Umthetho olandelwayo · Yurophu (kunga-EU)

i-Jersey

I-Jersey iyindawo elawulwa yiBritish Crown futhi iyindawo enkulu yezimali zamazwe omhlaba zemali yomuntu siqu, i trust kanye nenkampani yokulawula, izikweletu nezinhlangano zezezimali zomuntu siqu. Ilawulwa yi-Jersey Financial Services Commission (JFSC), futhi isigaba sayo sebhange siqukethe ikakhulukazi izinhlangano ezixhasayo nezifunda zezinhlangano ezinkulu zebhange lamazwe omhlaba.

Isibhamu sengoziIsiqephu

FATFAkukho kuluhlu

EU AML uhlu lwengozi ephezuluAkukho kuluhlu

i-EU tax listAkukho kuluhlu

Izinhlelo zelayisense4

Imalii-GBP

Izinga le-S&PAAA-

Ukhetho Olulandelayo2030

Ayikho ku FATF 19 kuJuni 2026), hhayi engxenyeni yoMthethosivivinywa (EU) 2016/1675 ogunyaziwe njengoba uqiniswe ngomhla ka-29 kuJanuwari 2026, futhi hhayi engxenyeni yokuqala yohlu lwezimali ze-EU njengoba lubuyekeziwe ngoFebhuwari 2026. Kuhlolwe nge-7 kuOkthoba 2026.

Umbuso nepolitiki

UMbuso: Idemokhrasi yeParliament ngaphansi kweCrown yaseBrithani (i-Crown Dependency)
i-Monarch: Charles III · kusukela ngoSepthemba 2022
Umphathiswa Omkhulu: i-Lyndon Farnham (i-Independent)
Amaqembu alawulayo: Abazimele (iKhomishana yamaWaziri engamalungu)
Ukhetho oludlule: Ukhetho lwesifundazwe, 7 kuJuni 2026
Ukhetho Olulandelayo: Ukhetho oluphelele lweSigungu sesifundazwe, luzokwenzeka ngo-2030. UFarnham wakhethwa kabusha njengomphathiswa omkhulu yiSigungu esisha ngoJuni 2026
Umthethosivivinywa: Ingqungquthela yesifundazwe (i-unicameral): amalungu angama-49 akhethiwe (amaSenate angu-9, amaDeputy angu-28, amaConnétables angu-12) kanye namalungu ex officio angavoti
Indlela yomthetho: Isimiso esixutshwe somthetho ojwayelekile waseNorman, umthetho ojwayelekile wase-English kanye nemithetho yendawo

Economics and finance

Abahlali: 104.5k (2024)
I-GDP: US$ 8.8 billion (2024)
I-GDP ngamuntu: US$84,143 (2024)
Imali: I-Pound sterling (i-Jersey pound yendawo kanye namakhomishini akhishwa) (GBP), i-Jersey pound ekhishwa yi-States of Jersey ngokulingana ne-GBP; i-pound sterling ijikeleza ngokukhululekile
Ibhange Eliphakathi: Akukho; i-Jersey Financial Services Commission iyinhlangano elawula imali
Izinga lemali: i-S&P AA- (iqinile) (ngoFebhuwari 2026)

Izimali kanye ne-inshurensi zihlanganisa cishe amaphesenti angama-38 wezomnotho, kwenza iJersey ibe yindawo ehola phambili yezimali zamazwe omhlaba zebhange, izikweletu kanye nebhizinisi le-trust.

Ibhange

Ukubhaliswa ukuphatha ibhizinisi lokukhokha

Imali encaneAkukho kushicilelwe

IsikhathiAkukho kushicilelwe

IgunyaJFSC

Umthetho: Banking Business (Jersey) Law 1991
Izindleko: Imali yokufaka isicelo yi-GBP 32,829 kanye nemali yonyaka elinganayo kusukela kumhla wokunikezwa kwesitifiketi kuze kube ngu-1 Januwari olandelayo (umbiko wezindleko zika-2026).
Ukudluliswa kwepasipoti: Akukho; i-Jersey iyingaphandle kwe-EU ne-UK regulatory perimeter.

