Umthetho olandelwayo · Yurophu (kunga-EU)

i-Monaco

I-Monaco iyibhange elincane elilodwa kanye nendawo yokulawula impahla enamandla okugqugquzela amakhasimende asezingeni eliphezulu. Amabhange anelayisense le-French prudential authority (ACPR) kanye nasekhaya, ngenkathi ukulawula i-portfolio nezinye izinqubo zezimali zivunyelwa yi-Commission de Contrôle des Activités Financières (CCAF).

Isibhamu sengoziIngozi ephakeme

FATFUkuqapha okuthuthukile (uhlu olumnyama)

EU AML uhlu lwengozi ephezuluIsibophezela

i-EU tax listAkukho kuluhlu

Izinhlelo zelayisense3

Imalii-EUR

Ukhetho Olulandelayo2028

Nge FATF uhlu lwezifundazwe ezingaphansi kokuqashwa okuthuthukile (uhlu olumnyama) ngomhla ka-19 kuJuni 2026, okutholakele ukuthi iMonaco yaqedela ngokugcwele izinhlelo zayo zokuphatha futhi igunyaza ukuvakashelwa endaweni, futhi ihlanganiswe njengezwe lesithathu elinomthwalo omkhulu eMthethosivivinywa (EU) 2016/1675 njengoba kuchaziwe nge-29 kuJanuwari 2026; hhayi kwiPhini I lohlu lwezimali ze-EU njengokubuyekezwa ngoFebhuwari 2026. Kuhlolwe ngo-Okthoba 7, 2026.

Umbuso nepolitiki

UMbuso: Umbuso wentando yeningi
i-Sovereign Prince: Albert II · kusukela ngoAprili 2005
Umphathiswa Wezwe: uChristophe Mirmand (ungamengameli (ubekwe yinkosikazi))
Amaqembu alawulayo: Akukho amaqembu epolitiki emkhakheni wezombusazwe
Ukhetho oludlule: iNkantolo Yezwe (yomthetho), ngo-5 kuFebhuwari 2023
Ukhetho Olulandelayo: iNkantolo Yezwe (yomthetho), elindeleke ngo-2028
Umthethosivivinywa: Ingqungquthela yamazwe omhlaba (i-unicameral, iziqongo ezingu-24)
Indlela yomthetho: Uhlelo lomthetho wesizwe luhlobene nomlando womthetho waseFrentshi

Economics and finance

Abahlali: 38.3k (2025)
I-GDP: i-USD 11.1 billion (2024)
I-GDP ngamuntu: i-US$ 288,002 (2024)
Imali: I-euro (EUR), i-euro (isetshenziswa ngaphansi komhlangano wemali ne-EU; iMonaco ayilungu le-EU)
Ibhange Eliphakathi: I-Banque de France (i-Monaco ayinakho ibhange eliphakathi; izilungiselelo zemali zihamba ngeFrance ne-Eurosystem)

Idolobha elinamandla elinabantu abaningi, isifundazwe esizimele esinazo izimakethe ezihamba phambili zezokuvakasha, izakhiwo, amabhange angaphandle kanye nokulawula imali, ngaphandle kwempahla yomuntu siqu yezimali zabasebenzi.

Ibhange

Inhlangano yemali evunyelwe (ibhange laseMonegasque noma isebe lenhlangano yemali yangaphandle)

Imali encaneAkukho kushicilelwe

IsikhathiAkukho kushicilelwe

IgunyaACPR (imisebenzi yebhange), CCAF (imisebenzi yezimali) kanye noHulumeni waseMonegasque (ukwakhiwa)

Umthetho: French banking agrément by the ACPR; CCAF agrément under Loi n° 1.338, as amended, for financial activities; establishment authorisation from the Monegasque Government
Ukudluliswa kwepasipoti: Akukho nanye; iMonaco ayikho ku-EU noma ku-EEA.

Izidingo ezibalulekile

Izigunyazo ezintathu ezihlukene; izimiso ngasinye segunya singasebenza ngokufanayo
Ifomu lezomthetho: société anonyme monégasque (SAM) noma inkontileka yenhlangano yemali yangaphandle
Okungenani abantu ababi ababhekene nenqubomgomo nokulawula (ROSG) abagunyazwe yi-CCAF
Agréments ishicilelwe ku-Journal de Monaco

Sources(2)

CCAF: Démarches (procedure for obtaining an agrément) · checked 2026-10-07
CCAF: Conditions · checked 2026-10-07

Inkampani yokutshala imali

I-CCAF agrément yemisebenzi yezimali (ukulawula i-portfolio, usizo, ukufinyelela nokudluliswa kwezincomo, ukugcinwa, indawo yokusebenzela yabantu abaningi)

Imali encanei-USD 168k

IsikhathiIKomidi lithatha isigqibo ngaphakathi kwezinyanga ezingu-6 zokuthola ifayela eliphelele

IgunyaI-CCAF

Imali-mboleko ekhokhiwe ibekwe ngokuya ngemisebenzi, kusuka ku-EUR 150,000

Umthetho: Loi n° 1.338 on financial activities, as amended, Art. 1
Izindleko: I-CCAF agrément ayidingi imali.
Ukudluliswa kwepasipoti: Akukho.

