Àwọn ààyè-iṣẹ́

Austria

Austria jẹ ọja banki agbegbe euro ti a ṣakoso nipasẹ awọn ẹgbẹ banki ile-iṣẹ nla ati ifowosowopo pẹlu awọn asopọ to lagbara si Central ati Eastern Europe. Licensing ni a ṣetọju nipasẹ Financial Market Authority (FMA), pẹlu ECB ti o n mu ipinnu ipari lori awọn iwe-aṣẹ banki, ati awọn ibeere ofin bi oludari ti o da lori orilẹ-ede ti o ba sọ ede Jamani, lati jẹ ẹjọ fun awọn iṣẹ agbegbe gidi ju lisensi apoti imeeli lọ.

Fẹ́là RísikoÀkànṣe

FATFKò wa ní àtòjọ

EU AML àtòjọ àìdájú gigaKò wa ní àtòjọ

Awọn akojọ owo-ori EUKò wa ní àtòjọ

License regimes6

Awọn owo-ìwọ̀nÌwọ̀n

Àwọn ìṣàmúlò-ètòA+

Awọn idibo to n bọtòjú 2029

EU member state, not on the FATF gray or black lists after the June 2026 plenary; the EU high-risk list (Delegated Regulation (EU) 2016/1675, last amended by Delegated Regulation (EU) 2026/46) and the EU tax list (Annex I, revised 17 February 2026) cover only third countries. Checked 7 October 2026.

Ìjọba àti ìṣàlàyé

Gomina: Federal parliamentary republic
Federal President: Alexander Van der Bellen · lati Oṣù Kẹrin 2017
Federal Chancellor: Christian Stocker (Àwọn Ẹ̀gbẹ́ Alábòójútó Àstríà (ÖVP))
Àwọn ààyè-iṣẹ́: Austrian People's Party (ÖVP), Social Democratic Party of Austria (SPÖ), NEOS
Awọn idibo to kẹhin: National Council (legislative), 29 September 2024
Awọn idibo to n bọ: National Council (legislative), da lori 2029. Àwọn ìṣàmúlò-ètò àwọn gomina tókàn nínú 2028
Àwọn Ìṣàmúlò-ètò: Parliament: National Council (183 seats) ati Federal Council (ti o ṣe aṣoju awọn orilẹ-ede)
Siséèsì Ìjọba: Ilana ofin sibẹsibẹ; Ile-ẹjọ Aṣeyọri ti ṣe atunyẹwo awọn iṣẹ ofin

Economics and finance

Awọn eniyan: 9.2m (2025)
Ìjánu-ìsún: USD 579.9bn (2025)
GDP fun ẹni kọọkan: USD 63,161 (2025)
Awọn owo-ìwọ̀n: Euro (EUR)
Central Bank of Nigeria: Oesterreichische Nationalbank
Àwọn ìṣàmúlò-ètò: S&P AA+ (stable) · Moody's Aa1 (negative) · Fitch AA (stable) (gẹgẹ bi February 2026)

A diversified, export-oriented industrial economy closely tied to Germany, with a strong banking sector that is a major lender across Central and Eastern Europe, ati pe owo ti ko ni igbẹkẹle ti coalition lọwọlọwọ n ṣiṣẹ lati ṣe agbekalẹ.

Àwọn Irinṣẹ́

Àwọn ààyè-iṣẹ́ banki, CRR credit institution

Awọn ohun-ini ti o kere juUSD 5.6m

AgbègbèCRD Art. 15: ipinnu laarin oṣu mẹfa ti ohun elo to pari ati ni eyikeyi iṣẹlẹ laarin awọn oṣu 12 ti a gba; ECB lẹhinna ni ọjọ iṣẹ mẹẹdogun (ti o le faagun lẹẹkansi) lati ṣe igbẹkẹle lori iwe-aṣẹ FMA

Awọn Iṣẹ́ECB lori àwọn ìṣàmúlò-ètò tí FMA fi ṣẹ̀dà

Ibẹrẹ owo-ori ti o kere ju 5 milionu Euro, ti wa ni ọfẹ fun awọn oludari ni Austria (BWG s. 5(1)(5))

