Ibhange
Izivumelwano zezinsizakalo zezimali zokwamukela ama-deposits (Isigaba 1, noma isigaba 5 senhlangano yezimali yase-Islamic ephatha i-PSIAu) Isikhathi Akukho kushicilelwe US$ 10 million Base Capital Requirement for Category 1 and Category 5, plus credit, market, operational and CVA risk capital requirements
UmthethoFinancial Services and Markets Regulations 2015 (FSMR); FSRA Prudential Rules (PRU) 1.3 and 3.3.2 IzindlekoImali yokufaka isicelo i-USD 70,000 kanye nemali yokuhlola ngonyaka ye-USD 100,000 yokuqashwa kwezimali; yonke imisebenzi elawulwayo engeziwe edingekayo ngesikhathi esifanayo yongeza imali encane kakhulu ye-USD 10,000 noma imali yayo; ibhizinisi lezezimali le-Islamic lingeza imali yokufaka isicelo engu-USD 5,000 kanye nemali yokuhlola engu-USD 5,000. Ukudluliswa kwepasipotiAyikho ipasipoti. Igunya lokuhlinzeka ngezinsizakalo zezezimali lifaka kuphela imisebenzi elawulwayo ngaphakathi noma kusuka ku-ADGM. Izidingo ezibalulekile Imisebenzi elawulwayo: Umphathi ophezulu, umphathi wezimali, umphathi wokuhambisana ne-MLRO; i-SEO, umphathi wokuhambisana ne-MLRO kufanele abe ngumuntu ohlala e-UAE; abaqondisi bezinkampani ezibhaliswe yi-ADGM kumele bavunyelwe njengoMlawuli onelayisense (FSRA Uhlelo lokuqalisa) Ukutholakala komuntu siqu e-ADGM e-Al Maryah Island noma e-Al Reem Island (FSRA I-Guide Yokuqala) Izingxoxo ngaphambi kokufaka isicelo, ukufaka isicelo ngokugcwele nge-FSRA Connect, Ukugunyazwa Kwesisekelo kanye nezimo, bese kuvunyelwa izinsizakalo zezezimali (FSRA Uhlelo Lokuqala) Amabhange ase-Islamic aphatha i-PSIA engenamkhawulo awela kwisigaba 5 nezidingo zezimali zokwehlisa umthwalo webhizinisi. Sources(1) ADGM FSRA: Getting Started Guide (2025), fees and prudential capital tables · checked 2026-10-07 Inkampani yokutshala imali
Izivumelwano zezinsizakalo zezimali zokuhweba ngokutshala imali njengoMqondisi noma ukuhlinzeka ngemali (Isigaba 2) Isikhathi Akukho kushicilelwe US$ 2 million Base Capital Requirement plus risk-based capital requirements
UmthethoFSMR; FSRA PRU 1.3 and 3.3.2 IzindlekoUkuhweba ngezinkokhelo njengoMqondisi: isicelo se-USD 40,000, ukuhlolwa konyaka kwe-USD 50,000; Ukuhlinzeka ngemali: Isicelo se-USD 70,000, ukuqondiswa konyaka kwe-USD 100,000. Imikhiqizo ye-OTC esebenza ngemali engenayo kanye nabathengisi abancane bafaka isicelo se-USD 40,000 kanye nokuhlolwa kwe-USD 40,000. Ukudluliswa kwepasipotiAyikho ipasipoti. Igunya lokuhlinzeka ngezinsizakalo zezezimali lifaka kuphela imisebenzi elawulwayo ngaphakathi noma kusuka ku-ADGM. Izidingo ezibalulekile Imisebenzi elawulwayo: Umphathi ophezulu, umphathi wezimali, umphathi wokuhambisana ne-MLRO; i-SEO, umphathi wokuhambisana ne-MLRO kufanele abe ngumuntu ohlala e-UAE; abaqondisi bezinkampani ezibhaliswe yi-ADGM kumele bavunyelwe njengoMlawuli onelayisense (FSRA Uhlelo lokuqalisa) Ukutholakala komuntu siqu e-ADGM e-Al Maryah Island noma e-Al Reem Island (FSRA I-Guide Yokuqala) Izingxoxo ngaphambi kokufaka isicelo, ukufaka isicelo ngokugcwele nge-FSRA Connect, Ukugunyazwa Kwesisekelo kanye nezimo, bese kuvunyelwa izinsizakalo zezezimali (FSRA Uhlelo Lokuqala) Sources(1) ADGM FSRA: Getting Started Guide (2025), fees and prudential capital tables · checked 2026-10-07 Inkampani yokutshala imali
Izivumelwano zezinsizakalo zezimali zokuhweba ngokutshala imali njenge-Agent noma njenge-Mated Principal (Isigaba 3A) Isikhathi Akukho kushicilelwe US$500,000 Base Capital Requirement; US$2 million for firms dealing as Matched Principal in OTC leveraged products or derivatives with Retail Clients
