Ibhange
Ilayisense lebhange (ibhange eligunyaziwe) Isikhathi Akukho kushicilelwe Imali encane engu-HKD 300 million (imali yesethi ekhokhiwe kanye nepremiyamu yesethi)
UmthethoBanking Ordinance (Cap. 155), s 16 and Seventh Schedule Ukudluliswa kwepasipotiAkukho kufaka isicelo sepasipoti Izidingo ezibalulekile Abaphathi abaphezulu, abaqondisi, abalawulayo kanye nabasebenzi Imali engenayo ephephile, i-liquidity kanye nekhwalithi yempahla; ukulawula okunembile kwangaphakathi kanye namasistimu wokubalwa kwezimali Ukuhlola okunembile kwezwe lasekhaya lebhange elibhalisiwe ngaphandle kweHong Kong Ingamukela izikhundla ezincane nezikhulu ezivela kumphakathi futhi isebenze ama-akhawunti akhona kanye nama-akhawunti ezimali Sources(2) HKMA: Authorization Regime · checked 2026-10-07 HKMA: The Three-tier Banking System · checked 2026-10-07 Ibhange
Ilayisense lebhange elibonakalayo Isikhathi Akukho kushicilelwe Amabhange edijithali yibhange eligunyazwe futhi kufanele lihlangabezane nezimo eziphansi zeSixhumanisi Esiyisishiyagalombili, kufaka phakathi i-HKD engu-300 yezigidi zamasheya aphansi
UmthethoBanking Ordinance (Cap. 155); HKMA Guideline on Authorization of Digital Banks (revised 25 October 2024) Ukudluliswa kwepasipotiAkukho kufaka isicelo sepasipoti Izidingo ezibalulekile Ihlinzeka ngezinsizakalo zebhange kuphela noma ngokuyinhloko ngohlelo lwe-elekthronikhi Imibandela ephansi yogunyazo kanye nemibandela yokulawula njengebhange elijwayelekile, elihlanganisiwe ngokuya ngengozi Izitolo ezincane neziphakathi nendawo Sources(1) HKMA: Digital Banks · checked 2026-10-07 Ibhange
Ilayisense lebhange elilinganiselwe (ibhange elilinganiselwe) Imali encane US$ 12.7m i-HKD 100 million Isikhathi Akukho kushicilelwe UmthethoBanking Ordinance (Cap. 155), Seventh Schedule Ukudluliswa kwepasipotiAkukho kufaka isicelo sepasipoti Izidingo ezibalulekile Okuyinhloko ukuhweba kwebhange kanye nebhizinisi lemakethe yamasheya Ingathatha ama-deposits nganoma yisiphi isikhathi sokuphelelwa yisikhathi se-HKD 500,000 nangaphezulu Izinga elifanayo lokuhambisana nokulungile, izimali kanye nemithetho yokulawula njengezinye izinhlangano ezigunyaziwe Sources(2) HKMA: Authorization Regime · checked 2026-10-07 HKMA: The Three-tier Banking System · checked 2026-10-07 Ibhange
Ukubhaliswa kwenkampani ethatha imali Imali encane US$ 3.2m i-HKD 25 million Isikhathi Akukho kushicilelwe UmthethoBanking Ordinance (Cap. 155), Seventh Schedule Ukudluliswa kwepasipotiAkukho kufaka isicelo sepasipoti Izidingo ezibalulekile Ingathatha ama-deposits angama-HKD 100,000 noma ngaphezulu ngesikhathi sokuqala esingunyanga ezintathu Iningi lazo lingaphansi kwebhange; izimali zomsebenzisi, ukudluliswa kwemali kwezokuhweba kanye nebhizinisi lezezimali Isigaba esixhunywe kumabhange elayisense elingenalutho ngaphansi kwe HKMA's inguquko yesigaba ezimbili (5-unyaka woshintsho) Sources(2) HKMA: Authorization Regime · checked 2026-10-07 HKMA: Consultation Conclusions on Review of Three-Tier Banking System (5 August 2024) · checked 2026-10-07 Inhlangano yemali-elektroniki
Ilayisense lendawo yokugcina impahla (SVF) Isikhathi Akukho kushicilelwe Imali-mboleko ekhokhiwe engangaphansi kuka-HKD ayizigidi ezingama-25 (noma amathuluzi ezimali alinganayo avunyelwe); HKMA kungadinga okuningi
