Asia-Pacific

Japan

Japan jẹ ọkan ninu awọn ọja banki ati owo-ori ti o tobi julọ ni agbaye, ti a ṣakoso nipasẹ Financial Services Agency (FSA) ati awọn Bureaus Finance ti agbegbe rẹ. O wa laarin awọn orilẹ-ede akọkọ lati forukọsilẹ awọn paṣipaarọ crypto-asset nipasẹ ofin (2017) ati pe o ni ọja FX margin ti o tobi julọ ni agbaye, pẹlu cap leverage ofin.

Fẹ́là RísikoÀkànṣe

FATFKò wa ní àtòjọ

EU AML àtòjọ àìdájú gigaKò wa ní àtòjọ

Awọn akojọ owo-ori EUKò wa ní àtòjọ

License regimes7

Awọn owo-ìwọ̀nJPY

Àwọn ìṣàmúlò-ètòA+

Awọn idibo to n bọtòjú 2028

Ko si lori FATF awọn iwe-aṣẹ awọ tabi dudu lẹhin June 2026 plenary, ko si lori EU high-risk ẹgbẹ kẹta orilẹ-ede iwe-aṣẹ (Delegated Regulation (EU) 2016/1675 bi a ti yipada, to kẹhin nipasẹ Delegated Regulation (EU) 2026/46), ati ko si lori Annex I ti EU owo-ori iwe-aṣẹ imudojuiwọn 17 February 2026. O ti ṣayẹwo 7 Oṣu Kẹsan 2026.

Ìjọba àti ìṣàlàyé

Gomina: Àwọn Ìjọba Alábòójútó
Emperor: Naruhito · lati Oṣù Kejìlá 2019
Prime Minister: Sanae Takaichi (Liberal Democratic Party)
Àwọn ààyè-iṣẹ́: Àkọlé àwòrán Liberal Democratic Party, Japan Innovation Party (Nippon Ishin no Kai)
Awọn idibo to kẹhin: House of Representatives snap election (LDP won 316 of 465 seats), 8 February 2026
Awọn idibo to n bọ: Àwọn ìgbàyélú tí a ṣe nínú ile-ẹ̀jọ́ àwọn aṣofin, tòjú 2028. Àwọn ìgbàyélú tí a ṣe nínú ile-ẹ̀jọ́ giga tòjú igba otutú 2028; ipo ile-ẹ̀jọ́ kejì lọ sí 2030
Àwọn Ìṣàmúlò-ètò: National Diet: House of Representatives (465 seats) ati House of Councillors (248 seats)
Siséèsì Ìjọba: Àwọn ààyè-ìdájú síilẹ̀ tí a dá ní pàtó nínú móòdù Jẹmánì, láti inú ìròyìn Anglo-Amẹrika

Economics and finance

Awọn eniyan: 123.4m (2025)
Ìjánu-ìsún: USD 4.4tn (2025)
GDP fun ẹni kọọkan: USD 35,973 (2025)
Awọn owo-ìwọ̀n: Japanese yen (JPY), floating
Central Bank of Nigeria: Bankí Tí Japan
Àwọn ìṣàmúlò-ètò: S&P A+ (iduroṣinṣin) · Moody's A1 (iduroṣinṣin) · Fitch A (iduroṣinṣin) (bi o ti June 2026)

O jẹ orilẹ-ede keji ti o tobi julọ ni agbaye, ti a mu nipasẹ iṣelọpọ ati awọn ifowopamọ okeere, pẹlu Tokyo bi ile-iṣẹ owo-iworo agbaye ti o dara julọ ati awọn idoko-owo ile-iṣẹ nla ti o ṣe iranlọwọ fun awọn owo-ori ijọba giga.