Àwọn Ìṣẹ́: Bankwesengesetz (BWG), sections 4 and 5; Regulation (EU) No 1024/2013, Art. 14
Àwọn Irinṣẹ́: EUR 12,500 FMA fee fun iwe-aṣẹ banki tabi fun ifowosi si ECB lati fọwọsi CRR ile-iṣẹ owo (FMA-Gebuehrenverordnung, awọn nkan I.A.1 ati I.A.2)
Ìfihàn: Ya. EU paṣipaarọ labẹ CRD fun branches ati cross-border iṣẹ̀.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ìdájọ́ àwọn ẹ̀yàn ìmọ̀ràn, ìmọ̀ràn ìṣàfarawe-ìpamọ́ tàbí banki
Awọn aṣofin iṣẹ́ mejì lọ́wọ́lọ́wọ́, ọkan lọ́wọ́lọ́wọ́ nípa ààyè-iṣẹ́ tí a fẹ́ nínú Austria atí ọkan lọ́wọ́lọ́wọ́ lórí Jẹmánì
Awọn alakoso ko yẹ ki o ni iṣẹ pataki miiran ni ita banki, inawo, awọn sisanwo tabi awọn iṣẹ idoko-owo; o kere ju ọdun mẹrin ti iriri olori jẹ asiko to tọ
Awọn oniṣowo ti o tọ ati ti o dara julọ ati eto iṣowo pẹlu awọn ilana ibajẹ

Sources(5)

Bankwesengesetz (BWG), consolidated version, RIS · checked 2026-10-07
Council Regulation (EU) No 1024/2013 (SSM Regulation), Art. 14, EUR-Lex · checked 2026-10-07
ECB Banking Supervision: Authorisation and licensing · checked 2026-10-07
Directive 2013/36/EU (CRD), Arts. 12 and 15, EUR-Lex · checked 2026-10-07
FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07

E-owo ile-iṣẹ

E-ifowopamọ

Awọn ohun-ini ti o kere juUSD 392k

AgbègbèZaDiG 2018 ilana ti wa ni lo: ipinnu laarin oṣu mẹta ti a fikun ohun elo kan

Awọn Iṣẹ́FMA

EUR 350,000, ti o wa ni ọfẹ fun awọn alaṣẹ ni Austria (E-Geldgesetz 2010 s. 4(3)(2) ati s. 11(1)

Àwọn Ìṣẹ́: E-Geldgesetz 2010, sections 3 and 4, applying the ZaDiG 2018 procedure (sections 9 and 10)
Àwọn Irinṣẹ́: EUR 11,250 (FMA-Gebuehrenverordnung, item I.F.1)
Ìfihàn: Ya. EU passport under the E-Money Directive.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Módélú iṣẹ́ tí n ṣàfihàn bí àwọn owo-ẹ̀yàn e-tí a fi pamọ́ atí bí àwọn ìṣẹ̀dá ifowopamọ́ tí wa ní pàtó
Ìgbàdálẹ̀ àwọn ẹ̀yàn e-mónẹ̀lì
Awọn aṣofin iṣẹ́ mejì lọ́wọ́lọ́wọ́, ọkan lọ́wọ́lọ́wọ́ nípa ààyè-iṣẹ́ tí a fẹ́ nínú Austria atí ọkan lọ́wọ́lọ́wọ́ lórí Jẹmánì
Kò ní àwọn ìpamọ́; àwọn owò tí a gbà gbọdọ̀ jẹ́ ìṣàfarawé fún e-ọ̀nà látigbára

Sources(3)

E-Geldgesetz 2010, consolidated version, RIS · checked 2026-10-07
Zahlungsdienstegesetz 2018 (ZaDiG 2018), consolidated version, RIS · checked 2026-10-07
FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

Àwọn Ìṣàmúlò-ètò

Awọn ohun-ini ti o kere juUSD 140k

AgbègbèFMA ṣe ipinnu laarin awọn oṣu mẹta lati igba ti wọn gba ohun elo tabi gbogbo alaye ti a nilo (ZaDiG 2018 s. 9(4)).

