Àwọn ìṣàmúlò-ètò License

E-owo ile-iṣẹ

Ṣẹ̀dà owó kọ̀ǹpútà àti ìṣàfilọ́lẹ̀ àwọn iroyin àti àwọn kaadi, láìpẹ̀lú àwọn ipamọ́. Tí a bá ṣe ìtalolobò lọ́wọ́lọ́wọ́ nínú ẹ̀yàn 34 náà. Àwọn ààyè jẹ́ àwọn ààtòjú tí a gbàgbọ́ pè nínú gbogbo àwọn alábòójú; àwọn ohun-iní tí a fẹ̀ jẹ́ tí o ga jú lọ́wọ́.

Ka àkọlé

Àwọn Ìṣàmúlò-ètò	License	Awọn ohun-ini ti o kere ju	Agbègbè	Risiko
Austria Europe (EU)	E-ifowopamọ FMA	EUR 350,000	ZaDiG 2018 ilana ti wa ni lo: ipinnu laarin oṣu mẹta ti a fikun ohun elo kan	Àwọn ìpéwọ̀n
Belgium Europe (EU)	Laisíntí bí agbẹ̀jọro owó kọ̀ǹpútà NBB	EUR 350,000	NBB ṣe ipinnu laarin awọn oṣu 3 ti ijẹrisi pe faili naa ni kikun ati kii ṣe diẹ sii ju awọn oṣu 12 lẹhin ifiweranṣẹ	Àwọn ìpéwọ̀n
Cyprus Europe (EU)	Àwọn Ìṣàmúlò-ètò Àwọn ààyè-iṣẹ́	EUR 350,000	Àwọn oṣu mẹta lati iforukọsilẹ ti pari (PSD2 ẹ̀yàn. 12, lo fun EMIs nipasẹ EMD2 ẹ̀yàn. 3(1))	Àwọn ìpéwọ̀n
Estonia Europe (EU)	Iṣẹ́lẹ̀ ìṣàmúlò-ètò owo-ẹ̀yàn Finantsinspektsioon	EUR 350,000	Àwọn àṣẹ nínú 3 oṣù tí gbogbo àwọn àkọsílẹ̀ náà àti àwọn ìdákọ, àti kò ju 6 oṣù lọ láti sí ìṣàfihàn	Àwọn ìpéwọ̀n
France Europe (EU)	Agrément as an electronic money institution (établissement de monnaie électronique) ACPR	EUR 350,000	Agrément ti a fi silẹ ninu oṣu 3 ti faili to pari (ACPR)	Àwọn ìpéwọ̀n
Germany Europe (EU)	Licence for e-money business (E-Geld-Institut) BaFin	EUR 350,000	PSD2 Art. 12: àwọn ìṣàmúlò-ètò tí a fi kọ̀ǹpútà pamọ́ lórí oṣù 3	Àwọn ìpéwọ̀n
Ireland Europe (EU)	Àwọn Ìṣàmúlò-ètò Èròyìn Banki Central ti Ireland	EUR 350,000	Ilana iṣẹ: igbesẹ ayẹwo ninu ọjọ iṣowo 90 (aago ti da duro lakoko ti o n wa ẹniti o beere); Banki Central ṣe akiyesi pe o le gba diẹ sii ju awọn oṣu 12 lọ fun awọn ile-iṣẹ lati pese gbogbo alaye.	Àwọn ìpéwọ̀n
Italy Europe (EU)	Àwọn ìṣàmúlò-ètò owo-ẹ̀yàn (IMEL) Àwọn Ìṣàfilọ́lẹ̀	EUR 350,000	PSD2 ìwé. 12 (tí a lò fún EMIs nípa EMD2): ìṣẹ̀dà nínú oṣù 3 tí àwọn ìṣàmúlò-ètò kọ̀ǹpútà kan; Banca d'Italià tí ẹ̀yàn rẹ̀ jẹ́ kò tí a ṣàyẹwo	Àwọn ìpéwọ̀n
Lithuania Europe (EU)	Àwọn Ìṣàmúlò-ètò Owo Èròyìn (EMI) líǹkì Board of the Bank of Lithuania	EUR 350,000	àwọn oṣu 3 láti inú ìṣàmúlò-ètò tí a tí pari (àwọn oṣu 2 fún lìnẹ́ẹ̀lì àwọn iṣẹ́ tí a tí ìfàyàlẹ̀ EMI); aago náà ń tún àwọn àkọsílẹ̀ tó kù jù lọ	Àwọn ìpéwọ̀n
Luxembourg Europe (EU)	Àwọn ààyè-iṣẹ́ owo-ẹ̀yàn kọ̀ǹpútà (EMI) ìgbàjójútó CSSF	EUR 350,000	Iṣẹ̀dá ninú oṣù 3 ti iforukọsilẹ̀ to kù ati ni gbogbo igba ninú oṣù 12, bi ko ba ṣe bẹ̀ẹ̀ ni a yoo gbagbọ́ pe o ti dáwọ́ (akọsilẹ̀ 24-3)	Àwọn ìpéwọ̀n
