ባንክ
ባንክን ለማቋቋምና እንቅስቃሴን ለመጀመር ፈቃድ (ሁለት ደረጃ ባንክ ፈቃድ) ጊዜ ሰሌዳ በኬንኤፍ ገጾች ላይ ምንም የፖላንድ ልዩ ጊዜ አልተገኘም፤ CRD አንቀጽ. 15 ከተሟላ መተግበሪያ በኋላ በ6 ወራት ውስጥ ውሳኔ እንዲደረግ ይጠይቃል፣ በየትኛውም ሁኔታ በ12 ወራት ውስጥ አንቀጽ KNF (ፖላንድ ከዩሮ ክልል ውጭ ነው እና SSM)
Banking Law of 29 August 1997 (consolidated text Dz.U. 2026 poz. 38), arts. 30a, 32, 36 and 37 አዎ. EU/EEA ፓስፖርት CRD የቁልፍ ፍላጎቶች Sources(5) KNF: Banks, Introduction (licensing) · checked 2026-10-07 KNF: Initial capital · checked 2026-10-07 KNF: Authorisation to establish a bank · checked 2026-10-07 Sejm ELI: Banking Law, consolidated text Dz.U. 2026 poz. 38 · checked 2026-10-07 EUR-Lex: Directive 2013/36/EU (CRD), Articles 12 and 15 · checked 2026-10-07 ኢ-ገንዘብ ተቋም
የኤሌክትሮኒክ ገንዘብ ተቋም ጊዜ ሰሌዳ የኬን ኤፍ ኤፍ ከጠቅላላው መተግበሪያ በ3 ወራት ውስጥ ይወሰናል (አንቀጽ 62(2)፣ ለኢሚዎች በአንቀፅ 132b(3) የተተገበረ)
Payment Services Act of 19 August 2011 (consolidated text Dz.U. 2026 poz. 623), arts. 132a and 132b አዎ. EU/EEA ፓስፖርት EMD2/PSD2 የቁልፍ ፍላጎቶች Sources(2) Sejm ELI: Payment Services Act, consolidated text Dz.U. 2026 poz. 623 · checked 2026-10-07 EUR-Lex: Directive 2009/110/EC (EMD2), Article 4 · checked 2026-10-07 የክፍያ አገልግሎት አቅራቢ
የሀገር ውስጥ የክፍያ ተቋም በመሆን ፈቃድ (krajowa instytucja płatnicza, KIP); እንደ ትንሽ የክፍያ ተቋም መመዝገብ (mała instytucja płatnicza, MIP) ጊዜ ሰሌዳ የኬንያን ብሔራዊ ባንክ የተሟላውን ቅሬታ ከተቀበለ በኋላ በ3 ወራት ውስጥ ይወሰናል (አንቀጽ 62(2))
Payment Services Act of 19 August 2011 (consolidated text Dz.U. 2026 poz. 623), arts. 60 to 64 (KIP) and 117f onwards (MIP) የኪይፒ ፈቃድ ክፍያ: 1,250 ዩሮን የሚመነጭ ፖላንድኛ; ፈቃድ ለውጥ 400 ዩሮ; የመዝገብ ማስገባት ለውጥ 400 ዩሮ (KNF). ሕጋዊ ገደብ 1,500 ዩሮ (አንቀጽ. 114) አዎ ለ KIP PSD2 ስር; አይደለም ለ MIP (ውስጣዊ ብቻ) የቁልፍ ፍላጎቶች Sources(7) KNF: KIP authorisation, end of procedure (conditions and capital) · checked 2026-10-07 KNF: KIP fees and costs · checked 2026-10-07 KNF: KIP application review · checked 2026-10-07 KNF: MIP registration · checked 2026-10-07 KNF: MIP activity · checked 2026-10-07 Sejm ELI: Payment Services Act, consolidated text Dz.U. 2026 poz. 623 · checked 2026-10-07 EUR-Lex: Directive (EU) 2015/2366 (PSD2), Articles 7 and 12 · checked 2026-10-07 ቪርቸራል አክሲዮን አገልግሎት ሰጪ (VASP)
በ MiCA ስር የክሪፕቶ-አስተዳደር አገልግሎት አቅራቢ ፈቃድ (በፖላንድ አሁንም አልተገኘም) አንቀጽ ምንም አልተወሰነም. KNF በ ESMA የባለሙያ ባለሥልጣናት ዝርዝር ውስጥ በይፋ ያልተመረጠ መሆኑን በመግለጽ ይመጣል፤ ለኢ-ገንዘብ ትኬት አውጪዎች ብቻ ነው የሚቻለው።
