Àwọn ààyè-iṣẹ́

Litóvànì

Lithuania ni a member of the euro area and one of the EU's largest licensing hubs for electronic money and payment institutions, many of which passport across the EEA from Vilnius. Its Law on Banks offers a specialized bank license with EUR 1 million minimum capital, and the Bank of Lithuania runs restricted-activity EMI and payment institution licenses as an entry route for start-ups.

Fẹ́là RísikoÀkànṣe

FATFKò wa ní àtòjọ

EU AML àtòjọ àìdájú gigaKò wa ní àtòjọ

Awọn akojọ owo-ori EUKò wa ní àtòjọ

License regimes6

Awọn owo-ìwọ̀nÌwọ̀n

Àwọn ìṣàmúlò-ètòA

Awọn idibo to n bọKọ̀ǹpútà 2028

Lithuania kò wa ni àwọn àtòjọ FATF alawọ ewe tàbí dudu láti inú igbimọ́ June 2026 (17 si 19 June 2026); bi orilẹ-ede olori EU, o kò lè fi han ni àtòjọ orilẹ-ede kẹta tí a bá jẹ́ ẹ̀yàn jú lọ nínú EU (Delegated Regulation (EU) 2016/1675, tí a ṣe ìṣàmúlò-ètò kejì nínú Delegated Regulation (EU) 2026/46, tí a tẹ̀jade nínú January 9, 2026) tabi nínú Annex I of the EU tax list (last revised 17 February 2026). Checked 7 October 2026.

Ìjọba àti ìṣàlàyé

Gomina: Republic of Korea
Prezidanti: Lẹ́yìn Oṣù 2019
Prime Minister: Lithuania
Àwọn ààyè-iṣẹ́: Social Democratic Party of Lithuania (LSDP), Union of Democrats "For Lithuania", Lithuanian Farmers and Greens Union, Elective Action of Poles in Lithuania, Christian Families Alliance
Awọn idibo to kẹhin: Parliamentary (Seimas), October 2024
Awọn idibo to n bọ: Parliamentary (Seimas), Oṣu Kẹsan 2028. Sinkevičius ti a fọwọsi nipasẹ Seimas ni 30 Oṣu Kẹsan 2026 lẹhin pe kabineti Inga Ruginienė padanu; a ti fi ẹsun kan ọfiisi rẹ ni ọjọ 14 Oṣù 2026.
Àwọn Ìṣàmúlò-ètò: Seimas (ọ̀kan-ìgbà, 141 àwọn ipo)
Siséèsì Ìjọba: Iṣẹ́ ẹ̀jọ́ sibẹ̀rẹ̀lì; awọn iṣẹ́ ofin lè jẹ́ agbẹjọro nile-ẹjọ

Economics and finance

Awọn eniyan: 2.9m (2025)
Ìjánu-ìsún: USD 94.9bn (2025)
GDP fun ẹni kọọkan: USD 32,839 (2025)
Awọn owo-ìwọ̀n: Euro (EUR)
Central Bank of Nigeria: Bankì Litóvànì (Lietuvos bankas, ààyè-iṣẹ́ tí a fi hàn)
Àwọn ìṣàmúlò-ètò: S&P A (iduroṣinṣin) · Moody's A2 (iduroṣinṣin) · Fitch A+ (iduroṣinṣin) (bi o ti May 2026)

Ipinle Baltic ti o tobi julọ, ti o ṣe ifowosowopo iṣelọpọ, awọn iṣẹ ati ilera pẹlu ọkan ninu awọn ibudo fintech ti o gbooro julọ ni EU, nibiti Bank of Lithuania n gba iwe-aṣẹ owo-iwọle, isanwo ati awọn banki ti o ni iriri.

