Asia-Pacific

Malaysia

Labuan International Business ati Financial Centre (Labuan IBFC) ni Malaysia's midshore financial center lori island of Labuan, ti a ṣeto nipasẹ Labuan Financial Services Authority (Labuan FSA). Awọn ile-iṣẹ Labuan ṣe awọn iṣowo akọkọ ni awọn owo ilẹ yuroopu ajeji pẹlu awọn ti ko ni ilu ati pe o mọ fun awọn banki nla ati idoko-owo, inawo igbẹkẹle, owo-ori (gẹgẹbi FX ati awọn ohun-ini dijital) ati awọn iwe-aṣẹ tokeni ti a lo fun awọn iṣowo ohun-ini dijital.

Fẹ́là RísikoÀkànṣe

FATFKò wa ní àtòjọ

EU AML àtòjọ àìdájú gigaKò wa ní àtòjọ

Awọn akojọ owo-ori EUKò wa ní àtòjọ

License regimes6

Awọn owo-ìwọ̀nMYR

Àwọn ìṣàmúlò-ètòA-

Awọn idibo to n bọtòjú 2028

Malaysia ko wa lori FATF awọn iwe-aṣẹ ti o ni awọ tabi dudu lẹhin Oṣu kọkanla 2026 plenary, kii ṣe lori atokọ orilẹ-ede kẹta ti EU (Delegated Regulation (EU) 2016/1675 bi a ti yipada, to kẹhin nipasẹ Delegated Regulation (EU) 2026/46), ati pe kii ṣe lori Annex I tabi Annex II ti atokọ owo-ori EU ti a tunṣe 17 Oṣu Kẹsan 2026 (Malaysia ti yọ kuro lati Annex II ni Oṣu kejila 2024). O ti ṣayẹwo 7 Oṣu Kẹsan 2026.

Ìjọba àti ìṣàlàyé

Gomina: Federal parliamentary electible constitutional monarchy
Yang di-Pertuan Agong (Ọbà Malaysia): Sultan Ibrahim · seyin January 2024
Prime Minister: Anwar Ibrahim (People's Justice Party (PKR), Pakatan Harapan)
Àwọn ààyè-iṣẹ́: Pakatan Harapan, Barisan Nasional, Gabungan Parti Sarawak, Gabungan Rakyat Sabah
Awọn idibo to kẹhin: Igbàyélúpó (GE15), 19 Oṣù Kejìlá 2022
Awọn idibo to n bọ: Àwọn ìgbàyélú (GE16), nípa 2028. Àjọ-ẹ̀yàn ààyè gbọdọ̀ yọ̀kúrò ní pàtó 2027 atí pèlú idibò tí a fi ṣe nípa Fèrèlè 2028; kò si ìgbàyélúrò nípa bíi ibẹrẹ Oṣù Kejìlá 2026
Àwọn Ìṣàmúlò-ètò: Parliament: Dewan Rakyat (222 seats) ati Dewan Negara (70 seats)
Siséèsì Ìjọba: Iṣẹ ofin ti o wọpọ ni ede Gẹẹsi pẹlu ofin Islami ati aṣa; Labuan IBFC n ṣiṣẹ labẹ awọn ofin federali rẹ gẹgẹbi Awọn iṣẹ owo-ori ati Securities Act 2010.

Economics and finance

Awọn eniyan: 36m (2025)
Ìjánu-ìsún: USD 472.2bn (2025)
GDP fun ẹni kọọkan: USD 13,949 (2025)
Awọn owo-ìwọ̀n: Malaysian ringgit (MYR)
Central Bank of Nigeria: Àwọn Ìṣàmúlò-ètò
Àwọn ìṣàmúlò-ètò: S&P A- (iduroṣinṣin) · Moody's A3 (iduroṣinṣin) · Fitch BBB+ (iduroṣinṣin) (bi o ti September 2026)

Labuan jẹ ile-iṣẹ owo-ori ti Malaysia, Labuan International Business and Financial Centre (Labuan IBFC), nibiti awọn banki, awọn insurers, awọn captives, awọn igbẹkẹle ati awọn entities Islamic finance ni iwe-aṣẹ ati atẹle nipasẹ Labuan Financial Services Authority (Labuan FSA); awọn nọmba eniyan, agbegbe, GDP ati awọn nọmba ijọba ti o han ni awọn nọmba orilẹ-ede Malaysia.

