Curaçao jẹ orilẹ-ede ti o wa ninu ijọba Netherlands ti o pin banki ikọkọ ati owo (Caribbean guilder) pẹlu Sint Maarten. O ni ile-ifowopamọ kariaye ati agbegbe igbẹkẹle ti a ṣe akiyesi nipasẹ Centrale Bank van Curaçao en Sint Maarten, ati pe o mọ daradara ni gbogbo agbaye gẹgẹbi ibi-afẹde fun awọn ere ori ayelujara, eyiti o lọ si eto ofin tuntun (LOK) ni Oṣu Kẹsan Ọjọ 24, ọdun 2024.
Fẹ́là RísikoÀkànṣe
FATFKò wa ní àtòjọ
EU AML àtòjọ àìdájú gigaKò wa ní àtòjọ
Awọn akojọ owo-ori EUKò wa ní àtòjọ
License regimes6
Awọn owo-ìwọ̀nXCG
Àwọn ìṣàmúlò-ètòBBB-
Awọn idibo to n bọtòjú 2029
Curaçao ko wa lori awọn akojọ FATF ni awọn ọrọ 19 Oṣu Kẹsan 2026, kii ṣe lori atokọ orilẹ-ede kẹta ti o ga julọ ti EU (Delegated Regulation (EU) 2016/1675, ẹya ti a kọ silẹ ti 29 Oṣù Kejìlá 2026), ati pe ko si lori Annex I tabi Annex II ti atokọ owo-ori EU bi a ṣe imudojuiwọn nipasẹ Igbimọ ni 17 Oṣu Kẹwa 2026. O ti ṣayẹwo 7 Oṣu Kẹsan 2026.
Ìjọba àti ìṣàlàyé
Gomina
Netherlands
King of the Netherlands (represented by Governor Mauritsz de Kort)
Movementu Futuro Kòrsou (MFK), ẹgbẹ kan nikan ni o wa ninu igbimọ aṣofin (13 ninu 21)
Awọn idibo to kẹhin
General (parliamentary), 21 March 2025
Awọn idibo to n bọ
Gbogbogbo (parliamentary), tòjú 2029
Àwọn Ìṣàmúlò-ètò
Parliament of Curaçao (Staten): unicameral, 21 seats
Siséèsì Ìjọba
Àwọn Ìwé-ẹ̀rí Dutch
Economics and finance
Awọn eniyan
156.3k (2025)
Ìjánu-ìsún
USD 3.6bn (2024)
GDP fun ẹni kọọkan
USD 22,833 (2024)
Awọn owo-ìwọ̀n
Caribbean guilder (XCG), pegged to USD at 1.79:1 (replaced the Netherlands Antillean guilder on 31 March 2025)
Central Bank of Nigeria
Centrale Bank van Curaçao en Sint Maarten
Àwọn ìṣàmúlò-ètò
S&P BBB- (positive) (bí a tì kọ̀ǹpútà 2026)
Ipinle kan ti o ni owo-ori giga ti n ṣiṣẹ nipasẹ irin-ajo, awọn iṣẹ ifowopamọ kariaye, ibudo ati awọn iṣẹ iṣoogun, pẹlu ile-iṣẹ fifọ epo ti ọjọ iwaju rẹ jẹ igba pipẹ lori idagbasoke.
Àwọn Irinṣẹ́
Ààyè-iṣẹ́ ile-ìṣàmúlò-ètò (ile-ìṣàmúlò-ètò agbegbe tàbí inú orilẹ-ede)
Awọn ohun-ini ti o kere juA kò fi pamọ́
AgbègbèCBCS yoo ṣe ipinnu ni ọjọ 60 lẹhin ti o ba gba ohun elo ti o pari (awọn ofin 7); Banki le beere fun alaye ti o ku lati pese ni awọn ọjọ 30.
Awọn Iṣẹ́Central Bank of Nigeria
Àwọn Ìṣẹ́
Landsverordening toezicht bank- en kredietwezen 1994 (National Ordinance on the Supervision of Banking and Credit Institutions 1994), arts. 2 to 7; consolidated text P.B. 2019, no. 59 (GT)
Ìfihàn
Ko si. A CBCS iwe-aṣẹ ti wa ni Curaçao; Sint Maarten ni banki rẹ ti ara ẹni ofin labẹ kanna Central Bank.