UmthethoFSMR; FSRA PRU 1.3 and 3.3.2 IzindlekoUkuhweba ngezinkokhelo njengoMqondisi noma njengomphathi olinganiwe: isicelo se-USD 25,000, ukuhlolwa konyaka kwe-USD 25,000. Ukudluliswa kwepasipotiAyikho ipasipoti. Igunya lokuhlinzeka ngezinsizakalo zezezimali lifaka kuphela imisebenzi elawulwayo ngaphakathi noma kusuka ku-ADGM. Izidingo ezibalulekile Imisebenzi elawulwayo: Umphathi ophezulu, umphathi wezimali, umphathi wokuhambisana ne-MLRO; i-SEO, umphathi wokuhambisana ne-MLRO kufanele abe ngumuntu ohlala e-UAE; abaqondisi bezinkampani ezibhaliswe yi-ADGM kumele bavunyelwe njengoMlawuli onelayisense (FSRA Uhlelo lokuqalisa) Ukutholakala komuntu siqu e-ADGM e-Al Maryah Island noma e-Al Reem Island (FSRA I-Guide Yokuqala) Izingxoxo ngaphambi kokufaka isicelo, ukufaka isicelo ngokugcwele nge-FSRA Connect, Ukugunyazwa Kwesisekelo kanye nezimo, bese kuvunyelwa izinsizakalo zezezimali (FSRA Uhlelo Lokuqala) Sources(2) ADGM FSRA: Getting Started Guide (2025), fees and prudential capital tables · checked 2026-10-07 ADGM FSRA: Consultation Paper No. 2 of 2025, Appendix 1 (amendments to PRU 3.3.2) · checked 2026-10-07 Inkampani yokutshala imali
Izivumelwano zezinsizakalo zezezimali zokuphatha izimpahla noma ukuphatha i-Collective Investment Fund (Isigaba 3C) Isikhathi Akukho kushicilelwe US$ 250,000 Izidingo Zomnotho Wesizinda Sesigaba 3C; uma umsebenzi kuphela ukuphatha izimali, US$ 150,000 zezimali zikaHulumeni noma zokuhweba kanye ne-US$ 50,000 zamanye amabhange; umnotho ophansi wemali engenayo engu-13/52 noma u-18/52 yemali engenayo yonyaka ehlobene nokuhlolwa
UmthethoFSMR; FSRA PRU 1.3 and 3.3.2; Fund Rules (FUND) IzindlekoUkuphatha izimali: US$ 25,000 isicelo kanye nokuqapha; Ukulawula i-Collective Investment Fund: US$ 10,000 isicelo kanye nokuqapha. Ukudluliswa kwepasipotiAyikho ipasipoti. Igunya lokuhlinzeka ngezinsizakalo zezezimali lifaka kuphela imisebenzi elawulwayo ngaphakathi noma kusuka ku-ADGM. Izidingo ezibalulekile Imisebenzi elawulwayo: Umphathi ophezulu, umphathi wezimali, umphathi wokuhambisana ne-MLRO; i-SEO, umphathi wokuhambisana ne-MLRO kufanele abe ngumuntu ohlala e-UAE; abaqondisi bezinkampani ezibhaliswe yi-ADGM kumele bavunyelwe njengoMlawuli onelayisense (FSRA Uhlelo lokuqalisa) Ukutholakala komuntu siqu e-ADGM e-Al Maryah Island noma e-Al Reem Island (FSRA I-Guide Yokuqala) Izingxoxo ngaphambi kokufaka isicelo, ukufaka isicelo ngokugcwele nge-FSRA Connect, Ukugunyazwa Kwesisekelo kanye nezimo, bese kuvunyelwa izinsizakalo zezezimali (FSRA Uhlelo Lokuqala) Izidingo zemali eziphansi ezitholakalayo kubaphathi bezitshalo-mali abafanelekayo bedijithali (abacebisi be-robo) ngaphansi kwe- FSRA yokuqondisa okungeziwe Sources(2) ADGM FSRA: Getting Started Guide (2025), fees and prudential capital tables · checked 2026-10-07 ADGM FSRA: Consultation Paper No. 2 of 2025, Appendix 1 (amendments to PRU 3.3.2) · checked 2026-10-07 Umhlinzeki wezinsizakalo zokukhokha (PSP)
Izivumelwano zokuhlinzeka ngezinsizakalo zemali (izinsizakalo zokukhokha, inani eligcinwe, ukuthunyelwa kwemali, ukuguqulwa kwezimali) Imali encane Isigaba 3C: izidingo zemali ziphezulu kune-PRU 3.3 Base Capital Requirement kanye nesinqumo esisekelwe emisebenzini: umkhawulo ophansi osekelwe ekuthengiseni kwemali, EBCM plus Variable Capital Requirement for remitters, VCR ngaphansi kwe-PRU 3.6A.4 yezinsizakalo zokukhokha noma i-3.6A.6 yalabo abahlinzeka ngexabiso eligcinwe Isikhathi Akukho kushicilelwe Isigaba 3C: izidingo zezimali ziphezulu kune-PRU 3.3 Base Capital Requirement kanye nesinqumo esisekelwe emisebenzini: umkhawulo ophansi osekelwe ekuthengiseni kwemali, EBCM plus Variable Capital Requirement for remitters, VCR ngaphansi kwe-PRU 3.6A.4 yezinsizakalo zokukhokha noma i-3.6A.6 yabahlinzeki bezinga eligcinwe
