Americas & Caribbean

Antigua ati Barbuda

Ipinle ti o kere julọ ti Eastern Caribbean pẹlu awoṣe ti a pin: awọn banki ile-iṣẹ ni iwe-aṣẹ nipasẹ Banki Central ti Eastern Caribbean, lakoko ti awọn banki kariaye, awọn iṣẹ owo, awọn iṣowo ohun-ini oni-nọmba ati awọn ere idaraya okeere ni iwe-aṣẹ nipasẹ Financial Services Regulatory Commission (FSRC). O jẹ ọkan ninu awọn ẹjọ akọkọ lati gba iwe-aṣẹ ere idaraya ibaraẹnisọrọ ati wagering, bẹrẹ ni 1994, ati pe o fi ofin de Digital Assets Business Act ni 2020.

Fẹ́là RísikoÀkànṣe

FATFKò wa ní àtòjọ

EU AML àtòjọ àìdájú gigaKò wa ní àtòjọ

Awọn akojọ owo-ori EUKò wa ní àtòjọ

License regimes6

Awọn owo-ìwọ̀nXCD

Awọn idibo to n bọtòjú 2031

Ko si lori awọn akojọ FATF (akọsilẹ ti 19 Oṣu Kẹsan 2026), ko si lori atokọ orilẹ-ede kẹta ti o ga julọ ti EU (Delegated Reg. (EU) 2016/1675 bi a ti ṣe ifowosowopo 29 January 2026), ati yọ kuro lati Appendix II ti atokọ owo-ori EU ni 17 February 2026 lẹhin ti o wa ni Appendix I lati 20 February 2024 si 8 October 2024. O ti ṣayẹwo 7 Oṣu Kẹsan 2026.

Ìjọba àti ìṣàlàyé

Gomina: Parliamentary constitutional monarchy (Commonwealth realm)
King (ti a ṣe aṣoju nipasẹ Gomina Gbogbogbo Sir Rodney Williams): Charles III · lati Oṣù Kejìlá 2022
Prime Minister: Gaston Browne (Antigua ati Barbuda Labour Party (ABLP))
Àwọn ààyè-iṣẹ́: Antigua ati Barbuda
Awọn idibo to kẹhin: General (parliamentary), snap, 30 April 2026
Awọn idibo to n bọ: Gbogbogbo (parliamentary), tòjú 2031
Àwọn Ìṣàmúlò-ètò: Parliament: House of Representatives (17 seats elected) ati Senate (17 members appointed)
Siséèsì Ìjọba: Awọn ofin ti o wọpọ ni ede Gẹẹsi

Economics and finance

Awọn eniyan: 94.2k (2025)
Ìjánu-ìsún: USD 2.3bn (2025)
GDP fun ẹni kọọkan: USD 21,676 (2025)
Ọ̀rọ̀ọ̀rọ̀: East Caribbean dollar (XCD), pegged to USD at 2.7:1 (Eastern Caribbean Currency Union)
Central Bank of Nigeria: Central Bank of the Philippines

Irin-ajo ati ikole ni o wa ninu eto-ifowopamọ, ti a fi kun si nipasẹ iṣẹ-ṣiṣe idoko-owo orilẹ-ede ati agbegbe owo-ori okeere ti a ṣakoso nipasẹ Financial Services Regulatory Commission.

Àwọn Irinṣẹ́

Lisensi Banki Ilẹ-ẹ̀yàn (Ọ̀rọ̀kọ́ I, Ọ̀rọ̀kọ́ II àti Ọ̀rọ̀kọ́ III)

Awọn ohun-ini ti o kere juUSD 3m

AgbègbèFSRC yẹ ki o gbekalẹ tabi yọ kuro ninu 3 osu tí a bà gba ìṣàmúlò-ètò náà, tàbí ninu 14 ọjọ́ tí a bà gba àwọn ìròyìn àti àwọn ìròyìn ààfilọ́wọ́ mìíràn tí a bi

Ọ̀jọ́Financial Services Regulatory Commission (Awọn Banki Agbegbe ati Awọn ile-iṣẹ Igbẹkẹle)

Class I ati Class III: ni o kere ju USD 3 milionu ti a san, ninu eyi ti USD 500,000 ti a fipamọ pẹlu tabi bi a ṣe fọwọsi nipasẹ FSRC. Class II (awọn akojọ ti o ni idiwọ ti awọn alabara): ni o kere ju USD 500,000 ti a san, ninu eyi ti USD 100,000 ti a fipamọ.

