Asia-Pacific

Áríǹtì

Australia ni o kan, daradara-capitalised banki eto ati kan nla superannuation ati owo iṣakoso ile-iṣẹ. O n ṣiṣẹ a twin-peaks awoṣe: A PRA iwe-aṣẹ ati prudentily ṣakoso ti fọwọsi ifowopamọ-tabi awọn ile-ẹkọ (ADIs), nigba ti ASIC iwe-aṣẹ iṣẹ owo, pẹlu margin FX ati CFD olupese, labẹ Australian Financial Services Licence (AFSL).

Fẹ́là RísikoÀkànṣe

FATFKò wa ní àtòjọ

EU AML àtòjọ àìdájú gigaKò wa ní àtòjọ

Awọn akojọ owo-ori EUKò wa ní àtòjọ

License regimes7

Awọn owo-ìwọ̀nAUD

Àwọn ìṣàmúlò-ètòAAA

Awọn idibo to n bọtòjú 2028

Ko si lori FATF awọn iwe-aṣẹ awọ tabi dudu lẹhin June 2026 plenary, ko si lori EU high-risk ẹgbẹ kẹta orilẹ-ede iwe-aṣẹ (Delegated Regulation (EU) 2016/1675 bi a ti yipada, to kẹhin nipasẹ Delegated Regulation (EU) 2026/46), ati ko si lori Annex I ti EU owo-ori iwe-aṣẹ imudojuiwọn 17 February 2026. O ti ṣayẹwo 7 Oṣu Kẹsan 2026.

Ìjọba àti ìṣàlàyé

Gomina: Federal parliamentary constitutional monarchy
Monarch (ti a fi han ni Governor-General Sam Mostyn lati 2024-07): King Charles III · seyin September 2022
Prime Minister: Anthony Albanese (Àwọn Ẹ̀gbẹ́ Alábòójútó Áríǹtì)
Àwọn ààyè-iṣẹ́: Àwọn Ìṣàmúlò-ètò
Awọn idibo to kẹhin: Federal election (House of Representatives and half Senate), 3 May 2025
Awọn idibo to n bọ: Federal election, due by 2028
Àwọn Ìṣàmúlò-ètò: Parliament: House of Representatives (150 seats) ati Senate (76 seats)
Siséèsì Ìjọba: Awọn ofin ti o wọpọ ni ede Gẹẹsi

Economics and finance

Awọn eniyan: 27.6m (2025)
Ìjánu-ìsún: USD 1.8tn (2025)
GDP fun ẹni kọọkan: USD 66,352 (2025)
Awọn owo-ìwọ̀n: Australian dollar (AUD), floating
Central Bank of Nigeria: Àwọn Ìṣàmúlò-ètò
Àwọn ìṣàmúlò-ètò: S&P AAA (iduroṣinṣin) · Moody's Aaa (iduroṣinṣin) · Fitch AAA (iduroṣinṣin) (bi ti Oṣù 2026)

A owo-ori giga, ohun elo-exporting economy ti ta irin ore, coal ati LNG ni akọkọ si East Asia, pẹlu Sydney bi kan nla Asia-Pacific financial center ati ọkan ninu awọn julọ tobi aye pension (superannuation) pools.

Àwọn Irinṣẹ́

Ààyè-iṣẹ́ ìṣàmúlò-ètò (ADI), àgbèwọlé láti inú

Awọn ohun-ini ti o kere juUSD 10.4m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn àyọkà ìṣàmúlò-ètòPRA

Ibẹrẹ owo-ori ni kete ṣaaju licensing ti o gaju ti forecasting iṣẹ-ṣiṣe owo-ori fun awọn ọsẹ mẹrin to n bọ tabi AUD 15 million; ti n lọ lọwọ prudential owo-ori ibeere ti o ga julọ ti mẹta osu' forecasting opex, AUD 10 milionu tabi RWA-da lori iye (APRA tuntun entrants framework)

Àwọn Ìṣẹ́: Banking Act 1959 (Cth), s 9
Ìfihàn: Kò ní paṣipaaró; awọn ile-ifowopamọ́ ajeji lè gba iwe-aṣẹ ADI (awọn ẹka) ajeji ti a fọwọ́si fun awọn idogó nla.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ìdákọ́ àwọn ìṣàmúlò-ètò lọ́wọ́lọ́wọ́ pẹlu APRA
Awọn ohun-ini owo-ori ti a le lo gẹgẹbi owo-ori ofin (Common Equity Tier 1)
Awọn iṣẹ-iṣe ti o ni igbẹkẹle, iṣakoso, awọn eniyan ti o tọ ati ti o tọ ati eto iṣakoso rirọpo
Ṣẹ̀dá ìṣàfarawé àwọn ààyè-iṣẹ́ ADI láti inú líǹkì
Ìlò àwọn ọrọ́ banki, banker tàbí banking niló ipo ADI tàbí APRA ìyàn