Awọn Iṣẹ́FMA

EUR 20,000 (awọn ipadabọ owo nikan), EUR 50,000 (ibẹrẹ isanwo nikan), EUR 125,000 (awọn iṣẹ isanwo 1 si 5) (ZaDiG 2018 s. 16(1))

Àwọn Ìṣẹ́: Zahlungsdienstegesetz 2018 (ZaDiG 2018), sections 7, 9, 10 and 16
Àwọn Irinṣẹ́: EUR 10,000 (FMA-Gebuehrenverordnung, item I.E.1)
Ìfihàn: Yà. Ààyè EU lórí PSD2.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn aṣofin iṣẹ́ mejì lọ́wọ́lọ́wọ́, ọkan lọ́wọ́lọ́wọ́ nípa ààyè-iṣẹ́ tí a fẹ́ nínú Austria atí ọkan lọ́wọ́lọ́wọ́ lórí Jẹmánì
Nígbà kan nínú àwọn alábòójútó kan tí kò ní iṣẹ́ kejì to bá jẹ́ pataki lọ́wọ́lú, owó e-títà tàbí banki
Ìgbàdálẹ̀ àwọn owó ẹ̀yàn atí àwọn ìṣàfarawé àwọn ààyè-iṣẹ́ aabo
Ojú-iṣẹ́ àti ojú-iṣẹ́ ile-ẹ̀yàn ni Austria

Sources(2)

Zahlungsdienstegesetz 2018 (ZaDiG 2018), consolidated version, RIS · checked 2026-10-07
FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò aimọye (VASP)

Ààyè-iṣẹ́ ìgbàdálẹ̀ àwọn àyọkà ìṣàmúlò-ètò crypt-assets láti inú MiCA

Awọn ohun-ini ti o kere juUSD 56k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́FMA (awọn alaṣẹ to ni ẹtọ labẹ MiCA-VVG s. 1)

MiCA Annex IV: EUR 50,000 (klasi 1), EUR 125,000 (klasi 2, pẹlu igbẹkẹle ati paṣipaarọ), EUR 150,000 (klasi 3, oju opo wẹẹbu iṣowo)

Àwọn Ìṣẹ́: Regulation (EU) 2023/1114 (MiCA), Arts. 59, 62, 63 and 67; MiCA-Verordnung-Vollzugsgesetz (MiCA-VVG), BGBl. I Nr. 111/2024
Àwọn Irinṣẹ́: EUR 3,750 (ọ̀rọ̀kọ́ 1), EUR 10,000 (ọ̀rọ̀kọ́ 2) tàbí EUR 12,500 (ọ̀rọ̀kọ́ 3) (FMA-Gebuehrenverordnung, àyọkà III.O.14)
Ìfihàn: Yà. EU-wide paṣipaarọ labẹ MiCA.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ile-iṣẹ ti a fọwọsi ni Austria, ibi ti iṣakoso to munadoko ni EU ati pe o kere ju oludari kan ti n gbe ni EU (MiCA Art. 59)
MiCA awọn ọjọ iṣẹ: 25 ọjọ iṣẹ fun idanwo ipari, 40 ọjọ iṣẹ fun ayẹwo
Awọn ile-iṣẹ ifowopamọ ati awọn ile-iṣẹ idoko-owo le sọ di mimọ labẹ MiCA Art. 60 nibikibi ti wọn ba n lo

Sources(4)

MiCA-Verordnung-Vollzugsgesetz (MiCA-VVG), consolidated version, RIS · checked 2026-10-07
Regulation (EU) 2023/1114 (MiCA), EUR-Lex · checked 2026-10-07
ESMA: List of grandfathering periods decided by Member States under Article 143(3) MiCA · checked 2026-10-07
FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07

Firma idoko-owo

Àwọn Ìṣàmúlò-ètò iwe-aṣẹ ti o rọrun fun Wertpapierdienstleistungsunternehmen labẹ MiFID II Art. 3 àwọn ìṣàmúlò-ètò

Awọn ohun-ini ti o kere juUSD 84k

AgbègbèFMA sọ fun oludije ni awọn oṣu mẹfa ti ohun elo ti o pari (WAG 2018 s. 3)

Awọn Iṣẹ́FMA

WPFG s. 13: EUR 75,000 (igbàgbọ́ atí ibaraẹnisọrọ́, iṣẹ́, iṣakosó portfolọ̀, ìbámù tabi fipamọ́ labẹ́ ẹ̀yàn ìjọbá, ko sí ohun-iní tí a nṣé), EUR 150,000 (mimọ́), EUR 750,000 (awọn nǹkan tí a ṣe nínú àkọsílẹ̀ rẹ̀, ìforúkọsílẹ̀, tàbí OTF pẹlú iṣowo àkọsílẹ̀ rẹ̀).

