ブラジルはラテンアメリカで最大の金融システムを有している。The Banco Central do Brasil authorises banks, payment institutions, brokers, foreign exchange firms and, since February 2026, virtual asset service providers.証券取引委員会は証券市場を監督する。ブラジルはインスタント支払いシステムPIXと大きなフィンテック部門で知られている。
リスクフラグ標準
FATFリストにない
EU AMLハイリスクリストリストにない
EU税リストリストにない
ライセンス制度6
通貨ブラジル・レアル
S&PレートBB
次の選挙25 October 2026
Brazil is not on the FATF grey or black lists after the 17 to 19 June 2026 plenary.No October 2026 plenary outcome had been published at the check date.It is not on the EU high-risk third country list (Delegated Regulation (EU) 2016/1675 as last amended by Delegated Regulations (EU) 2026/46 and 2026/83, in force 29 January 2026).It is in neither Annex I nor Annex II of the EU tax list revised by Council conclusions of 9 October 2026.Checked 13 October 2026.
General (presidential first round, Congress, governors and state assemblies), 4 October 2026
次の選挙
Presidential runoff, 25 October 2026.Runoff between Flávio Bolsonaro (PL), 47.03% in the first round, and Luiz Inácio Lula da Silva (PT), 45.16%.Lula remains head of state and government until the inauguration on 1 January 2027.
議会
国民議会：二院制、下院（513議席）と連邦上院（81議席）。In the October 2026 election PL won the most seats in both chambers (121 deputies;議席数は54議席のうち19議席）。
法制度
民法
経済・金融
人口
213.4m (2025)
国内総生産
2.3トン（2025年）
一人当たりGDP
10,683ドル（2025年）
通貨
ブラジル・レアル
中央銀行
ブラジル中央銀行
信用評価
S&P BB (stable) · Moody's Ba1 (stable) · Fitch BB (stable) (as of June 2026)
Since November 2025 minimum capital depends on the activities a firm carries out, not on its type.The BCB states a range of BRL 56 million to BRL 96 million for banks.The formula has a cost part: BRL 2 million per activity category, plus BRL 5 million (up to BRL 10 million) for technology-intensive services.It has an activity part: BRL 1 million (services), BRL 3 million (custody), BRL 5 million (intermediation) or BRL 7 million (credit) per category, plus BRL 5 million or BRL 8 million for the investment category.The activity part is multiplied by 200% where the firm takes deposits.A firm that uses the word 'banco' in its name adds BRL 30 million (Resolução Conjunta nº 14/2025, arts.8 to 11).
法
Lei nº 4.595/1964; Resolução CMN nº 4.970/2021 (authorisation processes), arts. 1 to 3; Resolução Conjunta nº 14/2025 and Resolução BCB nº 517/2025 (minimum capital)
Activity-based minimum capital under Resolução Conjunta nº 14/2025.The BCB states a range of BRL 9.2 million to BRL 32.8 million for payment institutions.Its example for a prepaid account issuer is BRL 12.4 million without Pix and BRL 17.4 million with Pix.
法
Lei nº 12.865/2013, arts. 6 and 9; Resolução BCB nº 80/2021, arts. 3 and 9 (as amended by Resolução BCB nº 494/2025); Resolução BCB nº 81/2021 (authorisation processes)
パスポート
パスポート制度なし
キー要件
Prior BCB authorisation is required to start any payment service (Resolução BCB nº 80/2021, art.9, since September 2025)
アプリケーションは、会社が提供する予定の全ての支払い方法をリストしなければなりません。
他の認可機関と同じ適正性・資本源・生存能力基準
Unauthorised e-money issuers that began before 1 March 2021 had to apply between 1 and 31 May 2026
Activity-based minimum capital under Resolução Conjunta nº 14/2025.The BCB states a range of BRL 9.2 million to BRL 32.8 million for payment institutions, depending on the activities carried out.
法
Lei nº 12.865/2013, art. 9; Resolução BCB nº 80/2021, arts. 3, 9 and 9-A; Resolução BCB nº 81/2021
Activity-based minimum capital under Resolução Conjunta nº 14/2025.Resolução BCB nº 517/2025は中間者とブローカーを仲介カテゴリに、保管者とブローカーを保管カテゴリに置いている。The BCB states a range of BRL 8 million to BRL 37.2 million for brokers and custodians.
