Lisensi · EMI, ile-iṣẹ́ ifowopamọ, iṣẹ́ owo

E-owo ati awọn sisanwo

Accounts, cards, transfers and acquiring, without lending deposits.

50Jurisdictions compare

USD 10kÀwọn ààyè-iṣẹ́ ìsàlẹ̀-ilà tó kéré jú (kò jẹ́ ohun tí a fẹ́)

3 osúÌyàn àkóójútó ìtàn

32Àwọn Ìṣàmúlò-ètò

Ṣàfikún

Àwọn ààyè-iṣẹ́ ìpele kejì, ọ̀nà kọ̀ǹpútà.

Àwọn ààyè-iṣẹ́ ìjọba nínú ẹ̀yàn kọọkan. Ò jẹ́ ààyè-ìṣàfilọ́lẹ̀ fún ìtalolobò, kò jẹ́ owo-ìpamọ́: òǹlò ìdákọ́lù náà ń fi àwọn ohun-ini tí banki rẹ̀ fẹ́ pamọ́.

Fọ́yàn àwọn ìròyìn náà

British Virgin IslandsFinancing ati àwọn iṣẹ́ owo-ìpamọ́, Klasẹ́ẹ̀tì A (ìfipalẹ̀ owo) atí Klasẹ́ẹ̀tì B (àṣẹ̀ owo-ìpamọ́, ìṣàmúlò-ètò ẹ̀yàn èrè)
USD 10kUSD 10,000
BarbadosPayment institution license
USD 25kBBD 50,000
United Arab Emirates (onshore)Retail Payment Services license (Category I, II, III or IV)
USD 27kAED 100,000
Ile-ẹ̀yin CaymanLicense iṣẹ́ owo
USD 37kKYD 30,000
SingaporeStandard payment institution license (SPI)
USD 78kSGD 100,000
BahamasLicense of payment service provider (electronic retail payment instruments and electronic money)
USD 100kBSD 100,000
AustriaPayment institution license (Konzession zur Bereitstellung von Zahlungsdiensten)
USD 140kEUR 125,000
BelgiumLicence as a payment institution
USD 140kEUR 125,000
CyprusAuthorisation as a payment institution
USD 140kEUR 125,000
EstoniaLicense ti o n ṣiṣẹ fun ile-iṣẹ ifowopamọ kan
USD 140kEUR 125,000
FranceAgrément as a payment institution (établissement de paiement)
USD 140kEUR 125,000
GermanyLicense to provide payment services (Zahlungsinstitut)
USD 140kEUR 125,000
IrelandPayment institution authorisation
USD 140kEUR 125,000
ItalyPayment institution authorisation
USD 140kEUR 125,000
LithuaniaPayment institution license
USD 140kEUR 125,000
LuxembourgPayment institution (PI) authorisation
USD 140kEUR 125,000
MaltaLaisíntí ile-ìjọba owò lati fi ìdíyelé fún iṣẹ́ ìfilọ́ọ̀ (ile-ìjọba ìfilọ́ọ̀ọ̀ọ̀)
USD 140kEUR 125,000
NetherlandsPayment institution license
USD 140kEUR 125,000
PolandAuthorisation as a domestic payment institution (krajowa instytucja płatnicza, KIP); registration as a small payment institution (mała instytucja płatnicza, MIP)
USD 140kEUR 125,000
PortugalPayment institution authorisation
USD 140kEUR 125,000
SpainPayment institution authorisation (entidad de pago)
USD 140kEUR 125,000
GibraltarIle-iṣẹ́ Igbàwòlú (Àwọn ẹ̀yàn 7)
USD 140kEUR 125,000
United KingdomAuthorised payment institution
USD 140kEUR 125,000
LiechtensteinPayment institution license (Bewilligung als Zahlungsinstitut)
USD 150kCHF 125,000
SingaporeMajor payment institution license (MPI)
USD 195kSGD 250,000
SingaporeE-money issuance under an MPI or SPI license
USD 195kSGD 250,000
United Arab Emirates: Dubai International Financial Centre (DIFC)Providing Money Services (payment accounts, payment transactions, payment instruments: Category 3D; Money Transmission only: Category 4)
USD 200kUSD 200,000
South KoreaElectronic payment gateway (PG) registration
USD 223kKRW 300,000,000
SwitzerlandFinTech license (people under Art. 1b BankA)
USD 360kCHF 300,000
AustriaE-money institution license (Konzession zur Ausgabe von E-geld)
USD 392kEUR 350,000
BelgiumLicense as an electronic money institution
USD 392kEUR 350,000
CyprusAuthorisation as an electronic money institution
USD 392kEUR 350,000
EstoniaLicense ti o n ṣiṣẹ fun ile-iṣẹ owo-ẹya
USD 392kEUR 350,000
FranceAgrément as an electronic money institution (établissement de monnaie électronique)
USD 392kEUR 350,000
GermanyLicense for e-money business (E-Geld-Institut)
USD 392kEUR 350,000
IrelandElectronic money institution authorization
USD 392kEUR 350,000
ItalyElectronic money institution (IMEL) authorization
USD 392kEUR 350,000
LithuaniaElectronic money institution (EMI) license
USD 392kEUR 350,000
LuxembourgElectronic money institution (EMI) authorisation
USD 392kEUR 350,000
MaltaIle-ifowopamọ ti o ni iwe-aṣẹ lati gbe owo e-ẹya (ile-ifowopamọ owo e-ẹya)
USD 392kEUR 350,000
NetherlandsElectronic money institution authorization
USD 392kEUR 350,000
PolandAuthorisation as a domestic electronic money institution (narodowa instytucja pieniędzy elektronicznych, KIPE)
USD 392kEUR 350,000
PortugalElectronic money institution authorisation
USD 392kEUR 350,000
SpainElectronic money institution authorisation (entidad de dinero electrónico)
USD 392kEUR 350,000
GibraltarElectronic money institution (Part 7 permission)
USD 392kEUR 350,000
LiechtensteinE-money institution license (Bewilligung als E-Geld-Institut)
USD 392kEUR 350,000
United KingdomAuthorised electronic money institution
USD 392kEUR 350,000
United Arab Emirates: Dubai International Financial Centre (DIFC)Providing Money Services (issuing Stored Value), Category 3C
USD 500kUSD 500,000
Qatar (QFC)License QCB payment service provider, Category I (e-money issuance and merchant acquisition)
USD 549kQAR 2,000,000
Qatar (QFC)License QCB payment service provider, Category II (other payment services, no customer money held)
USD 549kQAR 2,000,000
BahrainLaisíntí agbẹ̀jọró tí n fi iṣẹ́ hàn: agbẹ̀jọró to n fi iṣẹ́ hàn, ìṣàfarawé kaadi, AISP ati PISP
USD 665kBHD 250,000
South KoreaRegistration for issuing and managing prepaid electronic payment means
USD 1.5mKRW 2,000,000,000
BrazilInstituição de pagamento, modo emissário de dinheiro eletrônico (payment institution issuing electronic money)
USD 1.8mBRL 9,200,000
BrazilIle-ifowopamọ: olugba owo-orí, onìjánúbálẹ̀ tabi onínọmbà iṣẹ́ ifowopamọ́ (post-paid issuer, acquirer or payment initiator)
USD 1.8mBRL 9,200,000
Hong KongStored value facility license (SVF)
USD 3.2mHKD 25,000,000
South KoreaElectronic money issuance permit
USD 3.7mKRW 5,000,000,000
United Arab Emirates (onshore)Stored Value Facilities (SVF) license
USD 4.1mAED 15,000,000