Àwọn Ìṣẹ́: Wertpapieraufsichtsgesetz 2018 (WAG 2018), sections 3 and 4; Wertpapierfirmengesetz (WPFG), BGBl. I Nr. 237/2022, section 13
Àwọn Irinṣẹ́: EUR 3,750 (EUR 75,000 capital tier), EUR 6,250 (EUR 150,000 tier), EUR 10,000 (EUR 750,000 tier), EUR 2,500 for a Wertpapierdienstleistungsunternehmen (FMA-Gebuehrenverordnung, item III.B.1)
Ìfihàn: Ya fun a Wertpapierfirma (EU passport labẹ MiFID II, WAG 2018 s. 3(12)). Ko si fun a Wertpapierdienstleistungsunternehmen, ti o n ṣiṣẹ labẹ MiFID II Art. 3 orilẹ-ede exemption.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Àwọn Alábòójútó gbọdọ̀ padé àwọn ìṣàmúlò-ètò BWG tí wọ́n fẹ́ atí tí a fẹ́, ibi-àtí àwọn ipò ede Jẹmánì
Membership of an investor compensation scheme (not required for a Wertpapierdienstleistungsunternehmen)
Wertpapierdienstleistungsunternehmen: ní ìgbàyélú àwọn ohun-iní lọ́wọ́lọ́wọ́ atí ìṣàfilọ́lẹ̀ àtí ìjádé àwọn ẹ̀yàn, ile-iṣẹ́ tí a kọ̀ ní Austria, kò sí owó tabí àwọn sékìtàìlì, ìmọ̀ràn ìmọ̀ràn pẹ̀lú́ ẹnití a fọwọ́sì ní Austrian

Sources(3)

Wertpapieraufsichtsgesetz 2018 (WAG 2018), consolidated version, RIS · checked 2026-10-07
Wertpapierfirmengesetz (WPFG), consolidated version, RIS · checked 2026-10-07
FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07

Olùgbéejáde ere-idaraya nípa intanẹẹti

Lottery concession covering electronic lottery (awọn ọna ofin nikan fun awọn ere ori ayelujara ti iru kasino)

Awọn ohun-ini ti o kere juUSD 121.9m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Finanzamt Oesterreich, nigba ti a pe fun awọn ẹgbẹ ti o nifẹ si; iṣakoso nipasẹ Federal Ministry of Finance

Iṣẹ́dà ìdíyelé̀ tí a fi pamọ́ lọ́wọ́lú nípa ilé́ ẹ̀yàn tí o kere jú 109 milionú Euro (GSpG s. 14(2))

Àwọn Ìṣẹ́: Gluecksspielgesetz (GSpG), sections 3, 12a and 14
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Igbàyàn ní mónòpólì Federalí (GSpG s. 3); àwọn ere onínọmbà lè jẹ́ afẹ́fẹ́ lọ́wọ́lọ́wọ́ bí loterí èrèsé lọ́wọ́lọ́tọ́
Awọn ile-iṣẹ ti o ni agbẹjọro, agọ ni EU tabi EEA
Awọn ẹtọ ti o wa titi ni akoko to gun ju ọdun 15 lọ; ifowopamọ aabo ti o kere ju ogorun 10 ti owo-ori ipinlẹ
A kò ní àwọn ìṣàmúlò-ètò líǹsì tí a ṣí: àwọn òǹlò inòòdù kò lè fi àwọn líǹsì tí wọ́n kọ̀ọ̀kan lọ́wọ́lọ́wọ́

Sources(2)

Gluecksspielgesetz (GSpG), consolidated version, RIS · checked 2026-10-07
Austrian Federal Ministry of Finance: Gluecksspiel und Spielerschutz · checked 2026-10-07