Àwọn Ìṣẹ́: International Banking Act, 2016 (No. 6 of 2016)
Ìfihàn: Ko si. Laisíntí intanéèntì kan ko lè gba iṣẹ́ pẹlú ọja inúlẹ ECCU tabi àwọn pàsẹ́ẹ̀lì wọn.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Kọ́là Ì: banki ìtàn nígbà tí a kò bàà dá; Kọ́là II: àtòjọ tí a kò báà dá tí FSRC ṣè fọwọ́sì; Kọ́là III: banki ìtán nígbà tí a kò báà dá atí iwe-aṣẹ̀ igbẹ́kẹle
Awọn ayẹyẹ: ile-iṣẹ rẹ ni Antigua, ti o ṣii fun awọn wakati 6 lojoojumọ lati ọjọ Ẹti si Ọjọ Jimọ, o kere ju ọmọ ẹgbẹ kan pẹlu iriri to wulo
Ìtàn ara ẹni àti àwọn ìṣàfilọ́lẹ̀ ẹ̀yàn mẹ́rin plus àwọn ìṣàfilọ́lẹ̀ iṣẹ́ mẹ́rin fún gbogbo oludasile, olùdarí pẹ̀lú́ 5%̀ tí wọ́n jẹ́.
Àwọn ààyè-iṣẹ́ àti àká-ìṣàmúlò-ètò, KYC àti AML àwọn ìṣẹ̀dà, àti àwọn ìtumọ̀ fún ohunkohun nípa banki intanẹ́ẹ̀tì
Awọn agbẹjọro n san owo-ori ti FSRC ṣe ni ibẹrẹ; iwadii ọdun kan lori oju opo wẹẹbu ati awọn ipadabọ ọdun kan ti a ṣayẹwo pẹlu awọn iroyin owo-wiwọle ọsẹ mẹta

Sources(3)

FSRC: International Banking Requirements · checked 2026-10-07
FSRC: International Banking Licensing Procedure · checked 2026-10-07
FSRC: International Banking Licensing Procedure's Supporting Documents · checked 2026-10-07

Àwọn Irinṣẹ́

Laisíntì fún ìṣẹ́ iṣẹ́ banki (agbègbè, ECCU)

Awọn ohun-ini ti o kere juUSD 7.4m

AgbègbèCentral Bank gbọdọ gba tabi dẹkun ninu oṣu 6 ti ohun elo ti pari

Ọ̀jọ́Central Bank of the Philippines

Ko kere ju 20 milionu dollari ti a sanwo tabi ti a fun ni kapitali fun banki kan; 5 milionu fun ifowopamọ tabi ile-iṣẹ owo miiran (akọsilẹ ofin Banking ti a tẹjade nipasẹ ECCB)

Àwọn Ìṣẹ́: Banking Act, 2015 (uniform ECCU banking law), s. 44 and Schedule I; Banking (Licences) Regulations, 2019 (S.I. 2019 No. 13)
Àwọn Irinṣẹ́: Schedule I of the uniform Banking Act text: application fee 20,000; àwọn ìṣàmúlò-ètò àti àwọn ẹ̀yàn líǹẹ́ẹ̀lì ọdún 120,000 (awọn ile-iṣẹ́ ajeji) tàbí 80,000 (awọn ile-iṣẹ́ agbegbe), nínú dola EC
Ìfihàn: Ko si iwe irinna ti ara ẹni; gbogbo awọn ọmọ ẹgbẹ ECCU nfunni ni iwe-aṣẹ wọn funrararẹ labẹ ofin banki wọn.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn iforukọsilẹ lori fọọmu ti a ṣeto ni ibamu si awọn ofin banki (Licenses), 2019
Awọn aṣofin to dara ati ti o tọ, awọn adari giga ati awọn oludokoowo pataki
Awọn ohun-ini ti o tọ ati orisun awọn ohun-ini ti ECCB ṣe ayẹwo
Awọn iwadi ECCB ti n lọ lọwọ labẹ ofin banki

