Americas & Caribbean

British Virgin Islands

British Overseas Territory ti o dara ju ti a mọ bi ti o tobi julọ ni agbaye ti awọn ile-iṣẹ iṣowo okeere, pẹlu agbegbe owo idoko-owo nla ati igbẹkẹle ati ile-iṣẹ iṣẹ ile-iṣẹ. Banking jẹ kekere ati pe o fẹrẹ to ṣii si iṣowo kariaye. Gbogbo awọn iṣẹ owo-ori ni a ṣe akiyesi nipasẹ Financial Services Commission (FSC).

Fẹ́là RísikoÌyárá Kekere

FATFÀwọn ààyè-iṣẹ́ ìṣàfarawe-ètò

EU AML àtòjọ àìdájú gigaÀtòjọ-ẹ̀yàn

Awọn akojọ owo-ori EUKò wa ní àtòjọ

License regimes7

Awọn owo-ìwọ̀nUSD

Àwọn ìṣàmúlò-ètòBBB

Awọn idibo to n bọtòjú 2027

Tí a fì pàtó nínú FATF tí a tí fi pamọ́ lọ́wọ́lọ́wọ́ ní June 2025 àti tí a fi pamọ́ lọ́wọ́lọ́wọ́ nínú ìwé-ẹ̀yàn June 19, 2026; tí a fì kun àtòjọ orilẹ̀de kẹtà EU tí o jẹ́ ẹ̀yàn giga láti Ìdákọ́ (EU) 2026/83, tí a lò lati January 29, 2026. Kò ní Pánẹ́ẹ̀lì Ì tí àtòjọ-ìwò EU (pánẹ́ẹ̀lì 17, 2026 ìṣàfihàn), nikan ní pánẹ́ẹ̀lì II. Ṣàyẹwò ní October 7, 2026.

Ìjọba àti ìṣàlàyé

Gomina: Àwọn ààyè-iṣẹ́ British Overseas
Monarch: Charles III · lati Oṣù Kejìlá 2022
Àwọn ìṣàmúlò-ètò: Natalio Wheatley (Virgin Islands Party (VIP)
Àwọn ààyè-iṣẹ́: Virgin Islands Party (VIP), pẹlu Deputy Prime Minister Lorna Smith
Awọn idibo to kẹhin: Àkọlé àwòrán Ìgbàyélú Ajọṣepọ̀, 24 Oṣù Kẹrin 2023
Awọn idibo to n bọ: Ìgbàyélú Ajọṣepọ̀ Gbogbogbò, tí a fi pẹ̀lú́ ọdun 2027
Àwọn Ìṣàmúlò-ètò: House of Assembly (unicameral): 13 elected members (9 district, 4 territorial at-large) plus ex officio members
Siséèsì Ìjọba: Awọn ofin ti o wọpọ ni ede Gẹẹsi

Economics and finance

Awọn eniyan: 39.7k (2025)
Ìjánu-ìsún: USD 1.6bn (2024)
Awọn owo-ìwọ̀n: US dollar (USD), US dollar ni owo-ifowopamọ olopa (ko si owo-ifowopamọ agbegbe)
Central Bank of Nigeria: Ko si; British Virgin Islands Financial Services Commission ní agbẹ̀jọró owó
Àwọn ìṣàmúlò-ètò: S&P BBB (iduroṣinṣin) (bí a tìlẹ̀ January 2026)

BVI ni orile-ede ti o dara julọ fun awọn ile-iṣẹ okeere (BVI Business Companies), ati awọn idiyele ifowosowopo pẹlu owo-owo irin-ajo pupọ julọ ti eto-ọrọ ati awọn owo-ori ijọba.