Àwọn Irinṣẹ́

Àwọn Irinṣẹ́ Bankì

Awọn ohun-ini ti o kere juUSD 5.6m

AgbègbèIṣẹ-ẹjọ lori Banks Art. 9(11): àwọn ìṣẹ̀dà nínú 6 oṣù tí a bà gba ìṣàmúlò-ètò náà (tabí àwọn iwe-ẹ̀yàn àtilẹ́bà) àti nínú ohunkohun nínú oṣù 12

Awọn Iṣẹ́ECB, lori ààyè-iṣẹ́ ìṣàmúlò-ètò láti Bankì Litóvànì (SSM)

EUR 5 million fun banki ti o wọpọ; Banki Lithuania sọ pe ibeere le jẹ giga ni ibamu si awọn iṣẹ

Àwọn Ìṣẹ́: Republic of Lithuania Law on Banks, art. 2(1) and art. 9(11); Law on Financial Institutions, art. 3(4); Regulation (EU) No 468/2014
Àwọn Irinṣẹ́: State levy of EUR 4,157 paid to the State Tax Inspectorate ṣaaju ki o to lo (Government Resolution No 1458 of 15 December 2000), bi a ti sọ nipasẹ Bank of Lithuania.
Ìfihàn: Ya: EU/EEA passport under CRD (branches and cross-border services).

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ìṣàfilọ́lẹ̀ (ex-ante) tí a ṣè nínú Bankì Litáànì lò jẹ́ àṣẹ̀
Awọn akojopo ti o ni ẹtọ ati ti o tọ pẹlu oriṣi owo-oriṣa
Ìdájọ́ àwọn ẹ̀yàn tí a kò lè pàṣẹ; o yẹ ki a bá sọ Litóván níbẹ̀rẹ̀.
Bank of Lithuania ṣalaye pe awọn oṣiṣẹ iṣakoso to kere julọ ti awọn eniyan 10 (boju-iṣẹ iṣakoso, boju-iṣẹ idari, awọn olori iṣakoso, iwadii inu, CTO, CRO, CLO ati bẹbẹ lọ)
Awọn igbimọ iṣẹ, iṣakoso awọn eewu, iṣakoso inu ati aabo IT ti o tọ fun aabo ati aabo banki

Sources(2)

Bank of Lithuania: Establishment and authorisation / licencing of banks · checked 2026-10-07
EUR-Lex: Directive 2013/36/EU (CRD), Articles 12 and 15 · checked 2026-10-07

Àwọn Irinṣẹ́

Lisensi banki ti o ni igbẹkẹle

Awọn ohun-ini ti o kere juUSD 1.1m

AgbègbèIgba ti o yẹ lati ṣe igbimọ bii ile-ifowopamọ ni: ofin lori awọn ile-ifowopamọ art. 9(11), 6 osu, ati ni eyikeyi iṣẹlẹ 12 osu

Awọn Iṣẹ́ECB, lori ààyè-iṣẹ́ ìṣàmúlò-ètò láti Bankì Litóvànì (SSM)

EUR 1 million minimum capital fun a specialized bank (EUR 5 million fun a regular bank)

Àwọn Ìṣẹ́: Republic of Lithuania Law on Banks, art. 4(5) (exhaustive list of permitted activities); CRD art. 12(4)
Àwọn Irinṣẹ́: State levy ti EUR 4,157, kanna bi fun a igbalode banki iwe-aṣẹ (Bank of Lithuania awọn ọrọ ti o wa ni lo "awọn ti a specialized banki iwe-aṣẹ").
Ìfihàn: Yà: bí a tí jẹ́ CRD ile-iṣẹ́ ẹ̀yàn, o lè fi paṣipaarọ lọ́wọ́lọ́wọ́, sugbon fun àwọn iṣẹ́ nípa ìṣẹ̀dà rẹ̀.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn iṣẹ ti o ni opin si atokọ ti o ni ipari ninu ofin lori awọn banki art. 4(5): awọn idiwọ lori idoko-owo ati awọn iṣẹ owo miiran
Lè gbá àwọn apamọ́ àti ìpaṣẹ́, bẹ́ẹ̀ nínú SSMníyìí lò jẹ́ ile-iṣẹ́ ifowopamọ́ tí a gbọ́wọ̀n
Awọn iwulo gbogbo mi-in, ilana ìgbàjójútó àti ìrísí-lẹ́tà ní pánẹ́ẹ̀lì
Awọn ibeere ti o tọ ati to dara, iṣakoso ati iṣakoso ede Litaani bi banki ti o wọpọ

Sources(2)

Bank of Lithuania: Establishment and authorisation / licencing of banks · checked 2026-10-07
EUR-Lex: Directive 2013/36/EU (CRD), Article 12(4) · checked 2026-10-07

E-owo ile-iṣẹ

Ààyè-iṣẹ́ owo-ẹ̀yàn (EMI)