UmthethoPayment Systems and Stored Value Facilities Ordinance (Cap. 584), Part 2 of Schedule 3 IzindlekoImali yelayisense yi-HKD 113,020 ngaphansi kweShedu 4, njengokusho HKMA i-explaining note Ukudluliswa kwepasipotiAkukho kufaka isicelo sepasipoti Izidingo ezibalulekile I-float kumele ikhuselwe futhi igcinwe ngokuhlukile Iziphathimandla ezifanele, abaqondisi kanye nabaphathi Ukulawula ingozi, AML/CFT kanye nokulawulwa kwezobuchwepheshe Ingxelo yokuhlola ehlukile ngezinhlelo nokulawulwa Sources(1) HKMA: Explanatory Notes on Licensing for Stored Value Facilities · checked 2026-10-07 Umhlinzeki wezinsizakalo zokukhokha (PSP)
Ilayisense yomsebenzi wokusebenza ngemali (MSO): ukushintshana nezimali Imali encane Akukho kushicilelwe Isikhathi Akukho kushicilelwe Igunya I-Commissioner of Customs and Excise UmthethoAnti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615), Part 5 IzindlekoIsicelo, ukuvuselelwa, izindlu kanye nezindleko zokuhlola ezifanele ngaphansi kweschedule yezindleko ze-AMLO (Imiyalelo Yokugunyazwa isigaba XIV); inani aliqinisekiswanga embhalweni okhishwe Ukudluliswa kwepasipotiAkukho kufaka isicelo sepasipoti Izidingo ezibalulekile Ilayisense isebenza iminyaka emi-2 Ukuhlolwa okulungile nokufanele komuntu oyedwa, abalingani, abaqondisi kanye nabanikazi abakhulu Izinhlelo zebhizinisi AML/CFT inqubomgomo; umphathi wokulandelana Indawo yokuhweba ebhalisiwe kanye ne-akhawunti yebhange Sources(2) C&ED: Money Service Operators Licensing System · checked 2026-10-07 C&ED: Licensing Guide for Money Service Operators · checked 2026-10-07 Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)
Ilayisense le-Virtual asset trading platform (VATP), i-AMLO ne-SFO Isikhathi Akukho kushicilelwe Imali-mboleko ekhokhelwe phezulu eyizigidi ezingama-HKD 5; izimali ezingenalutho zemali ephakeme ye-HKD 3 million kanye nenani eliyinhloko; izimali ezingenalutho ezilingana ne 12 izinyanga zezindleko zokusebenza
UmthethoAnti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615), Part 5B; Securities and Futures Ordinance (Cap. 571), Types 1 and 7 for security tokens IzindlekoImali yokufaka isicelo i-HKD 4,740 yelayisense lenkonzo ye-AMLO VA ne-HKD 4,740 ngemisebenzi elawulwa yi-SFO Ukudluliswa kwepasipotiAkukho kufaka isicelo sepasipoti Izidingo ezibalulekile Izinhlangano ezisebenza e-Hong Kong noma ezithengisa ngokuqinile kubatshalizimali base-Hong Kong kumele zibe nelayisense SFC icebisa ukuthi kwenziwe isicelo ngaphansi kwezimiso ze-SFO ne-AMLO Ingxelo yokuhlolwa kwangaphandle Abaphathi abathintekayo kanye nabameli abanelayisense; ukulawulwa kwempahla yekhasimende Sources(2) SFC: Virtual asset trading platforms operators · checked 2026-10-07 SFC: Guidelines for Virtual Asset Trading Platform Operators · checked 2026-10-07 Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)
Ilayisensi yokukhipha i-Stablecoin Isikhathi Akukho kushicilelwe Imali-mboleko ekhokhelwe ngaphezu kwezigidi ezingama-HKD ezingu-25 noma imali-mboleko elinganayo
UmthethoStablecoins Ordinance (Cap. 656), in force 1 August 2025 Ukudluliswa kwepasipotiAkukho kufaka isicelo sepasipoti Izidingo ezibalulekile Kudingeka ukukhishwa kwe-stablecoins ebhekiswe kuyo i-fiat eHong Kong noma i-stablecoins ebhekiswe kuyo i-HKD kuphi na Umfakisicelo kumele abe yinkampani yaseHong Kong noma inhlangano egunyazwe Usizo oluphelele lwe-reserve, ukuhlukaniswa nokubuyiselwa kwemali HKMA imisa isibhamu esiphezulu: 36 izicelo ngesikhathi sokuqala, 2 izinqumo ezinikezelwe ngo-Apreli 2026 Sources(2) HKMA: Explanatory Note on Licensing of Stablecoin Issuers · checked 2026-10-07 HKSAR Government: LCQ6 Development and regulation of stablecoins (10 June 2026) · checked 2026-10-07 Inkampani yokutshala imali
