An fassara wannan shafi da na'ura daga Ingilishi kuma ba a duba shi ta wani mai fassara ba. Waɗannan kalmomi na doka da dokoki za su iya zama marasa daidaito. Fassarar Ingilishi ce mafi inganci. Ka karanta wannan shafi cikin Ingilishi
Switzerland shi ne babban cibiyar duniya don banki na musamman da kuma sarrafa arzikin kasa da kasa, wanda aka kula da shi ta hanyar Hukumar Kula da Kasuwancin Kudi ta Swiss (FINMA). Ya kasance mai motsi na farko a kan doka ta blockchain, tare da lasisin lasisin DLT na kasuwanci da lasisin FinTech don samfuran kasuwancin ajiyar ajiya waɗanda ba su ba da bashi ba.
Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes5
Kudin kudiDakata
S&P ratingAAA
Zaben gabaOctober 2027
Ba a cikin FATF jerin fari ko baƙi (tattaunawa ta 19 ga Yuni, 2026), ba a cikin sashe na Dokar Tattalin Arziki (EU) 2016/1675 kamar yadda aka haɗa a ranar 29 ga Janairu, 2026, kuma ba a cikin Sashe na I na jerin haraji na EU kamar yadda aka sake dubawa a watan Fabrairu, 2026. An duba 7 ga Oktoba, 2026.
Gwamnati da siyasa
Gwamnati
Federal republic (confederation) with directorial government
Federal Council (collegial shugaban kasa); Shugaban Confederation na Switzerland ga 2026
Guy Parmelin · tun Janairu 2026
President of the Swiss Confederation (chairs the seven-member Federal Council)
Guy Parmelin (Swiss People's Party (SVP))
Jam'iyyun siyasa
Jam'iyyar Peoples ta Switzerland (SVP), Jam'iyyar Social Democratic (SP), FDP.The Liberals, The Center (Die Mitte)
Zabe na ƙarshe
Federal (National Council da Council of States), 22 ga Oktoba, 2023
Zaben gaba
Federal (National Council da Council of States), Oktoba 2027. Federal Assembly ta zaɓi Shugaban Kungiyar don 2027 kowace Disamba
Legislature
Federal Assembly: Majalisar Tarayya (200 seats) da kuma Majalisar Jihohi (46 seats)
Sistema Legal
Tsarin doka na al’umma; nazari mai iyaka na shari’a kan dokokin tarayya
Ƙasa da kudi
Jami'a
9.1m (2025)
GDP
USD 1tn (2025)
GDP per person
USD 115,620 (2025)
Kudin kudi
Swiss franc (CHF), floating
Bankin Cibiyar
Swiss National Bank
Credit rating
S&P AAA (stable) · Moody's Aaa (stable) · Fitch AAA (stable) (as of March 2026)
An gina tattalin arzikin da ke samun kudin shiga mai yawa a kan masana'antar magani, samarwa da kasuwancin kayayyaki, da kuma daya daga cikin manyan cibiyoyin kula da dukiya da inshora na duniya.
Banki
Lasisin Banki
Minimum capitalUSD 12m
Layin lokaciBa a wallafa ba
AuthorityFINMA
Kashi mafi ƙaranci na CHF miliyan 10, an biya shi gaba ɗaya, ga wani banki da aka kafa a ƙarshe (BankV Art. 15); FINMA zai iya ba da isassun kuɗaɗe a cikin lokuta daban-daban (Art. 17)
Dokar
Federal Act on Banks and Savings Banks (BankA, SR 952.0), Art. 3; Banking Ordinance (BankV, SR 952.02), Art. 15
Farashin
Wannan izinin yana da alaƙa da biyan kuɗaɗe a ƙarƙashin FINMA Fees and Levies Ordinance; babu wani adadin da aka ƙayyade a kan shafukan da aka tuntuba.
Passporting
Ba a da fasfo na EU; Switzerland tana waje daga kasuwannin EU / EEA don banki.
Buƙatun Maɓalli
Bankuna kawai za su iya karɓar ajiyar jama'a akan tushe mai sana'a (ana tsammanin idan fiye da abokan ciniki 20)
Kashi mafi ƙarancin da aka biya da kuma ka'idojin kasuwar hannun jarin da ke gudana
Garantiya na ire-iren halayen kasuwanci ta hanyar gudanarwa da masu halartar da suka dace
Ƙara FINMA Kuma lalle ne, haƙĩƙa, Allah Mai hikima ne, Mai jin ƙai.