Àwọn Irinṣẹ́

Banking license

Awọn ohun-ini ti o kere juUSD 12.6m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Prime Minister (delegated to the FSA Commissioner)

JPY 2 bilionu ti o kere ju ti a sọ fun kapitali (Banking Act Enforcement Order art 3); ile-iṣẹ banki ajeji gbọdọ ni awọn ohun-ini ni Japan ti JPY 2 bilionu (art 47-2 of the Act)

Àwọn Ìṣẹ́: Banking Act (Act No. 59 of 1981), arts 4 and 5; Order for Enforcement of the Banking Act, art 3
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn ile-iṣẹ ti o ni ibatan pẹlu ẹgbẹ awọn aṣofin ati awọn oludari ofin tabi ohun ti o jọra
Ìdáràn owó nípa àwọn ohun-iní tí a gbà atí ìgbánúbálẹ̀
Imọ ati iriri lati ṣe iṣowo banki ni deede, ati igbẹkẹle awujọ
Awọn ile-ifowopamọ ajeji le ṣe iṣẹ wọn nile-iṣẹ ti a fọwọsi

Sources(2)

e-Gov: Order for Enforcement of the Banking Act (Cabinet Order No. 40 of 1982) · checked 2026-10-07
FSA: Lists of licensed and registered entities · checked 2026-10-07

Ààyè-iṣẹ́ iṣẹ́ ifowopamọ́ (PSP)

Àkọ́lé àwòrán Ìṣàmúlò-ètò ìpamọ́ (Ìtàn I, II, III)

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́FSA (laarin ile-iṣẹ́ owo-ifowopamọ́ agbegbe)

Àwọn Ìṣẹ́: Payment Services Act (Act No. 59 of 2009), arts 36-2 and 37; Payment Services Act Enforcement Order, art 12-2
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Tipa keji ni a lo lati gbe owo lọ si miliọnu JPY 1 fun ifowopamọ kan; Irúfẹ́ III sí JPY 50,000; Irúfẹ́ Ì ní àwọn ìṣàmúlò-ètò tí a fọwọ́sì
Ìgbàyélú àwọn owó nínú ìjádè láti inú àwọn ohun-iní tí a fi pamọ́ sípò, àwọn ẹ̀yàn banki tàbí igbẹ́kẹle
Ìdájọ́ àwọn etó owó, AML/CFT ìṣàfihàn
O gba awọn banki ti ko ni owo laaye lati ṣe iṣowo paṣipaarọ laibikita ofin banki art 4

Sources(2)

e-Gov: Payment Services Act · checked 2026-10-07
e-Gov: Order for Enforcement of the Payment Services Act (Cabinet Order No. 19 of 2010) · checked 2026-10-07

E-owo ile-iṣẹ

Olugbálẹ̀ àwọn ìṣàmúlò-ètò pánẹ́ẹ̀lì fún iṣẹ́ ẹgbẹ́ kẹta (ìdàn)

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́FSA (laarin ile-iṣẹ́ owo-ifowopamọ́ agbegbe)

Àwọn Ìṣẹ́: Payment Services Act, arts 7 and 14; Payment Services Act Enforcement Order, art 6
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ìpamọ́ ààyè-iṣẹ́ tí o bá jẹ́ ìwọ̀n tí a kò lò nígbà tí o bá jú JPY 10 milionu lọ
A lè fi àwọn ìpamọ́ pamọ́ láti inú àjọṣepọ̀ àìfilọ́lẹ̀ tàbí igbẹkẹle
Ìṣàfihàn tí a fẹ̀ fún àwọn ààyè-iṣẹ́ tí a lè lo nínú awọn aládúrójútó ẹgbẹ́ kẹtà; àwọn onínọmbà iṣẹ́ ara-ẹnì nìkan níyìí

Sources(2)

e-Gov: Payment Services Act · checked 2026-10-07
e-Gov: Order for Enforcement of the Payment Services Act · checked 2026-10-07

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò aimọye (VASP)

Àwọn Ìṣàmúlò-ètò Aṣàfilọ́lẹ̀

Awọn ohun-ini ti o kere juUSD 63k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́FSA (laarin ile-iṣẹ́ owo-ifowopamọ́ agbegbe)

Aṣàfilọ́lẹ̀ àwọn ohun-iní tí a sọ̀rọ̀ nípa JPY 10 milionu níbẹ̀ẹ̀yìn atí awọn ohun-iní tí kò jẹ́ ẹ̀tọ́ (fún àwọn alábòójútó, ní pàtó iye yen tí o bá jẹ́ pé iṣẹ́ tí a fi dáwọ́ dírẹ̀sí-ìpamọ́ jẹ́)

