Americas & Caribbean

Barbados

Agbegbe iṣowo kariaye ti o da lori adehun pẹlu iwe-ẹri igba pipẹ ni inawo ati banki agbaye. Lati 1 January 2019, awọn ile-ifowopamọ rẹ ti o wa ni okeere ti ni iwe-aṣẹ labẹ ofin awọn ile-iṣẹ owo bi awọn ile-ifowopamọ ti n gba owo ajeji, ti a ṣe akiyesi nipasẹ Ile-ifowopamọ Central Bank of Barbados ni apapọ pẹlu awọn ile-ifowopamọ orilẹ-ede.

Fẹ́là RísikoÀkànṣe

FATFKò wa ní àtòjọ

EU AML àtòjọ àìdájú gigaKò wa ní àtòjọ

Awọn akojọ owo-ori EUKò wa ní àtòjọ

License regimes5

Awọn owo-ìwọ̀nBBD

Àwọn ìṣàmúlò-ètòB+

Awọn idibo to n bọtòjú 2031

Kò ní pàtó FATF Àwọn àtòjọ (àkọ́lé tí 19 Oṣù Kejìlá 2026; yọ kuro nínú ìṣàfilọ́lẹ̀ tí a fi pọ̀ jù lọ nínú Febẹ́ríà 2024). Tí a yọ kuro nínú àtòjọ orilẹ̀de kẹtà EU tí o jẹ́ ẹ̀yàn-ẹ̀yàn giga láti Delegated Reg. (EU) 2025/1184, lórí iṣẹ́ 5 Oṣù Kejìlá 2025. Kò ní pàtó nínú àtòjọ ilé-ifowopamọ́ EU, tí ó tí ṣé ìdàsilẹ̀ nínú 17 Oṣù Kejìlá 2026; o tì kù nínú Annex II nínú 14 Oṣù Kejìlá 2023. A ṣayẹwo nínú 7 Oṣù Kejìlá 2026.

Ìjọba àti ìṣàlàyé

Gomina: Republic of the Congo
Prezidanti: Jeffrey Bostic · nínú oṣù kọkanla 2025
Prime Minister: Mia Mottley (Barbados Labour Party (BLP)
Àwọn ààyè-iṣẹ́: Barbados Labour Party (BLP), ti o ni gbogbo awọn ipo 30 ti a yan
Awọn idibo to kẹhin: General (parliamentary), snap, 11 February 2026
Awọn idibo to n bọ: Gbogbogbo (parliamentary), tòjú 2031
Àwọn Ìṣàmúlò-ètò: Parliament: House of Assembly (30 seats) ati Senate (21 appointed members)
Siséèsì Ìjọba: Awọn ofin ti o wọpọ ni ede Gẹẹsi

Economics and finance

Awọn eniyan: 282.6k (2025)
Ìjánu-ìsún: USD 8bn (2025)
GDP fun ẹni kọọkan: USD 27,494 (2025)
Awọn owo-ìwọ̀n: Barbadian dollar (BBD), tí a fi pamọ́ sí USD ni 2:1
Central Bank of Nigeria: Central Bank of Nigeria
Àwọn ìṣàmúlò-ètò: S&P B+ (iduroṣinṣin) · Moody's B2 (iduroṣinṣin) · Fitch B+ (positive) (bi ti October 2025)

Irin-ajo ni olugbeja akọkọ, pẹlu ile-iṣẹ iṣowo agbaye ati iṣẹ owo ti a ṣe lori nẹtiwọọki ifowosowopo isanwo meji, lakoko ti oṣuwọn owo-ori giga ti n pọ si labẹ awọn eto isọdọtun ti o ni atilẹyin nipasẹ IMF.

Àwọn Irinṣẹ́

Àkọ́lé àwòrán

Awọn ohun-ini ti o kere juUSD 2m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Central Bank of Barbados (awọn ohun elo si minisita labẹ s. 41J)

s. 41M: sọ tabi ti a fun owo-ori ti o kere ju $ 4,000,000 ti banki gba awọn idogo ẹgbẹ kẹta, tabi $ 1,000,000 ti ko ba ṣe bẹ. Banki Central le yan iye miiran ni ọran nipasẹ ọran.

