South Africa was on the FATF grey list from February 2023 until it exited on 24 October 2025 and was not relisted at the 17 to 19 June 2026 plenary;it was removed from the EU high-risk list by Delegated Regulation (EU) 2026/83, reflected in the consolidated list applying from 29 January 2026, and is not in Annex I of the EU tax list as of 17 February 2026.Checked 7 October 2026.
政府和政治
政府
议会共和国,行政总统
总统
Cyril Ramaphosa · since February 2018
总统
西里尔·拉马福萨 (非洲人国民大会)
政党
民族团结政府由非洲人国民大会与民主联盟、因卡塔自由党、爱国者联盟、自由阵线+和其他较小的政党领导
最后一次选举
General election (National Assembly and provincial legislatures), 29 May 2024
下一次选举
大选定于2029年举行，地方政府选举定于2026年底至2027年初举行
立法
议会：国民议会(400个席位)和全国省委员会(90名代表)
法律制度
罗马-荷兰民法、英国普通法和习惯法混合体系
经济和金融
人口
64.7m (2025)
国内生产总值
4,271亿美元(2025年)
人均国内生产总值
6,769美元(2025年)
货币
南非兰特 (ZAR ) , 浮动
中央银行
南非储备银行
信用评级
S&P BB (positive) · Moody's Ba2 (positive) · Fitch BB (stable) (as of June 2026)
权威South African Reserve Bank (registration functions moved from PASA to the SARB on 2 September 2026)
法律
National Payment System Act 78 of 1998; SARB Directive No. 1 of 2007 (payments to third persons, Government Gazette 30261 of 6 September 2007); Directive No. 2 of 2007 (system operators)
护照
没有护照 。
关键要求
作为经常性业务活动接受付款人向第三方支付金钱或付款指示的人员属于2007年第1号指令的范围
Until 2 September 2026 TPPPs were registered with PASA through their sponsoring bank;现有注册仍然有效
Financial Advisory and Intermediary Services Act 37 of 2002, s.7(1) and s.8, read with the FSCA Declaration of crypto assets as a financial product (Government Gazette, 19 October 2022); Financial Intelligence Centre Act, 2001, Schedule 1 item 22
Payments reform: the SARB published a draft Directive on specified payment activities (May 2026) that would license non-bank payment institutions by activity, with draft initial capital of R8 million for Tier 1 e-money issuers, R5 million Tier 2 e-money, R3 million acquiring, R2 million payment initiation, R2 million Tier 1 and R500,000 Tier 2 TPPPs, and R2 million Tier 1 and R500,000 Tier 2 money remittance.这些是草案数字,尚未生效,因此 min_capital 对于付款为 null。The SARB still lists its Position Paper 01 of 2009 on electronic money as the current e-money policy;该指令草案将为非银行电子货币发行者颁发第一份活动许可证。PASA's recognition as payment system management body was withdrawn and its licensing functions moved to the SARB (transition completed 2 September 2026).场外衍生品供应商和市场基础设施由FSCA根据19或2012的《金融市场法》发放执照;没有核实资本数字。合作银行根据《合作银行法》注册，2007；没有核实阈值。FSP 资本和财务健全性要求以及 FSCA 费用无法从官方页面检索,并且为空。The next FATF mutual evaluation of South Africa is expected to start in the first half of 2026 and end in October 2027 (National Treasury).