Malta Ọ̀run (EU)	Àwọn ààyè-iṣẹ́ owo-ìpamọ́ láti fi owó èròyìn ṣẹ́ (àyè-iṣẹ́ owó èròyìn) MFSA	EUR 350,000	MFSA ni o yẹ ki o yan laarin osu mẹta ti a ba gba ohun elo to kù (FIR/01 para 43 si 44)	Àwọn ìpéwọ̀n
Netherlands Europe (EU)	Àwọn ààyè-iṣẹ́ owo-ẹ̀yàn kọ̀ǹpútà DNB	EUR 350,000	PSD2/EMD2 àwọn oṣu 3 tí a bà yan láti inú ìṣàmúlò-ètò tó kù; DNB kọ́ pé o lè fẹ́ jú oṣù mẹ́tà lọ́wọ́lọ́wọ́ lọ́wọ́lọ́wọ́ tí ìròyìn náà kò bá jẹ́ nípa	Àwọn ìpéwọ̀n
Poland Europe (EU)	Àwọn Ìṣàmúlò-ètò KNF	EUR 350,000	KNF ṣe ipinnu laarin 3 oṣu kan ti ohun elo kikun (art. 62(2), ti a lo fun EMIs nipasẹ iṣẹ. 132b(3)	Àwọn ìpéwọ̀n
Portugal Europe (EU)	Àwọn Ìṣàmúlò-ètò Èròyìn Banco de Portugal	EUR 350,000	PSD2 Art. 12: àwọn ìṣàmúlò-ètò tí a fi kọ̀ǹpútà pamọ́ lórí oṣù 3	Àwọn ìpéwọ̀n
Spain Europe (EU)	Àwọn Ìṣàmúlò-ètò Owo Èròyìn Àwọn Ìṣàmúlò-ètò	EUR 350,000	Iṣẹ́jú ninú oṣù 3 tí a bá gbá tabi tí a bá fi iparí sí failí; ìfẹ́ jẹ́ pé a kò lè (RD 778/2012 art. 1(2))	Àwọn ìpéwọ̀n
Gibraltar Europe (non-EU)	Ìjọbá owó-ẹ̀yàn kọ̀ǹpútà (Ìjánu-ìfàyè-ètò ààyè 7) GFSC	EUR 350,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Isle of Man Europe (non-EU)	Class 8(4) money transmission services license (issue of electronic money) IOMFSA	Not published	IOMFSA iṣẹ́ ìṣàmúlò-ètò àwọn oṣu 6 láti inú ìṣàmúlò-ètò tòójútó kan; pipẹ jú tí a kò bá jẹ́ pé kò tòójútó tabi àwọn ààyè-ètò bá wa	Àwọn ìpéwọ̀n
Liechtenstein Europe (non-EU)	E-ọ̀rọ̀ọ̀nù owo-ẹ̀yàn líǹkì Liechtenstein	EUR 350,000	Iṣẹ́jú ninú oṣù mẹtá ti a bà gbá iforukọsilẹ̀ tabi alayè to kù (Awọn Aṣojú 7(3) EMA); igbẹjọ́ ti a kò bá fi pariwó lẹ́yìn oṣù méjìlelogun	Àwọn ìpéwọ̀n
Switzerland Europe (non-EU)	Laisínsì FinTech (awọn eniyan labẹ Àtilẹyin 1b BankA) FINMA	CHF 300,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
United Kingdom Europe (non-EU)	Àwọn ààyè-iṣẹ́ owo-ẹ̀yàn kọ̀ǹpútà ti a fọwọ́sì FCA	EUR 350,000	FCA ni mò fẹ́ sọ̀rọ̀ ìṣàfilọ́lẹ̀ to kù ninú oṣu 3 àti ohunkohun ninú oṣu 12 tí a bà gba (EMRs 2011 reg. 9)	Àwọn ìpéwọ̀n
Qatar (QFC) Middle East	QCB licentie, Categorie I (e-money issuance and merchant acquisition) Central Bank of Qatar	QAR 2,000,000	Gomina n pinnu ninu ọjọ 60 lẹhin gbogbo awọn ipo lilọsiwaju ti pari	Àwọn ìpéwọ̀n
United Arab Emirates (onshore) Middle East	Àwọn ààyè-iṣẹ́ ìṣàfilọ́lẹ̀ àwọn ohun-iní tí a fi pamọ́ (SVF) Banki Ipinlè Ọstrelia	AED 15,000,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
