Funda
Ibhange, ngokwesisekelo sokuqala.
Indlela amabhange nezinye izinhlangano ezigunyaziwe zisebenza ngayo: ukuthuthukiswa kwezimali, imali engenayo, ukungena kwemali, ukuphatha, ukuhambisana nokudluliswa kwezinkokhelo.
- 01 Iyini ibhange? Iyini eyenza inhlangano ibe yibhange ngokusemthethweni, izinhlobo eziyinhloko zebhange, nokuthi yini evumela noma engavumelekile ngelayisense lebhange.8 min read
- 02 Ama-reserve ahlukanisiwe nokuthi kanjani amabhange akhiqiza imali Indlela ukudluliswa kwemali yibhange ekhiqiza ngayo i-deposit, yini odinga ukuyithola manje, nokuthi kungani imali engenayo ngaphezu kwama-reserve imisa ukuthi ngabe ibhange lingakwazi ukudlulisa malini.8 min read
- 03 Imali yebhange kanye ne-Basel framework CET1, iTier 1 kanye nemali ephelele, izimpahla ezibhekene nongozi, Basel III amaphesenti aphansi namabhafu, inqubekela phambili, kanye nemali yokuqala encane yamabhange amasha.8 min read
- 04 Imali engenayo nezimali: LCR, NSFR, inshuwalense yediphozithi kanye nomhlinzeki wokugcina wezimali Ukuthi kanjani amabhange adinga ukumelana nobuhlungu bezinsuku ezingu-30 futhi akhokhise imali ngokuqinile, nokuthi kanjani inshuwalense yediphozithi nokukhokhela kwebhange eliphakathi nendawo kuqedela inethiwekhi yokuphepha.9 min read
- 05 Ukulawula kanye nokufaneleka nokudinga okulungile Indlela amabhodi ebhange, izintambo ezintathu zokuvikela kanye nabaphathi bezisebenzi ezibalulekile abaqondiswa ngayo, indlela ukubekwa kwezidingo ezifanele nezingafanele zisebenza ngayo, nokuthi yini abalawulayo bethetha ngayo ngezinto.9 min read
- 06 Ukuhambisana: AML, KYC kanye nezigwebo FATF izimiso, ukunakekelwa kwekhasimende, impahla ephumelelayo, ama-PEPs, izigwebo, ukulandelela, izitatimende zomsebenzi othakazelisayo, ipakethe le-EU AML nemithetho yokuhamba.9 min ukufunda
- 07 Ibhange elihambisanayo lichaza Ama-akhawunti eNostro ne-vostro, amabhange aphakathi, SWIFT, ubudlelwane obuhlobene, ukuvimbela umngcipheko, nokuthi kungani amabhange amasha ebhekana nokuthola i-USD ne-EUR.8 min read
- 08 I-Core banking, i-cloud, ukukhishwa kwangaphandle kanye nokulawulwa kwe-technology Iyini i-core banking system eyenza, kanjani ukukhishwa kwangaphandle nomthetho we-cloud usebenza kumabhange, yini edingekayo DORA, nokuthi indlela i-technology exhasa ngayo ukushicilelwa kokulawula.7 min read
- 09 Amakhadi nezindlela zokukhokha Izinhlelo zekhadi, ukukhishwa nokufinyelela, BIN ukuxhaswa nobulungu obuyinhloko, SEPA, ukukhokhwa ngokushesha, ISO 20022 kanye nokuxazululwa kwesikhathi sangempela.8 min ukufunda
- 10 Ukuthi kanjani izifundazwe zihlukile ekutholeni izinkokhelo zebhange Ngabe umsebenzi owodwa webhange uthola izinkokhelo ezahlukene e-EU, e-UK, eSwitzerland, ezifundeni ezikhululekile kanye nezifunda ezisenyakatho, nokuthi kungani FATF nohlu lwe-EU luthinta ukufinyelela.8 min read