Àwọn Irinṣẹ́

Labuan banking license

Awọn ohun-ini ti o kere juA kò fi pamọ́

AgbègbèIṣẹ́ iṣẹ́ ọjọ́ 30 (òjọ́run) tabi ọjọ́ 15 (ìsẹ́ afẹ́fẹ́) nígbà tí ẹ̀yàn naa bá pari.

Awọn Iṣẹ́Àwọn Ìṣàmúlò-ètò

Àwọn Ìṣẹ́: Labuan Financial Services and Securities Act 2010 (LFSSA), Part VI; Labuan Islamic Financial Services and Securities Act 2010 for Islamic banks
Àwọn Irinṣẹ́: Iṣẹ-ṣiṣe owo USD 350 (normal) tabi USD 1,550 (fast track); ọdun kan iwe-aṣẹ owo ti RM 100,000 fun 2019 iforukọsilẹ ipolongo, ni ibamu si awọn ayipada Fee Regulations ni ipa lati 1 July 2026
Ìfihàn: Ko si paṣipaarọ iwe irinna; awọn ofin ti Bank Negara Malaysia fi pamọ fun awọn ti n gbe ni Malaysia.

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Àgbèkàn ní gbọdọ̀ jẹ́ banki mìíràn tàbí ile-ìjọba owo-ìpamọ́ tí a tì kọ̀ọ̀kan àwọn ìṣàfilọ́lẹ̀ rẹ̀ lọ́wọ́lọ́wọ́
Tí a bà gbọ́ nípa àwọn ìṣàmúlò-ètò ile-ẹ̀yàn, láti inú àyọkà ìròyìn láti inú ìṣàmúlò-ètò náà
Ìwé-ẹ̀rí àti àgbèkalẹ̀ láti inú ile-iṣẹ́ baba
Awọn iṣẹ-ṣiṣe ọdun mẹta ati ifihan ti ara ẹni ni Labuan
Kò ní ilé-ifowopamọ́ kan; a ǹṣe ilé-ifowopamọ́ nínú owo-ọ̀fẹ́ ajeji, pẹlú ringgit nikan tí Bank Negara Malaysia bà jẹ́wọ́

Sources(2)

Labuan FSA: Banking · checked 2026-10-07
Labuan FSA: Guidelines on Entry Criteria for Labuan Bank (updated 14 May 2019) · checked 2026-10-07

Àwọn Irinṣẹ́

Àwọn Ìṣàmúlò-ètò

Awọn ohun-ini ti o kere juUSD 2.4m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣàmúlò-ètò

Owo-ori ti a san tabi owo-ori iṣẹ ti ko ni ipa nipasẹ awọn ibajẹ ti o kere ju RM 10 milionu (tabi ohun ti o jẹ kanna pẹlu owo ajeji)

Àwọn Ìṣẹ́: Labuan Financial Services and Securities Act 2010, Part VI
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Kò lè gba àwọn ìpamọ́
Awọn ohun elo ifowopamọ, awọn imọran ile-iṣẹ, FX, derivatives ati awọn idoko-owo fun awọn alabara
Labuan FSA le nilo owo-ori diẹ sii fun awọn iṣẹ ti o tobi tabi ti o nira

Sources(2)

Labuan FSA: Guidelines on the Establishment of Labuan Investment Banking Business in Labuan IBFC (2025) · checked 2026-10-07
Labuan FSA: Banking · checked 2026-10-07

Àwọn Irinṣẹ́

Àwọn Irinṣẹ́ Bankì Kọ̀ǹpútà

Awọn ohun-ini ti o kere juUSD 48.9m

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣàmúlò-ètò

Owo-ori ti o kere ju ti ko ni i bajẹ nipasẹ awọn ibajẹ ti o kere ju RM 200 milionu, pẹlu idogo aabo ti kii ṣe owo-ori ti RM 5 milionu pẹlu Labuan FSA ti a le gba pada lẹhin ọdun mẹta

Àwọn Ìṣẹ́: Labuan Financial Services and Securities Act 2010; Labuan Digital Banking Framework
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn iṣẹ-iṣowo ti o ni igbẹkẹle ti a kọ lori lilo imọ-ẹrọ tuntun
Awọn agbara ti a fihan ninu awọn iṣẹ owo oni-nọmba, e-commerce tabi iṣowo imọ-ẹrọ
Awọn ẹ̀yàn ìròyìn tékínòjì àti àwọn ìṣàfarawe-ìgbà

Sources(1)