Izidingo ezibalulekile

Amaqembu asebenzayo emhlabeni jikelele: okungenani iminyaka emihlanu ehambisanayo ye-track record njengebhange elilawulwayo kanye ne-investment-grade credit rating (umfakisicelo noma iqembu)
Umphathi wekhaya kufanele ahlinzeke ngokulawula okuqinile futhi aqinisekise ukuvumelana kokusebenza kweJersey
Izinkampani eziqala ukusebenza eJersey kumele zibonise ukuthi zikhona eJersey ngesinqumo esifanele nokuphatha; amabhange angaphandle avunyelwe (BBJL Art. 10)
Abaqondisi nabalawuli badinga isiqiniseko sokuthi akukho okuphikisanayo; izidingo zemali, ukuphuma kwemali kanye nokugcwala okukhulu zibekwe kuMthetho wokuSebenza kwe-Banking

Sources(3)

JFSC: Bank licensing policy (last revised 3 September 2026) · checked 2026-10-07
JFSC: Banking legislation · checked 2026-10-07
JFSC: 2026 fees notices · checked 2026-10-07

Umhlinzeki wezinsizakalo zokukhokha (PSP)

Ubhaliso lokuphatha ibhizinisi lezinsizakalo zemali

Imali encaneAkukho kushicilelwe

IsikhathiAkukho kushicilelwe

IgunyaJFSC

Umthetho: Financial Services (Jersey) Law 1998, Art. 2(9) (bureau de change, cheque cashing, transmitting or receiving funds by wire or other electronic means, money transmission services)
Izindleko: Izindleko zokufaka isicelo GBP 3,978; izindleko zeminyaka yonke GBP 3,978 (2026 izikweletu).
Ukudluliswa kwepasipoti: Akukho.

Izidingo ezibalulekile

Ubhaliso ngaphansi kwemithetho yezinsizakalo zezimali (iJersey) 1998 ngaphambi kokwenza ibhizinisi lezinsizakalo zemali
Ukuhambisana nemithetho yokusebenza yebhizinisi lezinsizakalo zemali
AML/CFT/Ukulandelana kwencwadi yesandla ye-CPF

Sources(3)

Jersey Legal Information Board: Financial Services (Jersey) Law 1998 · checked 2026-10-07
JFSC: Money Service Business · checked 2026-10-07
JFSC: 2026 fees notices · checked 2026-10-07

Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)

Ukubhaliswa kwe-Virtual asset service provider (Schedule 2 business)

Imali encaneAkukho kushicilelwe

IsikhathiAkukho kushicilelwe

IgunyaJFSC (AML/CFT/CPF ukulawula)

Umthetho: Proceeds of Crime (Jersey) Law 1999, Schedule 2 Part 4; Proceeds of Crime (Supervisory Bodies) (Jersey) Law 2008
Izindleko: Izindleko zokufaka isicelo ze-GBP 555 uma ufaka isicelo ngokusobala ku VASP (i-GBP 205 uma ungumhwebi oyedwa; izindleko eziphansi ngenkonzo ehlinzekwa ngu AML) ngaphansi kwesaziso sezindleko ngo-2026.
Ukudluliswa kwepasipoti: Akukho.

Izidingo ezibalulekile

Ifaka ukushintshaniswa phakathi kwempahla ebonakalayo ne-fiat, ukuguqulwa phakathi kwempahla ebonakalayo, ukudluliswa, ukugcinwa okuphephile noma ukuphathwa, kanye nezinsizakalo eziphathelene nokunikezwa komthengisi wempahla ebonakalayo
Ngena ngaphambi kokwenza umsebenzi
I-VASP kumele iqedele isicelo ngokwayo, hhayi umhlinzeki wenkonzo ye-AML
AML/CFT/Incwadi ye-CPF, kufaka phakathi izibopho zomthetho wokugibela

Sources(3)

JFSC: Is my activity or operation that of a Virtual Asset Service Provider? · checked 2026-10-07
JFSC: Virtual Asset Service Providers (Innovation Hub) · checked 2026-10-07
JFSC: 2026 fees notices · checked 2026-10-07

Inkampani yokutshala imali

Ukubhaliswa ukuphatha ibhizinisi lokutshala imali

Imali encaneAkukho kushicilelwe

IsikhathiAkukho kushicilelwe

IgunyaJFSC

Umthetho: Financial Services (Jersey) Law 1998, Art. 2(2)
Izindleko: Imali yokufaka isicelo yi-GBP 2,910 yesigaba A, B noma C (noma isiphi isixhumanisi); i-GBP 1,452 yesigaba D noma isigaba E. Imali yonyaka kusuka ku-GBP 4,716 kanye nezindleko zomuntu ngamunye zesigaba A kuya ku-C (i-2026 fee notification).
Ukudluliswa kwepasipoti: Akukho.

