Ibhange
Ilayisense lebhange (inhlangano yemali)
IsikhathiCRD Isigaba 15: inqubekelaphambili ngaphakathi kwezinyanga ezingu-6 zokufaka isicelo esigcwele futhi nganoma yisiphi isikhathi ngaphakathi kwezinyanga eziyi-12 zokuthola IgunyaECB, ngesicelo esithunyelwe kwi-Central Bank of Ireland I-EUR 5 million ephansi yom kapitali wokuqala ngaphansi kwe CRD isiqephu 12; iziqondiso zebhange eliphakathi azisho inani eliphakeme lezwe
- Umthetho
- Central Bank Act 1971, section 9; Regulation (EU) No 1024/2013 (SSM) art. 14
- Ukudluliswa kwepasipoti
- Yebo: ipasipoti ye-EU ngaphansi kwe CRD (iMibandela 33 kuya ku-39) yezifunda kanye nezinsizakalo ezidlula emgwaqweni
Izidingo ezibalulekile- Inqubo yesigaba esithathu: isikhashana sokuhlola, i-draft application ne-evaluation ecacile, isicelo samanje
- Imodeli yebhizinisi ecacisiwe ngokucacile, esebenza kahle futhi ithuthukisa imali engenayo ngezinhlelo ezithembekile
- Imali engenayo eqinile, ukuphatha nokuhlela; abaqondisi abafanele kanye nabaphathi abaphezulu
- Ukuxhumana kuqala [email protected]
Sources(3)
- Central Bank of Ireland: Guidelines for applicants seeking a banking licence under Section 9 of the Central Bank Act 1971 (2020) · checked 2026-10-07
- ECB Banking Supervision: Authorisation (licensing) · checked 2026-10-07
- EUR-Lex: Directive 2013/36/EU (CRD), Art. 12 initial capital and Art. 15 decision deadline (consolidated) · checked 2026-10-07
Inhlangano yemali-elektroniki
Igunya lenhlangano yemali ephathekayo
IsikhathiIsilinganiso senkonzo: isikhashana sokuhlolwa ngaphakathi kwezinsuku zebhizinisi ezingu-90 (ihora lihlala lilinde umfakisicelo); iBhanki Eliphakathi liphawula ukuthi kungathatha iminyaka engaphezu kuka-12 ukuze amabhange ahlinzeke yonke imininingwane. Igunyai-Central Bank of Ireland Um kapitali wokuqala we-EUR 350,000 (oncane EMI i-EUR 125,000), ngokuya ngemiyalelo yebhange eliphakathi; okuningi kungadingeka uma kuvunyelwa ukuhlangabezana nezimali zabo
- Umthetho
- European Communities (Electronic Money) Regulations 2011 (as amended)
- Izindleko
- Akukho zindleko zokufaka isicelo; izinkampani ezigunyaziwe zikhokha inkokhelo yonyaka yokuxhaswa kwemboni
- Ukudluliswa kwepasipoti
- Yebo: ipasipoti ye-EU ngaphansi kwe EMD2/PSD2 ngebhange, ummeli, umhlinzeki noma ukuhlinzekwa mahhala kwezinsizakalo
Izidingo ezibalulekile- Idokhumende lezinto ezibalulekile ngaphambi kokufaka isicelo kanye nengqungquthela yokuqala neqembu lokugunyaza ukukhokha
- Ukufaneleka nokunethezeka kwabasebenzi abaphambili, ukuphathwa okuqinile nobuhlakani bemodeli yebhizinisi
- Ukuvikelwa kwezimali zekhasimende
- AML, izigwebo kanye nezinhlelo zokusebenza
Sources(3)
- Central Bank of Ireland: Payment Authorisation (PI and EMI process and service standards) · checked 2026-10-07
- Central Bank of Ireland: Guidance Note on completing an application for authorisation as a PI or EMI (May 2025) · checked 2026-10-07
- EUR-Lex: Directive 2009/110/EC (EMD2), Art. 4 initial capital and Art. 5 own funds · checked 2026-10-07
Umhlinzeki wezinsizakalo zokukhokha (PSP)
Igunya lenhlangano ekhokhela