Regulation (EU) 2023/1114 (MiCA), art. 63; no Polish implementing act in force ወደ ፖላንድ የሚገባ ፓስፖርት ይሠራል፤ ፖላንዳውያን ኩባንያዎች በሀገራቸው MiCA ፈቃድ ማግኘት አይችሉም የቁልፍ ፍላጎቶች Sources(5) UKNF: Position on the lack of a designated competent authority for the crypto-asset market in Poland · checked 2026-10-07 Sejm API: legislative process, crypto-asset market act (print 2064), vetoed 12 February 2026 · checked 2026-10-07 Sejm API: legislative process, crypto-asset market act of 15 May 2026 (prints 2363/2530), vetoed 11 June 2026, veto upheld 4 September 2026 · checked 2026-10-07 EUR-Lex: Regulation (EU) 2023/1114 (MiCA), Articles 59, 63, 143 and Annex IV · checked 2026-10-07 ESMA: List of MiCA grandfathering periods decided by Member States under Article 143(3) (version of May 2026) · checked 2026-10-07 የተጠቃሚ ኩባንያ
የባንክ ሥራን እንደ ባንክ መሥሪያ ቤት ለማከናወን ፈቃድ (dom maklerski) ጊዜ ሰሌዳ MiFID II አንቀጽ. 7(3): ውሳኔ በ6 ወራት ውስጥ የተሟላ መተግበሪያ; ምንም ፖሊሽ-ተስማሚ የመጨረሻ ቀን ተረጋግጧል
Act on Trading in Financial Instruments of 29 July 2005 (consolidated text Dz.U. 2024 poz. 722), arts. 69 and 98 አዎ. MiFID II ፓስፖርት; የአውሮፓ ህብረት ኩባንያዎች ፖላንድን በቤታቸው ፈቃድ (አንቀጽ 117) ይገባሉ፡፡ የቁልፍ ፍላጎቶች Sources(4) KNF: Brokerage service providers · checked 2026-10-07 Sejm ELI: Act on Trading in Financial Instruments, consolidated text Dz.U. 2024 poz. 722 · checked 2026-10-07 EUR-Lex: Directive 2014/65/EU (MiFID II), Article 7(3) · checked 2026-10-07 EUR-Lex: Directive (EU) 2019/2034 (IFD), Article 9 · checked 2026-10-07 የመስመር ላይ የጨዋታ ኦፕሬተር
የመስመር ላይ ጨዋታዎችን በመሳሰሉ የትብብር ጨዋታዎችን ለማዘጋጀት ፈቃድ
Gambling Act of 19 November 2009 (consolidated text Dz.U. 2025 poz. 595), arts. 5, 6(3), 7a, 10, 32(2) and 49(2) የለም. የቁልፍ ፍላጎቶች Sources(1) Sejm ELI: Gambling Act, consolidated text Dz.U. 2025 poz. 595 · checked 2026-10-07 MiCA: ESMA's list (May 2026 version) records a 6 month grandfathering period for Poland, but Poland never enacted the law needed to shorten it or to designate a competent authority. The UKNF position states that domestic virtual currency firms could continue under national law until 1 July 2026 and lost that possibility afterwards; no Polish MiCA authorization can be applied for until a competent authority is designated by statute. President vetoed the crypto-asset market act on 12 February 2026 (print 2064; Sejm failed to override on 17 April 2026) and the act of 15 May 2026 on 11 June 2026 (Sejm failed to override on 4 September 2026). Bank licensing fees, EMI authorisation fee, brokerage fees and gambling permit fees were not found on official pages opened and are null. In EUR amounts are converted to PLN at the NBP average rate on the decision date.
