Le khasi laguqulelwa ngokuzenzakalela kusuka ngesiNgisi futhi ayikho ebuyekezwe ngumhumushi. Izimo zomthetho nezomthetho zingaba ziyiphutha. Uhlobo lwesiNgisi luyinguqulo egunyaziwe. Funda le khasi ngesiNgisi
Xhumana nommeli

i-Europe (EU)

i-Austria

I-Austria iyimakethe yamabhange endawo ye-euro elawulwa ngamaqembu amabhange amakhulu asekhaya nabasebenzi abanokuxhumana okuqinile eMpumalanga neNyakatho Melika. Ukuthola ilayisense kuphathwa yi-Financial Market Authority (FMA), noECB ukuthatha isigqibo sokugcina ngezilayisense zebhange, futhi izimfuneko zomthetho ezifana nomphathi okhuluma isiJalimane, ohlala endaweni, yenza ukuba ibe ngummeli wemisebenzi yangempela yasendaweni kunelayisense yebhokisi leposi.

Isibhamu sengoziIsiqephu
FATFAkukho kuluhlu
EU AML uhlu lwengozi ephezuluAkukho kuluhlu
i-EU tax listAkukho kuluhlu
Izinhlelo zelayisense6
Imalii-EUR
Izinga le-S&Pi-AA+
Ukhetho Olulandelayo2029

EU member state, not on the FATF grey or black lists after the June 2026 plenary; i-EU high-risk list (Delegated Regulation (EU) 2016/1675, yaguqulwa ngoMthetho Wezinhlangano Ezimele (EU) 2026/46) kanye ne-EU tax list (Annex I, revised 17 February 2026) ifaka kuphela amazwe angaphandle. Kuhlolwe 7 Okthoba 2026.

Umbuso nepolitiki

UMbuso
Irepublic yeparlementary yaseFederal
UMengameli wezwe
Alexander Van der Bellen · kusukela ngoJanuwari 2017
i-Federal Chancellor
i-Austrian People's Party
Amaqembu alawulayo
I-Austrian People's Party (ÖVP), i-Social Democratic Party of Austria (SPÖ), NEOS
Ukhetho oludlule
iNkantolo Yombuso (yomthethosivivinywa), ngo-29 kuSepthemba 2024
Ukhetho Olulandelayo
iNkantolo Yezwe (yomthetho), elindeleke ngo-2029. Ukhetho olulandelayo lwesigungu esiphezulu luzokwenzeka ngo-2028
Umthethosivivinywa
IPhalamende: iNhlangano Yezwe (izindawo ezingu-183) neNhlangano Yezwe (emele izifunda)
Indlela yomthetho
Uhlelo lomthetho wesizwe; iNkantolo YoMthethosisekelo

Economics and finance

Abahlali
9.2m (2025)
I-GDP
i-USD 579.9 billion (2025)
I-GDP ngamuntu
i-US$63,161 (2025)
Imali
i-euro (EUR)
Ibhange Eliphakathi
i-Austria
Izinga lemali
S&P AA+ (ihlala kahle) · Moody's Aa1 (yingozi) · Fitch AA (ihlala kahle) (ngoFebhuwari 2026)

Izwe linomnotho wezokukhiqiza obanzi, obhekene nokukhishwa kwempahla oxhumene kakhulu neJalimane, nohlelo lwebhange oluqinile oluyilungu elikhulu lokudlulisa imali eMpumalanga naseMpumalanga Yurophu, kanye ne-deficit yezimali iqembu elibusayo elisebenza ukuqinisa.