Izidingo ezibalulekile

Isiqinisekiso semali esilinganiselwe
Isimo esihle, ikhono kanye nekhono lomsebenzi lomphathi; okungenani ababili abavunyelwe yi-ROSG ngaso sonke isikhathi
Inhloso yenkampani kuphela (ngaphandle kwe-ofisi yomndeni omkhulu)
Ugunyazo lokusungula oluvela kuHulumeni; ukulawula kwangaphakathi nokuhlela ukungqubuzana kwezinzuzo

Sources(2)

CCAF: Démarches (procedure for obtaining an agrément) · checked 2026-10-07
CCAF: Conditions · checked 2026-10-07

Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)

Agrément for digital asset and crypto-asset service providers

Imali encaneAkukho kushicilelwe

IsikhathiAkukho kushicilelwe

IgunyaI-Ministre d'État, ngemuva kombono ocacile weKomidi lokucebisa eliholwa nguMphathiswa Wezezimali Nezomnotho (izinsizakalo ze-token zezimali zingaphansi kwe-CCAF)

Umthetho: Loi n° 1.528 of 7 July 2022, Title II, Art. 14 to 18
Ukudluliswa kwepasipoti: Akukho.

Izidingo ezibalulekile

Inkampani ibhaliswe e-Monaco (ingakwazi ukufaka isicelo uma ikhona)
Abaqondisi abafanele kanye nabantu abanezigidi ezingaphezu kuka-25% zezimali noma ilungelo lokuvota
Isikweletu se-inshuwalense yebhizinisi kanye nezimali zomuntu siqu ezilinganiselwe yimithetho elawulayo
Izindawo, abasebenzi, ukulawula kwangaphakathi, ukumelana ne-IT kanye nokuphathwa kokungqubuzana kwezintshisekelo; Umbono we-AMSF nge-AML/CFT framework

Sources(1)

Legimonaco: Loi n° 1.528 du 7 juillet 2022 (digital asset and crypto-asset service providers) · checked 2026-10-07

Ama-Supervisors

Ubani olawula

Commission de Contrôle des Activités Financières (CCAF) · websiteInvestment firms, banks
I-Autorité de Surveillance Prudentielle et de Résolution (ACPR) iwebhusayithiamabhange
Ministre d'État, ngemuva kombono wekhomishini yokucebisa (abahlinzeki bezinsizakalo ze-crypto-asset) (IGovernment) · websiteVirtual asset service providers (VASPs)

I-Monaco itholakala kuluhlu olumnyama lwe- FATF (ibeke umthwalo wemfanelo ophezulu wombuso kwi- FATF ngoJuni 2024) kanye nohlu lwamazwe angaphandle e-EU anengozi enkulu, ngakho-ke ukunakekelwa okudingekayo okuthuthukisiwe kusebenza kumabhizinisi ahlobene ne-EU; isimemezelo seJulayi 2026 FATF sathola ukuthi uhlelo lomsebenzi luqediwe futhi ukuvakashelwa kwendawo kuqinisekiswe, ngakho-ke ukukhishwa kungalandela emhlanganweni olandelayo. Ukuphela kwesikhathi sokuthatha isitatimende kanye namasampula ezimali nezinga le-inshuwalense abahlinzeki bezinsizakalo ze-crypto-asset zibekwe ngesinqumo esisemthethweni, esingabuyiselwanga. Um kapitali omncane webhange kanye nenqubo ye-ACPR ayiqinisekiswanga kusuka kumsuka ovulekile. Akukho imali ye-e noma imithetho yohlelo lokukhokha elikhethekile e-Monaco, futhi akukho mthetho wokugunyazwa kwemidlalo ye-inthanethi, waphawulwa emithonjeni exoxwe ngayo.

Ulwazi oluphelele

Manje ngo-Monaco

Izilimi zesihlabathi. I-map ikhombisa kuphela.

Isimo: Izwe elilawulayo
Idolobhakazi: i-Monaco
Idolobha elikhulu kakhulu: i-Monaco
Indawo: 2 km²
Izilimi ezisemthethweni: isiFulentshi
Indawo yesikhathi: UTC+01:00 (UTC+02:00 ebusika)

Ukuthunyelwa okuyinhloko

ukuvakasha
ukuphathwa kwezimali
igolide
i-perfumes
amahora
izidakamizwa ezipakishwe

Abahlanganyeli abakhulu

i-Italia
i-Switzerland
IJalimane
i-Belgium
i-Spain

Sources for the country information(5)

Ulwazi lwezwe luhlolwe ngo-Okthoba 9, 2026. Idatha yelayisense ivuselelwe ngo-Okthoba 7, 2026. Ulwazi kuphela, hhayi incazelo yomthetho; izimfuneko zishintsha. Isaziso sokulawula.

Sources for the licensing information(7)

FATF: Jurisdictions under Increased Monitoring, 19 June 2026 · checked 2026-10-07
FATF statement of 19 June 2026 (copy published by the Financial Intelligence Unit of Kosovo; fatf-gafi.org blocked automated access) · checked 2026-10-07
EUR-Lex: Commission Delegated Regulation (EU) 2016/1675, consolidated version of 29 January 2026 · checked 2026-10-07
Council of the EU: revised EU list of non-cooperative jurisdictions for tax purposes, document 5821/26 (Annex I) · checked 2026-10-07
CCAF: Démarches (procedure for obtaining an agrément) · checked 2026-10-07
CCAF: Conditions · checked 2026-10-07
Legimonaco: Loi n° 1.528 du 7 juillet 2022 (digital asset and crypto-asset service providers) · checked 2026-10-07