Ibhange
Igunya lenhlangano yezimali Imali encane Akukho kushicilelwe Isikhathi CRD Isigaba 15: inqubekelaphambili ngaphakathi kwezinyanga ezingu-6 zokufaka isicelo esigcwele futhi nganoma yisiphi isikhathi ngaphakathi kwezinyanga eziyi-12 zokuthola Igunya ECB ngesinqumo se Banco de Portugal Regime Geral das Instituições de Crédito e Sociedades Financeiras (RGICSF, Decree-Law 298/92); Regulation (EU) No 1024/2013 (SSM) Yebo: ipasipoti ye-EU ngaphansi kwe CRD (iMibandela 33 kuya ku-39) yezifunda kanye nezinsizakalo ezidlula emgwaqweni Izidingo ezibalulekile Sources(2) ECB Banking Supervision: Authorisation (licensing) · checked 2026-10-07 EUR-Lex: Directive 2013/36/EU (CRD), Art. 12 initial capital and Art. 15 decision deadline (consolidated) · checked 2026-10-07 Inhlangano yemali-elektroniki
Igunya lenhlangano yemali ephathekayo Isikhathi PSD2 Art. 12: isigqibo ngaphakathi 3 kwezinyanga zesicelo esiphelele
Regime Jurídico dos Serviços de Pagamento e da Moeda Eletrónica (RJSPME, Decree-Law 91/2018), transposing EMD2 and PSD2 Yebo: ipasipoti ye-EU ngaphansi kwe EMD2/PSD2 ngebhange, ummeli, umhlinzeki noma ukuhlinzekwa mahhala kwezinsizakalo Izidingo ezibalulekile Sources(2) EUR-Lex: Directive 2009/110/EC (EMD2), Art. 4 initial capital and Art. 5 own funds · checked 2026-10-07 EUR-Lex: Directive (EU) 2015/2366 (PSD2), Art. 7 initial capital and Art. 12 decision deadline · checked 2026-10-07 Umhlinzeki wezinsizakalo zokukhokha (PSP)
Igunya lenhlangano ekhokhela Isikhathi PSD2 Art. 12: isigqibo ngaphakathi 3 kwezinyanga zesicelo esiphelele
Regime Jurídico dos Serviços de Pagamento e da Moeda Eletrónica (RJSPME, Decree-Law 91/2018), transposing PSD2 Yebo: ipasipoti ye-EU ngaphansi kwe PSD2 Art. 28 (ibhange, ummeli noma ukuhlinzekwa mahhala kwezinsiza) Izidingo ezibalulekile Sources(1) EUR-Lex: Directive (EU) 2015/2366 (PSD2), Art. 7 initial capital and Art. 12 decision deadline · checked 2026-10-07 Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)
Ugunyazo lwe-crypto-asset service provider (CASP) ngezansi MiCA Isikhathi MiCA Isigaba 63: izinsuku ezingu-25 zokusebenza ukubheka ukuthi kuphelele yini, bese ziyizinsuku eziyi-40 zokusebenza ukukhetha isicelo esigcwele (ihora lingahlehliswa uma kunezicelo zemininingwane) Igunya CMVM (ishicilela uhlu lwabahlinzeki bezinsizakalo ze-crypto-asset); ukuhlukaniswa kwezwe eliphelele le MiCA amandla phakathi kweCMVM neBanco de Portugal akufanele kuqinisekiswe
Regulation (EU) 2023/1114 (MiCA), arts. 59 to 63; Portuguese implementing legislation (not verified) Yebo: MiCA ukugunyazwa kungadluliselwa ezweni lonke le-EU/EEA ngolwazi (MiCA isigaba 65) Izidingo ezibalulekile Sources(3) CMVM homepage (lists of registered financial intermediaries and of crypto-asset service providers) · checked 2026-10-07 EUR-Lex: Regulation (EU) 2023/1114 (MiCA), Arts. 63, 67, 143 and Annex IV · checked 2026-10-07 ESMA: List of grandfathering periods decided by Member States under Article 143(3) MiCA (version of May 2026) · checked 2026-10-07 Inkampani yokutshala imali