Sources(3)

APRA: Licensing guidelines for authorised deposit-taking institutions · checked 2026-10-07
APRA: Information paper, ADIs: New entrants, a pathway to sustainability · checked 2026-10-07
APRA: Guidelines on licensing locally-incorporated ADIs · checked 2026-10-07

Àwọn Irinṣẹ́

Ààyè-iṣẹ́ ADI tí a fọwọ́sì (pánẹ́ẹ̀lì tí a fọwọ́sì)

Awọn ohun-ini ti o kere juUSD 2.1m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn àyọkà ìṣàmúlò-ètòPRA

Capital of the higher of AUD 3 million plus a resolution reserve (normally AUD 1 million) or 20 per cent of adjusted assets

Àwọn Ìṣẹ́: Banking Act 1959 (Cth), s 9 (licence with conditions)
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ìgbà tí a kò lè lò nígbà tòjú ọdun meji, àwọn nǹkan mìíràn tí o yẹ̀ ki o gbọ́wọ́lú ààyè-iṣẹ́ àti ìjáde
Awọn apamọ ti o ni aabo AUD 2 milionu ati AUD 250,000 fun ẹnikẹni
Awọn iṣẹ banki ti o ni opin nigba ti a n ṣe agbekalẹ awọn agbara ati gbigba owo-ori
Ìdáràn tí a gbàgbọ́ pé o lè jẹ́ ADI àti ìṣàmúlò-ètò ipari
Kò ní ìyàn tí a kò fẹ́ lati pọ̀ jú AUD 100 milionù lọ́wọ́lúláyé lọ́wọ́lúláyé lọ́wọ́lúláyé lọ́wọ́lọ́wọ́

Sources(2)

APRA: Information paper, ADIs: New entrants, a pathway to sustainability · checked 2026-10-07
APRA: Licensing guidelines for authorised deposit-taking institutions · checked 2026-10-07

E-owo ile-iṣẹ

Àwọn ààyè-iṣẹ́ ìṣàfarawe-ẹ̀yàn (PPF) bí a ADI

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn àyọkà ìṣàmúlò-ètòPRA

Àwọn Ìṣẹ́: Banking Act 1959 (Cth); Payment Systems (Regulation) Act 1998; APRA Prudential Standard APS 610
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò tí a fi pamọ́ tí a lè gba padà nígbà tí a bá fẹ́ APRA ìṣẹ̀dà bí olùfihàn PPF
Ò yẹ ki o jẹ́ ẹ̀yàn tí a kọ́ ní pàtó; àwọn ilé-ìṣẹ́ ADI to bá jẹ́ ajòbà kò lè fi PPFs hàn
Gbogbo ohun ti o yẹ ki o ṣe ni lati bẹrẹ pẹlu awọn ipolongo ADI ti o tọka si awọn olupese PPF
Awọn ohun elo ti o kere ju tabi awọn ti a pinnu fun idi kan ni gbogbogbo ti wa ni aabo nipasẹ ASIC AFSL tabi iyọkuro nibẹ

Sources(1)

APRA: Guidelines on authorisation of providers of purchased payment facilities · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

Àwọn Ìṣẹ́ Financial Services Australia Licence fún ààyè-iṣẹ́ ifowopamọ tí kò jẹ́ owo-iwọle

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́ASIC

Àwọn Ìṣẹ́: Corporations Act 2001 (Cth), s 911A; non-cash payment facility is a financial product (s 763D)
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn iwulo owo-ori ipilẹ ni ibamu si RG 166: igbẹkẹle, awọn ohun-ini ti o dara ati awọn iwulo owo-ori; o kere ju AUD 50,000 ninu awọn owo-iworo ti o ga julọ ti o ba n gbe owo tabi ohun-ini alabara lọ si oke awọn ipele ti a yan
Awọn ẹ̀kọ́ ajọṣepọ̀ nípa àwọn aṣofin ti a yan
Awọn ohun-ini owo, imọ-ẹrọ ati eniyan ti o dara julọ ati iṣakoso ibajẹ
Ìdájọ́ àwọn ààyè-iṣẹ́ (AFCA ìmọ̀ràn) àti àwọn ìṣàmúlò-ètò ìpaṣẹ
Awọn stablecoins diẹ ni ASIC n ṣe itọju bi awọn ohun elo isanwo ti kii ṣe owo-iworo (INFO 225)