Ibhange

CRR credit institution

Imali encanei-USD 5.6m
IsikhathiCRD Art. 15: decision within six months of a complete application and in any event within 12 months of receipt; the ECB then has ten working days (extendable once) to object to the FMA draft
IgunyaECB ngesinqumo esikhishwe yi-FMA

Um kapitali wokuqala okungenani we-EUR 5 million, otholakala ngokukhululekile kubaphathi base-Austria (BWG s. 5(1)(5))

Umthetho
Bankwesengesetz (BWG), sections 4 and 5; Regulation (EU) No 1024/2013, Art. 14
Izindleko
12,500 i-EUR izindleko ze-FMA zelayisense lebhange noma isinqumo se- ECB sokugunyaza inhlangano yezimali ye-CRR (iFMA-Gebuehrenverordnung, izinto I.A.1 ne-I.A.2)
Ukudluliswa kwepasipoti
Yebo. Ipasipoti ye-EU ngaphansi kwe CRD yamabhange namasevisi aphakathi komgwaqo.
Izidingo ezibalulekile
  • Ifomu elisemthethweni lenkampani, ibhange lokuhweba noma ukonga
  • Okungenani abaqondisi bokulawula ababili, okungenani omnye onesizinda sezinto ezibaluleke kakhulu e-Austria futhi okungenani owodwa okhuluma isiJalimane
  • Abaphathi kumele bangabi neminye imisebenzi eyinhloko ngaphandle kwebhange, inshuwalense, ukukhokha noma izinsizakalo zokutshala imali; okungenani iminyaka emithathu yesipiliyoni esiphezulu kubhekwa ukuthi silungile
  • Abanikazi bezimali abafanelekayo kanye nohlelo lomsebenzi olunezindlela zokulwa nengozi
Sources(5)
  1. Bankwesengesetz (BWG), consolidated version, RIS · checked 2026-10-07
  2. Council Regulation (EU) No 1024/2013 (SSM Regulation), Art. 14, EUR-Lex · checked 2026-10-07
  3. ECB Banking Supervision: Authorisation and licensing · checked 2026-10-07
  4. Directive 2013/36/EU (CRD), Arts. 12 and 15, EUR-Lex · checked 2026-10-07
  5. FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07
Inhlangano yemali-elektroniki

Ilayisense lenhlangano yemali-elektroniki

Imali encanei-USD 392k
IsikhathiUhlelo lwe-ZaDiG 2018 lusebenza: isigqibo sithathwa ngaphakathi kwezinyanga ezintathu zokufaka isicelo esigcwele
IgunyaFMA

I-EUR 350,000, etholakala ngokukhululekile kubaphathi base-Austria (E-Geldgesetz 2010 s. 4(3)(2) nes. 11(1))

Umthetho
E-Geldgesetz 2010, sections 3 and 4, applying the ZaDiG 2018 procedure (sections 9 and 10)
Izindleko
EUR 11,250 (FMA-Gebuehrenverordnung, item I.F.1)
Ukudluliswa kwepasipoti
Yebo. Ipasipoti ye-EU ngaphansi kwe-E-Money Directive.
Izidingo ezibalulekile
  • Imodeli yebhizinisi ebonisa ukuthi izimali ze-e zikhishwa kanjani nokuthi yiziphi izinkonzo zokukhokha ezihlinzekwa
  • Ukuvikelwa kwezimali zabanikazi bemali ye-e
  • Okungenani abaqondisi bokulawula ababili, okungenani omnye onesizinda sezinto ezibaluleke kakhulu e-Austria futhi okungenani owodwa okhuluma isiJalimane
  • Akukho kufaka idiphozithi; imali etholakele kufanele ishintshwe ibe yimali ye-e ngaphandle kokulibazisa
Sources(3)
  1. E-Geldgesetz 2010, consolidated version, RIS · checked 2026-10-07
  2. Zahlungsdienstegesetz 2018 (ZaDiG 2018), consolidated version, RIS · checked 2026-10-07
  3. FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07
Umhlinzeki wezinsizakalo zokukhokha (PSP)

Ilayisense lenhlangano ekhokhela imali

Imali encanei-USD 140k
IsikhathiI-FMA ithatha isigqibo ngaphakathi kwezinyanga ezintathu zokuthola isicelo noma yonke imininingwane edingekayo (ZaDiG 2018 s. 9(4)
IgunyaFMA

I-EUR 20,000 (ukudluliselwa kwemali kuphela), i-EUR 50,000 (ukuqala ukukhokha kuphela), i-EUR 125,000 (izinsizakalo zokukhokha 1 kuya ku-5) (ZaDiG 2018 s. 16(1))