Ukugunyazwa kwenkampani yokutshala imali (MiFID II) Isikhathi Akukho kushicilelwe Igunya CMVM (ubhaliso lwabaphakathi nendawo bezimali); ukunikezelwa kwesinqumo sokugunyazwa akuqinisekisiwe
Directive 2014/65/EU (MiFID II) and Directive (EU) 2019/2034 (IFD) as transposed in Portugal; Regulation (EU) 2019/2033 (IFR). National act not verified Yebo: MiFID II ipasipoti (isigaba 34 ne-35) yezinsizakalo kanye nezifunda Izidingo ezibalulekile Sources(2) CMVM homepage (lists of registered financial intermediaries and of crypto-asset service providers) · checked 2026-10-07 EUR-Lex: Directive (EU) 2019/2034 (IFD), Art. 9 initial capital · checked 2026-10-07 Umhlinzeki wemidlalo ye-inthanethi
Ilayisense lokugembula nokubheja ku-inthanethi Imali encane Akukho kushicilelwe Isikhathi Akukho kushicilelwe Igunya I-Comissão de Jogos (Turismo de Portugal), elawulwa yi-SRIJ Regime Jurídico dos Jogos e Apostas Online (RJO), Decree-Law 66/2015 of 29 April; fees under Portaria 211/2015 Ukukhishwa noma ukuvuselelwa kwelayisense i-EUR 14,481.10 yemidlalo yokugembula yezemidlalo eqinile, ukugembula kwezinkomo noma imidlalo yethuba (i-EUR 2,413.52 ye-bingo); ukugunyazwa kwesistimu yezobuchwepheshe i-EUR 21,721.65 kanye ne-EUR 2,413.52 ngehlobo ngalinye lemidlalo; iziqinisekiso ze-EUR 500,000 (izibalo zomdlali nezibopho) kanye ne-EUR 100,000 (inkokhelo yokudlala online ekhethekile) Akukho ipasipoti ye-EU yokugembula: ilayisense lasePortuguese lidingeka Izidingo ezibalulekile Sources(3) SRIJ (Turismo de Portugal): Licenças para jogos e apostas online · checked 2026-10-07 SRIJ: Cauções, taxas e impostos (online gaming guarantees and fees, Portaria 211/2015) · checked 2026-10-07 SRIJ: Enquadramento legal do jogo online (Decree-Law 66/2015, RJO) · checked 2026-10-07 Ama-Supervisors
Ubani olawula Banco de Portugal (BdP) · website Amabhange, Izinhlangano zemali ye-E-, Abahlinzeki bezinsizakalo zokukhokha Commissão do Mercado de Valores Mobiliários (CMVM) · website Investment firms, Virtual asset service providers (VASPs) Ibhange Eliphakathi Lase-Europe (Uhlelo Olulodwa Lokuhlola) (ECB) · iwebhusayithi Amabhange Serviço de Regulação e Inspeção de Jogos (Turismo de Portugal) (SRIJ) · website Online gaming I-Portugal yamemezela isikhathi sonyaka ongu-18 MiCA sokushintshana (ESMA uhlu, uguqulo lukaMeyi 2026), ngakho-ke i-grandfathering yezinkampani ezihlinzeka nge-crypto ekhona yaphela ngemuva komhla ka-1 kuJulayi 2026; umyalo wokusebenzisana wezwe kanye nanoma yikuphi ukucisha okuncane kwezwe akuqinisekiswanga. Iwebhusayithi yeBanco de Portugal yavala ukufinyelela ngokuzenzakalelayo ngomhla wokufinyelela, ngakho-ke imininingwane yomhlaba ayikwazi ukubhekwa ngayo: ibhange eliphansi lemali yokutshala imali lishiya i-null ngoba i-Portugal ibeka inani layo lezwe ngesinqumo seminisithi ngaphansi kwe-RGICSF futhi alikwazi ukuqinisekiswa (i-EU floor ku-CRD art. 12 yi-EUR 5 million). EMI, PI, CASP nezingcindezi zenkampani yokutshala imali ziyizibalo ze-EU ezi harmonized kusuka ku-EUR-Lex; ama-texts okuguqula i-Portuguese awavuliwe.