Labuan FSA: Labuan Digital Banking Framework · checked 2026-10-07

FX broker

Laisíntí ilé́kọjà owó nílé Labuan (ilé́kọjà owó atí awọń ọjá FX, àwọn ohun-ini digítalẹ̀ tí a yan)

Awọn ohun-ini ti o kere juUSD 244k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣàmúlò-ètò

Paid-up capital of at least RM 1 million for money and FX broking only; RM 1.5 million if also arranging or matching trades in digital assets

Àwọn Ìṣẹ́: Labuan Financial Services and Securities Act 2010, Part VI; Guidelines on the Establishment of Money Broking Business in Labuan IBFC (9 September 2024)
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Ṣé iṣẹ́ bí agbẹ̀jọrò kan láti fi pamọ́ àwòrán tàbí ìṣẹ́dá; kò ní ìṣowó ẹ̀yàn mìíràn tàbí iṣẹ́ bí agbẹ̀jọró
Ṣe iṣẹ fun awọn oludokoowo ile-iṣẹ ati awọn ẹni-kọọkan ti o ni iye nla, pẹlu leverage alabara to gaju ti 100:1
Counterparties (principal broker, custodian, payment or e-wallet provider, liquidity provider) must be regulated
Ko si ibaraẹnisọrọ ni ringgit ti ko ba jẹ fun awọn idiyele iṣakoso; ko si ibaraẹnisọrọ pẹlu awọn ara ilu Malaysian miiran ju awọn oniṣowo ti a fọwọsi lọ

Sources(2)

Labuan FSA: Guidelines on the Establishment of Money Broking Business in Labuan IBFC · checked 2026-10-07
Labuan FSA: Money Broking · checked 2026-10-07

Àwọn ààyè-iṣẹ́ ìṣàmúlò-ètò aimọye (VASP)

Laisínsì iṣẹ́ ẹ̀yàn-ẹ̀yàn-ẹ̀yàn-ẹ̀yàn-ẹ̀yàn-ẹ̀yàn-ẹ̀yàn-ẹ̀yàn-ẹ̀yàn-ẹ̀yàn

Awọn ohun-ini ti o kere juUSD 244k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣàmúlò-ètò

Igbà kejì tí a fi pamọ́ lọ́wọ́lọ́wọ́ nínú ẹ̀yàn RM 1 milionù (tabi ohun tí ó jọ̀rọ́ nínú owó ajòbà), tí a fi pamọ́ lórí gbogbo àwọn àkókò

Àwọn Ìṣẹ́: Labuan Financial Services and Securities Act 2010; Guidelines on Credit Token Business and Islamic Credit Token Business in Labuan IBFC (2025)
Àwọn Irinṣẹ́: Iṣẹ́ iṣẹ́ USD 350, pẹlú owó tí a yaǹrọ́
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn agbẹjọro, awọn aṣofin, awọn oṣiṣẹ akọkọ ati awọn oludari
Ṣẹ̀dá àkọsílẹ̀ nínú àwọn ìṣàmúlò-ètò ẹ̀yàn àti àwọn ohun-ìpamọ́ díìlì
Due diligence lori awọn oju-iwe ayelujara ti a fi pamọ, awọn oju-iwe wẹẹbu iṣowo ati awọn olutọju ti a lo
Awọn banki ati awọn oniṣowo owo ti o ṣe iṣowo ni awọn owo-iworo oni-nọmba gbọdọ tẹle ilana ifowosowopo fun awọn owo-iworo oni-nọmba (ko si awọn owo-ori aabo tabi awọn owo-ori stable algorithmic lati ọjọ 1 Oṣu kejila ọdun 2026).

Sources(2)

Labuan FSA: Guidelines on Credit Token Business and Islamic Credit Token Business in Labuan IBFC · checked 2026-10-07
Labuan FSA: Admissibility Framework for Digital Currencies (effective 1 January 2025) · checked 2026-10-07

Firma idoko-owo

Labuan securities license

Awọn ohun-ini ti o kere juUSD 37k

AgbègbèA kò fi pamọ́

Awọn Iṣẹ́Àwọn Ìṣàmúlò-ètò

Owo-ori ti o kere ju ti a fi pamọ́ lọ́wọ́lọ́wọ́ ti RM 150,000 (tabi ohun ti o jọra fun owo-iworo ajeji), atí pèlú ẹ̀yàn ìdíyelé iṣẹ́ ti o kere jú milionu RM 1 lọ́wọ́lọ́wọ́

Àwọn Ìṣẹ́: Labuan Financial Services and Securities Act 2010; Guidelines on the Establishment of Labuan Securities Licensee (2025)
Ìfihàn: Ko si iwe irinna