Izidingo ezibalulekile

Izibopho zokuphatha ukutshala imali, ukuphathwa kokutshala imali ngokuya ngesinqumo, usizo lokutshala imali nokugcinwa
Ukuhambisana nemithetho yokusebenza yebhizinisi lokutshala imali
Abantu abaphambili abafanelekayo kanye nabantu ababalulekile

Sources(2)

Jersey Legal Information Board: Financial Services (Jersey) Law 1998 · checked 2026-10-07
JFSC: 2026 fees notices · checked 2026-10-07

Ama-Supervisors

Ubani olawula

IKomidi Lezinsizakalo Zezimali zase-Jersey JFSC iwebhusayithiamabhange, abahlinzeki bezinsizakalo zokukhokha, izinkampani zokutshala imali, abahlinzeki bezinkonzo zezimali ezibonakalayo (VASPs),

I-Jersey ayinayo ilayisense lenhlangano yemali ephathekayo noma yenhlangano yokukhokha; umsebenzi wokukhokha nokudlulisa imali ungaphansi kwebhizinisi lokuhlinzeka ngezimali kuMthetho Wezinsizakalo Zezezimali (i-Jersey) ka-1998. Um kapitali omncane webhange ubekwe kuMthetho Wokusebenza Kwebhange nakwamanye amasevisi kumakhodi afanele; la makhomishini awabuyiselwa, ngakho izibalo azisebenzi. I-JFSC ayishicileli isikhathi sokuthatha isigqibo esisemthethweni ezikhasini ezixoxwe ngazo. Umbiko wamaphesenti ka-2027 ukhishwe; izibalo zika-2026 zisetshenziswa lapha. I-Jersey iyindawo ebalulekile yobuxoki nemali (ibhizinisi lenkampani yobuxoki kanye nebhizinisi lezinsizakalo zemali lilawulwa ngaphansi komthetho ofanayo ka-1998); lezi zinhlelo azicacisiwe lapha.

Ulwazi oluphelele

Ngaye Jersey

Izilimi zesihlabathi. I-map ikhombisa kuphela.

Isimo: I-Crown Dependency
Idolobhakazi: i-Saint Helena
Indawo: 116 km²
Izilimi ezisemthethweni: isiNgisi, isiFulentshi
Indawo yesikhathi: UTC+00:00 (UTC+01:00 ebusika)

Ukuthunyelwa okuyinhloko

Izinsizakalo zezezimali (ibhange, imali engenayo, i trust kanye nokuphathwa kwenkampani)
Izinsizakalo ezizimele
Ukuhamba ngezinyawo
Imikhiqizo yezolimo (iJersey Royal potatoes, i-dairy)

Abahlanganyeli abakhulu

i-United Kingdom

Sources for the country information(9)

Ulwazi lwezwe luhlolwe ngo-Okthoba 9, 2026. Idatha yelayisense ivuselelwe ngo-Okthoba 7, 2026. Ulwazi kuphela, hhayi incazelo yomthetho; izimfuneko zishintsha. Isaziso sokulawula.

Sources for the licensing information(9)

FATF: Jurisdictions under Increased Monitoring, 19 June 2026 · checked 2026-10-07
FATF statement of 19 June 2026 (copy published by the Financial Intelligence Unit of Kosovo; fatf-gafi.org blocked automated access) · checked 2026-10-07
EUR-Lex: Commission Delegated Regulation (EU) 2016/1675, consolidated version of 29 January 2026 · checked 2026-10-07
Council of the EU: revised EU list of non-cooperative jurisdictions for tax purposes, document 5821/26 (Annex I) · checked 2026-10-07
JFSC: Bank licensing policy (last revised 3 September 2026) · checked 2026-10-07
JFSC: 2026 fees notices · checked 2026-10-07
JFSC: Fees · checked 2026-10-07
Jersey Legal Information Board: Financial Services (Jersey) Law 1998 · checked 2026-10-07
JFSC: Is my activity or operation that of a Virtual Asset Service Provider? · checked 2026-10-07