Awọn ohun-ini ti o kere juUSD 392k

Agbègbèàwọn oṣu 3 láti inú ìṣàmúlò-ètò tí a tí pari (àwọn oṣu 2 fún lìnẹ́ẹ̀lì àwọn iṣẹ́ tí a tí ìfàyàlẹ̀ EMI); aago náà ń tún àwọn àkọsílẹ̀ tó kù jù lọ

Awọn Iṣẹ́Àwọn Ìṣàmúlò-ètò

EUR 350,000 capital initial; ko si capital initial minimal fun awọn iṣẹ-ṣiṣe ti a daduro EMI licenti

Àwọn Ìṣẹ́: Republic of Lithuania Law on Electronic Money and Electronic Money Institutions; Law on Payments, art. 5 (payment services); Directive 2009/110/EC, art. 4
Àwọn Irinṣẹ́: State levy of EUR 1,463 (EUR 1,235 for the restricted-activities EMI license), paid to the State Tax Inspectorate before applying.
Ìfihàn: Yà fún lìnẹ́ẹ̀lì ìṣàfilọ́lẹ̀ EMI tóòójútó (ìpàsẹ́ àkọsílẹ̀ EEA); kò fún línẹ́ẹ̀lì iṣẹ́ tí a dá.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn iṣẹ́ tí a fọwọ́sì EMI lìnẹ́ẹ̀tì: nínú Litóvia lọ́wọ́lọ́wọ́, owó e-ìtàn tí a fi pamọ́ lórí EUR 900,000 nínú oṣù kan, ki o si gbọdọ̀ gba línẹ́ẹ̀tì tòójú ọjọ́ 30
Àtí àwọn ìṣàfihàn-ìṣẹ̀ tí a fẹ́ (tí a kò bá fẹ́ fun líǹsítì iṣẹ́ tí a fi pamọ́) atí àwọn alábòójútó
Àwọn ìṣàmúlò-ètò àpẹẹrẹ fún ààyè-iṣẹ́ e-ọ̀rọ̀ọ̀fẹ́ ní pàtó àwọn iṣẹ́
Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò tí wọ́n bá lè lò
AML/CTF framework; àwọn àkọsílẹ̀ tí a ṣàyẹwo fún ìparí nínú ọjọ́ iṣẹ́ 5

Sources(2)

Bank of Lithuania: Establishment and authorisation / licencing of Electronic Money Institutions · checked 2026-10-07
EUR-Lex: Directive 2009/110/EC (EMD2), Article 4 · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

Lisensi ile-iṣẹ isanwo

Awọn ohun-ini ti o kere juUSD 140k

Agbègbè3 oṣu lati ohun elo ti o pari; 2 oṣu fun iwe-aṣẹ iṣẹ-ṣiṣe ti a ṣe idiwọ (ti o gun nipasẹ awọn oṣu 2 lori iforukọsilẹ alaye afikun)

Awọn Iṣẹ́Àwọn Ìṣàmúlò-ètò

EUR 20,000 (awọn owo-ifowopamọ nikan), EUR 50,000 (awọn ifilọlẹ isanwo nikan), EUR 125,000 (awọn iṣẹ iroyin, ṣiṣe, fifunni ati gba); ko si iye ti o kere ju fun iwe-aṣẹ awọn iṣẹ-ṣiṣe ti a daduro

Àwọn Ìṣẹ́: Republic of Lithuania Law on Payments, art. 5; Directive (EU) 2015/2366 (PSD2), art. 7
Àwọn Irinṣẹ́: State levy of EUR 898 (EUR 682 fun awọn iṣẹ-ṣiṣe ti o ni idiwọ; EUR 693 fun awọn iṣẹ alaye iroyin nikan).
Ìfihàn: Yà fún ìlàyè-iṣẹ́ tó kù nínú PSD2; kò fún ìlàyè-iṣẹ́ àwọn iṣẹ́ tí a dá.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

License-activities restricted: valid only in Lithuania and limited to the services in Law on Payments art. 5(1)-(5)
Laisíntì tí a fi pamọ́ fún àwọn ìṣàfihàn àtòjọ-ẹ̀yàn
Awọn agbẹjọro ti o tọ ati ti o tọ
Ìdáràn àwọn owó ẹ̀yàn àti AML/CTF
Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò láti ṣàfihàn àwọn iṣẹ́ nípa ìgbàdá