SFC ilayisense yemisebenzi elawulwayo yohlobo 1 (ukuhweba ngezinkokhelo) Isikhathi SFC ithi cishe amaviki angama-15 ngesicelo senkampani enelayisense I-HKD 5 million yemali ekhokhwayo ne-HKD 3 million yemali eyanele kulesi simo esijwayelekile; i-HKD 10 million ekhokhwayo uma inikeza imali yokukhokha umkhawulo wezimali zokuphepha; ukusungula abameli nabahwebi udinga kuphela i-HKD 500,000 yemali eyanele
UmthethoSecurities and Futures Ordinance (Cap. 571), s 116; Securities and Futures (Financial Resources) Rules Ukudluliswa kwepasipotiAkukho kufaka isicelo sepasipoti Izidingo ezibalulekile At least two responsible officers per regulated activity, one an executive director Kukhona okungenani umphathi onesibopho esisodwa esitholakala ngaso sonke isikhathi eHong Kong Inkampani efanelekayo, abanini-zimali abakhulu kanye nabaphathi Ukulandelana okuqhubekayo kwemithombo yezimali kanye ne-akhawunti ehlolwe Sources(1) SFC: Licensing Handbook (2025) · checked 2026-10-07 I-FX broker
SFC ilayisense yemisebenzi elawulwa ngohlobo 3 (ukuhweba ngemali engenayo yangaphandle) Isikhathi SFC ithi cishe amaviki angama-15 ngesicelo senkampani enelayisense i-HKD 30 million yemali ekhokhiwe kanye ne-HKD 15 million yemali ephilayo (i-HKD 5 million ne-HKD 3 million kulowo ogunyazwe ukuba ngumqondisi).
UmthethoSecurities and Futures Ordinance (Cap. 571); Securities and Futures (Financial Resources) Rules Ukudluliswa kwepasipotiAkukho kufaka isicelo sepasipoti Izidingo ezibalulekile Abaphathi abathathu abathintekayo ngemisebenzi elawulwa Izidingo eziphezulu zemali yezimali kuzo zonke izinhlelo ezinelayisense Ukwahlukaniswa kwezimali zekhasimende kanye nemithetho ye-margin Sources(1) SFC: Licensing Handbook (2025) · checked 2026-10-07 Ama-Supervisors
Ubani olawula I-Hong Kong Monetary Authority (HKMA) · iwebhusayithi amabhange, izinhlangano zemali ye-E, abahlinzeki bezinsizakalo zempahla ebonakalayo (VASPs) Securities and Futures Commission (SFC) · website Investment firms, FX brokers, Virtual asset service providers (VASPs) I-Department of Customs and Excise (Money Service Supervision Bureau) (C&ED) · website Payment service providers Three-tier banking reform: in its 5 August 2024 consultation conclusions the HKMA confirmed it will merge deposit-taking companies into restricted licence banks (two-tier system) with a 5-year transition and is preparing the legislative amendments; siqinisekise ukumiswa komthetho njenge 2026-10-07. Imidlalo: ayikho ilayisense ye-casinos online noma ukubheja; ukugembula kuvunyelwe ngaphansi koMthetho wokuGembula (Cap. 148) ngaphandle kwemisebenzi egunyazwe, futhi i-Hong Kong Jockey Club iyiqembu elilodwa eligunyaziwe lokugembula emidlalweni yengulube, ibhola lebhola kanye ne-lotteries. Isikhathi selayisense SFC yisikhathi sokucubungula esijwayelekile esishowe kwincwadi yayo yelayisensi, hhayi isikhathi esisemthethweni. Izindleko ze-MSO zibekwe kwischedule yezimali ze-AMLO futhi aziqinisekisiwe kusuka kumbhalo wesikhombisi okhishwe.