04 · Ukusebenza
Ilayisense yisiqalo. Ukusebenza kwayo kuyimisebenzi.
Uhlelo lwezakhiwo oludingayo nganoma iyiphi inhlangano elawulwayo, izinkinga ezibhekene nezinhlangano ezintsha, kanye nezindlela ezisemthethweni, ezilawulwayo zokuxazulula lezi zinkinga.
01 · Inkinga
I-Core banking ne-technology
Izinhlangano ezigunyaziwe zidinga i-ledger, i-payment engine, ukubikezela kanye nokuphepha ukuthi abaqondisi bangahlola, ngokuvamile ngemithetho yokukhishwa kwangaphandle nemithetho yokusebenza (DORA e-EU) phezulu.
Isixazululo
- 01Khetha indlela eyinhloko elingana nelayisense namavolumu
- 02Idokhumende lokukhishwa kwangaphandle kanye nezinhlelo zokuyeka ngaphambi kokuba umlawuli abuze
- 03Yenza umbiko wokulawula kumodeli yedatha kusukela ngosuku lokuqala
02 · Inkinga
Ukuxhumana nokufinyelela ku-akhawunti
Uma kungekho ama-akhawunti ahambisanayo kanye nokufinyelela kuhlelo lokukhokha, ilayisense alihambisani nemali. Izinhlangano ezintsha nezincane zibhekene nokunciphisa umngcipheko ezibhange ezinkulu.
Isixazululo
- 01Nquma abalingani ngehele eligcwele AML nelungu
- 02Sebenzisa ama-intermediate routes nama-scheme sponsors ngenkathi ukufinyelela okuqondile kwenziwa
- 03Ukwenza izinhlobo ezahlukene zemali kanye nezilinganiso ukuze ugweme amaphuzu wokungaphumelelanga
03 · Inkinga
Ukuhambisana ne-AML
Abaqondisi, abalingani kanye nabatshalizimali babheka inhlangano kuqala ngokulandelana kwayo: ukunakekelwa kwekhasimende, ukuqashwa, ukuhlolwa nokuxhumanisa.
Isixazululo
- 01Ukwethembeka komthengi ngokuya ngengozi kanye nokuhlolwa kwempahla
- 02Izinkokhelo PEP ukuqashwa kwabasebenzi kanye nanoma yikuphi ukukhokhelwa
- 03Ukuhlola okuhlobene nebhizinisi, kanye nohlelo olucacile lokukhombisa ukukhathazeka
04 · Inkinga
Imali, ukuthengiselana nokuphatha
Imithetho yemali kanye nemithetho yokusebenza, kanye nebhodi elikwazile ukuzilawula, zigcina ilayisense liphephile njengoba ibhizinisi likhula.
Isixazululo
- 01Uhlelo lwezimali olubhekene nokukhula, nge-buffers engaphezulu kwesilinganiso esiphansi
- 02Ukuhlolwa kwengcindezi yemali engenayo kanye nohlelo lokuxhaswa
- 03Ibhodi kanye nalabo abanemisebenzi ebalulekile abadlula ukubuyekezwa okufanele
Usuku esiteshini esilawulwayo
Indlela amaphuzu asebenza ngayo ndawonye.
- Customer file
Ukungena kwekhasimende
Ulwazi lomuntu siqu, ubunikazi kanye nokuhlolwa kwengozi ngaphambi kokuvula i-akhawunti.
- Payment
Imali ephumayo
Izimali ziphuma nge-akhawunti yekhasimende kanye nezindlela zokukhokha, zihlolwa ngokumelene nezigwebo ezihamba phambili.
- Alerts
Ukuhlola
Ukudluliselwa kwezimali kuhlolwe; imisebenzi ethakazelisayo ithunyelwe emagunyani.
- Regulatory returns
Ukuthola
Imali engenayo, izimali ezitholakalayo kanye nezibalo zokubuyiselwa ziye kumqondisi ngokuya ngesikhathi.
- Supervisory review
Ukulungiswa
Ukubuyekezwa, ukuphenya nokubuza imibuzo kusuka kumqondisi, kuphendulwe ngemibiko.