Sources(2)

Bank of Lithuania: Establishment and authorisation / licencing of Payment Institutions · checked 2026-10-07
EUR-Lex: Directive (EU) 2015/2366 (PSD2), Articles 7 and 12 · checked 2026-10-07

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò aimọye (VASP)

Ààyè-iṣẹ́ ìgbàdálẹ̀ àwọn àyọkà ìṣàfihàn (CASP) láti inú MiCA

Awọn ohun-ini ti o kere juUSD 56k

AgbègbèMiCA art. 63: ayẹwo ipari ninu ọjọ iṣẹ 25, lẹhinna ipinnu ninu ọjọ iṣẹ 40 ti ohun elo ti pari, pẹlu si ọjọ iṣẹ 20 ti pipadanu fun awọn ibeere alaye

Awọn Iṣẹ́Central African Republic

MiCA Annex IV: EUR 50,000 (klasi 1), EUR 125,000 (klasi 2, pẹlu igbẹkẹle ati paṣipaarọ), EUR 150,000 (klasi 3, oju opo wẹẹbu iṣowo)

Àwọn Ìṣẹ́: Regulation (EU) 2023/1114 (MiCA), Title V, arts. 59, 62, 63 and 67, Annex IV; Republic of Lithuania Law on Markets in Crypto-assets
Ìfihàn: Ya: EU/EEA passport under MiCA art. 65 by notification to the Bank of Lithuania.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ojú-iṣẹ́ tí a kọ̀ nínú Litóvia pẹlú ààyè tí a ǹṣé ìdáràn nínú EU atí, nípá kejì, olori kan tí ǹbá jẹ́ pé ò wa nínú EU
Àfilọ́lẹ̀ nípa ESMA RTS (àkọsílẹ̀ Annex V) atí àwọn ìṣẹ̀dà líǹkì Bankì Litĩuaniyà fún CASPs
Ijọba ti o tọ ati ti o dara ati awọn oludari ti o ni ẹtọ
Bank of Lithuania Resolution 2025/03-162 fi ohun ti o yẹ fun imọ ati ijẹrisi silẹ fun awọn oṣiṣẹ CASP
Awọn iṣẹ́ láti fi owo-ẹ̀yàn kọ́ọ̀kan lọ́wọ́lọ́wọ́ lè nífẹ́ ìṣẹ̀dá àwọn ile-iṣẹ́ ifowopamọ́ (EBA ipò tí Bankì Litóvia sọ)

Sources(3)

Bank of Lithuania: Authorisation of crypto-asset service providers · checked 2026-10-07
Bank of Lithuania: Markets in Crypto-Assets · checked 2026-10-07
EUR-Lex: Regulation (EU) 2023/1114 (MiCA) · checked 2026-10-07

Firma idoko-owo

Àwọn Ìṣàmúlò-ètò Aṣàfilọ́lẹ̀

Awọn ohun-ini ti o kere juUSD 84k

AgbègbèMiFID II ìwé. 7(3): ìṣẹ̀dà nínú oṣù 6 tí àwọn ìṣàmúlò-ètò kọ̀ǹpútà

Awọn Iṣẹ́Central African Republic

IFD àti 9: EUR 75,000 (ko si owo alabara, awọn iṣẹ ti o ni opin), EUR 150,000 (awọn ile-iṣẹ miiran), EUR 750,000 (iṣowo lori akọọlẹ rẹ, iforukọsilẹ tabi ṣiṣe MTF / OTF)

Àwọn Ìṣẹ́: Law on Markets in Financial Instruments of the Republic of Lithuania (transposing Directive 2014/65/EU); Directive (EU) 2019/2034 (IFD), art. 9
Ìfihàn: Ya: EU/EEA passport under MiFID II arts. 34 ati 35.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn iṣẹ-ṣiṣe ati eto-ọrọ (MiFID II nkan 7)
Ijọba ti o tọ ati ti o dara ati awọn oludari ti o ni ẹtọ
Àwọn ìṣàmúlò-ètò ìròyìn lórí IFR/IFD
Awọn agbẹjọro ti ẹ̀yàn ìdíyelé́ níbí ti àwọn ohun-iní ẹlẹ́gbẹ̀ jẹ́