Àwọn ìṣàmúlò-ètò Bọ́tìnì

Awọn ile-iṣẹ ti a fọwọsi ni Labuan ati awọn iṣowo ti o ṣe ni, lati tabi nipasẹ Labuan
Awọn aṣofin to tọ ati ti o dara julọ
Kóójútó àgbèkalẹ̀ ìpamọ́ àti ìṣàfihàn nínú àwọn sékurítà; àwọn alábòójútó owó kọ́ọ̀kan ní àwọn ìṣẹ̀dá tí a fi hàn

Sources(2)

Labuan FSA: Guidelines on the Establishment of Labuan Securities Licensee · checked 2026-10-07
Labuan FSA: Capital Markets · checked 2026-10-07

Àwọn Aṣàfilọ́lẹ̀

Àwọn Ìṣàfilọ́lẹ̀

Labuan Financial Services Authority (Labuan FSA) · websitebanks, E-money institutions, Payment service providers, Virtual asset service providers (VASPs), Investment firms, FX brokers, Insurance, Trust companies, Funds

Owo: Awọn ẹtọ Labuan n ṣiṣẹ ni pataki ni awọn owo ilẹ yuroopu ajeji (awọn owo-ori le san ni USD), lakoko ti awọn itọnisọna Labuan FSA ṣe ipinlẹ kapitali ni Malaysian ringgit (MYR) tabi owo ilẹ yuroopu ajeji. Agbegbe kekere fun banki Labuan (mimu ati awọn banki oni-nọmba) ko ti sọ lori awọn oju-iwe ti a ṣii; fi silẹ null. Awọn ofin owo-ori Labuan ti a ṣatunkọ ti wa ni ipa ni ọjọ 1 Oṣù Kejìlá ọdun 2026 (Labuan FSA Circular 338/2026), nitorinaa awọn nọmba owo-ori ti o gbooro sii le ti yipada. Ko si iwe-aṣẹ owo-ẹ̀yàn e-Labuan kan tabi iwe-aṣẹ ile-iṣẹ ifowopamọ lori awọn oju-iwe ti a ṣayẹwo; Labuan FSA ṣafihan awọn eto ifowopamọ e-ninu iṣẹ́ owo-ẹ̀yàn oni-nọmba, ati pe awọn owo-ori onshore Malaysian ati awọn owo-ori oni-nọmba ni a fọwọsi nipasẹ Bank Negara Malaysia. Idaraya: Labuan FSA ko gbejade awọn iwe-aṣẹ ere idaraya ati awọn ere idaraya ori ayelujara ko ni iwe-aṣẹ ni Malaysia. Labuan jẹ ibi ti a mọ fun awọn igbẹkẹle, awọn ipilẹṣẹ ati aabo aabo, ti a ko kọ sinu alaye nibi.

Àwọn Àtòjọ-ẹ̀yàn Gbogbogbo

Ààyè-iṣẹ́ Malaysia

Ààyè-iṣẹ́ àwọn ìkúnrégé ilẹ̀. Pétì náà jẹ́ ìṣàfihàn.

Ìbàlẹ̀: Agbègbè Malaysia
Ọ̀kọ̀ọ̀kan: Kuala Lumpur (agbegbe orilẹede); Victoria ni ilu akọkọ ti Labuan
Ilu ti o tobi julọ: City in Malaysia
Agbègbè: 329,847 km²
Awọn ede Ofin: MalayName
Zone Time: UTC+08:00

Àwọn àgbéwọlé ìṣàfihàn

Integrated circuits
petroleum ti a ṣe atunṣe
petroleum ti ko ni ibajẹ
afẹfẹ ti ara
ọja ẹyin palmu

Àwọn ìṣàfihàn ààyè-iṣẹ́

China
Singapore
United States
Japan
Hong Kong

Sources for the country information(9)

Àwọn ìròyìn ààyè-iṣẹ́ orilẹ-ede tí a ṣayẹwo ní ọjọ́ kọkanlá 9, ọdun 2026. Àtòjọ-ẹ̀yàn líǹkì tí a pàṣẹ́ ní ọjọ́ kọkanlá 7, ọdun 2026. Àwọn ìròyìn nikan, kò jẹ́ àgbekalẹ̀ ofin; àwọn ìṣàmúlò-ètò kùnà. Àkọ́lé àwọn ìṣàmúlò-ètò.

Sources for the licensing information(6)