Àwọn Irinṣẹ́

General banking license

Awọn ohun-ini ti o kere juUSD 2m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣẹ́ Ìṣàmúlò-ètò

Ipinle ti o kere ju 1 US $ 2,000,000 fun banki BVI kan (Awọn ofin ofin s.76), pẹlu awọn owo ifowopamọ ti a fọwọsi US $ 500,000 pẹlu Commission

Àwọn Ìṣẹ́: Banks and Trust Companies Act, s.10(1)(a) and s.12
Àwọn Irinṣẹ́: Iforukọsilẹ US $ 50,000; owo-ori iwe-aṣẹ akọkọ US $ 250,000 ati isanwo ọdun kan US $ 250,000 (Financial Services (Fees) (Amendment) Regulations, 2023).
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn iṣẹ banki ni inu ati ni ita Virgin Islands
A n fun ni ọ̀pọ̀lọpọ̀ tabi ẹ̀kọ́bànì tí a gbọ́dọ̀ kọ̀ọ̀kan lọ́wọ́lọ́wọ́ nínú ilé-ìjọbá kan (Ìdájọ́ Ìṣàmúlò-ètò)
Ìgbà gbogbo
Awọn idogo ti a fọwọsi ti US$500,000

Sources(3)

Banks and Trust Companies Act (Revised Edition 2020) · checked 2026-10-07
Regulatory Code (Revised Edition 2020) · checked 2026-10-07
Financial Services (Fees) (Amendment) Regulations, 2023 (S.I. 2023 No. 5) · checked 2026-10-07

Àwọn Irinṣẹ́

Àwọn ààyè-iṣẹ́ banki

Awọn ohun-ini ti o kere juUSD 1m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣẹ́ Ìṣàmúlò-ètò

Ipinle ti o kere ju ti 1 US$1,000,000 (Awọn ofin ofin s.76), pẹlu $500,000 idogo ofin US

Àwọn Ìṣẹ́: Banks and Trust Companies Act, s.10(1)(b), s.10(1)(c), s.11 and s.12
Àwọn Irinṣẹ́: Iforukọsilẹ US $ 25,000; owo-ori iwe-aṣẹ akọkọ US $ 150,000 ati isanwo ọdun kan US $ 150,000 (2023 awọn ofin idiyele).
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Kò lè gbá àwọn apamọ̀ láti àwọn ìlú Virgin ti kò jẹ́ ẹ̀yàn tabi awọn ile-iṣẹ́ iṣowo BVI (s.11)
Kò lè fipamọ́ nínú àwọn ẹ̀yàn tí a fọwọ́sì
Klásì II lè gba owò nínú àwọn ẹnití a fi pamọ́ nínú iṣẹ́ tí a fi pamọ́ pẹlú ìṣàmúlò-ètò
Awọn akojopo ti a pinnu fun igbẹkẹle ati awọn ohun-ini ofin

Sources(3)

Banks and Trust Companies Act (Revised Edition 2020) · checked 2026-10-07
Regulatory Code (Revised Edition 2020) · checked 2026-10-07
Financial Services (Fees) (Amendment) Regulations, 2023 (S.I. 2023 No. 5) · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

Lisensi iṣẹ owo ati owo, Ẹgbẹ A (iṣakojọpọ owo) ati Ẹgbẹ B (awọn ifiranṣẹ owo, fipamọ awọn ẹyọkan, yipada owo-ori)

Awọn ohun-ini ti o kere juUSD 10k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣẹ́ Ìṣàmúlò-ètò

BVI owo iṣẹ iṣowo: capital orisun ti US $ 10,000, o kere ju US $ 5,000 ni owo-ori, awọn miiran nipa standby iwe ti ifowopamọ, garanti tabi gbadura ohun-ini gidi agbegbe (Regulatory Code s.169)

Àwọn Ìṣẹ́: Financing and Money Services Act, s.9
Àwọn Irinṣẹ́: Class A: ohun elo US $ 600, akọkọ ati ọdun kan iwe-aṣẹ owo US $ 12,000, plus US $ 1,200 ni ọdun kan fun awọn ọmọ ẹgbẹ, branch tabi aṣoju ọfiisi. Class B: ohun elo US $ 300, akọkọ ati ọdun kan owo US $ 2,400 (2023 fees regulations).
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ṣe jẹ ile-iṣẹ́ iṣowo BVI tabi ile-iṣẹ́ ajeji ti a fọwọsi
Klásì A ní àwọn ìṣàfilọ́lẹ̀ owò nínú irúwọ́ wò nípa, àti àwọn ẹ̀yàn éléktónìkì atí móbíìlì
Awọn ẹgbẹ miiran: C owo-ori, D owo-ori lease, E ATMs, F peer to peer lending, G awọn iṣẹ miiran ti a ṣeto
Iṣẹ́dàjọ́ àwọn aṣojú-iṣẹ́ atí awọn olùdarí