Kò ní pàtó (kò sí àwọn ìṣàmúlò-ètò, tàbí owo-ìwọ̀n tí kò ní ìgbà ìṣàfilọ́lẹ̀): Isle of Man, Jersey, United Arab Emirates: Abu Dhabi Global Market (ADGM), Australia, Hong Kong, Japan, New Zealand, Philippines, Singapore, Antigua and Barbuda, Argentina, Barbados, Bermuda, Bolivia, Canada, Chile, Curaçao, Dominica, Mexico, Mauritius, Seychelles, South Africa. Wò ojú-ìwé ẹ̀jọ́ kọọkan.

Àwọn ààyè-iṣẹ́ ìpele kejì láti inú àwọn alábòójútó fún ẹnikẹ́ni. Tí a yipada nínú àwọn àwọn oṣúwọ̀n ìṣàfihàn ECB tàbí àwọn àwọn ààyè-iṣẹ́ ti 2026-10-08. Ìjánu-ìsún lógì. Wọ́n jẹ́ àwọn alábòójútó ìpele kejì lọ́wọ́lọ́wọ́: olùdájọ̀ fi àwọn ẹ̀yàn ile-ẹ̀yàn kọ̀ǹpútà kọ̀ǹpútà kọ̀ǹpútà kọ̀ǹpútà sọ̀rọ̀ kọ̀ǹpútà, bíbẹ̀rẹ̀ jẹ́ pé o ga jú lọ́wọ́ lọ, àtì o yẹ̀ ki o jẹ́ owó ifowopamọ́ líǹkì olólúfẹ́ tí a bá gbékalẹ̀.