United Arab Emirates: Dubai International Financial Centre (DIFC) Middle East	Ṣàfihàn Àwọn Iṣẹ́ Owó (ìgbàyégbé Aṣàfilọ́lẹ̀), Katégórì 3C DFSA	USD 500,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Australia Asia-Pacific	Àwọn ààyè-iṣẹ́ ìṣàfarawe-ètò (PPF) bí ADI APRA	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Hong Kong Asia-Pacific	Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò àwọn fáìlì ìpamọ́ (SVF) HKMA	HKD 25,000,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Japan Asia-Pacific	Àwọn àgbèkalẹ́ àwọn ìṣàmúlò-ètò pánẹ́ẹ̀lì fún iṣẹ́ ẹ̀yàn kẹtà (ìforúkọ) FSA (nípa ile-iṣẹ́ owó inú	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Philippines Asia-Pacific	Àwọn ààyè-iṣẹ́ ẹ̀yàn-ẹ̀yàn (EMI) orílẹ̀-èdè BSP	Not published	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Singapore Asia-Pacific	Ìgbálẹ̀ owo-ẹ̀yàn lórí àwọn ìṣẹ̀dá MPI tabi SPI MAS	SGD 250,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
South Korea Asia-Pacific	Àwọn Ìjánu-ìfún Èròyìn FSC	KRW 5,000,000,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
South Korea Asia-Pacific	Iforukọsilẹ fun ifunni ati iṣakoso awọn ọna isanwo e-ẹya FSC	KRW 2,000,000,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Bolivia Americas	Ile-iṣẹ́ iṣẹ́ ifowopamọ̀ móbíí Àwọn Ìṣàmúlò-ètò	Paid-in capital in bolivianos equal to UFV 3,000,000 (art. 368). Capital may be paid in cash or in kind, but in-kind capital is limited to real estate and technology platforms used in the business. Additional capital must fund a trust that backs the electronic money in circulation (art. 373).	Tí a kò fi hàn	Àwọn ààyè-iṣẹ́
Bẹ́ràlì Americas	Ile-ifowopamọ ti n fi owo e-ẹ̀yàn silẹ Àwọn Ìṣàmúlò-ètò	BRL 9,200,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Chile Americas	Ẹ̀yàn kaadí tí kò jẹ́ ẹ̀yàn banki Commission para el Mercado Financiero (reġistración); Banco Central de Chile (rules)	CLF 25,000	Tí a kò fi hàn	Àwọn ìpéwọ̀n
Mexico Americas & Caribbean	Institución de fondos de pago electrónico (IFPE, electronic payment fund institution) Comisión Nacional Bancaria y de Valores, pẹlu ifowosowopo ti Comité Interinstitucional (SHCP, Banco de México ati CNBV)	MXV 500,000	Awọn iwe-aṣẹ ti o nilo Comité Interinstitucional gbọdọ wa ni ipinnu laarin awọn ọjọ 180 (Ley Fintech art. 6). Ile-ẹjọ le fagilee eyi titi di idaji lori ibeere ti onkọwe.	Àwọn ìpéwọ̀n

Àwọn ìṣàmúlò-ètò ní pàtó lórí ojú-ìwé ẹ̀yàn kọọkan. Àkóónú lọ́wọ́lọ́wọ́, kò jẹ́ àṣẹ-ẹ̀yàn.