Àwọn ìṣàmúlò-ètò Bọ́tìnì
Awọn ofin ọjọ-si-ọjọ ti a yan nipasẹ awọn eniyan ara ẹni meji ni o kere ju (ẹya 4)
Awọn onimọ-jinlẹ ati igbẹkẹle ti awọn olori eto-ọrọ ati awọn oludokoowo ti o ni ẹtọ (ni oke 10%) ko si iyemeji
Awọn owo-ori ti ara ẹni to kere ju ti a fi ṣeto nipasẹ CBCS fun igbimọ iwe-aṣẹ kan (akọsilẹ 4(1)(g)); ko si nọmba ti o tọka ninu ofin naa
Awọn ile-iṣẹ ifowopamọ kariaye (awọn owo ati awọn ifunni ni ilu okeere) ti ṣeto ni apapo resitọli kan ati pe wọn ni ẹtọ lati ṣe akoso awọn paṣipaarọ ajeji.
Awọn VASP ti orilẹ-ede miiran ti a yan nipasẹ CBCS le beere fun iyọọda (ontheffing) ni afikun si iwe-aṣẹ (awọn ofin 14)
Awọn VASPs ti n ṣiṣẹ ni ọjọ ti wọn ba bẹrẹ iṣẹ ni oṣu kan lati sọ CBCS ati FIU di mimọ pe wọn yoo tẹsiwaju lati ṣiṣẹ titi ti a yoo fi ṣe ipinnu (akọsilẹ 134)
AgbègbèCBCS ti yan ninu ọjọ 60 ti ohun elo ti pari
Awọn Iṣẹ́Central Bank of Nigeria
Àwọn Ìṣẹ́
Landsverordening toezicht effectenbemiddelaars en vermogensbeheerders (P.B. 2016, no. 79); application fees in Landsbesluit P.B. 2021, no. 25
Àwọn Irinṣẹ́
Awọn owo iforukọsilẹ NAf 4,475 fun awọn oniṣowo ti o wa ni ayika tabi oluṣakoso ohun-ini, NAf 8,950 fun gbogbo wọn (P.B. 2021, No. 25); awọn iye kanna lo si ifiranṣẹ (aanmelding)
Ìfihàn
Kò.
Àwọn ìṣàmúlò-ètò Bọ́tìnì
Awọn owo-ori ti ara ẹni to kere julọ ati igbẹkẹle ti a ṣeto nipasẹ CBCS
Ìdí tí o kere jù tí àwọn olótúnú ìṣẹ̀dá àti àwọn àròyìn bódù ìṣàfihàn
Awọn adari ti o tọ ati ti o dara ati awọn oniṣowo ti o ni ẹtọ
Remote gaming licence (B2C kansspelvergunning for kansspelen op afstand)
Awọn ohun-ini ti o kere juA kò fi pamọ́
AgbègbèIwadii meji-faaji: CGA ṣe ipinnu lori igbesẹ 1 (igbẹkẹle ati owo) ninu ọsẹ 8 ti faili ti o pari ati lori igbesẹ 2 ninu ọsẹ 8, gbogbo wọn ti o le faagun nipasẹ awọn ọsẹ 4; iwe-aṣẹ igba pipẹ ti o to awọn oṣu 6 (ti o le faagun nipasẹ 6) le gba ni akoko igbesẹ 2 (awọn ofin. 5.1)
Awọn Iṣẹ́Curaçao Gaming Authority
Àwọn Ìṣẹ́
Landsverordening op de kansspelen (LOK), P.B. 2024, no. 157, arts. 2.1, 5.1, 5.12, 5.18 and 5.19; in force 24 December 2024
Àwọn Irinṣẹ́
Iforukọsilẹ EUR 4,592 plus EUR 150 fun ẹniti o ni anfani ti o kẹhin, EUR 150 fun ẹniti o ni ẹtọ ati EUR 2,551 fun UBO ti a ṣe akojọ (awọn nkan. 5.18 (1)); owo isanwo isanwo ọdun kan EUR 22,960 si CGA pẹlu owo iwe-aṣẹ ọdun kan EUR 24,490 si Treasury, EUR 47,450 ni apapọ (awọn nkan. 5.19); EUR 250 fun aaye ayelujara kan, EUR 13 fun iyipada ere kan, EUR 128 fun UBO tabi iyipada ti o ni ẹtọ
Ìfihàn
Ko si. Laisitọsi Curaçao ko gba ọ laaye lati fun ni awọn ofin ti o nilo iwe-aṣẹ wọn.