Agbègbè

Lati àwọn ìṣàmúlò-ètò sí license.

Àwọn ìṣàmúlò-ètò tí a lò fún lísí-lẹ́tà yìí. Àwọn àgbékalẹ̀ àti ààyè-ìwé àwọn alábòójútó fún ara wọn ní pánẹ́ẹ̀lì ẹ̀yàn rẹ̀.

Modè

Àwọn iṣẹ́ wo ni: owo-ẹ̀yàn, ìṣàfihàn, àwòrán, ìṣàfilọ́lẹ̀ ifowopamọ. Ó fọwọ́sì EMI tàbí ile-iṣẹ́ ifowopamọ, àti ìpele kapitali.
Ìdàràn

Bawo ni awọn owo-ori alabara ti wa ni aabo: awọn kaadi kirẹditi tabi inawo, ati awọn banki ti yoo tọju wọn.
Ìṣàmúlò-ètò

Program ti awọn iṣẹ-ṣiṣe, eto iṣowo, iṣakoso, AML/CFT framework, aabo IT ati outsourcing.
Fikín atí tí o yẹ

Awọn oludari ati awọn oniṣowo ti o ni ẹtọ.
Ìyànṣe

Ni gbogbogbo laarin awọn oṣu mẹta ti faili to pari ni EU; awọn ifiranṣẹ iwe irinna tẹle.
Àwọn ìṣàmúlò-ètò àti ààyè-iṣẹ́

Àwọn ìṣàmúlò-ètò àwọn kaadi àwòrán tàbí BIN àwọn ìṣẹ̀dà, ìwọlé sí ìṣàmúlò-ètò-ìfilọ́lẹ̀, àwọn kọ̀ǹpútà agbẹ̀jọro.

Àwòrán tí a óò beere fun

Fáìlì àtòjọ-ètò.

01Àwọn Ìṣàmúlò-ètò
02Àwọn ìṣàmúlò-ètò àti ààyè-iṣẹ́
03Àwọn ìṣàmúlò-ètò àìdáràn
04Ìṣàfihàn ààyè-iṣẹ́ àti ìṣàfihàn ìdájọ́ inú
05AML/CFT fèrèsé
06Àwọn ìṣàmúlò-ètò àti ààyè-iṣẹ́ ìdájọ́
07Àwọn àkọsílẹ̀ ìṣàmúlò-ètò fún àwọn alábòójútó àti àwọn òǹlò

Awọn ohun ti o yẹ ki o ṣe

Wo, ki o si ka .

Àwọn ìṣàmúlò-ètò àṣẹ · 10 min

Gba àwọn láìsì ìṣàmúlò-ètò fún ọran rẹ.

Fi wa mọ awọn iṣẹ, awọn ọja ati owo-ori ti o ni ninu ọpọlọ rẹ. A yoo dahun pẹlu awọn ẹjọ ti o tọ ati ohun ti gbogbo oludari yoo ronu.

Ǹwá àwọn ìṣàmúlò-ètò líǹkìṢayẹwo gbogbo awọn ẹjọ

E-owo ati awọn sisanwo

Àwọn ààyè-iṣẹ́ ìpele kejì, ọ̀nà kọ̀ǹpútà.

Lati àwọn ìṣàmúlò-ètò sí license.

Modè

Ìdàràn

Ìṣàmúlò-ètò

Fikín atí tí o yẹ

Ìyànṣe

Àwọn ìṣàmúlò-ètò àti ààyè-iṣẹ́

Fáìlì àtòjọ-ètò.

Wo, ki o si ka .

E-ọ̀rọ̀ọ̀kan àti ìṣẹ́dá ilé́-iṣẹ́ ẹ̀yàn-ẹ̀yàn

Àwọn ìṣàmúlò-ètò ìfilọ́ọ̀ǹ EU: PSD3, àwọn Iṣẹ́ Ìfilọ́ọ̀ǹ atí ìfilọ́ọ̀ǹ lẹ́tà

Àwọn Ìṣàmúlò-ètò

Àwọn kaadì àti àwọn ẹ̀yàn

Gba àwọn láìsì ìṣàmúlò-ètò fún ọran rẹ.