Umthethosisekelo · i-Asia-Pacific

isi-Malay

I-Labuan International Business and Financial Centre (Labuan IBFC) iyindawo yezimali yaseMalaysia ephakathi kwepulazini laseLabuan, elawulwa yi-Labuan Financial Services Authority (Labuan FSA). Izinhlangano zaseLabuan zisebenza ngokuyinhloko ngemali yangaphandle nabangani abangahlali futhi zibizwa ngokuthi ngokuthengiswa kwezimpahla kanye nokutshala imali kubhange, inshuwalense yokuvikela, ukuhweba kwemali (kufaka phakathi i-FX nempahla yedijithali) namalayisense ekhadi lediphozithi elisetshenziswa ebhizinisini lempahla yedijithali.

Isibhamu sengoziIsiqephu

FATFAkukho kuluhlu

EU AML uhlu lwengozi ephezuluAkukho kuluhlu

i-EU tax listAkukho kuluhlu

Izinhlelo zelayisense6

Imalii-MYR

Izinga le-S&PA-

Ukhetho Olulandelayo2028

Malaysia is not on the FATF grey or black lists after the June 2026 plenary, not on the EU high-risk third country list (Delegated Regulation (EU) 2016/1675 as amended, latest by Delegated Regulation (EU) 2026/46), and not on Annex I or Annex II of the EU tax list updated 17 February 2026 (Malaysia was removed from Annex II in October 2024). Kuhlolwe 7 Okthoba 2026.

Umbuso nepolitiki

UMbuso: I-Federation parliamentary elected constitutional monarchy
i-Malaysia: Sultan Ibrahim · kusukela ngoJanuwari 2024
uMphathiswa Omkhulu: U-Anwar Ibrahim (Iqembu leNkundla Yomphakathi (PKR), iPakatan Harapan)
Amaqembu alawulayo: I-Pakatan Harapan, i-Barisan Nasional, i-Gabungan Parti Sarawak, i-Gabungan Rakyat Sabah
Ukhetho oludlule: Ukhetho oluphelele (GE15), 19 Novemba 2022
Ukhetho Olulandelayo: Ukhetho oluphelele (GE16), luzokwenzeka ngo-2028. IParliament kumele ihlukaniswe ngokuphela konyaka ka-2027 futhi ukhetho luyakwenziwa ngoFebhuwari 2028; akukho ukuhlukaniswa okusha kubhekwa ekuqaleni kukaOkthoba 2026
Umthethosivivinywa: IParliament: Dewan Rakyat (amasevisi angama-222) neDewan Negara (amasevisi angama-70)
Indlela yomthetho: I-Labuan IBFC isebenza ngaphansi kwemithetho yesifundazwe yayo, njenge-Labuan Financial Services and Securities Act 2010

Economics and finance

Abahlali: 36m (2025)
I-GDP: US$ 472.2 billion (2025)
I-GDP ngamuntu: i-US$13,949 (2025)
Imali: i-Malaysian ringgit (MYR)
Ibhange Eliphakathi: i-Malaysia
Izinga lemali: S&P A- (ihlala) · Moody's A3 (ihlala) · Fitch BBB+ (ihlala) (ngoSepthemba 2026)

I-Labuan iyisikhungo sezimali saseMalaysia, i-Labuan International Business and Financial Centre (Labuan IBFC), lapho amabhange, abahlinzeki bezinsizakalo zezezimali, abaqashi, izi trusts kanye nezinhlangano zezimali zaseIslam zivunyelwa khona futhi zilawulwa yi-Labuan Financial Services Authority (Labuan FSA); inani labantu, indawo, i-GDP nezingcindezi zepolitiki eziboniswa yizincindezi zamazwe omhlaba eMalaysia.

Ibhange

Labuan banking license

Imali encaneAkukho kushicilelwe

IsikhathiI-Labuan FSA ichaza ukuthi ukucubungula kuthatha izinsuku ezingu-30 zokusebenzela (ezijwayelekile) noma izinsuku eziyi-15 (ezihamba ngokushesha) uma isicelo siqediwe.

Igunyai-Labuan FSA

Umthetho: Labuan Financial Services and Securities Act 2010 (LFSSA), Part VI; Labuan Islamic Financial Services and Securities Act 2010 for Islamic banks
Izindleko: Imali yokuphatha i-USD 350 (ejwayelekile) noma i-USD 1,550 (indlela esheshayo); imali yelayisense yonyaka engu-RM 100,000 ngesisekelo semiyalelo yokungena ngo-2019, ngokuya ngezinqumo ezibuyekeziwe zezimali ezisebenza kusukela ku-1 kuJulayi 2026
Ukudluliswa kwepasipoti: Akunapassporting; ukudluliswa kwabahlali base-Malaysia kuvunyelwe yimithetho yokulawula ukuguqulwa kweBank Negara Malaysia

