Isifundazwe:

i-Bahrain

I-Bahrain iyindawo yokutshala imali yaseGulf esungulwe isikhathi eside enesiqondisi esisodwa, i-Central Bank of Bahrain (CBB), ehlinzeka ngelayisense kumabhange, amafemu okutshala imali, abathola izitifiketi ezikhethekile, abahlinzeki bezinsizakalo ze-crypto-asset ngaphansi kwencwadi eyodwa yemithetho. Iziwa ngezimboni zayo ezinkulu zokuthengiswa kwezimpahla kanye nezimakethe zamabhange ase-Islamic kanye nokuqala kohlelo olukhethekile lwe-crypto-asset futhi, kusukela ngo-2025, uhlelo lokukhishwa kwe-stablecoin.

Isibhamu sengoziIsiqephu

FATFAkukho kuluhlu

EU AML uhlu lwengozi ephezuluAkukho kuluhlu

i-EU tax listAkukho kuluhlu

Izinhlelo zelayisense6

ImaliBHD

Izinga le-S&PB

Ukhetho Olulandelayoekupheleni kukaDisemba 2027

Bahrain is not on the FATF grey or black lists published after the June 2026 plenary (17 to 19 June 2026), not on the EU high-risk third country list (consolidated 29 January 2026) and not on EU tax list Annex I as updated 17 February 2026. Kuhlolwe 7 Okthoba 2026.

Umbuso nepolitiki

UMbuso: Umbuso olawulayo
u-King: Hamad bin Isa Al Khalifa · kusukela ngoMashi 1999
UMengameli wezwe: i-Salman bin Hamad Al Khalifa
Amaqembu alawulayo: Akukho amaqembu epolitiki emkhakheni wezombusazwe
Ukhetho oludlule: Ingqungquthela yamaKhomanisi (isigaba sokuqala), 12 Novemba 2022
Ukhetho Olulandelayo: INhlangano yamaKhomanisi, elindeleke ngemuva kukaDisemba 2027. Eqaleni ilindeleke ngoNovemba 2026; umyalelo wobukhosi ngomhla ka-29 kuApreli 2026 wadlulisa isikhathi seSigungu esiphezulu sezwe ngonyaka owodwa kuze kube nguDisemba 2027
Umthethosivivinywa: Ingqungquthela Yezwe: Ikomiti Lezimele (amasethi angama-40 akhethiwe) neKomidi LeShura (amasethi angama-40 abekwa nguMphathiswa)
Indlela yomthetho: Isimiso esixutshwe somthetho we-Islamic (i-sharia), umthetho ojwayelekile wase-English kanye nemithetho yomphakathi, yezobugebengu neyebhizinisi ekhishwa yi-Egypt

Economics and finance

Abahlali: 1.6m (2025)
I-GDP: US$ 47.5 billion (2025)
I-GDP ngamuntu: i-US$ 29,344 (2025)
Imali: i-Bahrain dinar (BHD), ehlobene ne-USD ngo-0.376 dinar ngedola
Ibhange Eliphakathi: i-Bahrain
Izinga lemali: S&P B (ihlala kahle) · Moody's B2 (yingozi) · Fitch B (ihlala kahle) (ngo-Ephreli 2026)

Imali etholakele ngepetroli kanye nokukhiqizwa kwe-aluminium zihlala ziyisisekelo sezomnotho obhekene nezinkinga ezinkulu zezimali, kanti iBahrain iyindawo yokusebenza kwebhange, inshuwalense kanye nokuphathwa kwemali ye-Islamic esungulwe isikhathi eside esifundazweni lapho i-Central Bank of Bahrain isebenza khona njengomthethosivivinywa wesikhashana wesigaba sezezimali.