Àwọn Ìṣẹ́: Payment Services Act, arts 63-2 to 63-5; Cabinet Office Order on Crypto-Asset Exchange Service Providers (No. 7 of 2017), art 9
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn ile-iṣẹ ti o ṣe ifowosowopo, tabi awọn olupese paṣipaarọ ajeji pẹlu ọfiisi ati aṣoju ni Japan
Awọn ẹ̀yàn tí a fi pamọ́
Àwọn ìṣàmúlò-ètò fún àìdàjọ́ àti AML/CFT (àṣẹ̀ irin-ajo)
Awọn ofin inu ati awọn iṣakoso fun aabo alabara labẹ Iṣẹ Ọfiisi Cabinet

Sources(2)

e-Gov: Cabinet Office Order on Crypto-Asset Exchange Service Providers · checked 2026-10-07
e-Gov: Payment Services Act · checked 2026-10-07

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò aimọye (VASP)

Àkọ́lé àwòrán

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́FSA (laarin ile-iṣẹ́ owo-ifowopamọ́ agbegbe)

Àwọn Ìṣẹ́: Payment Services Act, art 62-3
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ìṣàfilọ́lẹ̀ láti ra, ta, yipada tàbí àwọn ààyè-iṣẹ́ ifowopamọ́-ẹ̀yàn-ẹ̀yàn
Ìfihàn nípa rẹ̀ ní ìfáìlì fún àwọn banki, àwọn oníjánu-ìṣẹ́ ìṣàmúlò-ètò àti àwọn ile-iṣẹ́ fifọ́ọ̀sì
AML/CFT atí àwọn ẹ̀ṣẹ̀ ìdàabobo òǹlò

Sources(1)

e-Gov: Payment Services Act · checked 2026-10-07

Firma idoko-owo

Àwọn ìṣàmúlò-ètò owo-ifowopamọ́ (Ìtàn Ì atí àjọṣepọ̀ ifowosowopo)

Awọn ohun-ini ti o kere juUSD 316k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́FSA (laarin ile-iṣẹ́ owo-ifowopamọ́ agbegbe)

JPY 50 million capital ati JPY 50 million net assets fun Type I financial instruments business ati fun investment management (JPY 10 million fun Type II business); JPY 500 million tabi JPY 3 billion fun underwriting business

Àwọn Ìṣẹ́: Financial Instruments and Exchange Act (Act No. 25 of 1948), arts 28, 29, 29-4 and 46-6; FIEA Enforcement Order, arts 15-7 and 15-9
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn ile-iṣẹ ti o ni ibatan pẹlu ẹgbẹ awọn aṣofin ati ẹgbẹ iwadii fun iru I
Awọn ohun-ini ti o yẹ fun 120 ogorun fun awọn oluṣelọpọ iru I (FIEA art 46-6)
Awọn oṣiṣẹ ti wọn ni imọ ati iriri to tọ; awọn eto imulo
Awọn ọmọ ẹgbẹ ti a fọwọsi ti ile-iṣẹ ti ara ẹni (JSDA, FFAJ tabi awọn miiran) tabi awọn ofin kanna

Sources(2)

e-Gov: Order for Enforcement of the Financial Instruments and Exchange Act · checked 2026-10-07
e-Gov: Financial Instruments and Exchange Act · checked 2026-10-07

FX broker

Iru I owo ohun elo iṣowo fun OTC owo derivatives (retail margin FX)

Awọn ohun-ini ti o kere juUSD 316k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́FSA (laarin ile-iṣẹ́ owo-ifowopamọ́ agbegbe)

JPY 50 million capital ati net assets gẹgẹbi oluṣakoso iṣowo awọn ohun elo owo-iworo iru I

