Le khasi laguqulelwa ngokuzenzakalela kusuka ngesiNgisi futhi ayikho ebuyekezwe ngumhumushi. Izimo zomthetho nezomthetho zingaba ziyiphutha. Uhlobo lwesiNgisi luyinguqulo egunyaziwe. Funda le khasi ngesiNgisi
Xhumana nommeli

i-Europe (EU)

i-France

iFrance inenye yezinhlelo ezinkulu zebhange e-EU, elawulwa yiqembu elikhulu lebhange elibanzi, futhi iParis iyindawo enkulu yokulawula izimpahla kanye nesakhiwo semakethe. I-ACPR ivumela amabhange (nge ECB), inkokhelo, i-e-mali kanye namafemu okutshala imali, ngenkathi i-AMF iphatha abahlinzeki bezinsizakalo ze-crypto-asset kanye nokuziphatha kwemakethe.

Isibhamu sengoziIsiqephu
FATFAkukho kuluhlu
EU AML uhlu lwengozi ephezuluAkukho kuluhlu
i-EU tax listAkukho kuluhlu
Izinhlelo zelayisense6
Imalii-EUR
Izinga le-S&PA+
Ukhetho Olulandelayo18 kuNhlangulana 2027

France is not on the FATF grey or black lists (plenary of 19 June 2026); njengezwe elingumlungu we-EU lingaphandle kohlelo lohlu lwezwe lesithathu elinomthelela omkhulu e-EU (Imithetho egunyaziwe 2016/1675, iqoqwe 29 ngoJanuwari 2026) kanye nohlu lwezimali ze-EU (Isiqephu I, kubuyekeziwe 17 ngoFebhuwari 2026). Kuhlolwe 7 Okthoba 2026.

Umbuso nepolitiki

UMbuso
iRiphabhulikhi yeSemi-presidential
UMengameli
Emmanuel Macron · kusukela ngoMeyi 2017
uMphathiswa Omkhulu
Sébastien Lecornu (Renaissance)
Amaqembu alawulayo
I-Renaissance, i-Democratic Movement (MoDem), i-Horizons, i-Union of Democrats and Independents (UDI)
Ukhetho oludlule
Ukhetho lwezombusazwe (i-snap, iNdlu Yezwe), umqhudelwano wesithathu, ngoJulayi 7, 2024
Ukhetho Olulandelayo
Ukhetho lukaMengameli, 18 April 2027. Umqhudelwano wesithathu ngo-2 May 2027; uMacron akakwazi ukubuyela emuva. ULecornu uhola iqembu elincane lezombusazwe; washiya umsebenzi wakhe futhi waphinde wakhethwa ngo-10 October 2025
Umthethosivivinywa
IParlement: iNational Assembly (amasevisi angama-577) neSenate (amasevisi angama-348)
Indlela yomthetho
Umthetho wesizwe

Economics and finance

Abahlali
68.7m (2025)
I-GDP
i-USD 3.4tn (2025)
I-GDP ngamuntu
US$48,930 (2025)
Imali
i-euro (EUR), i-euro (ehambayo, elawulwa yi ECB njengengxenye ye-Eurosystem)
Ibhange Eliphakathi
I-Banque de France (ingxenye ye-Eurosystem)
Izinga lemali
iS&P A+ (ihlala kahle) · Moody's Aa3 (yingozi) · Fitch A+ (ihlala kahle) (ngo-Agasti 2026)

I-Paris iyindawo yokugcina amabhange amakhulu emhlabeni wonke kanye nabahlinzeki bezinkokhelo futhi ithole ukuhweba nokuphathwa kwezimpahla kusukela ngesikhathi seBrexit.