Ibhange

Ilayisense lebhange elijwayelekile (isitolo esincane noma esikhulu)

Imali encaneUS$266 million

IsikhathiI-CBB inikeza isigqibo esisemthethweni ngaphakathi 60 kwezinsuku zekhalenda zokufaka isicelo esigcwele (Isigaba 44(e) Somthetho we-CBB, LR-3.1.14); izidingo ezi pendent kufanele zithunyelwe ngaphakathi 6 kwezinyanga

Igunyai-Bahrain

Ibhange elijwayelekile le-Bahrain: inkontileka encane yomthengisi BD 100 million; ibhange elijwayelekile le-Bahrain: US$ 100 million

Umthetho: Central Bank of Bahrain and Financial Institutions Law 2006, Article 40 et seq.; CBB Rulebook Volume 1 (Conventional Banks), Module LR, LR-2.5.2A and LR-2.5.2B
Izindleko: Imali yokufaka isicelo BD 100 (ayibuyiselwa). Izindleko zonyaka: amabhange esitolo 1% wemali engenayo yokusebenza (i-floor BD 30,000, cap BD 240,000); Amabhange e-Bahrain athengisayo 0.5% (igumbi BD 13,000, ikhanda BD 100,000); amabhange angaphandle 0.25% (i-floor BD 13,000, cap BD 100,000).
Ukudluliswa kwepasipoti: Hayi. Ilayisense lase-Bahrain kuphela

Izidingo ezibalulekile

Amabhange okuthengiswa kwezimpahla kufanele abe nemali yokukhokha njengengxenye ebalulekile yebhizinisi labo (ingaphezu kuka-20% yezimpahla)
Amabhange athengisayo angasebenza nge-BD noma nabantu base-Bahrain kuphela ngokuhweba ngobukhulu (kuze kube yizigidi ezingama-7 ze-BD noma ngaphezulu kwekhedi noma amadiphozithi)
Izinhlelo zebhizinisi zeminyaka emithathu; izimali ezikhokhelwe kufanele zihlanganise nezimali zokulawula ezilindelekile
Imali-mboleko ehlobene nengozi ngaphansi kweModule CA; abantu abavunyelwe

Sources(1)

CBB Rulebook Volume 1, Module LR (May 2026, PDF) · checked 2026-10-07

Ibhange

Ilayisense lebhange lase-Islamic (ukuthengiswa okuncane noma okuningi)

Imali encaneUS$266 million

IsikhathiIzinsuku ezingu-60 zekhalenda kusukela kufakwe isicelo esigcwele, njengokuba

Igunyai-Bahrain

Ibhange le-Islamic lase-Bahrain elithengisa izitolo ezincane: inani eliphansi labathandi bezimali BD 100 million; ibhange le-Islamic lase-Bahrain elithengisa izinto zokwakha: US$ 100 million

Umthetho: Central Bank of Bahrain and Financial Institutions Law 2006; CBB Rulebook Volume 2 (Islamic Banks), Module LR, LR-2.5.2A and LR-2.5.2B
Izindleko: Imali yokufaka isicelo BD 100. Imali yonyaka: isitolo esincane 1% yezindleko zokusebenzela (BD 30,000 kuya ku-BD 240,000); ukuthengiswa kwebhange eBahrain 0.5% (BD 13,000 kuya ku-BD 100,000); izifunda zebhange elingaphandle 0.25% (BD 13,000 kuya ku-BD 100,000).
Ukudluliswa kwepasipoti: Hayi.

Izidingo ezibalulekile

Ibhizinisi elihambisana ne Shari'a ngezinhlelo zokulawula iSharia
Ukwehlukaniswa okufanayo kwe-retail ne- wholesale njengebhange elijwayelekile
Izinhlelo zebhizinisi zeminyaka emithathu nemali esekelwe emngcele

Sources(1)

CBB Rulebook Volume 2, Module LR (May 2026, PDF) · checked 2026-10-07

Umhlinzeki wezinsizakalo zokukhokha (PSP)

Ilayisense lohlinzeki wezinsizakalo ezihambisanayo: umhlinzeki wezinsizakalo zokukhokha, ukucubungula amakhadi, i-AISP ne-PISP

Imali encanei-USD 665k

IsikhathiAkukho kushicilelwe

Igunyai-Bahrain

Abahlinzeki bezinsizakalo zokuphatha amakhadi nokukhokha: umnotho ophansi we-core BD 250,000; abahlinzeki bezinkonzo zolwazi lwe-akhawunti BD 25,000; abahlinzeki bezinkonzo zokuqalisa ukukhokha BD 30,000

Umthetho: CBB Rulebook Volume 5 (Specialised Licensees), Type 7 Ancillary Service Providers, Module AU, AU-1.2 and AU-2.5
Izindleko: Imali yokufaka isicelo BD 100. izindleko zonyaka eziqinile: abahlinzeki bezinsizakalo zokukhokha BD 2,000; ikhadi lokuphatha BD 1,000; AISP BD 1,000; PISP BD 1,000.
Ukudluliswa kwepasipoti: Hayi.