Sources(2)

ASIC: RG 166 AFS licensing: Financial requirements · checked 2026-10-07
ASIC: INFO 225 Digital assets: Financial products and services · checked 2026-10-07

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò aimọye (VASP)

AFSL ati awọn iwe-aṣẹ ọja fun awọn ọja ati awọn iṣẹ ti o ni agbara disiki (ASIC INFO 225), plus AUSTRAC registration

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́ASIC (àwọn iṣẹ́ ọja owo); AUSTRAC (AML/CTF régistratión)

Àwọn Ìṣẹ́: Corporations Act 2001 (Cth), Ch 7; Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth)
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn ohun-ini dijilẹ́ẹ̀tì tí wọ́n jẹ́ àwọn nǹkan owó (gẹ́gẹ́ bí a tí n sọ̀rọ̀ pẹ̀lú àwọn tokè tí a fi kọ́ọ̀kan lọ́wọ́lọ́wọ́ atí awọn stablecoins tí a fi gbá) niló AFSL kan àtí, fún àwọn ile-iṣowó, lìnẹ́sì ọja kan
ASIC n gba ibaraẹnisọrọ ti awọn oludari ti o ni ẹtọ fun iṣakoso ati ọgbọn ohun-ini oni-nọmba gẹgẹbi ọna gbigbe
ASIC class relief for distributors of eligible stablecoins and wrapped tokens (Instrument 2025/867)
Ìjánu-ìsún tó yẹ kí fi pamọ́ sí AUSTRAC àti láàrí ìṣàmúlò-ètò AML/CTF

Sources(1)

ASIC: INFO 225 Digital assets: Financial products and services (updated October 2025) · checked 2026-10-07

Firma idoko-owo

Australia Financial Services Licence (dealing, advice, custody, managed investment schemes)

Awọn ohun-ini ti o kere juUSD 35k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́ASIC

Varies by activity under RG 166; for example adjusted surplus liquid funds of AUD 50,000 plus 5 percent of adjusted liabilities between AUD 1 million and AUD 100 million for licensees required to meet the ASLF test

Àwọn Ìṣẹ́: Corporations Act 2001 (Cth), s 911A and s 912A
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn ẹ̀ṣẹ̀ tí a fi pamọ́, tí a fi ifẹ̀silẹ̀, atí tí a fi igbẹ́jọrò
Awọn alábòójútó àti àwọn ìmọ̀ nípa
Awọn iwulo owo-ori labẹ RG 166 ti a ṣe ni ibamu pẹlu awọn iṣẹ-ṣiṣe ti o ni iwe-aṣẹ
AFCA membership and compensation arrangements for retail clients

Sources(1)

ASIC: RG 166 AFS licensing: Financial requirements · checked 2026-10-07

FX broker

AFSL fun ifowosi OTC derivatives (margin FX ati CFDs)

Awọn ohun-ini ti o kere juUSD 694k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́ASIC

Awọn ohun-ini ti o ni agbara ti o tobi julọ ti AUD 1 milionu tabi 10 ogorun ti awọn owo-wiwọle apapọ, ti a ṣe ni 50 ogorun ninu owo-iworo tabi awọn iyatọ owo-iworo ati 50 ogorun ninu awọn ohun-ini ti ko ni omi

Àwọn Ìṣẹ́: Corporations Act 2001 (Cth), s 911A; ASIC Corporations (Financial Requirements for Retail OTC Derivative Issuers) Instrument 2022/705
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Rolling 12-month cash flow projection every quarter, approved by the board
Ìròyìn NTA láti inú àwọn ìṣàfihàn ìròyìn
Àwọn ìṣàmúlò-ètò àìfihàn
Awọn ẹ̀yàn isẹ́ owó agbẹ̀jọro àti àwọn ẹ̀yàn alábòójútó ọja

Sources(1)

ASIC: RG 166 AFS licensing: Financial requirements, Appendix 8 · checked 2026-10-07