Passporting
Bai ɗaya ba.
Buƙatun Maɓalli
Zai iya karɓar ajiyar jama'a har zuwa CHF miliyan 100 ko crypto-da aka dogara a kan dukiya, ko da kuwa ba su yi zuba jari ba kuma ba su da riba
Ya kamata ya zama kamfani mai iyaka da hannun jari, hadin gwiwa mai iyaka da hannun jari ko kamfani mai iyakance da alhakin da aka yi rajista da ofishin kasuwanci a Switzerland
Ya kamata a gaya wa abokan cinikin cewa ajiyar ba su rufe da tsaron ajiya ba ko kuma suna da hakki a cikin asara
Sandbox: har zuwa CHF 1 miliyan na ajiyar jama'a za a iya karɓar su ba tare da izini ba idan ba a gudanar da kasuwancin riba ba
CHF 1 miliyan ga wani DLT ciniki cibiyar da ba su bayar da tsare, clearing ko biyan sabis a karkashin Art. 73a para. 1 let. b ko c FinMIA; CHF 5 miliyan idan ya yi. FINMA na iya bukatar har zuwa 50% fiye da inda aka tabbatar (FinMIO Art. 13)
Dokar
Financial Market Infrastructure Act (FinMIA, SR 958.1), Art. 73a; Financial Market Infrastructure Ordinance (FinMIO, SR 958.11), Art. 13 and Arts. 58a ff.
Passporting
Bai ɗaya ba.
Buƙatun Maɓalli
Hanyar ciniki ta daban-daban na DLT a ƙarƙashin dokokin da ba su dace ba
Zai iya amincewa da masu halarta na kantin sayar da kaya kuma ya ba da kulawa ta tsakiya da biyan kuɗin DLT
Kashi mafi ƙaranci na hannun jari a karkashin FinMIO Art. 13
Yana amfani da masu hada-hadar kudi kamar masu samar da wayoyin hannu, masu samar da sabis na biyan kuɗi, masu musayar kuɗaɗe da kuma masu sayar da kuɗaɗen kwaikwayo
Due diligence da bayar da rahoton ayyukan a karkashin AMLA
Ayyukan da suka hada da karbar ajiya, kasuwancin kuɗaɗe ko wuraren ciniki suna buƙatar lasisin FINMA a maimakon
Switzerland ba ta da wata cibiyar biyan kuɗi daban-daban ko lasisin cibiyar kudi ta e; payment and e-money style business models use the FinTech licence or, where no deposits are taken, AMLA supervision through an SRO. A 22 Oktoba 2025 Majalisar Federal ta bude wani shawarwari (buɗe 6 Fabrairu 2026) kan canza Dokar Jami'o'in Kudi don ƙirƙirar nau'ikan lasisi biyu: cibiyoyin kayan aikin biyan kuɗi, wanda zai maye gurbin lasisin FinTech, cire CHF 100 miliyan ajiyar da kuma ba da izinin fitarwa na irin stablecoin, da kuma cibiyoyin crypto. Ba a tabbatar da ko an amince da wata takarda zuwa majalisar ba. An karɓi ƙididdiga na Banking Ordinance daga littafin Jamus da ke aiki tun 1 Janairu 2025 saboda ba a samu wani haɗin Ingilishi na yanzu a kan Fedlex; wani sabon haɗuwa mai amfani daga 1 Janairu 2027 akwai. Lasisi na gidan caca na kan layi (faɗaɗawa na lasisi na gidan caca na ƙasa) ba a rufe su ba.
Bayanai na Gabaɗaya
About Switzerland
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Sovereign state
Capital
City in Switzerland
Mafi girman birni
City in Switzerland
Area
41,277 km²
Yarukan hukuma
German, French, Italian, Romansh
Yana da Lokaci
UTC+01:00 (UTC+02:00 a lokacin hunturu)
Main exports
color
farfajiya mai kwalliya
vakcines
watches
sabis na kuɗi
insurance
Main export partners
Jamus
China
United States
Italy
Turkiya
Sources for the country information(7)
Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.