Sources(3)

ECCB: Banking Act 2015 (uniform text) · checked 2026-10-07
Antigua and Barbuda: Banking (Licences) Regulations, 2019 (ECCB) · checked 2026-10-07
ECCB: Licensing procedures · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

Àwọn Ìṣẹ́ Aṣàfilọ́lẹ̀

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Ọ̀jọ́Àwọn Ìṣàmúlò-ètò

Àwọn Ìṣẹ́: Money Services Business Act, 2011 (No. 7 of 2011), s. 6
Àwọn Irinṣẹ́: Aṣàfilọ́lẹ̀ àwọn owó-ìforukosilé tí kò lè gba padà atí awọn owó lìnẹ́ẹ̀tì ọdun-ọdún ní a lò; iye tí a kò fi pamọ́ sí ojú-ìwé FSRC tí a ti ṣàyẹwo
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Aṣàfilọ́lẹ̀ lori FSRC Sẹ́rẹ́lẹ̀ A pẹlú àwọn ààyé iṣẹ́, oríṣìriṣì tí a fi pamọ́ fuń owó ile-iṣẹ́ atí alayè tí a fi pamọ́ fún owó ile-iṣẹ́
Biographical affidavits fun shareholders, directors, managers ati awọn oṣiṣẹ
Àkọ́kọ́ àwọn ile-ẹkọọ́ tí wọ́n bá jẹ́ agbẹ̀jọro, àwọn aláìṣelọpọ̀ àti àwọn ààyè-iṣẹ́ ìṣàfilọ́lẹ̀
License runs to 31 December and must be renewed by 15 January every year; license number displayed on premises and every web page
Àwọn ààyè-iṣẹ́ tí a fi pamọ́

Sources(2)

FSRC: Money Services Businesses · checked 2026-10-07
FSRC: MSB Schedule A, Application Form · checked 2026-10-07

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò aimọye (VASP)

Lisensi iṣẹ́ àwọn ohun-iní-ìṣàmúlò-ètò kọ̀ǹpútà (Ìjáde A tabi Ìjáde B)

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣàmúlò-ètò

Àwọn Ìṣẹ́: Digital Assets Business Act, 2020 (No. 16 of 2020), ss. 6 to 10 and 17; Digital Assets Business Regulations, 2021 (No. 38 of 2021)
Àwọn Irinṣẹ́: Owo iforukọsilẹ ati owo ọdun bi a ti ṣe ipinnu nipasẹ Commission (Act s. 8 ati s. 17); awọn iye ni ninu awọn ofin 2021, eyiti o wa ni itẹwe nikan gẹgẹbi aworan scanned ati pe ko le ṣee rii daju
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Kòó bá a lòdé tabi gbá awọn tokè, àwọn iṣẹ́ ìfilọ́wọ́lú, ìṣàfarawe-ọ̀rọ̀, àwọn ẹ̀yàn pẹ̀lú́ ìmọ̀, ìmọ̀, àwọn onínọmbà ìmọ̀, ìmọ̀, ìmọ̀, ìmọ̀, ìmọ̀
License Class A fun ohunkohun tabi gbogbo iṣẹ́; Licence Class B fun awọn iṣẹ́ lọ́wọ́lọ́wọ́ nínú akokò tí a sọ̀kalẹ̀ láti Commission
Àwọn àgbékalẹ̀ ìṣàmúlò-ètò tí o gàjú ní pàtó; ìṣẹ̀dà jẹ́ ààyè fún ìgbà padà sípò
License lè gba padà láti inú àwọn oṣú 6 tí a fi gbékalẹ̀
Ìṣàfihàn tí a fọwọ́sì lórí àwọn ìṣẹ̀dá tónẹ́ẹ̀lì (tí o bá jẹ́ òótọ́ láti pẹ̀lú àwọn oṣu 12)

Sources(2)