Àwọn Ìṣẹ́: Financial Institutions Act, Cap. 324A, Part IIIB, ss. 41H to 41O, inserted by the Financial Institutions (Amendment) Act, 2018-51 (in force 1 January 2019)
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn agbẹjọro gbọdọ jẹ ile-iṣẹ ti o ni ẹtọ (awọn ohun elo ti o pọju si iṣowo banki ti n gba owo ajeji) tabi banki ti n gba owo ajeji ti o ni ẹtọ (fun apẹẹrẹ, banki ti o ni iwe-aṣẹ labẹ eto banki kariaye ti o wa tẹlẹ ni Oṣu Kẹsan ọjọ 31, ọdun 2018).
Ojú kọ̀ǹpútà kan nínú àwọn tí wọ́n jẹ́ agbẹ̀jọro CARICOM
Awọn iṣẹ ti o ni ibatan si gbigba ati lilo owo ilẹ yuroopu ajeji (awọn apamọ, awọn ohun-ini ajeji, igbẹkẹle awọn ohun-ini ajeji) ati awọn iṣẹ ti o ni ibatan
Iṣẹ̀dá Banki Ipinlè ni a nilò fun igbimọ̀, àwọn ìṣàmúlò-iṣẹ́ nlà, àwọn ìṣàmúlò-iṣẹ́ pọ̀jú atí awọń ìgbárá owó; ìdíyelé́ tí a fi sọ̀kalẹ̀ fun igbẹkẹlé owó
Ìṣàmúlò-ètò tí a kọ́ nípa àwọn aṣojú-iṣẹ́ meji, pẹlú àwọn àkọsílẹ̀ ìfẹ́fẹ́, ààyè-iṣẹ́ atí àwọn àgbèkalẹ̀ ọdun mẹta (CBB Part IIIB application form)

Sources(3)

Financial Institutions (Amendment) Act, 2018-51 (CBB) · checked 2026-10-07
CBB: Licensing Requirements · checked 2026-10-07
CBB: Application for a Licence Under Part IIIB of the FIA · checked 2026-10-07

Àwọn Irinṣẹ́

Àkọ́lé àwòrán

Awọn ohun-ini ti o kere juUSD 2m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Central Bank of Nigeria

s. 16: ti sọ capital ti o kere ju $4,000,000, tabi miiran iye ti Central Bank se

Àwọn Ìṣẹ́: Financial Institutions Act, Cap. 324A, Part II, ss. 3 to 9 and s. 16 (as amended by Act 2018-51)
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Àwọn àkọsílẹ̀ àti àyọkà ìṣàfilọ́lẹ̀ nípa CAIPO (tabi ìforúkọ́ bí ile-iṣẹ́ kejì fún ẹ̀yàn)
Àkọ́lé àwọn ìṣàfihàn àti àwọn ìṣàfilọ́lẹ̀ meji fún gbogbo ààyè-iṣẹ́ tí a fẹ́ kọ̀ọ̀kan nínú
Awọn iṣẹ-iṣe ti o ni ibatan si iṣakoso, ifihan ara ẹni, awọn ohun elo itaja ati orisun owo-ori akọkọ, pẹlu awọn iṣiro ọdun mẹta
Awọn ẹtọ aṣoju ile-ẹjọ ti ẹniti o n beere fun jẹ ẹka tabi ọmọ ẹgbẹ banki ajeji kan
Ìwé-ẹ̀rí tí a fi pamọ́ lórí àwọn ohun-iní tí a fẹ́ nígbà tí a bá gbékalẹ̀ líǹsì

Sources(3)

CBB: Licensing Requirements · checked 2026-10-07
Financial Institutions Act, Cap. 324A (CBB) · checked 2026-10-07
Financial Institutions (Amendment) Act, 2018-51 (CBB) · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

Lisensi ile-iṣẹ isanwo

Awọn ohun-ini ti o kere juUSD 25k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Central Bank of Nigeria

Owo-ori ti o kere ju ti $50,000; Banki lè fẹ́ diẹ̀ sii dá lori ìwọ̀n, àwọn ẹ̀yà atí igbẹ̀kẹle