IsikhathiIsilinganiso senkonzo: isikhashana sokuhlolwa ngaphakathi 90 kwezinsuku zomsebenzi (ihora lihlala lilinde umfakisicelo); PSD2 isithombe 12 imisa 3 amasonto kusuka kwisisebenziso esiphelele Igunyai-Central Bank of Ireland I-EUR 125,000 yezinsizakalo zokukhokha ezingu-1 kuya ku-5; i-EUR 50,000 yokuqalisa ukukhokha kuphela; i-EUR 20,000 yokudluliselwa kwemali kuphela
- Umthetho
- European Union (Payment Services) Regulations 2018 (S.I. No. 6 of 2018)
- Izindleko
- Akukho zindleko zokufaka isicelo; izinkampani ezigunyaziwe zikhokha inkokhelo yonyaka yokuxhaswa kwemboni
- Ukudluliswa kwepasipoti
- Yebo: ipasipoti ye-EU ngaphansi kwe PSD2 Art. 28 (ibhange, ummeli noma ukuhlinzekwa mahhala kwezinsiza)
Izidingo ezibalulekile- Idokhumende lezinto ezibalulekile ngaphambi kokufaka isicelo lithunyelwe nsuku ezingu-5 zokusebenza ngaphambi kwengqungquthela yokuqala
- Impilo kanye nobuhlakani bezisebenzi ezibalulekile nokulawulwa okuqinile
- Ukuvikelwa kwezimali zekhasimende
- AML, izigwebo kanye nezinhlelo zokusebenza
Sources(3)
- Central Bank of Ireland: Payment Authorisation (PI and EMI process and service standards) · checked 2026-10-07
- Central Bank of Ireland: Guidance Note on completing an application for authorisation as a PI or EMI (May 2025) · checked 2026-10-07
- EUR-Lex: Directive (EU) 2015/2366 (PSD2), Art. 7 initial capital and Art. 12 decision deadline · checked 2026-10-07
Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)
Ukugunyazwa kwe-crypto-asset service provider (CASP) ngaphansi kukaMiCAR
IsikhathiMiCA Isigaba 63: izinsuku ezingu-25 zokusebenza ukubheka ukuthi kuphelele yini, bese ziyizinsuku eziyi-40 zokusebenza ukukhetha isicelo esigcwele (ihora lingahlehliswa uma kunezicelo zemininingwane) Igunyai-Central Bank of Ireland MiCA Isigaba 67 neSihluthulelo IV: i-EUR 50,000 (isigaba 1: ukuphatha izicelo, ukubeka, ukudlulisa izinsizakalo, ukufinyelela nokudluliselwa, insizakalo, ukuphathwa kwempahla), i-EUR 125,000 (isigaba 2: ukuhlanganisa ukugcinwa nokulawula, kanye nokushintshana kwemali noma ezinye izinto ezingekho emthethweni), i-EUR 150,000 (isigaba 3: ukuhlanganisa ukusebenza kwephrojekthi yokuhweba); noma isigamu semali ekhokhwayo yonyaka odlule uma iphezulu
- Umthetho
- Regulation (EU) 2023/1114 (MiCA), arts. 59 to 63
- Ukudluliswa kwepasipoti
- Yebo: MiCA ukugunyazwa kungadluliselwa ezweni lonke le-EU/EEA ngolwazi (MiCA isigaba 65)
Izidingo ezibalulekile- Ikheli elibhalisiwe ezweni lelungu lapho ingxenye encane yezinsizakalo zihlinzekwa khona, indawo yokulawula okusebenzayo e-EU kanye nochwepheshe othile ohlala e-EU (MiCA Isigaba 59(2)
- Inhlangano yokulawula efanelekayo kanye nabanikazi bezimali abafanele
- Ukuvikelwa nokuhlukaniswa kwama-crypto-assets nama-akhawunti ekhasimende, ukuphatha izimangalo, imithetho yokungqubuzana kwezinzuzo
- AML/CFT iphrojekthi kanye nokuhambisana noMthetho wokudlulisa imali (EU) 2023/1113
- Izicelo ezifakiwe nge-Central Bank Portal kusukela ngomhla ka-2 kuNhlangulana 2026; ukubhaliswa kwangaphambilini VASP akugcini ngokulula ukuhlolwa CASP
Sources(4)
- Central Bank of Ireland: Markets in Crypto Assets Regulation (MiCAR) · checked 2026-10-07
- Central Bank of Ireland: Impact of MiCAR on VASPs · checked 2026-10-07
- EUR-Lex: Regulation (EU) 2023/1114 (MiCA), Arts. 63, 67, 143 and Annex IV · checked 2026-10-07