Digital Assets Business Act, 2020 (FSRC) · checked 2026-10-07
FSRC: Digital Asset Business Regulations page · checked 2026-10-07

Olùgbéejáde ere-idaraya nípa intanẹẹti

Interactive Gaming license ati Interactive Wagering license

Awọn ohun-ini ti o kere juUSD 100k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Financial Services Regulatory Commission, Division of Gaming (Dirékọ̀ọ̀sì Offshore Gaming)

Aṣàfilọ́lẹ̀ ìpamọ́ tí kò jú USD 100,000 lọ

Àwọn Ìṣẹ́: International Business Corporations Act, Cap. 222 and Interactive Gaming and Interactive Wagering Regulations
Àwọn Irinṣẹ́: Fun awọn FSRC Licensing Guidelines (undated): due diligence USD 15,000 non-refundable; Interactive Gaming iwe-aṣẹ USD 100,000 ni ọdun kan; Interactive Wagering iwe-aṣẹ USD 75,000 ni ọdun kan; renewment USD 5,000 fun iwe-aṣẹ kan; oludari eniyan iwe-aṣẹ USD 1,000 ni ọdun akọkọ lẹhinna USD 250; monitoring system fee USD 25,000 fun iwe-aṣẹ kan tabi USD 45,000 fun meji. Awọn itọnisọna jẹ undated, nitorinaa ṣayẹwo iye lọwọlọwọ pẹlu FSRC.
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Àwọn agbẹ́jọrò nìyìn láti jẹ́ Antigua IBC; àṣìṣe ìmọ̀ràn lorí gbogbo àwọn oníṣẹ́ atí àwọn ẹni-kọọkan pataki
Awọn ile-iṣẹ ere idaraya jẹ awọn ile-iṣẹ owo fun awọn idi AML labẹ ofin ti o da lori owo (Pẹpẹ) 1996
Awọn ayẹwo inu-ilẹ ọdun kan ti o fọwọ́sì igbẹkẹle, aabo oṣere àti AML ìdajọ
KYC awọn ilana ati awọn eto iṣakoso ni ibamu si awọn itọnisọna FSRC ati awọn itọnisọna

Sources(3)

FSRC: Gaming · checked 2026-10-07
FSRC: Licensing Application (Directorate of Offshore Gaming) · checked 2026-10-07
FSRC Directorate of Offshore Gaming: Licensing Guidelines · checked 2026-10-07

Firma idoko-owo

Àkọ́lé àwòrán

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣàmúlò-ètò

Àwọn Ìṣẹ́: Securities Act, 2001 (ECCU uniform legislation); Securities (Licences and Fees) Regulations (revised 2015), Third Schedule
Àwọn Irinṣẹ́: EC dollars: application 2,000 (broker-dealer, custodian, investment advisor) or 1,500 (limited service broker); license 5,000 broker-dealer, 4,000 custodian or investment advisor; annual renewal 3,000 broker-dealer, 4,000 custodian, 3,000 adviser company
Ìfihàn: ECSRC n ṣakoso iṣowo awọn ohun-ini gidi ni gbogbo awọn agbegbe ẹgbẹ mẹta ti ECCU.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn adari ati awọn aṣoju ti o ni iwe-aṣẹ, gbogbo wọn pẹlu iwe-aṣẹ wọn ati idanwo
Awọn iye owo ti a fi pamọ́ nínú ẹ̀yàn ìṣàfilọ́lẹ̀
Awọn eto ifowopamọ, awọn aṣofin ati awọn oludari ti a fọwọsi ni apapọ (awọn owo ohun elo EC$ 3,000 fun ọkan)

Sources(2)

ECSRC: Revised Securities (Licences and Fees) Regulations 2015 · checked 2026-10-07
ECSRC: Acts and Regulations · checked 2026-10-07

Àwọn Aṣàfilọ́lẹ̀

Àwọn Ìṣàfilọ́lẹ̀

Financial Services Regulatory Commission (FSRC) · websitebanks, Payment service providers, Virtual asset service providers (VASPs), Online gaming, Trust companies, Insurance
Central Bank of the Philippines (ECCB) ojú-ìwéàwọn ẹ̀yàn
Easter Caribbean Securities Regulatory Commission (ECSRC) · webuIle-iṣẹ Idoko-owo