Izidingo ezibalulekile

Ama-PSPs angasebenza njengengxenye yokuxhumana phakathi kwe-akhawunti yemali yamaklayenti, ukubekwa kwemali nokukhishwa kwayo, ukuxazululwa kwediphozithi eqondile kanye nezinsizakalo zokukhokha eziphathelene
I-AISPs ne-PISPs zisebenza ngaphansi kwe-Bahrain Open Banking Framework, ngokuhlolwa kwengxenye yesithathu ngaphambi kokuqala ukusebenza
Izinto eziphilayo ezidingekayo ukuhlangabezana nezibopho uma zifika

Sources(1)

CBB Rulebook Volume 5, Type 7, Module AU (entire section) · checked 2026-10-07

Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)

Ilayisense yezinsizakalo ze-crypto-asset (Isigaba 1 kuya ku-4)

Imali encanei-USD 66k

IsikhathiAkukho kushicilelwe

Igunyai-Bahrain

Isigaba 1: BD 25,000; Isigaba 2: BD 100,000; Isigaba 3: BD 200,000; Isigaba 4: BD 300,000 ikapitali yesethi ekhokhiwe, kanye nanoma yiliphi ikapitali elisha elidingekayo yi-CBB

Umthetho: CBB Rulebook Volume 6 (Capital Markets), Module CRA, CRA-1.1 and CRA-3.1.2
Izindleko: Imali yokufaka isicelo BD 100. Imali yonyaka i-0.25% yezindleko zokusebenza eziphathelene nesigaba esiphansi nesiphezulu (Isigaba 1: BD 2,000 kuya ku-BD 6,000; Isigaba 2: BD 3,000 kuya ku-BD 8,000; izigaba eziphakeme ngokweCRA-1.6.3).
Ukudluliswa kwepasipoti: Hayi.

Izidingo ezibalulekile

Isigaba 1: ukufinyelela nokudluliswa kwezincomo neziphakamiso kuphela; akukho izimpahla zekhasimende
Isigaba 2: ukuhweba kwe-agency, ukulawula i-portfolio, ukugcinwa nokuqondiswa; akukho ukuhweba njengesikhulu
Isigaba 3: engeza ukuhweba njengesikhulu kanye ne-digital token advisory; akukho ushintsho
Isigaba 4: ukuphatha i-crypto-asset exchange enelayisense, ukuvikelwa nokuqondiswa kwe-token
Imali encane ekhokhwa kwibhange le-Bahrain

Sources(1)

CBB Rulebook Volume 6, Module CRA (May 2026, PDF) · checked 2026-10-07

Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)

Ilayisensi yokukhipha i-Stablecoin

Imali encanei-USD 665k

IsikhathiAkukho kushicilelwe

Igunyai-Bahrain

Imali encane yokuqala yokukhokhelwa kwesethi yezimali BHD 250,000, kanye nezidingo zezimali ezingeziwe ngaphansi kwe-SIO-4.3

Umthetho: CBB Rulebook Volume 6 (Capital Markets), Module SIO (Stablecoin Issuance and Offering), SIO-4.1.1
Izindleko: Imali yokufaka isicelo BD 100.
Ukudluliswa kwepasipoti: Hayi.