Ibhange

Inhlangano yokwamukela imali

Imali encanei-USD 5.6m
Isikhathiamasonto angama-6 kusuka kuhele oluphelele, futhi cishe amasonto angama-12 kusukela ekuthunyelwe kokuqala (ACPR)
IgunyaECB ngesinqumo se-ACPR

EU minimum of EUR 5 million (CRD art. 12); the ACPR page refers to the required minimum capital without stating the French

Umthetho
Code monétaire et financier, art. L.311-1 and Book V Title I; Regulation (EU) No 1024/2013 (SSM) art. 14
Ukudluliswa kwepasipoti
Yebo: ipasipoti ye-EU ngaphansi kwe CRD (iMibandela 33 kuya ku-39) yezifunda kanye nezinsizakalo ezidlula emgwaqweni
Izidingo ezibalulekile
  • Okungenani abantu ababi abasebenza ngokuphumelelayo eqenjini, abanekhono, ulwazi, isiko kanye nekhono
  • Amalungu eBhodi ahlangabezana nemibandela efanele
  • I-ofisi eyinhloko (ukulawula okuphakathi) eFrance, ekhelini elibhalisiwe
  • Ifayela lithunyelwe nge- ECB IMAS portal ngemuva kokuxhumana ne-ACPR authorisations directorate
Sources(4)
  1. ACPR: Procédures, établissement de crédit · checked 2026-10-07
  2. ACPR: Authorising undertakings · checked 2026-10-07
  3. ECB Banking Supervision: Authorisation (licensing) · checked 2026-10-07
  4. EUR-Lex: Directive 2013/36/EU (CRD), Art. 12 initial capital and Art. 15 decision deadline (consolidated) · checked 2026-10-07
Inhlangano yemali-elektroniki

I-Agrément as an electronic money institution

Imali encanei-USD 392k
IsikhathiI-Agrément ithunyelwe ngaphakathi 3 kwezinyanga zefayela eliphelele (ACPR)
IgunyaI-ACPR

I-EU ephansi yemali engenayo yokuqala engu-EUR 350,000 (EMD2 isigaba 4); ikhasi le-ACPR alisho inani

Umthetho
Code monétaire et financier, arts. L.315-1, L.526-2 and L.526-19
Ukudluliswa kwepasipoti
Yebo: ipasipoti ye-EU ngaphansi kwe EMD2/PSD2 ngebhange, ummeli, umhlinzeki noma ukuhlinzekwa mahhala kwezinsizakalo
Izidingo ezibalulekile
  • Ifomu elifanele lomthetho, izimali zokuqala ezidingekayo kanye nokulawula okuqinile
  • Ukuphathwa okunempumelelo kwengozi kanye nokuvikelwa kwemali yabasebenzisi
  • Imibono ye-Banque de France mayelana nokuphepha kwezinsiza zokukhokha
  • I-agrément elula itholakala ngezansi kwezigidi ezingama-EUR ezingu-5
Sources(3)
  1. ACPR: Procédures, établissement de monnaie électronique · checked 2026-10-07
  2. ACPR: Parcours Fintech · checked 2026-10-07
  3. EUR-Lex: Directive 2009/110/EC (EMD2), Art. 4 initial capital and Art. 5 own funds · checked 2026-10-07
Umhlinzeki wezinsizakalo zokukhokha (PSP)

Inhlangano yokhokha

Imali encanei-USD 140k
IsikhathiInyanga engu-3 kusukela kuhele oluphelele (ACPR)
IgunyaI-ACPR

Izinkokhelo eziphansi ze-EU (PSD2 isiqendu 7): i-EUR 125,000 ngezinsizakalo zokukhokha 1 kuya ku-5, i-EUR 50,000 ngokuqala ukukhokha kuphela, i-EUR 20,000 ngokuthumela imali kuphela; ikhasi le-ACPR alisho inani