Oju opo wẹẹbu banki kariaye FSRC tun ṣalaye awọn iwe-aṣẹ ni ibamu si International Business Corporations Act, ṣugbọn FSRC sopọ mọ International Banking Act, 2016 (No. 6 tabi 2016) bi ofin ti o ṣakoso. Àkọ́lé náà ní pánẹ́ẹ̀lì náà, bẹ́ẹ̀ nípa àwọn ìrísí-lẹ́tà ààyè-iṣẹ́. Oju opo wẹẹbu FSRC n tọka si atokọ ti awọn owo-ori fun awọn banki kariaye ṣugbọn ko ṣe afihan ọna asopọ kan, nitorinaa awọn owo-ori banki ni a fi silẹ. Awọn nọmba banki ti orilẹ-ede wa lati iwe-aṣẹ ECCU Banking Act ti a tẹjade nipasẹ ECCB. Awọn iye jẹ ni awọn owo ilẹ yuroopu EC, ati pe ECCB le yipada owo-ori kekere nipasẹ ifiranṣẹ. Awọn Digital Assets Business Regulations 2021 tun ti ṣayẹwo, nitorinaa awọn owo-ori ati awọn iye owo DAB ko ni ayẹwo. Itan-akọọlẹ ti atokọ owo-ori EU lati akoko ti Commission: Antigua ati Barbuda wa ni Annex I lati 20 Oṣu Kẹsan 2024, gbe si Annex II lori 8 Okudu 2024, ati pe a yọ kuro ninu Annex II lori 17 Oṣu Kẹsan 2026. Oju opo wẹẹbu FATF (fatf-gafi.org) ti yi pada HTTP 403, nitorinaa ipo FATF ni a ṣalaye nipasẹ awọn iroyin ijọba ti o fọwọsi ti 19 June 2026 statement. Antigua ati Barbuda jẹ ọmọ ẹgbẹ ti CFATF ati pe ko wa ni eyikeyi ninu awọn akojọ FATF.

Àwọn Àtòjọ-ẹ̀yàn Gbogbogbo

Antigua àti Barbuda

Ààyè-iṣẹ́ àwọn ìkúnrégé ilẹ̀. Pétì náà jẹ́ ìṣàfihàn.

Ìbàlẹ̀: Awọn orilẹ-ede ti o ni ijọba
Ọ̀kọ̀ọ̀kan: Ààyè-àsì
Agbègbè: 443 km²
Awọn ede Ofin: English (United Kingdom)
Zone Time: UTC-04:00

Àwọn àgbéwọlé ìṣàfihàn

Àwọn Ìṣàmúlò-ètò
Pẹtalọ́wọ́lẹ̀ tí a wẹ́
Àwọn Ìjáde
Àwọn ẹ̀yìn

Àwọn ìṣàfihàn ààyè-iṣẹ́

Suriname
Poòtì
United States
Republic of the Dominican
Áríǹtì

Sources for the country information(8)

Àwọn ìròyìn ààyè-iṣẹ́ orilẹ-ede tí a ṣayẹwo ní ọjọ́ kọkanlá 9, ọdun 2026. Àtòjọ-ẹ̀yàn líǹkì tí a pàṣẹ́ ní ọjọ́ kọkanlá 7, ọdun 2026. Àwọn ìròyìn nikan, kò jẹ́ àgbekalẹ̀ ofin; àwọn ìṣàmúlò-ètò kùnà. Àkọ́lé àwọn ìṣàmúlò-ètò.

Sources for the licensing information(6)

New Zealand DIA: FATF jurisdictions update June 2026 · checked 2026-10-07
Commission Delegated Regulation (EU) 2026/83 · checked 2026-10-07
EUR-Lex: Delegated Regulation (EU) 2016/1675, consolidated versions · checked 2026-10-07
European Commission: EU list update 17 February 2026 · checked 2026-10-07
European Commission: EU list of non-cooperative jurisdictions timeline (8 October 2024) · checked 2026-10-07
Financial Services Regulatory Commission · checked 2026-10-07