UmthethoFSMR; FSRA PRU 3.3 and 3.6A (Variable Capital Requirement) IzindlekoImali yokufaka isicelo kanye nemali yokuhlola ngonyaka: i-USD 25,000 ngayinye yezinsizakalo zokukhokha; i-USD 15,000 ngayinye yokudluliselwa kwemali; i-USD 15,000 ngayinye yokushintshana kwezimali. Ukudluliswa kwepasipotiAyikho ipasipoti. Igunya lokuhlinzeka ngezinsizakalo zezezimali lifaka kuphela imisebenzi elawulwayo ngaphakathi noma kusuka ku-ADGM. Izidingo ezibalulekile Imisebenzi elawulwayo: Umphathi ophezulu, umphathi wezimali, umphathi wokuhambisana ne-MLRO; i-SEO, umphathi wokuhambisana ne-MLRO kufanele abe ngumuntu ohlala e-UAE; abaqondisi bezinkampani ezibhaliswe yi-ADGM kumele bavunyelwe njengoMlawuli onelayisense (FSRA Uhlelo lokuqalisa) Ukutholakala komuntu siqu e-ADGM e-Al Maryah Island noma e-Al Reem Island (FSRA I-Guide Yokuqala) Izingxoxo ngaphambi kokufaka isicelo, ukufaka isicelo ngokugcwele nge-FSRA Connect, Ukugunyazwa Kwesisekelo kanye nezimo, bese kuvunyelwa izinsizakalo zezezimali (FSRA Uhlelo Lokuqala) Izidingo zezimali eziguqukayo zilinganiselwa ngemali noma ngobukhulu bezinga eligcinwe (PRU 3.6A) Sources(1) ADGM FSRA: Getting Started Guide (2025), fees and prudential capital tables · checked 2026-10-07 Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)
Imisebenzi elawulwa ngokuphathelene nama-Virtual Assets (iphrojekthi yama-Virtual Assets, COBS Isiqephu 17) Imali encane Ngokuvamile, imali-mboleko yePRU yomsebenzi owodwa ezindaweni zomlando. Ukuvikelwa kwempahla ebonakalayo: ngaphezulu kuka-USD 250,000 noma imali engenayo yonyaka ehlolwe eminyakeni emihlanu. I-MTF esebenzisa izimpahla ezibonakalayo: izindleko zokusebenza zenyanga eziyisishiyagalombili kanye ne-buffer engunyaka owodwa, egcinwe nge-fiat (MIR 3.2) Isikhathi Akukho kushicilelwe Ngokuvamile izimali ze-PRU zomsebenzi owodwa ezimpahla zakudala. Ukuvikelwa kwempahla ebonakalayo: ngaphezulu kuka-USD 250,000 noma imali engenayo yonyaka ehlolwe eminyakeni emihlanu. I-MTF esebenzisa izimpahla ezibonakalayo: izindleko zokusebenza zenyanga eziyisishiyagalombili kanye ne-buffer engunyaka owodwa, egcinwe nge-fiat (MIR 3.2)
UmthethoFSMR; FSRA Conduct of Business Rulebook (COBS) Chapter 17; Market Infrastructure Rulebook (MIR) Rule 3.2; FEES Rule 3.17 IzindlekoIzindleko ezingeziwe zempahla ebonakalayo ezingu-USD 20,000 zokufaka isicelo kanye ne-USD 15,000 yokuhlola ngonyaka ngaphezulu kwezinkokhelo zemisebenzi elawulwayo; i-MTF yempahla ebonakalayo ikhokhisa i-USD 125,000 yokufaka isicelo kanye ne-USD 60,000 yokuhlola kanye nemali yokuhweba ngayinye (imithetho ye-FEES 3.18). Ukudluliswa kwepasipotiAyikho ipasipoti. Igunya lokuhlinzeka ngezinsizakalo zezezimali lifaka kuphela imisebenzi elawulwayo ngaphakathi noma kusuka ku-ADGM. Izidingo ezibalulekile Izimpahla ze-Virtual ezivunyelwe kuphela ezingasetshenziswa; inqubo yokwamukela izoshesha ngoJuni 2025 Ama-Privacy Tokens nama-Algorithmic Stablecoins avunyelwe nganoma iyiphi imisebenzi elawulwayo Izinhlanganiso eziningana ngaphambi kokufaka isicelo kanye neziboniso zezobuchwepheshe, izinhlelo zokuqashwa ngokuningiliziwe, nokuhlolwa kokuqashwa okusebenzayo