Sources(3)

Financing and Money Services Act (Revised Edition 2020) · checked 2026-10-07
Regulatory Code (Revised Edition 2020) · checked 2026-10-07
Financial Services (Fees) (Amendment) Regulations, 2023 (S.I. 2023 No. 5) · checked 2026-10-07

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò aimọye (VASP)

Àwọn ààyè-iṣẹ́ ìṣàfihàn àwọn ohun-iní-ìṣẹ́ aṣiwere

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèFSC ni ifẹ lati fun awọn asọye akọkọ laarin awọn ọsẹ 6 ati lati pari awọn ohun elo laarin awọn oṣu mẹfa ti ifilọlẹ akọkọ.

Awọn Iṣẹ́Àwọn Ìṣẹ́ Ìṣàmúlò-ètò

Àwọn Ìṣẹ́: Virtual Assets Service Providers Act, 2022 (No. 17 of 2022)
Àwọn Irinṣẹ́: Ìṣàmúlò-ètò US$5,000 (US$10,000 fún igbẹkẹle tàbí ìṣiro). Aṣàfilọ́lẹ̀ àwọn owó iforukọsilẹ̀ tí a fi pamọ́ fun igba akọkọ ati fun odun kan US$7,500; Ìdáràn US$15,000; Àwọn ààyè-iṣẹ́ ìṣàfilọ́lẹ̀ US$25,000. Aṣàfilọ́lẹ̀ sandbox: ìforúkọsílẹ̀ US$1,000, itẹ́wọ̀n US$1,500 (2023 ìdíyelé.
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Lẹyin 1 Oṣù Kejìlá 2023; awọn VASP ti wa ni bayii ni oṣu mẹta lati lo
Ṣẹ̀dá àwọn ìṣàfarawe-ètò láti mú àwọn iṣẹ́ ìpamọ́ fún ọ̀kan tàbí lágbára iṣẹ́ pàtó
Kò ní àwọn ẹ̀yàn tí a fi pamọ́; FSC kọ́ àwọn ẹ̀yàn tí a pàṣẹ̀ lọ́wọ́lọ́wọ́, láti jẹ́ ẹ̀yàn tí o gà jù lọ́wọ́lọ́wọ́ fún àwọn ìṣàfarawe-ọ̀rọ̀ atí awọń alagbára
A kò lè gba àwọn ìṣàmúlò-ètò ile-iṣẹ́
Awọn akojopo ti o wa fun FinTech

Sources(3)

Virtual Assets Service Providers Act, 2022 (No. 17 of 2022) · checked 2026-10-07
BVI FSC: Guidance on Application for Registration of a VASP · checked 2026-10-07
Financial Services (Fees) (Amendment) Regulations, 2023 (S.I. 2023 No. 5) · checked 2026-10-07

Firma idoko-owo

Lisensi iṣowo idoko-owo

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣẹ́ Ìṣàmúlò-ètò

Àwọn Ìṣẹ́: Securities and Investment Business Act
Àwọn Irinṣẹ́: Àtòjọ-ẹ̀yàn US$1,200 sí US$3,000 nípa àwọn ìṣàmúlò-ètò. Igba akọkọ ati awọn owo-ori iwe-aṣẹ ọdun kan: ibaraẹnisọrọ (awọn aṣoju tabi oludari) ati iṣeto US $ 3,300; iṣakoso idoko-owo, imọran ati iṣakoso US $ 1,800 kan; Ìdáràn US$4,500; ṣiṣe ifowosowopo idoko-owo US$10,000 (2023 awọn ofin idiyele).
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn iru-ẹ̀yàn líǹsítà mẹ́fa: ibaraẹnísọrọ, ìdájọ́ra, ìṣàfarawe-ìpamọ́, ìbámúlẹ̀, ìmọ̀ràn, àṣàṣepọ̀, àkọsílẹ̀ ifowopamọ́
Iṣẹ́dàjọ́ àwọn aṣojú-iṣẹ́ atí awọn olùdarí
Awọn adari ti a fọwọsi ti wa fun awọn alaṣẹ ti awọn owo-ifowopamọ ti ara ẹni, iṣẹ-ṣiṣe ati ijẹrisi (aṣayẹwo US $ 1,800)
Ìyàn tí a fi hàn àwọn ìṣàfilọ́lẹ̀ owó ọdún

