01 · License
Me kake so ka yi wa license?
Zaɓi nau'in cibiyar. Kowane dashboard yana nuna hanyar zuwa takardar izinin, rarraba kuɗi na rayuwa a cikin dokoki, abin da mai kula zai tambaye ku, da fina-finai da shawarwari don karanta farko.
Banki
Ka karɓi asusun ajiya, kuma ka bai wa bashi.
54 jurisdictionsstatutary floor USD 100k to 544.6 miliyan Buɗe dashboard
E-dalar Amurka da biyan kuɗi
Asusun, katin kuɗi, canja wurin da kuma samun, ba tare da ajiyar bashi ba.
50 jurisdictionsstatutary floor USD 10k to USD 4.1m Buɗe dashboard
Crypto-assets
Kasuwancin dandamali, kulawa, musayar da stablecoins a ƙarƙashin MiCA da tsarin yanki.
52 jurisdictionsstatutary floor USD 25k to USD 4.1m Buɗe dashboard
Investment and FX
Brokerage, daki-daki, gudanarwa na asusun ajiyar kudi da FX.
54 jurisdictionsstatutary floor USD 18k to USD 3.9m Buɗe dashboard
Phonon::
Casino, caca da kuma masu samar da lasisi, da kuma banki cewa caca bukatun.
24 jurisdictionsstatutary floor USD 45k to USD 121.9m Buɗe dashboard
Trusts, kuɗaɗe da inshora
Lissafin aminci, kuɗaɗe da inshora a cikin manyan wuraren arziki.
4 jurisdictionsstatutary floor USD 250k to USD 488k Buɗe dashboardAbin da ya gabata
Capital comes first.
A banki ne, ta hanyar fassarar, kasãla. Bãbu wata hanya zuwa ga lasisi ko wani saye ba tare da kuɗin kuɗinku ba, kuma aikace-aikacen da aka shigar ba tare da su ba an ƙi shi kuma yana zaune a kan rajista tare da wannan mai kulawa.
Abin da wani sabon banki ya kamata ya tallafawa (hasken gani, ba a daidaita)
- An tsara shi ne da mai kulawa. Mai kulawa yana daidaita kudin shiga ga shirin kasuwancinka, hoton haɗari da girma. Lambar a wannan shafin ita ce ta fuskar doka kawai.
- Liquid and your own. Paid in, in cash, by identified shareholders with a documented source of wealth, before or at licenseing.
- Mutane da kuma kudi. Manajoji da shugabanni da ke da kwarewa ta banki; masu kula da su suna ganawa da su.
Ba'a karɓa ba kamar babban littafi
- Dukiyoyin da aka karbaKudin, ciki har da kudade da aka tabbatar a kan banki wanda kuke sayen ko ba da izini.
- Sayarwa ko mai sayar da kudiSayarwa ba su biya kudin saye na bankinsu, kuma masu kulawa ba su amince da sayen da aka biya da kuɗin kansu.
- Kayan aiki na takardaGarantiya ta banki, SBLCs, MTNs, kayan aikin da aka yi wa lease ko “da aka yi wa kudi”, kudade masu tarihi, zinariya ko shaidar ajiya.
- “Da’awar kuɗaɗe” takarduWaƙoƙin jin daɗi, hotunan allo, rahotannin kuɗaɗen da aka hana ko kuɗaɗen da ba su ne naka ba da za a yi alkawari.
- Baƙon da ba a bayyana sunansa baKudin daga masu zuba jari waɗanda ba a san su ba, aka yi musu bincike kuma aka amince da su a matsayin masu saka hannun jari.
- Ba a canja ko ba a iya tantance dukiyarDukiyoyin da ba su da wata takarda, ma'anar doka ta arzikin da mai kula zai iya tabbatarwa.
Za mu iya samar da duk abin da wani sabon banki ke buƙata, daga shirin kasuwanci da aikace-aikace zuwa tsarin da asusun ma'aikata, sai dai dukiyar da mutanen da za su gudanar da shi. A gaban wani alkawari muna tabbatar da asalin, mallakar da shaidar kuɗaɗen da aka riƙe a cikin wani banki mai kulawa. Tambayar da ba za ta iya nuna wannan ba ba za a ɗauke ta ba.
Hanya zuwa lasisin
Daga shirin kasuwanci zuwa license.
- Business model
Tare-tare
Business model, target kasuwanni da kuma dokoki da suka dace da su.
- Pre-application memo
Abin amfani da farko
Taron farko tare da mai kulawa don gwajin tsarin, mallakar da kuma shirin jarin.
- Application pack
Shirin Ayuka
Tsarin kasuwanci, ƙididdiga na kuɗi, kasuwar hannun jari, mulkin mallaka, haɗari da AML ƙa'idodi, IT da fitarwa.
- Personal questionnaires
Mai ƙididdigar halitta, mai kyau.
Masu saka hannun jari, ma’aikata da masu rike da manyan mukamai an yi musu nazari kan amincinsu, kwarewarsu da kuma wurin samun kuɗaɗen.
- Contracts and systems
Injin aiki
An kafa tsarinta na farko, da kuma bankuna masu kulawa ko ma’aikatan banki, da kuma kwastomomi da kuma yarjejeniyoyi na fitar da kayayyaki.
- Licence
Lasisi
An ba da izini, a kan wasu sharudda; an biya hannun jari kuma ayyukan sun fara karkashin kulawa.