Àwọn ìṣàmúlò-ètò Bọ́tìnì
Awọn ti n wa iṣẹ gbọdọ jẹ NV tabi BV ti a ṣe agbekalẹ ati ti o wa ni Curacao (awọn ofin 2.1)
Nibẹ ni o kere ju ọkan Curaçao-agbekọja ti nṣiṣẹ (art. 2.1(4))
Awọn ohun-ini agbegbe labẹ nkan 5.12 (ọkan, lẹhin mẹta, awọn eniyan pataki ti o wa ni ilu ati aaye iṣẹ ọfiisi ti a ṣe fun), ti a fi silẹ nipasẹ ilọpo meji minisita si Oṣu Kẹrin Ọjọ 1, Ọdun 2027
License granted for an undefined period and not transferable
AgbègbèCGA n ṣe ipinnu ninu ọsẹ 8 ti iforukọsilẹ, ti o le pọ si titi di ọsẹ 8 (awọn ofin 5.14(3))
Awọn Iṣẹ́Curaçao Gaming Authority
Àwọn Ìṣẹ́
Landsverordening op de kansspelen (LOK), P.B. 2024, no. 157, arts. 1.5, 5.13, 5.14, 5.18 and 5.19
Àwọn Irinṣẹ́
Iforukọsilẹ EUR 4,592 plus EUR 150 fun UBO kan, EUR 128 fun ẹniti o ni ẹtọ ati EUR 2,551 fun UBO ti a ṣe akojọ (awọn nkan. 5.18(2)); owo iwadi ọdun kan EUR 24,490 (awọn nkan. 5.19(5)).
Ìfihàn
Kò.
Àwọn ìṣàmúlò-ètò Bọ́tìnì
Nigba ti o ba fẹ lati fun awọn iṣẹ tabi awọn ọja ere idaraya pataki ni tabi lati Curacao (awọn nkan 1.5)
Ifihan ti iṣeto ẹgbẹ, awọn ẹni-kọọkan pataki, UBOs, owo-ori ati igbẹkẹle (awọn ofin 5.14)
Awọn ofin B2C diẹ, pẹlu ẹtọ. 5.12 ohun elo agbegbe, lo nipasẹ analogy (ẹjọṣepọ. 5.13)
Centrale Bank van Curaçao en Sint Maarten (CBCS) · websitebanks, money transfer, Investment firms, Virtual asset service providers (VASPs), Trust companies, Insurance, funds
Online gaming: the LOK replaced the Landsverordening buitengaatse hazardspelen (NOOGH/LBH) master license and sub-license system on 24 December 2024. Existing license holders NOOGH received provisional LOK licenses by operation of law for 6 months, extendable by 6 (LOK art. 15.1). The CGA's online licensing portal was taken off-line after the CGA revealed on 17 and 22 September 2026 that an unauthorized party had accessed it between December 2025 and September 2026; check the CGA site for the current status of new applications. The LOK fee amounts may be indiced or changed by national decree (art. 5.19(6) and (7)). Payments: the VASP ordinance refers to a separate Landsverordening toezicht betaaldienstverleners for payment and e-money institutions, but its entry into force was not confirmed from official sources, so no PI/EMI entry is given. In the meantime the CBCS runs a registration form for payment service providers and VASPs (August 2024). Minimum capital for banks, money transfer companies, securities firms and VASPs is set by CBCS directive rather than in the ordinances, and no current figures were found. The CBCS website was behind a bot challenge at the time of research, so official CBCS documents were read from archived copies of the official URLs. Funds, trust service providers and insurers are also CBCS-supervised but are not covered here.
Àwọn Àtòjọ-ẹ̀yàn Gbogbogbo
Ààyè-iṣẹ́ Curacao
Ààyè-iṣẹ́ àwọn ìkúnrégé ilẹ̀. Pétì náà jẹ́ ìṣàfihàn.