Sources(2)

Securities and Investment Business Act (Revised Edition 2020) · checked 2026-10-07
Financial Services (Fees) (Amendment) Regulations, 2023 (S.I. 2023 No. 5) · checked 2026-10-07

Alábòójútó àwọn ẹ̀yàn

Owo-ifowopamọ ti o pọju (ara ẹni, iṣẹ, ijọba), owo-ifowopamọ ifowopamọ ara ẹni, inkubator ati awọn owo-ifowopamọ ti a fọwọsi

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣẹ́ Ìṣàmúlò-ètò

Àwọn Ìṣẹ́: Securities and Investment Business Act, s.40 to s.63F; Securities and Investment Business (Incubator and Approved Funds) Regulations
Àwọn Irinṣẹ́: Owo-ori aladani tabi profaili: ohun elo US$850, igbẹkẹle ati owo ọdun US$1,200. Owo-ifowopamọ olominira: ohun elo US$1,200, iforukọsilẹ ati owo ọdun US$1,800. Owo-ifowopamọ idoko-owo ti ara ẹni: ohun elo US $ 850, igbẹkẹle ati ọdun US $ 1,200. Incubation tabi owo-ori ti a fọwọsi: itẹsiwaju US$1,800, ọdun kan titunṣe US$1,200 (2023 awọn ofin idiyele).
Ìfihàn: Ko si iwe irinna EU.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn owo-ifowopamọ ti ara ẹni: ko si diẹ sii ju awọn oniṣowo 50 lọ tabi awọn ifunni ti ara ẹni nikan
Awọn owo-ifowopamọ iṣẹ: awọn oludokoowo iṣẹ nikan, pẹlu idoko-owo akọkọ ti o kere ju ti a fi han ninu awọn ofin owo-ifowopamọ iṣẹ (awọn iye ko ni ayẹwo nibi)
Awọn owo-ifowopamọ ti o wa nibẹ nilo prospetus kan
Awọn owo ilẹ yuroopu ajeji tun wa

Sources(2)

Securities and Investment Business Act (Revised Edition 2020) · checked 2026-10-07
Financial Services (Fees) (Amendment) Regulations, 2023 (S.I. 2023 No. 5) · checked 2026-10-07

Àwọn ààyè-iṣẹ́

Lisensi Ìdáràn (Àwọn ìṣàmúlò-ètò I, II, III àti àwọn ìṣàmúlò-ètò tí a fi pamọ́)

Awọn ohun-ini ti o kere juUSD 250k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣẹ́ Ìṣàmúlò-ètò

Lilo iwe-aṣẹ igbẹkẹle I, II tabi III ti ko ni idiwọ: owo-ori ti a fi pamọ silẹ ti US $ 250,000 (Koodu Iṣakoso s.155), pẹlu awọn idogo iṣakoso fun awọn aṣoju ti o forukọsilẹ

Àwọn Ìṣẹ́: Banks and Trust Companies Act, s.10 and s.12(4)
Àwọn Irinṣẹ́: Awọn ibeere US $ 1,200 (Klasi I, II tabi III). Owo-ori iwe-aṣẹ akọkọ ati ọdun kan: Klasi I US $ 19,200, Klasi II US $ 16,800, Klasi III US $ 14,400; kalokalo Klasi II lati US $ 1,200 nipasẹ nọmba awọn igbẹkẹle (2023 awọn ofin owo).
Ìfihàn: Kò.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Klasi I ati Klasi III awọn iwe-aṣẹ ti n ṣiṣẹ bi awọn agbẹjọro ti a fọwọsi ni lati gbe awọn idogo ofin lati US $ 30,000 da lori awọn ile-iṣẹ ti a pese
Awọn aṣofin to dara ati ti o tọ
Licenses restricted limited to named trusts