ngaphambi kokuba kuqale ukusebenza Imisebenzi elawulwayo: Umphathi ophezulu, umphathi wezimali, umphathi wokuhambisana ne-MLRO; i-SEO, umphathi wokuhambisana ne-MLRO kufanele abe ngumuntu ohlala e-UAE; abaqondisi bezinkampani ezibhaliswe yi-ADGM kumele bavunyelwe njengoMlawuli onelayisense (FSRA Uhlelo lokuqalisa) Ukutholakala komuntu siqu e-ADGM e-Al Maryah Island noma e-Al Reem Island (FSRA I-Guide Yokuqala) Sources(3) ADGM FSRA: Guidance, Regulation of Virtual Asset Activities in ADGM (VER07.100625) · checked 2026-10-07 ADGM: FSRA implements amendments to its Digital Asset Regulatory Framework (10 June 2025) · checked 2026-10-07 ADGM FSRA: Getting Started Guide (2025), fees and prudential capital tables · checked 2026-10-07 Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)
Izivumelwano zezinsizakalo zezimali zokukhishwa kwe-Fiat-referenced Token Isikhathi Akukho kushicilelwe US$ 2 million Base Capital Requirement (Category 3C), ngemali engenayo esekelwe ekukhokhweni kwezinkokhelo zenyanga ngayinye
UmthethoFSMR; FSRA PRU 3.3.2 IzindlekoUS$ 70,000 isicelo kanye ne-US$ 70,000 yokuhlola ngonyaka. Ukudluliswa kwepasipotiAyikho ipasipoti. Igunya lokuhlinzeka ngezinsizakalo zezezimali lifaka kuphela imisebenzi elawulwayo ngaphakathi noma kusuka ku-ADGM. Izidingo ezibalulekile Imisebenzi elawulwayo: Umphathi ophezulu, umphathi wezimali, umphathi wokuhambisana ne-MLRO; i-SEO, umphathi wokuhambisana ne-MLRO kufanele abe ngumuntu ohlala e-UAE; abaqondisi bezinkampani ezibhaliswe yi-ADGM kumele bavunyelwe njengoMlawuli onelayisense (FSRA Uhlelo lokuqalisa) Ukutholakala komuntu siqu e-ADGM e-Al Maryah Island noma e-Al Reem Island (FSRA I-Guide Yokuqala) Izingxoxo ngaphambi kokufaka isicelo, ukufaka isicelo ngokugcwele nge-FSRA Connect, Ukugunyazwa Kwesisekelo kanye nezimo, bese kuvunyelwa izinsizakalo zezezimali (FSRA Uhlelo Lokuqala) Sources(2) ADGM FSRA: Getting Started Guide (2025), fees and prudential capital tables · checked 2026-10-07 ADGM FSRA: Consultation Paper No. 2 of 2025, Appendix 1 (amendments to PRU 3.3.2) · checked 2026-10-07 Ama-Supervisors
Ubani olawula I-Financial Services Regulatory Authority of Abu Dhabi Global Market (FSRA) · iwebhusayithi amabhange, izinhlangano zemali ye-E-, abahlinzeki bezinkonzo zokukhokha, izinkampani zokutshala imali, abahlinzeki bezinkonzo zezinto ezibonakalayo (VASPs), inshuwalense, amathuluzi, izinkampani zokwethembeka Izimali kanye nezindleko zivela ku- FSRA's own Getting Started Guide (2025) and FSRA consultation and guidance documents because the ADGM rulebook site returned HTTP 403 to our fetcher; the PRU 3.3.2 text itself could not be opened directly. Lower-risk firm amendments took effect on 19 August 2025: Category 4 base capital is USD 50,000 (USD 150,000 for Private Financing Platforms holding client assets), Category 4 companies without client assets no longer face the expenditure-based minimum, and base capital for Providing Custody for a non-public Fund fell to USD 250,000 (the Getting Started Guide still shows USD 4 million for Category 3B). PII minimum standards apply to renewals from 1 January 2026. The FSRA does not publish a statutory licensing timeline that we could verify, so timeline_months is null. FSRA consulted in 2025 on a framework for staking of virtual assets (CP 10 of 2025); check the current status before relying on it. Gaming: no online gaming license regime in ADGM. Fees are in USD; the national currency is the UAE dirham (AED).