Àwọn Ìṣẹ́: National Payment System Act, 2021-1, ss. 9 to 11 (as amended by Act 2025-41); National Payment System Regulations (S.I. 2026 No. 46)
Àwọn Irinṣẹ́: Owo iforukọsilẹ BBD 2,000; owo iwe-aṣẹ $20,000 fun ile-iṣẹ isanwo ati $1,000 fun agbẹjọro kan, ti o le san ṣaaju ki o to gbejade ati ni gbogbo ọdun titi di ọjọ 1 Oṣù Kẹrin
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Kòó báàfilọ́lẹ̀ àti àwọn ìṣàmúlò-ètò owo-ẹ̀yàn, owo-ìpamọ́ nínú atì inú, ìgbàdálẹ̀ àtì ìṣẹ̀dá àwọn iṣẹ́, ìjádé àwọn ohun-ìmúlò-ètò ẹ̀yàn àtì owo-ẹ̀yàn, ìṣàmúlò-ètò ẹ̀yàn, àtì aagótà tàbí àgbèwọlé
Awọn ile-iṣẹ ti a ṣe ni ibamu pẹlu ofin awọn ile-iṣẹ, akọsilẹ 308, pẹlu awọn oniwun to tọ ati ti o tọ, awọn aṣofin ati awọn aṣoju giga
Àwọn owó tí a fi pamọ́ nínú àwọn ìṣàfilọ́lẹ̀ àti àwọn àkọsílẹ̀, láti inú igbẹ́kẹle tàbí ààyè-iṣẹ́ àti àwọn ìfaramọ́ tí a lè pàpọ̀
Igbagbọ nile-ẹjọ
Awọn iṣẹ ifilelẹ laarin awọn orilẹede nilo iwe-aṣẹ MVTS ti o yatọ labẹ FIA

Sources(3)

CBB: Framework for Licensing and Authorising Payment Service Providers (September 2025) · checked 2026-10-07
National Payment System Act, 2021-1 (CBB) · checked 2026-10-07
National Payment System Regulations, S.I. 2026 No. 46 (CBB) · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

Ààyè-iṣẹ́ àwọn iṣẹ́ ìṣàfihàn owò tàbí iye (MVTS)

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àkọlé àwòrán

Àwọn Ìṣẹ́: Financial Institutions Act, Cap. 324A, Part III, ss. 23A, 24, 25A to 28A (inserted by Act 2018-51)
Àwọn Irinṣẹ́: Iṣẹ́ ẹ̀yàn tí a fọwọ́sí nípa ìforúkọsílẹ̀ atí iṣẹ́ ọdún (a. 26 atí a. 27(3)); iye owò lọ́wọ́lọ́wọ́ kò jẹ́ igbẹkẹle
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Nípa ìṣàfihàn àwọn owò àti àwọn iṣẹ́ ìjánu-ìtàn
Aṣàfilọ́lẹ̀ nínú fọọmú ìṣàfilọ́lẹ̀ lìnẹ́ẹ̀sì CBB MVTS, pẹlú àwọn ohun-ini tí a fẹ́ gbékalẹ̀ àti ààyè rẹ̀
Awọn adari, awọn oṣiṣẹ ati 10% ti awọn oludokoowo
Àwọn ààyè-iṣẹ́ License ṣàfihàn ìṣàfarawe-ètò iṣẹ́; ìròyìn CBB lọ́wọ́lọ́wọ́

Sources(2)

Financial Institutions (Amendment) Act, 2018-51 (CBB) · checked 2026-10-07
CBB: MVTS Licence Application Form · checked 2026-10-07

Firma idoko-owo

Iforukọsilẹ gẹgẹbi agbẹjọro, oniṣowo, oludari idoko-owo, oniṣowo, alakọbẹrẹ tabi ile-iṣẹ seeti