Àwọn Ìṣẹ́: Financial Instruments and Exchange Act; FIEA Enforcement Order art 15-7; Cabinet Office Order on Financial Instruments Business, art 117
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Margin ti o kere ju 4 ogorun ti iye notional fun awọn onibara kọọkan's owo derivatives (a 25 igba leverage cap)
Ìdáràn tí àwọn olórí wẹ́ẹ̀bù lórí ìròyìn
Àwọn ààyè-iṣẹ́ ìkúndùn-ìpapọ̀ àti àkọsílẹ̀ ìṣàfihàn owó

Sources(2)

e-Gov: Order for Enforcement of the Financial Instruments and Exchange Act · checked 2026-10-07
e-Gov: Cabinet Office Order on Financial Instruments Business, etc. · checked 2026-10-07

Àwọn Aṣàfilọ́lẹ̀

Àwọn Ìṣàfilọ́lẹ̀

Financial Services Agency (FSA) · websitebanks, E-money institutions, Payment service providers, Virtual asset service providers (VASPs), Investment firms, FX brokers

Gaming: ko si eyikeyi iwe-aṣẹ ere ori ayelujara; ere jẹ ẹṣẹ ni ibamu si ofin iwadii ti o ba jẹ pe a fọwọsi nipasẹ ofin (awọn ere idaraya olokiki bi ẹṣin, ọkọ ayọkẹlẹ, ọkọ oju omi ati motocross racing, ati awọn lottery). Casinos le ṣe iṣẹ nikan ni inu Integrated Resort ti a fọwọsi labẹ Ile-ẹjọ Imuṣiṣẹpọ IR. Awọn akoko iforukọsilẹ kii ṣe ṣeto nipasẹ ofin; FSA n lo akoko ilana deede ti a ko ṣalaye lati oju-iwe osise kan. FSA ti sọrọ nipa gbigbe crypto-assets lati Ile-iṣẹ Awọn iṣẹ isanwo si Ile-iṣẹ Owo-iworo ati Ile-iṣẹ Exchange; a ko ṣalaye ipo ti eyikeyi awọn ofin ti o yipada gẹgẹbi 2026-10-07. Awọn nọmba ofin ni a ka lati awọn ọrọ ofin Japanese lori e-Gov (laws.e-gov.go.jp); awọn asọye ede Gẹẹsi ko ṣee ṣe.

Àwọn Àtòjọ-ẹ̀yàn Gbogbogbo

Àkóónú Japan

Ààyè-iṣẹ́ àwọn ìkúnrégé ilẹ̀. Pétì náà jẹ́ ìṣàfihàn.

Ìbàlẹ̀: Awọn orilẹ-ede ti o ni ijọba
Ọ̀kọ̀ọ̀kan: Tokyo
Agbègbè: 377,915 km²
Awọn ede Ofin: Japanese
Zone Time: UTC+09:00

Àwọn àgbéwọlé ìṣàfihàn

awọn ọkọ ayọkẹlẹ
Integrated circuits
ọ̀kan
awọn ẹya ara ẹrọ
awọn ọkọ ayọkẹlẹ ikole

Àwọn ìṣàfihàn ààyè-iṣẹ́

United States
China
Taiwan
South Korea
Hong Kong

Sources for the country information(8)

Àwọn ìròyìn ààyè-iṣẹ́ orilẹ-ede tí a ṣayẹwo ní ọjọ́ kọkanlá 9, ọdun 2026. Àtòjọ-ẹ̀yàn líǹkì tí a pàṣẹ́ ní ọjọ́ kọkanlá 7, ọdun 2026. Àwọn ìròyìn nikan, kò jẹ́ àgbekalẹ̀ ofin; àwọn ìṣàmúlò-ètò kùnà. Àkọ́lé àwọn ìṣàmúlò-ètò.

Sources for the licensing information(4)

Labuan FSA: FATF Publication on Global ML/TF/PF Risk, June 2026 · checked 2026-10-07
FATF: Jurisdictions under Increased Monitoring, 19 June 2026 · checked 2026-10-07
EUR-Lex: Commission Delegated Regulation (EU) 2026/46 · checked 2026-10-07
European Commission: EU list of non-cooperative jurisdictions, update 17 February 2026 · checked 2026-10-07