法
Lei nº 14.478/2022, arts. 2, 5 and 9; Decreto nº 11.563/2023; Resolução BCB nº 519/2025 (authorisation); Resolução BCB nº 520/2025 (constitution and operation, as amended by Resolução BCB nº 589/2026), arts. 4 and 88; Resolução BCB nº 521/2025 (foreign exchange)
Firms active on 2 February 2026 had to apply within 270 days, by 30 October 2026, or stop within 30 days after that deadline (Resolução BCB nº 520/2025, art.88)
From 6 November 2026, authorised institutions may not deal with unauthorised virtual asset providers (art.91, as amended by Resolução BCB nº 589/2026)
株式会社セキュリティ・ディベロップメント（英語: Security Development Company, SDC）は、日本の証券取引所及び証券業務を行う企業。
最低資本米ドル 1.6m
タイムライン未公開
権威ブラジル中央銀行（認可）、Comissão de Valores Mobiliários（仲介者の行動規則）
Activity-based minimum capital under Resolução Conjunta nº 14/2025.Resolução BCB nº 517/2025 places CTVMs and DTVMs in the intermediation and custody categories.The BCB states a range of BRL 8 million to BRL 37.2 million for brokers and custodians.
法
Lei nº 4.728/1965, art. 9-A; Resolução BCB nº 519/2025 (authorisation); Resolução CVM nº 35/2021 (intermediation of securities transactions)
Activity-based minimum capital under Resolução Conjunta nº 14/2025.Resolução BCB nº 517/2025はFXブローカーを中間取引のカテゴリーに置いている。The BCB states a range of BRL 8 million to BRL 37.2 million for brokers and custodians.
法
Lei nº 14.286/2021, arts. 3 and 5; Resolução BCB nº 519/2025 (authorisation)
Minimum capital: Resolução Conjunta nº 14 of 3 November 2025 replaced fixed amounts per institution type with an activity-based formula.新しい応用に一度に適用できる。Institutions already operating keep their old minimum until 30 June 2026 and then phase in the difference (25% to 31 December 2026, 50% to 30 June 2027, 75% to 31 December 2027, 100% from 2028).ライセンスごとに示した資本範囲は，ＢＣＢ自身の機関グループ別の範囲である。企業の正確な数字は 活動や投資カテゴリ 資金源に依存しますＢＣＢもＣＭＮも認可のための法定決定期間を設けておらず，タイムラインは無効である。開いたルールには申請料が見つからず，費用は無効である。Virtual assets: Resolução BCB nº 520/2025 entered into force on 2 February 2026.Resolução BCB nº 589 of 23 September 2026 moved the ban on dealing with unauthorised providers to 6 November 2026.Resolução BCB nº 521/2025は、特定のスタブレコイン取引を含むいくつかの仮想資産オペレーションを外国為替ルールに導入している。証券であるトークンはCVMの下に残る。Sociedades de crédito direto（クレジット・フィンテック）も Resolução CMN nº 4.970/2021の下でBCBによって認可されている。信用会社のBCB範囲は BRL 9.8百万から BRL 60百万です。Fixed-odds betting: Medida Provisória nº 1.394 of 25 September 2026 prohibits fixed-odds betting and online games in Brazil and ends federal authorisations 30 days after publication, so no gaming licence is listed.臨時措置は議会によって法律に変換されなければならない。最終的な状態は確認されていません投資アドバイザーとCVMに登録されたポートフォリオマネージャはこのパスには含まれていなかった。
一般情報
ブラジルについて
地球の自然境界です 地図は指標です
状態
主権国家
首都
ブラジリア
最大都市
サンパウロ
エリア
8,515,770平方キロメートル
公用語
ポルトガル語
タイムゾーン
UTC-03:00（ブラジリア時間、国土はUTC-02:00からUTC-05:00）
主な輸出品
原油
大豆
鉄鉱石
ビーフ
コーヒー
ゴールド
銅鉱石
航空機
主要輸出相手国
中国
米国
アルゼンチン
オランダ
スペイン
Sources for the country information(12)
Country information checked 13 October 2026.Licensing data updated 13 October 2026.情報のみ、法的アドバイスではありません。必要性が変わりますRegulatory notice.