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣẹ́ Ìṣàmúlò-ètò

Àwọn Ìṣẹ́: Securities Act, Cap. 318A, s. 46; Securities Regulations; Securities (Amendment and Validation of Fees) Act, 2019-27
Àwọn Irinṣẹ́: Àkọ́lé àwòrán
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Iforukọsilẹ pẹlu FSC; awọn oniṣowo, awọn olutaja, awọn oniṣowo ati awọn ile-iṣẹ ti o ni aabo tun nilo iwe-aṣẹ lati ile-iṣẹ ti ara ẹni.
Awọn owo-orí tí a fi pamọ́ lọ́wọ́lọ́wọ́ (awọn ile-iṣẹ) tàbí owo-orí ọ̀fẹ́ (awọn ẹni-kẹta) bí a ṣe sọ
Awọn agbẹjọro ti a fọwọsi nipasẹ ile-ẹkọ giga FSC ati pe o ni ẹjọ to tọ
Awọn ti o forukọsilẹ ni ọdun kan ninu Gazette nipasẹ 31 March

Sources(2)

Securities Act, Cap. 318A (FSC) · checked 2026-10-07
FSC: Legislation · checked 2026-10-07

Àwọn Aṣàfilọ́lẹ̀

Àwọn Ìṣàfilọ́lẹ̀

Central Bank of Barbados (CBB) · websitebanks, Payment service providers, E-money institutions
Financial Services Commission (FSC) · websiteInvestment firms, Funds, Insurance

2019 reform: the Financial Institutions (Amendment) Act 2018-51 came into force on 1 January 2019. It created Part IIIB of the Financial Institutions Act for foreign currency earning banks, under which banks licensed under the former international banking regime could be licensed as qualified foreign currency earning banks. It also created a license for money or value transmission service providers under Part III. Trust, finance and merchant bank companies under Part III need stated capital of $2,000,000 (s. 29). The statutes use $, which this file reads as Barbados dollars. The Financial Institutions Fees Regulations 1998 predate Part IIIB, so bank fees are left null. Crypto: ko si ofin licensing ti o ni igbẹkẹle lori awọn oju opo wẹẹbu CBB tabi FSC legislation. Fintech ati awọn ile-iṣẹ crypto le ṣe idanwo nipasẹ awọn ẹgbẹ CBB ati FSC Regulatory Sandbox. Insurance jẹ agbegbe nla kan, ni pataki insurance captive, ti a fọwọsi nipasẹ FSC labẹ ofin inawo, Cap. 310. The Insurance Amendment Act 2025 ni a fiweranṣẹ lori aaye ayelujara FSC ati pe ko ti wa ni atunyẹwo. Online gaming: ko si ofin licensing ti a rii. EU list of taxes history from the timeline of the Commission's: Annex I from 6 October 2020, moved to Annex II on 22 February 2021, removed from Annex II on 14 February 2023. The FATF site returned HTTP 403, so the February 2024 removal date comes from recital 17 of Delegated Reg. (EU) 2025/1184 and the current status from official relays of the 19 June 2026 statement.

Àwọn Àtòjọ-ẹ̀yàn Gbogbogbo

Ààyè-iṣẹ́ Barbados

Ààyè-iṣẹ́ àwọn ìkúnrégé ilẹ̀. Pétì náà jẹ́ ìṣàfihàn.

Ìbàlẹ̀: Awọn orilẹ-ede ti o ni ijọba
Ọ̀kọ̀ọ̀kan: Bridgetown
Agbègbè: 430 km²
Awọn ede Ofin: English (United Kingdom)
Zone Time: UTC-04:00

Àwọn àgbéwọlé ìṣàfihàn

Àwọn Ìṣàmúlò-ètò
Àwọn iṣẹ́ ile-iṣẹ́ atí owó
Rum atí àwọn ẹ̀yin mìíràn
Pẹtalọ́wọ́lẹ̀ tí a wẹ́
Awọn oogun ti a ṣelọpọ

Àwọn ìṣàfihàn ààyè-iṣẹ́

United States
Jamaica
Trinidad ati Tobago
Kanada
Guyana

Sources for the country information(8)

Àwọn ìròyìn ààyè-iṣẹ́ orilẹ-ede tí a ṣayẹwo ní ọjọ́ kọkanlá 9, ọdun 2026. Àtòjọ-ẹ̀yàn líǹkì tí a pàṣẹ́ ní ọjọ́ kọkanlá 7, ọdun 2026. Àwọn ìròyìn nikan, kò jẹ́ àgbekalẹ̀ ofin; àwọn ìṣàmúlò-ètò kùnà. Àkọ́lé àwọn ìṣàmúlò-ètò.

Sources for the licensing information(7)