Sources(2)

EUR-Lex: Directive (EU) 2019/2034 (IFD), Article 9 · checked 2026-10-07
EUR-Lex: Directive 2014/65/EU (MiFID II), Article 7 · checked 2026-10-07

Àwọn Aṣàfilọ́lẹ̀

Àwọn Ìṣàfilọ́lẹ̀

Lietuvos bankas (Bank of Lithuania) (LB) · websitebanks, E-money institutions, Payment service providers, Investment firms, Virtual asset service providers (VASPs)
European Central Bank (Single Supervisory Mechanism) (ECB) · websitebanks

MiCA transition: the Bank of Lithuania states that the national transitional period for virtual currency operators registered under the old AML regime (supervised by the Financial Crime Investigation Service, FNTT) ended on 31 December 2025; ESMA's list of grandfathering periods (May 2026 version) records 12 months for Lithuania. Since then only MiCA-authorised CASPs may serve clients. Specialized bank: introduced in 2017; the full list of permitted activities is in Law on Banks art. 4(5), which we could not open in a official English version, so the activity list is summarized from the Bank of Lithuania guide only. Investment firm fees and the Bank of Lithuania's state levy for CASP and brokerage firm applications were not verified (set by Government Resolution No 1458 of 15 December 2000). Online gambling: Lithuania licenses remote gambling through the Gaming Control Authority (Lošimų priežiūros tarnyba, lpt.lrv.lt) under the Law on Gaming, but its site blocked automated access and no official figures could be verified, so no gaming entry is included. Access note: lb.lt sits behind a bot challenge; the Bank of Lithuania pages cited were read from Internet Archive captures of the official URLs (banks page captured 23 May 2025, payment institutions 24 October 2025, EMI 9 July 2026, crypto pages 22 September 2026), so the bank state levy in particular should be rechecked on the live page.

Àwọn Àtòjọ-ẹ̀yàn Gbogbogbo

Ààyè-iṣẹ́ Lithuania

Ààyè-iṣẹ́ àwọn ìkúnrégé ilẹ̀. Pétì náà jẹ́ ìṣàfihàn.

Ìbàlẹ̀: Awọn orilẹ-ede ti o ni ijọba
Ọ̀kọ̀ọ̀kan: Vilnius
Agbègbè: 65,300 km²
Awọn ede Ofin: Lithuanian
Zone Time: UTC+02:00 (UTC+03:00 nínú igba otutu)

Àwọn àgbéwọlé ìṣàfihàn

Pẹtalọ́wọ́lẹ̀ tí a wẹ́
Fọto
Awọn ọja Plasti
Àwọn Ìṣàmúlò-ètò
Awọn ọkọ ayọkẹlẹ
Fintech ati iṣẹ́ irin-ajo

Àwọn ìṣàfihàn ààyè-iṣẹ́

Látvia
Poòtì
Germany
Netherlands Antilles
Russian

Sources for the country information(11)

Àwọn ìròyìn ààyè-iṣẹ́ orilẹ-ede tí a ṣayẹwo ní ọjọ́ kọkanlá 9, ọdun 2026. Àtòjọ-ẹ̀yàn líǹkì tí a pàṣẹ́ ní ọjọ́ kọkanlá 7, ọdun 2026. Àwọn ìròyìn nikan, kò jẹ́ àgbekalẹ̀ ofin; àwọn ìṣàmúlò-ètò kùnà. Àkọ́lé àwọn ìṣàmúlò-ètò.

Sources for the licensing information(6)

ESMA: List of MiCA grandfathering periods under Article 143(3) · checked 2026-10-07
FATF: Jurisdictions under Increased Monitoring, June 2026 · checked 2026-10-07
NZ Department of Internal Affairs: FATF jurisdictions under increased monitoring, June 2026 (official summary used because fatf-gafi.org blocked automated access) · checked 2026-10-07
EUR-Lex: Commission Delegated Regulation (EU) 2026/46 amending Delegated Regulation (EU) 2016/1675 · checked 2026-10-07
Council of the EU: revised EU list of non-cooperative jurisdictions for tax purposes (doc. 5821/26) · checked 2026-10-07
Bank of Lithuania: Markets in Crypto-Assets · checked 2026-10-07