Umthetho
Code monétaire et financier, art. L.314-1 (payment services) and Book V Title II
Ukudluliswa kwepasipoti
Yebo: ipasipoti ye-EU ngaphansi kwe PSD2 Art. 28 (ibhange, ummeli noma ukuhlinzekwa mahhala kwezinsiza)
Izidingo ezibalulekile
  • Ifomu lezomthetho elilungele umsebenzi kanye nemali edingekayo ukuhlangabezana nemibandela yokuphepha
  • Ukulawula okuhle nokulawulwa kwangaphakathi
  • I-agrément elula etholakalayo kuze kube yizigidi ezingama-EUR 3 ngevolumu yokukhokha ngayinye yenyanga futhi akukho ukuthunyelwa kwemali
  • Abahlinzeki bezinsizakalo zolwazi lwe-akhawunti balandela indlela yokubhalisa
Sources(3)
  1. ACPR: Procédures, établissement de paiement et prestataire de service d'information sur les comptes · checked 2026-10-07
  2. ACPR: Parcours Fintech · checked 2026-10-07
  3. EUR-Lex: Directive (EU) 2015/2366 (PSD2), Art. 7 initial capital and Art. 12 decision deadline · checked 2026-10-07
Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)

Ugunyazo lwe-crypto-asset service provider (CASP) ngezansi MiCA

Imali encanei-USD 56k
IsikhathiMiCA Isigaba 63: izinsuku ezingu-25 zokusebenza ukubheka ukuthi kuphelele yini, bese ziyizinsuku eziyi-40 zokusebenza ukukhetha isicelo esigcwele (ihora lingahlehliswa uma kunezicelo zemininingwane)
IgunyaI-AMF

MiCA Isigaba 67 neSihluthulelo IV: i-EUR 50,000 (isigaba 1: ukuphatha izicelo, ukubeka, ukudlulisa izinsizakalo, ukufinyelela nokudluliselwa, insizakalo, ukuphathwa kwempahla), i-EUR 125,000 (isigaba 2: ukuhlanganisa ukugcinwa nokulawula, kanye nokushintshana kwemali noma ezinye izinto ezingekho emthethweni), i-EUR 150,000 (isigaba 3: ukuhlanganisa ukusebenza kwephrojekthi yokuhweba); noma isigamu semali ekhokhwayo yonyaka odlule uma iphezulu

Umthetho
Regulation (EU) 2023/1114 (MiCA), arts. 59 to 63
Ukudluliswa kwepasipoti
Yebo: MiCA ukugunyazwa kungadluliselwa ezweni lonke le-EU/EEA ngolwazi (MiCA isigaba 65)
Izidingo ezibalulekile
  • Ikheli elibhalisiwe ezweni lelungu lapho ingxenye encane yezinsizakalo zihlinzekwa khona, indawo yokulawula okusebenzayo e-EU kanye nochwepheshe othile ohlala e-EU (MiCA Isigaba 59(2)
  • Inhlangano yokulawula efanelekayo kanye nabanikazi bezimali abafanele
  • Ukuvikelwa nokuhlukaniswa kwama-crypto-assets nama-akhawunti ekhasimende, ukuphatha izimangalo, imithetho yokungqubuzana kwezinzuzo
  • AML/CFT iphrojekthi kanye nokuhambisana noMthetho wokudlulisa imali (EU) 2023/1113
  • Izicelo ku-AMF (psan[at]amf-france.org)
Sources(3)
  1. AMF: MiCA (in-depth), CASP authorisation and transitional period · checked 2026-10-07
  2. EUR-Lex: Regulation (EU) 2023/1114 (MiCA), Arts. 63, 67, 143 and Annex IV · checked 2026-10-07
  3. ESMA: List of grandfathering periods decided by Member States under Article 143(3) MiCA (version of May 2026) · checked 2026-10-07
Inkampani yokutshala imali

Agrément as an investment firm

Imali encanei-USD 84k
Isikhathiinyanga engu-6 kusukela ifayela liqediwe; inyanga engu-4 uma kudingeka ukudluliswa kwezinsizakalo (ACPR)
IgunyaI-ACPR, ne-AMF ebheka kabusha iphrojekthi yokusebenza yezinsizakalo zokutshala imali ezithintekayo