- ESMA: List of grandfathering periods decided by Member States under Article 143(3) MiCA (version of May 2026) · checked 2026-10-07
Inkampani yokutshala imali
Igunya lenkampani yokutshala imali ye-MiFID
IsikhathiUkucaciswa ngaphakathi kwezinyanga ezingu-6 zokuthola isicelo esigcwele Igunyai-Central Bank of Ireland I-EUR 75,000, i-EUR 150,000 noma i-EUR 750,000 ngokuya ngezinsizakalo kanye nokuthi ngabe izimpahla zekhasimende zigcinwa (isinqumo sebhange eliphakathi, ngemuva kwe IFD isiqephu 9)
- Umthetho
- European Union (Markets in Financial Instruments) Regulations 2017 (S.I. No. 375 of 2017); Regulation (EU) 2019/2033 (IFR)
- Ukudluliswa kwepasipoti
- Yebo: MiFID II ipasipoti (isigaba 34 ne-35) yezinsizakalo kanye nezifunda
Izidingo ezibalulekile- I-ofisi eyinhloko kanye nengqondo nokuphatha e-Ireland
- Abaqondisi abafanele kanye nalabo abanemisebenzi elawulwayo
- Izimali zomuntu siqu kanye nemali etholakalayo ngaphansi kwe IFR
- Ukuvikelwa kwempahla yekhasimende lapho imali noma amathuluzi ekhasimende agcinwa khona
Sources(2)
- Central Bank of Ireland: Guidance Note for authorisation as a MiFID investment firm · checked 2026-10-07
- EUR-Lex: Directive (EU) 2019/2034 (IFD), Art. 9 initial capital · checked 2026-10-07
Umhlinzeki wemidlalo ye-inthanethi
Ilayisense lokubheja okude (Imithetho Yokugembula 2024)
Imali encaneAkukho kushicilelwe IsikhathiAkukho kushicilelwe IgunyaI-Gambling Regulatory Authority of Ireland (GRAI) - Umthetho
- Gambling Regulation Act 2024
- Ukudluliswa kwepasipoti
- Cha: ilayisense lezwe kuphela
Izidingo ezibalulekile- Umqambi kufanele abe sezingeni elifanele
- Ukubonisa amandla okuhlinzeka ngemisebenzi yokugembula, kufaka phakathi ukuwina imali
- Amawindi akhokhelwa ngemisebenzi esemthethweni
- Ukuqinisekiswa kobudala, akukho amakhadi e-credit noma amakhadi e-credit, ukuvala i-akhawunti uma kudingeka
Sources(2)
- GRAI: Minister signs Commencement Order for licensing to open (4 February 2026) · checked 2026-10-07
- GRAI: Latest news, including commencement of remote betting licences on 1 July 2026 · checked 2026-10-07
Ama-Supervisors
Ubani olawula
- Ibhange Eliphakathi lase-Ireland (CBI) · iwebhusayithiAmabhanki, Izinhlangano zemali ye-E-, Abahlinzeki bezinkonzo zokukhokha, Amafemu okutshala imali, Abahlinzeki bezinkonzo zezimali ezibonakalayo (VASPs), Amafayela
- Ibhange Eliphakathi Lase-Europe (Uhlelo Olulodwa Lokuhlola) (ECB) · iwebhusayithiAmabhange
- Inhlangano elawula ukugembula yase-Ireland (GRAI) · iwebhusayithiukugembula kwe-inthanethi
MiCA: I-Ireland yafaka isikhathi sokushintshana senyanga engu-12; ama-VASPs angagunyaziwe njenge-CASPs kufanele agweme ukusebenza kuze kube ngumhla ka-30 kuDisemba 2025. Imidlalo: I-GRAI yavula izicelo zelayisense lokubheja okude nokwemuntu ngoFebhuwari 9, 2026 futhi ilayisense lokuqala lokubheja okude nokubheja okuphakathi kwaqala ngoJulayi 1, 2026; izicelo zokubheja (kufaka phakathi i-casino ye-inthanethi), lottery, B2B nelayisensi yobuciko izovulwa ngezikhathi ezihlukene kuze kube ngu-2027 no-2028, ngakho-ke akukho layisense yokugembula kwe-intanethi (i-casino) etholakalayo okwamanje. Amalayisense awacacisiwe kumakhasi we-GRAI axoxwe ngawo. I-Ireland iyindawo ehamba phambili yama-UCITS nama-AIFs alawulwa yi-Central Bank.