Umthetho
Zahlungsdienstegesetz 2018 (ZaDiG 2018), sections 7, 9, 10 and 16
Izindleko
EUR 10,000 (FMA-Gebuehrenverordnung, item I.E.1)
Ukudluliswa kwepasipoti
Yebo. Ipasipoti ye-EU ngaphansi kuka PSD2.
Izidingo ezibalulekile
  • Okungenani abaqondisi bokulawula ababili, okungenani omnye onesizinda sezinto ezibaluleke kakhulu e-Austria futhi okungenani owodwa okhuluma isiJalimane
  • Inani elincane lamameneja angeke abe nomsebenzi oyinhloko ngaphandle kokukhokha, imali ye-e noma ibhange
  • Ukuvikelwa kwezimali zekhasimende kanye nezindlela zokuvimbela
  • I-ofisi ebhalisiwe ne-ofisi enkulu e-Austria
Sources(2)
  1. Zahlungsdienstegesetz 2018 (ZaDiG 2018), consolidated version, RIS · checked 2026-10-07
  2. FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07
Umhlinzeki wenkonzo yezinto ezibonakalayo (VASP)

Ukugunyazwa kohlinzeki wenkonzo ye-crypto-assets ngaphansi MiCA

Imali encanei-USD 56k
IsikhathiAkukho kushicilelwe
IgunyaFMA (igunya eligunyaziwe ngaphansi kweMiCA-VVG s. 1)

MiCA Isihluthulelo IV: i-EUR 50,000 (isigaba 1), i-EUR 125,000 (isigaba 2, kufaka phakathi ukugcinwa nokushintshaniswa), i-EUR 150,000 (isigaba 3, iphrojekthi yokuhweba)

Umthetho
Regulation (EU) 2023/1114 (MiCA), Arts. 59, 62, 63 and 67; MiCA-Verordnung-Vollzugsgesetz (MiCA-VVG), BGBl. I Nr. 111/2024
Izindleko
i-EUR 3,750 (isigaba 1), i-EUR 10,000 (isigaba 2) noma i-EUR 12,500 (isigaba 3) (FMA-Gebuehrenverordnung, item III.O.14)
Ukudluliswa kwepasipoti
Yebo. Ipasipoti ye-EU ebanzi ngaphansi MiCA.
Izidingo ezibalulekile
  • Ikheli elibhalisiwe e-Austria, indawo yokulawula okuphumelelayo e-EU kanye nomqondisi owodwa ohlala e-EU (MiCA Art. 59)
  • MiCA izinsuku zomsebenzi ezingu-25 zokubheka ukuthi kuphelele yini, izinsuku zomsebenzi ezingu-40
  • Izinhlangano zezimali kanye nezinhlangano zokutshala imali zingasazisa ngaphansi MiCA Isigaba 60 endaweni yokufaka
Sources(4)
  1. MiCA-Verordnung-Vollzugsgesetz (MiCA-VVG), consolidated version, RIS · checked 2026-10-07
  2. Regulation (EU) 2023/1114 (MiCA), EUR-Lex · checked 2026-10-07
  3. ESMA: List of grandfathering periods decided by Member States under Article 143(3) MiCA · checked 2026-10-07
  4. FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07
Inkampani yokutshala imali

Ilayisense lenkampani yokutshala imali (Wertpapierfirma); ilayisensi elula ye Wertpapierdienstleistungsunternehmen ngaphansi kwe MiFID II Art. 3 exemption

Imali encanei-USD 84k
IsikhathiFMA informs the applicant within six months of a complete application (WAG 2018 s. 3)
IgunyaFMA

WPFG s. 13: i-EUR 75,000 (ukuthola nokudlulisa, ukwenziwa, ukuphathwa kwe-portfolio, insizakalo noma ukubekwa ngaphandle kokwethembeka okuqinile, akukho impahla yomxhasi), i-EUR 150,000 (enye), i-EUR 750,000 (ukuhweba nge-akhawunti yakho, ukubhalisa, noma i-OTF ngokuthengiswa kwe-akhawunti yakho).