I-EU minimums (IFD art. 9): i-EUR 75,000, i-EUR 150,000 noma i-EUR 750,000 ngokuya ngezinsizakalo; ikhasi le-ACPR alisho inani

Umthetho
Code monétaire et financier, art. L.321-1 (investment services); Regulation (EU) 2019/2033 (IFR)
Ukudluliswa kwepasipoti
Yebo: MiFID II ipasipoti (isigaba 34 ne-35) yezinsizakalo kanye nezifunda
Izidingo ezibalulekile
  • Ikheli elibhalisiwe kanye nokulawula okusebenzayo eFrance
  • Inani elincane lamamenenja abekwa icala ababili abanesibopho, ulwazi, ikhono nesipiliyoni
  • Imali kanye nemithombo yezimali elinganayo nemisebenzi
  • Inhlangano yokulawula efanele kanye nabaphathi bemisebenzi ebalulekile
Sources(3)
  1. ACPR: Procédures, entreprise d'investissement · checked 2026-10-07
  2. ACPR: Authorising undertakings · checked 2026-10-07
  3. EUR-Lex: Directive (EU) 2019/2034 (IFD), Art. 9 initial capital · checked 2026-10-07
Umhlinzeki wemidlalo ye-inthanethi

Ukugembula kwe-inthanethi (ukubheja kwezemidlalo, ukugembula kwezinja, i-poker ye-inthanethi)

Imali encaneAkukho kushicilelwe
IsikhathiAkukho kushicilelwe
Igunyai-National Gaming Authority (NJGA)
Umthetho
Loi n° 2010-476 du 12 mai 2010, art. 21
Ukudluliswa kwepasipoti
No: national agrément only
Izidingo ezibalulekile
  • I-agrément ehlukile yokugembula ikhephu, ukugembula kwezemidlalo kanye nemidlalo ye-online circle (poker)
  • I-Agrément isebenza iminyaka emihlanu, ingavuselelwa futhi ayidlulisiwe
  • Imidlalo yekhasino e-inthanethi, kufaka phakathi imishini yokugembula, ayivunyelwanga
  • Imidlalo ye-lottery ihlala iyi-monopoly ye-FDJ
Sources(3)
  1. Légifrance: Loi n° 2010-476 du 12 mai 2010 relative à l'ouverture à la concurrence et à la régulation du secteur des jeux d'argent et de hasard en ligne · checked 2026-10-07
  2. ANJ: Catégories de jeux et canaux de distribution · checked 2026-10-07
  3. ANJ: Opérateurs agréés · checked 2026-10-07
Ama-Supervisors

Ubani olawula

  • Autorité de surveillance prudentielle et de résolution (ACPR) · websiteBanks, E-money institutions, Payment service providers, Investment firms
  • Autorité des marchés financiers (AMF) · websiteVirtual asset service providers (VASPs), Investment firms, Funds
  • Ibhange Eliphakathi Lase-Europe (Uhlelo Olulodwa Lokuhlola) (ECB) · iwebhusayithiAmabhange
  • I-National Gaming Authority (ANJ) iwebhusayithiImidlalo ye-inthanethi

MiCA: IFrance yafaka isikhathi sokushintshana senyanga engu-18; abahlinzeki bezinsizakalo zempahla yedijithali (PSAN) ababhalisiwe noma abanelayisense ngaphansi komthetho we-PACTE bangaqhubeka kuze kube ngu-1 kuJulayi 2026, ngemuva kwalokho MiCA igunya le-AMF lidingeka. Imali encane yamazwe omhlaba yamabhange, ama-PIs, ama-EMIs namafemu okutshala imali ayitholakali kumakhasi we-ACPR axoxwe ngawo, ngakho-ke izindleko eziphansi ze-EU ziboniswa. IParis iyindawo enkulu yokulawula izimpahla, nezinkampani zokulawula ezivunyelwe yi-AMF.