Izidingo ezibalulekile

I-Stablecoins ibhekiswe ku-Bahraini dinar noma US dollar, ezinye izimali ze-fiat esinqumweni seCBB
Izimpahla ezigcinwe ngemali yokubhekisa efanayo
Imodyuli yakhishwa ngoJulayi 2025

Sources(1)

CBB Rulebook Volume 6, Module SIO (May 2026, PDF) · checked 2026-10-07

Inkampani yokutshala imali

Ilayisense lenkampani yokutshala imali (Isigaba 1 kuya ku-4)

Imali encanei-USD 66k

IsikhathiAkukho kushicilelwe

Igunyai-Bahrain

Isigaba 1: BD 1,000,000; Isigaba 2: BD 1,000,000 uma esebenza njengenkontileka, ngaphandle kwalokho i-BD 250,000; Isigaba 3: BD 25,000; Isigaba 4 asikho kuModule CA (isibuyekezo ngoApril 2023)

Umthetho: CBB Rulebook Volume 4 (Investment Business), Module AU, AU-1.1.13 to AU-1.1.18F; Module CA, CA-1.2.7
Ukudluliswa kwepasipoti: Hayi.

Izidingo ezibalulekile

Isigaba 1: zonke izinsizakalo zokutshala imali ezilawulwayo kufaka phakathi ukuhweba njengomnikazi kanye nokubhalisa
Isigaba 2: zonke izinsizakalo ngaphandle kokuphatha njengesikhulu
Isigaba 3: ukulungiselela nokucebisa kuphela, kufanele kube ngokuzimela futhi asikho isisebenzi
Isigaba 4: ukuphatha ama-CIUs kwabatshalizimali abagunyaziwe kuphela (isibonelo, imali engenayo yomphakathi, izimali zokuvikela kanye nezimali zokutshala imali)

Sources(2)

CBB Rulebook Volume 4, Module AU (May 2026, PDF) · checked 2026-10-07
CBB Rulebook Volume 4, Module CA (April 2023, PDF) · checked 2026-10-07

Ama-Supervisors

Ubani olawula

Central Bank of Bahrain (CBB) · websiteibhange, izinkampani zokutshala imali, abahlinzeki bezinsizakalo zokhokha, abahlinzeki bezinkonzo ze-Virtual assets (VASPs), ama-stablecoins, inshuwalense, abanelayisense elikhethekile

I-CBB iyinhlangano elawula yonke imikhakha yezezimali. Izinkokhelo zelayisense zokufaka isicelo kwibhange, ezihambisanayo kanye ne-crypto modules zabuyiselwa ku-BD 100 ngoMeyi ka-2026 (iziqephu ezedlule zilahliwe). Imali ye-elekthronikhi ayikho isigaba selayisense esizimele kuma-modules we-rulebook abuyekezwe; ukudluliswa kwezimali kuhlala kuVolume 5 ohlinzeka ngezinsizakalo ezihambisanayo. Um kapitali omncane wezinhlangano zokutshala imali zeKategori 4 nama-fee angama-annual weCategory 3 ne-4 crypto-asset licensees awaqinisekiswanga. Ingabe iBahrain inezinye izikweletu FATF imbali yokudweba ayiqinisekiswanga; ayikho eqenjini kusukela ngoJuni 2026. Ukudlala akuhlobene.

Ulwazi oluphelele

Ngaye-Bahrain

Izilimi zesihlabathi. I-map ikhombisa kuphela.

Isimo: Izwe elilawulayo
Idolobhakazi: i-Manama
Indawo: 760 km²
Izilimi ezisemthethweni: isi-Arabic
Indawo yesikhathi: UTC+03:00

Ukuthunyelwa okuyinhloko

i-refined petroleum
i-aluminium
i-iron ore
intambo ye-aluminium
igolide
izinsizakalo zezimali

Abahlanganyeli abakhulu

i-United Arab Emirates
i-Saudi Arabia
i-Afrika yasenyakatho
i-United States
i-India

Sources for the country information(8)

Ulwazi lwezwe luhlolwe ngo-Okthoba 9, 2026. Idatha yelayisense ivuselelwe ngo-Okthoba 7, 2026. Ulwazi kuphela, hhayi incazelo yomthetho; izimfuneko zishintsha. Isaziso sokulawula.

Sources for the licensing information(4)

CBB Rulebook home · checked 2026-10-07
New Zealand DIA: FATF jurisdictions under increased monitoring, June 2026 · checked 2026-10-07
EUR-Lex: Delegated Regulation (EU) 2016/1675, consolidated 29 January 2026 · checked 2026-10-07
European Commission: EU list of non-cooperative tax jurisdictions update, 17 February 2026 · checked 2026-10-07