Izidingo ezibalulekile

Umfakisicelo kumele abe yibhange noma inhlangano yezimali enerekhodi elihle lokulandela umkhondo kanye ne-credit rating enhle
Ihlolwe ngumqondisi ogunyaziwe wekhaya, nombiko wokwazisa ovela kumphathi
Ilete lokuqinisekiswa noma ukubekezela kwenkampani eyinhloko
Izinhlelo zebhizinisi zeminyaka emithathu kanye nobukhona obubonakalayo eLabuan
Akukho ukuthengiselana kwezimali; kwenziwa ngokuyinhloko ngemali yangaphandle, nge-ringit kuphela lapho iBank Negara Malaysia ivumela khona

Sources(2)

Labuan FSA: Banking · checked 2026-10-07
Labuan FSA: Guidelines on Entry Criteria for Labuan Bank (updated 14 May 2019) · checked 2026-10-07

Ibhange

Ilayisense lebhange lokutshala imali laseLabuan

Imali encanei-USD 2.4m

IsikhathiAkukho kushicilelwe

Igunyai-Labuan FSA

Imali ekhokhiwe noma imali yokusebenzela engashintshwanga yilahleko engaphansi kuka-RM 10 million (noma okulinganayo ngemali yangaphandle)

Umthetho: Labuan Financial Services and Securities Act 2010, Part VI
Ukudluliswa kwepasipoti: Akukho kufaka isicelo sepasipoti

Izidingo ezibalulekile

Akufanele uthathe amadiphozithi
Izikhungo zemali, usizo lwenkampani, i-FX, izimpahla ezivelayo kanye nokutshala imali ngenhloso yamaklayenti
I-Labuan FSA ingadinga imali engenayo eningi ukuphatha imisebenzi enkulu noma enengozi.

Sources(2)

Labuan FSA: Guidelines on the Establishment of Labuan Investment Banking Business in Labuan IBFC (2025) · checked 2026-10-07
Labuan FSA: Banking · checked 2026-10-07

Ibhange

Ilayisense lebhange elidijithali laseLabuan

Imali encanei-USD 48.9m

IsikhathiAkukho kushicilelwe

Igunyai-Labuan FSA

Imali encane engashintshiwe yilahleko engaphansi kwezigidi ezingama-RM 200, kanye nediphozithi yokuphepha engakhokhi inkokhelo engu-RM 5 million neLabuan FSA ebuyiselwa emuva kweminyaka emithathu

Umthetho: Labuan Financial Services and Securities Act 2010; Labuan Digital Banking Framework
Ukudluliswa kwepasipoti: Akukho kufaka isicelo sepasipoti

Izidingo ezibalulekile

Izinhlelo zebhizinisi ezithembekile ezisekelwe ekusebenziseni okusha kwezobuchwepheshe
Ikhono elibonakalisiwe emisebenzini yezimali zedijithali, ukuthengiswa kwe-e-commerce noma ibhizinisi elihlanganiswe nezobuchwepheshe
Ingozi yezobuchwepheshe kanye nezidingo zokulwa nokuhlaselwa kwe-cyber

Sources(1)

Labuan FSA: Labuan Digital Banking Framework · checked 2026-10-07

I-FX broker

Ilayisense le-Labuan money brokering (imali kanye namamakethe we-FX, noma izimpahla zedijithali)

Imali encanei-USD 244k

IsikhathiAkukho kushicilelwe

Igunyai-Labuan FSA

Imali ekhokhiwe engu-RM 1 million yezimali kanye neFX broking kuphela; RM 1.5 million uma kubhekwa ukuhlela noma ukuhlanganisa izitolo zezinto ezibonakalayo

Umthetho: Labuan Financial Services and Securities Act 2010, Part VI; Guidelines on the Establishment of Money Broking Business in Labuan IBFC (9 September 2024)
Ukudluliswa kwepasipoti: Akukho kufaka isicelo sepasipoti

Izidingo ezibalulekile

Isebenza kuphela njengengxenye ye-brokerage noma ikhomishini; akukho ukuhweba okunelungelo lomuntu siqu noma ukusebenza njengochwepheshe
Isiza abatshalizimali bezinhlangano kanye nalabo abanenzuzo ephakeme, ngezinga eliphezulu lokusetshenziswa kwekhasimende le-100: 1
Amaqembu aphikisanayo (umthengisi oyinhloko, umnikazi, umhlinzeki wemali noma i-e-wallet, umhlinzeki wezimali) kufanele alawulwa
Akukho ukuhweba nge-ringit ngaphandle kwezinkokhelo zokulawula; akukho ukuhweba nabantu baseMalaysia ngaphandle kwabahlinzeki abagunyaziwe

Sources(2)

Labuan FSA: Guidelines on the Establishment of Money Broking Business in Labuan IBFC · checked 2026-10-07
Labuan FSA: Money Broking · checked 2026-10-07

Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)

Ilayisense yebhizinisi le-Labuan credit token (i-token engaphephile nezinhlelo zempahla yedijithali)

Imali encanei-USD 244k

IsikhathiAkukho kushicilelwe

Igunyai-Labuan FSA

Imali ekhokhwayo engu-RM 1 million (noma imali engenayo yangaphandle elinganayo), igcinwe ngaso sonke isikhathi