Ulwazi oluphelele

Manje ngeFrance

i-France kwi-globe
Imephu yaseFrance i-Paris
Izilimi zesihlabathi. I-map ikhombisa kuphela.
Isimo
Izwe elilawulayo
Idolobhakazi
i-Paris
Indawo
643,801 km²
Izilimi ezisemthethweni
isiFulentshi
Indawo yesikhathi
UTC+01:00 (UTC+02:00 ebusika); isixeko esikhulu; izwe kufaka phakathi izifunda ezingaphandle kwelwandle lisuka ku-UTC-10:00 kuya ku-UTC+12:00

Ukuthunyelwa okuyinhloko

  • indiza
  • izimoto
  • imithi epakishwe
  • i-gas turbines
  • izingxenye zemoto
  • ukuvakasha

Abahlanganyeli abakhulu

  • IJalimane
  • i-Italia
  • i-United States
  • i-Belgium
  • i-Spain
Sources for the country information(9)

Ulwazi lwezwe luhlolwe ngo-Okthoba 9, 2026. Idatha yelayisense ivuselelwe ngo-Okthoba 7, 2026. Ulwazi kuphela, hhayi incazelo yomthetho; izimfuneko zishintsha. Isaziso sokulawula.

Sources for the licensing information(22)
  1. ACPR: Authorising undertakings · checked 2026-10-07
  2. ACPR: Procédures, établissement de crédit · checked 2026-10-07
  3. ACPR: Procédures, établissement de monnaie électronique · checked 2026-10-07
  4. ACPR: Procédures, établissement de paiement et prestataire de service d'information sur les comptes · checked 2026-10-07
  5. ACPR: Procédures, entreprise d'investissement · checked 2026-10-07
  6. ACPR: Parcours Fintech · checked 2026-10-07
  7. AMF: MiCA (in-depth), CASP authorisation and transitional period · checked 2026-10-07
  8. ANJ: Catégories de jeux et canaux de distribution · checked 2026-10-07
  9. ANJ: Opérateurs agréés · checked 2026-10-07
  10. Légifrance: Loi n° 2010-476 du 12 mai 2010 relative à l'ouverture à la concurrence et à la régulation du secteur des jeux d'argent et de hasard en ligne · checked 2026-10-07
  11. ECB Banking Supervision: Authorisation (licensing) · checked 2026-10-07
  12. EUR-Lex: Directive 2013/36/EU (CRD), Art. 12 initial capital and Art. 15 decision deadline (consolidated) · checked 2026-10-07
  13. EUR-Lex: Directive 2009/110/EC (EMD2), Art. 4 initial capital and Art. 5 own funds · checked 2026-10-07
  14. EUR-Lex: Directive (EU) 2015/2366 (PSD2), Art. 7 initial capital and Art. 12 decision deadline · checked 2026-10-07
  15. EUR-Lex: Regulation (EU) 2023/1114 (MiCA), Arts. 63, 67, 143 and Annex IV · checked 2026-10-07
  16. EUR-Lex: Directive (EU) 2019/2034 (IFD), Art. 9 initial capital · checked 2026-10-07
  17. ESMA: List of grandfathering periods decided by Member States under Article 143(3) MiCA (version of May 2026) · checked 2026-10-07
  18. FATF: Jurisdictions under Increased Monitoring, 19 June 2026 (FATF site blocks automated access; content confirmed via official government notices below) · checked 2026-10-07
  19. Insurance Commission of The Bahamas: notice reproducing FATF Public Statement of 19 June 2026 on Jurisdictions under Increased Monitoring · checked 2026-10-07
  20. New Zealand Department of Internal Affairs: FATF jurisdictions under increased monitoring and call for action, June 2026 · checked 2026-10-07
  21. EUR-Lex: Commission Delegated Regulation (EU) 2016/1675, consolidated version of 29 January 2026 · checked 2026-10-07
  22. European Commission Representation in Luxembourg: EU updates its list of non-cooperative jurisdictions for tax purposes (17 February 2026) · checked 2026-10-07