Umthetho
Wertpapieraufsichtsgesetz 2018 (WAG 2018), sections 3 and 4; Wertpapierfirmengesetz (WPFG), BGBl. I Nr. 237/2022, section 13
Izindleko
I-EUR 3,750 (isigaba semali encane se-EUR 75,000), i-EUR 6,250 (isigaba semali encane se-EUR 150,000), i-EUR 10,000 (isigaba semali encane se-EUR 750,000), i-EUR 2,500 yenkampani yokuhlinzeka ngezinsizakalo zezimali (FMA Gebührenverordnung, item III.B.1)
Ukudluliswa kwepasipoti
Yebo nge-Wertpapierfirma (ipasipoti ye-EU ngaphansi kwe- MiFID II, WAG 2018 s. 3(12)). Akukho nge-Wertpapierdienstleistungsunternehmen, esebenza ngaphansi kwe- MiFID II Art. 3 exemption yamazwe omhlaba.
Izidingo ezibalulekile
  • Abaphathi kumele bahlangabezane nezidingo zeBWG ezifanele, zokuhlala kanye nolimi lwesiJalimane
  • Umengameli wezinhlelo zokukhokhela abatshalizimali (kungadingeki ku-Wertpapierdienstleistungsunternehmen)
  • Wertpapierdienstleistungsunternehmen: usizo lokutshala imali kuphela nokuthola nokudlulisa izicelo, ikheli elibhalisiwe nekheli eliyinhloko e-Austria, akukho imali yomxhasi noma amasevisi, insizakalo yokuvikela umonakalo ochwepheshe nomhlinzeki we-inshurensi ogunyaziwe wase-Austria
Sources(3)
  1. Wertpapieraufsichtsgesetz 2018 (WAG 2018), consolidated version, RIS · checked 2026-10-07
  2. Wertpapierfirmengesetz (WPFG), consolidated version, RIS · checked 2026-10-07
  3. FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07
Umhlinzeki wemidlalo ye-inthanethi

I-Lottery concession ehlanganisa i-lottery ye-elektroniki (ukuphela kwendlela esemthethweni yokudlala imidlalo ye-casino online)

Imali encaneUS$ 121.9m
IsikhathiAkukho kushicilelwe
IgunyaFinanzamt Oesterreich, ngemuva kokushayela kwabantu abafunayo; ukuqondiswa yi-Federal Ministry of Finance

Imali-mboleko ekhokhiwe engu-EUR 109 million (GSpG s. 14(2))

Umthetho
Gluecksspielgesetz (GSpG), sections 3, 12a and 14
Ukudluliswa kwepasipoti
Hayi.
Izidingo ezibalulekile
  • Imidlalo yokugembula iyi-monopoly yesifundazwe (GSpG s. 3); imidlalo ye-inthanethi inganikezwa kuphela njenge-lottery ephathekayo ngaphansi kwesivumelwano se-lottery esisodwa
  • Inkampani enebhodi lokuhlola, indawo e-EU noma i-EEA
  • Isivumelwano silinganiselwa kuminyaka engu-15; isiqinisekiso sediphozithi esingamaphesenti angama-10 kuphela wemali yomphakathi
  • Akukho hlelo lokugunyaza oluvulekile: abasebenza nge-inthanethi bangafaka isicelo selayisense eliyimfihlo
Sources(2)
  1. Gluecksspielgesetz (GSpG), consolidated version, RIS · checked 2026-10-07
  2. Austrian Federal Ministry of Finance: Gluecksspiel und Spielerschutz · checked 2026-10-07
Ama-Supervisors

Ubani olawula

  • Finanzmarktaufsicht (i-Austrian Financial Market Authority) (FMA) · websiteamabhange, izinhlangano zemali ye-E-, abahlinzeki bezinkonzo zokukhokha, amafemu okutshala imali, abahlinzeki bezinkonzo zezimpahla ezibonakalayo (VASPs), inshuwalense, izikweletu
  • Ibhange Eliphakathi Lase-Europe, Uhlelo Olulodwa Lokuhlola (ECB) · iwebhusayithiamabhange
  • Bundesministerium fuer Finanzen (iMinistry yaseFederal yezezimali), ukuqondiswa kwemidlalo yokugembula; izivumelwano ezinikezelwe yi-Finanzamt Oesterreich (BMF) · websiteOnline gaming