Umthetho: Labuan Financial Services and Securities Act 2010; Guidelines on Credit Token Business and Islamic Credit Token Business in Labuan IBFC (2025)
Izindleko: Imali yokuphatha i-USD 350, nemali yokuhamba ngokushesha ekhethiwe
Ukudluliswa kwepasipoti: Akukho kufaka isicelo sepasipoti

Izidingo ezibalulekile

Izicelo ezifanele nezifanele, abaqondisi, umphathi omkhulu kanye nabalawuli
Track record in credit token or digital asset activities
Ukwethembeka okudingekayo kuma-platforms wokukhishwa kwe-token, ama-platforms ebhizinisi kanye nabaphathi abasetshenziswayo
Amabhange aseLabuan kanye naba brokers bemali abasebenza ngezimali zedijithali kufanele balandele i-Admissibility Framework for Digital Currencies (akukho zimali zobumfihlo noma ama-algorithmic stablecoins kusukela ngoJanuwari 1, 2026)

Sources(2)

Labuan FSA: Guidelines on Credit Token Business and Islamic Credit Token Business in Labuan IBFC · checked 2026-10-07
Labuan FSA: Admissibility Framework for Digital Currencies (effective 1 January 2025) · checked 2026-10-07

Inkampani yokutshala imali

Labuan securities license

Imali encanei-USD 37k

IsikhathiAkukho kushicilelwe

Igunyai-Labuan FSA

Imali ekhokhwayo engu-RM 150,000 (noma ilinganayo ngemali yangaphandle), kanye nokuvikelwa komsebenzi okungu-RM 1 million

Umthetho: Labuan Financial Services and Securities Act 2010; Guidelines on the Establishment of Labuan Securities Licensee (2025)
Ukudluliswa kwepasipoti: Akukho kufaka isicelo sepasipoti

Izidingo ezibalulekile

Ikheli elibhalisiwe eLabuan kanye nebhizinisi elenziwa ngaphakathi, kusuka noma ngeLabuan
Abaqondisi abafanele nabaphathi
Ifaka iziphakamiso zokutshala imali kanye nokuhweba ngezimali; abaphathi bezindlu zangasese banemiyalelo ehlukene

Sources(2)

Labuan FSA: Guidelines on the Establishment of Labuan Securities Licensee · checked 2026-10-07
Labuan FSA: Capital Markets · checked 2026-10-07

Ama-Supervisors

Ubani olawula

I-Labuan Financial Services Authority (Labuan FSA) iwebhusayithiamabhange, izinhlangano zemali ye-e-, abahlinzeki bezinkonzo zokukhokha, abahlinzeki bezinkonzo zezimali ezibonakalayo (VASPs), izinkampani zokutshala imali, abathengisi be-FX, inshuwalense, izinkampani zokwethembeka,

Imali: Izinhlangano zeLabuan zisebenza ngokuyinhloko ngezimali zakwamanye amazwe (izindleko zikhokhwa nge-USD), ngenkathi iLabuan FSA iqondisa um kapitali wesifundazwe nge-Malaysian ringgit (MYR) noma ngokulingana kwemali yangaphandle. Umkapitali omncane webhange laseLabuan (ngaphandle kokutshala imali namabhange edijithali) akafunyaniswe kumakhasi avuliwe; washiya u-null. Ukubuyekezwa kwemithetho yelayisense leLabuan kwaqala ukusebenza ngoJulayi 1, 2026 (Labuan FSA Circular 338/2026), ngakho-ke amafayela esikhathi esedlule angashintshiwe. Akunalayisense elihlukile le-Labuan e-money noma inhlangano yokukhokha kwikhasi elibuyekeziwe; iLabuan FSA ikhombisa ama-e-payment systems phakathi kwezinsizakalo zezezimali zedijithali, futhi ukukhokhelwa kwe-Malaysian onshore kanye ne-e-money kulawulwa yiBank Negara Malaysia.

Ulwazi oluphelele

Ngaye Malaysia

Izilimi zesihlabathi. I-map ikhombisa kuphela.

Isimo: i-Malaysia
Idolobhakazi: I-Kuala Lumpur (inhlokodolobha yezwe); iVictoria iyidolobha elikhulu laseLabuan
Idolobha elikhulu kakhulu: i-Kuala Lumpur
Indawo: 329,847 km²
Izilimi ezisemthethweni: isi-Malay
Indawo yesikhathi: UTC+08:00

Ukuthunyelwa okuyinhloko

i-integrated circuits
i-refined petroleum
i-crude petroleum
igesi yemvelo
i-palm oil

Abahlanganyeli abakhulu

i-China
i-Singapore
i-United States
i-Japan
i-Hong Kong

Sources for the country information(9)

Ulwazi lwezwe luhlolwe ngo-Okthoba 9, 2026. Idatha yelayisense ivuselelwe ngo-Okthoba 7, 2026. Ulwazi kuphela, hhayi incazelo yomthetho; izimfuneko zishintsha. Isaziso sokulawula.

Sources for the licensing information(6)