Singapore to be Operational from 1 August 2022 · checked 2026-10-07
MAS: MAS Finalises Stablecoin Regulatory Framework · checked 2026-10-07