Àwọn Aṣàfilọ́lẹ̀

Àwọn Ìṣàfilọ́lẹ̀

Àwọn Ìṣàmúlò-ètò (Àwọn àyọkà)PRA) · ojú-ìwéawọn banki, E-owo ile-iṣẹ, Insurance
Australian Securities ati Investments Commission (ASIC) · webu-iweAwọn olupese iṣẹ isanwo, Awọn olupese iṣẹ ohun-ini kọnputa (VASPs), Awọn ile-iṣẹ idoko-owo, FX brokers
Awọn Iforukọsilẹ Iṣowo Australia ati Ile-iṣẹ Iwadii (AUSTRAC) · aaye ayelujaraAwọn olupese iṣẹ ohun-ini kọnputa (VASPs), Awọn olupese iṣẹ isanwo
Awọn ibaraẹnisọrọ Australia ati Alaṣẹ Iṣoogun (ACMA) · wéètìIgbàyélú orí-ìwé

Awọn ayipada: gẹgẹbi ni Oṣu kọkanla ọdun 2025 ti ASIC ṣe imudojuiwọn INFO 225, Gomina n ṣe ibaraẹnisọrọ lori awọn ilana ofin ifihan lati ṣẹda oju opo wẹẹbu ohun-ini oni-nọmba ati awọn ọja owo-wiwọle ti o ni aabo, ati lori eto-ọrọ tuntun fun awọn olupese iṣẹ isanwo ti yoo daabobo awọn stablecoins kan; a ko rii daju pe boya wọn ti fi idi mulẹ tabi bẹrẹ bi 2026-10-07. Awọn oju-iwe AUSTRAC ko le ṣee fi sori ẹrọ, nitorinaa alaye iforukọsilẹ ati akoko ti 2024 AML/CTF amendments for virtual asset service providers were not verified. Gaming: lodi si Interactive Gambling Act 2001, ti o wa ni iṣakoso nipasẹ ACMA, awọn ere ori ayelujara kasino-aṣa ati awọn ere idaraya ori ayelujara ti o le ma ṣe pese fun awọn eniyan ni Australia; online wagering ati awọn lottery jẹ fọwọsi nipasẹ awọn orilẹ-ede ati awọn agbegbe. ADI licensing ko ni akoko ofin; APRA's akọkọ capital floor ti AUD 15 million wa lati rẹ tuntun entrants framework ju bi ofin.

Àwọn Àtòjọ-ẹ̀yàn Gbogbogbo

Ààyè-àṣírí Australia

Ààyè-iṣẹ́ àwọn ìkúnrégé ilẹ̀. Pétì náà jẹ́ ìṣàfihàn.

Ìbàlẹ̀: Awọn orilẹ-ede ti o ni ijọba
Ọ̀kọ̀ọ̀kan: Canberra
Ilu ti o tobi julọ: Melbourne
Agbègbè: 7,741,220 km²
Awọn ede Ofin: English (United Kingdom)
Zone Time: UTC+10:00 (UTC+11:00 nínú igba otutu); ààyè-iṣẹ́; ààyè-iṣẹ́ tí wọ́ inú UTC+08:00 sí UTC+10:00

Àwọn àgbéwọlé ìṣàfihàn

Irin
Ìjáde
afẹfẹ ti ara
golden
minerálì

Àwọn ìṣàfihàn ààyè-iṣẹ́

China
Japan
South Korea
Ìnda
Taiwan

Sources for the country information(9)

Àwọn ìròyìn ààyè-iṣẹ́ orilẹ-ede tí a ṣayẹwo ní ọjọ́ kọkanlá 9, ọdun 2026. Àtòjọ-ẹ̀yàn líǹkì tí a pàṣẹ́ ní ọjọ́ kọkanlá 7, ọdun 2026. Àwọn ìròyìn nikan, kò jẹ́ àgbekalẹ̀ ofin; àwọn ìṣàmúlò-ètò kùnà. Àkọ́lé àwọn ìṣàmúlò-ètò.

Sources for the licensing information(4)

Labuan FSA: FATF Publication on Global ML/TF/PF Risk, June 2026 · checked 2026-10-07
FATF: Jurisdictions under Increased Monitoring, 19 June 2026 · checked 2026-10-07
EUR-Lex: Commission Delegated Regulation (EU) 2026/46 · checked 2026-10-07
European Commission: EU list of non-cooperative jurisdictions, update 17 February 2026 · checked 2026-10-07