Àwọn Aṣàfilọ́lẹ̀

Àwọn Ìṣàfilọ́lẹ̀

Finanzmarktaufsicht (Austrian Financial Market Authority) (FMA) · websitebanks, E-money institutions, Payment service providers, Investment firms, Virtual asset service providers (VASPs), Insurance, Funds
Àwọn Ìṣàmúlò-ètò (ECB) · ojú-ìwéàwọn ẹ̀yàn
Bundesministerium fuer Finanzen (Federal Ministry of Finance), gaming supervision; concessions granted by the Finanzamt Oesterreich (BMF) · websiteOnline gaming

MiCA Iyipada: Austria ti yan fun akoko 12 osu grandfathering. Labẹ MiCA-VVG s. 23(1), awọn onibara iṣẹ ohun-ini gidi ti a forukọsilẹ labẹ FM-GwG ṣaaju ọjọ 30 Oṣù Kejìlá ọdun 2024 le tẹsiwaju titi di ọjọ 31 Oṣù Kejìlá ọdun 2025 tabi titi ti wọn MiCA fọọmu ijẹrisi ti wa ni gba tabi da duro, eyi ti o ba jẹ akọkọ; akoko naa ti pari. Gambling: the GSpG reserves gambling to the federal government. Besides the single lottery concession (which includes electronic lottery), there are land-based casino concessions and provincial slot machine permits, none of which allow a separate online license. The identity of the current lottery concession holder was not confirmed from an official page and is not stated here. FMA web pages blocked automated access, so the Austrian figures are taken directly from the consolidated statutes and the fee ordinance on RIS (the official federal legal information system).

Àwọn Àtòjọ-ẹ̀yàn Gbogbogbo

Ààyè-iṣẹ́ Austria

Ààyè-iṣẹ́ àwọn ìkúnrégé ilẹ̀. Pétì náà jẹ́ ìṣàfihàn.

Ìbàlẹ̀: Awọn orilẹ-ede ti o ni ijọba
Ọ̀kọ̀ọ̀kan: ViennaVienna
Agbègbè: 83,871 km²
Awọn ede Ofin: German, Croatian (regional, Burgenland), Slovenian (regional, Carinthia), Hungarian (regional, Burgenland)
Zone Time: UTC+01:00 (UTC+02:00 nínú igba otutu)

Àwọn àgbéwọlé ìṣàfihàn

awọn ọkọ ayọkẹlẹ
iwosan ti a ṣelọpọ
Àwọn àgbéwọlé
Àwọn ààyè-iṣẹ́
awọn ohun-ini nitrogen
Ìrin-ajó

Àwọn ìṣàfihàn ààyè-iṣẹ́

Germany
United States
Ìtaláànì
Switzerland
Hungaryì

Sources for the country information(9)

Àwọn ìròyìn ààyè-iṣẹ́ orilẹ-ede tí a ṣayẹwo ní ọjọ́ kọkanlá 9, ọdun 2026. Àtòjọ-ẹ̀yàn líǹkì tí a pàṣẹ́ ní ọjọ́ kọkanlá 7, ọdun 2026. Àwọn ìròyìn nikan, kò jẹ́ àgbekalẹ̀ ofin; àwọn ìṣàmúlò-ètò kùnà. Àkọ́lé àwọn ìṣàmúlò-ètò.

Sources for the licensing information(8)

Bankwesengesetz (BWG), consolidated version, RIS · checked 2026-10-07
Council Regulation (EU) No 1024/2013 (SSM Regulation), Art. 14, EUR-Lex · checked 2026-10-07
ESMA: List of grandfathering periods decided by Member States under Article 143(3) MiCA · checked 2026-10-07
MiCA-Verordnung-Vollzugsgesetz (MiCA-VVG), consolidated version, RIS · checked 2026-10-07
FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07
NZ Department of Internal Affairs: FATF jurisdictions under increased monitoring, June 2026 plenary (17-19 June 2026), relaying the FATF statement (fatf-gafi.org blocked automated access) · checked 2026-10-07
Commission Delegated Regulation (EU) 2026/46 amending Delegated Regulation (EU) 2016/1675 · checked 2026-10-07
Council of the EU, doc. 5821/26: revised EU list of non-cooperative jurisdictions for tax purposes (approved 17 February 2026) · checked 2026-10-07