MiCA ushintsho: i-Austria yakhetha isikhathi sonyaka 12 sosuku lokuzalwa. I-MiCA-VVG 23(1), abahlinzeki bezinsizakalo zempahla ebonakalayo ababhaliswe ngaphansi kwe-FM-GwG ngaphambi kuka 30 Novemba 2024 bangaqhubeka kuze kube ngu 31 Novemba 2025 noma kuze kube yilapho igunya labo MiCA linikezelwa noma lilahlekile, kunoma iyiphi eyavela kuqala; isikhathi siphelile. Ukugembula: i-GSpG igcina ukugembula kuHulumeni wesifundazwe. Ngaphandle kwelayisense le-lottery elilodwa (elifaka i-lottery ye-elektroniki), kunelayisense le-casino elitholakala ezweni kanye nelayisense lemishini yokugembula yasesifundazweni, akukho okuvumela ilayisenisi elihlukile le-inthanethi. Ulwazi lomuntu ophethe isitifiketi se-lottery akuqinisekisiwe kusuka kukhasi elisemthethweni futhi alicacisiwe lapha. Amakhasi we-FMA web avimbele ukufinyelela okuzenzakalelayo, ngakho ama-Austrian amanani athathwa ngqo kusuka kumithetho ehlangene ne-FMA fee ordinance on RIS (i-ofisi ye-federal legal information system).

Ulwazi oluphelele

Ngaye Austria

i-Austria kwi-globe
Imephu ye-Austria i-Vienna
Izilimi zesihlabathi. I-map ikhombisa kuphela.
Isimo
Izwe elilawulayo
Idolobhakazi
i-Vienna
Indawo
83,871 km²
Izilimi ezisemthethweni
isiJalimane, isiCroatian (isifundazwe, iBurgenland), isiSlovenian (isifundazwe, iCarinthia), isiHungarian (isifundazwe, iBurgenland)
Indawo yesikhathi
UTC+01:00 (UTC+02:00 ebusika)

Ukuthunyelwa okuyinhloko

  • izimoto
  • imithi epakishwe
  • izidakamizwa
  • amathuluzi namathuluzi
  • i-nitrogen compounds
  • ukuvakasha

Abahlanganyeli abakhulu

  • IJalimane
  • i-United States
  • i-Italia
  • i-Switzerland
  • i-Hungary
Sources for the country information(9)

Ulwazi lwezwe luhlolwe ngo-Okthoba 9, 2026. Idatha yelayisense ivuselelwe ngo-Okthoba 7, 2026. Ulwazi kuphela, hhayi incazelo yomthetho; izimfuneko zishintsha. Isaziso sokulawula.

Sources for the licensing information(8)
  1. Bankwesengesetz (BWG), consolidated version, RIS · checked 2026-10-07
  2. Council Regulation (EU) No 1024/2013 (SSM Regulation), Art. 14, EUR-Lex · checked 2026-10-07
  3. ESMA: List of grandfathering periods decided by Member States under Article 143(3) MiCA · checked 2026-10-07
  4. MiCA-Verordnung-Vollzugsgesetz (MiCA-VVG), consolidated version, RIS · checked 2026-10-07
  5. FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07
  6. NZ Department of Internal Affairs: FATF jurisdictions under increased monitoring, June 2026 plenary (17-19 June 2026), relaying the FATF statement (fatf-gafi.org blocked automated access) · checked 2026-10-07
  7. Commission Delegated Regulation (EU) 2026/46 amending Delegated Regulation (EU) 2016/1675 · checked 2026-10-07
  8. Council of the EU, doc. 5821/26: revised EU list of non-cooperative jurisdictions for tax purposes (approved 17 February 2026) · checked 2026-10-07