Sources(3)

Banks and Trust Companies Act (Revised Edition 2020) · checked 2026-10-07
Regulatory Code (Revised Edition 2020) · checked 2026-10-07
Financial Services (Fees) (Amendment) Regulations, 2023 (S.I. 2023 No. 5) · checked 2026-10-07

Àwọn Aṣàfilọ́lẹ̀

Àwọn Ìṣàfilọ́lẹ̀

British Virgin Islands Financial Services Commission (FSC) · websitebanks, Trust companies, Payment service providers, Virtual asset service providers (VASPs), Investment firms, Funds, Insurance

FATF ti fi Virgin Islands (UK) papọ ni isalẹ iwadi ti o pọju ni June 2025 plenary rẹ; ẹjọ naa wa ni atokọ ni 19th June 2026 statement. The EU added it to the high-risk list by Delegated Regulation (EU) 2026/83 of 4th December 2025, applicable from 29th January 2026, so EU obliged entities must apply enhanced due diligence. Awọn ọrọ ofin ati koodu ilana ti a lo nibi jẹ awọn ẹya ti a ṣe atunyẹwo bi ni ọjọ 1st January 2020 plus the 2023 fees regulations; awọn ayipada nigbamii le yi awọn nọmba pada. Awọn oju opo wẹẹbu FSC (tabi PDFs) ti dawọ ni akoko iwadii, nitorinaa awọn nọmba FSC FAQ ko ṣee lo. Idaraya ori ayelujara ko ni aabo: BVI ko ni eto iwe-aṣẹ ere ori ayelujara ti a rii daju lati awọn orisun ijọba. Aabo ni a ṣeto nipasẹ FSC ṣugbọn kii ṣe nibẹ.

Àwọn Àtòjọ-ẹ̀yàn Gbogbogbo

British Virgin Islands

Ààyè-iṣẹ́ àwọn ìkúnrégé ilẹ̀. Pétì náà jẹ́ ìṣàfihàn.

Ìbàlẹ̀: Àwọn ààyè-iṣẹ́ British Overseas
Ọ̀kọ̀ọ̀kan: Ilu Irin-ajo
Agbègbè: 151 km²
Awọn ede Ofin: English (United Kingdom)
Zone Time: UTC-04:00

Àwọn àgbéwọlé ìṣàfihàn

Àwọn iṣẹ́ owó (iṣàfarawé ile-iṣẹ́ ati iforukọsilẹ)
Irin-ajo (yachting ati awọn ibi isinmi)
Àwọn ààyè-iṣẹ́

Àwọn ìṣàfihàn ààyè-iṣẹ́

Malta
Guyana
Greek
Germany
Indonesia

Sources for the country information(7)

Àwọn ìròyìn ààyè-iṣẹ́ orilẹ-ede tí a ṣayẹwo ní ọjọ́ kọkanlá 9, ọdun 2026. Àtòjọ-ẹ̀yàn líǹkì tí a pàṣẹ́ ní ọjọ́ kọkanlá 7, ọdun 2026. Àwọn ìròyìn nikan, kò jẹ́ àgbekalẹ̀ ofin; àwọn ìṣàmúlò-ètò kùnà. Àkọ́lé àwọn ìṣàmúlò-ètò.

Sources for the licensing information(8)

FATF: Jurisdictions under Increased Monitoring, 19 June 2026 · checked 2026-10-07
BVI FSC: FATF Public Statements, June 2025 · checked 2026-10-07
Commission Delegated Regulation (EU) 2026/83 of 4 December 2025 · checked 2026-10-07
European Commission: AML/CFT at international level (high-risk third countries) · checked 2026-10-07
European Commission: EU updates list of non-cooperative tax jurisdictions (17 February 2026) · checked 2026-10-07
Financial Services (Fees) (Amendment) Regulations, 2023 (S.I. 2023 No. 5) · checked 2026-10-07
Banks and Trust Companies Act (Revised Edition 2020) · checked 2026-10-07
Regulatory Code (Revised Edition 2020) · checked 2026-10-07