An fassara wannan shafi da na'ura daga Ingilishi kuma ba a duba shi ta wani mai fassara ba. Waɗannan kalmomi na doka da dokoki za su iya zama marasa daidaito. Fassarar Ingilishi ce mafi inganci. Ka karanta wannan shafi cikin Ingilishi
The onshore UAE (the mainland and the non-financial free zones, excluding the DIFC and ADGM) is regulated federally by the Central Bank of the UAE for banking, payments, stored value and payment tokens, and by the Capital Market Authority (previously the Securities and Commodities Authority) for securities and virtual assets. In the Emirate of Dubai, outside the DIFC, virtual asset service providers are licensed by the Virtual Assets Regulatory Authority (VARA).
Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes8
Kudin kudiAED
S&P ratingDakata
Zaben gabaOctober 2027
The FATF removed the UAE from its grey list on 23 February 2024 and the UAE is not on the list published after the June 2026 plenary (17 to 19 June 2026); the EU added the UAE to its high-risk third country list by Delegated Regulation (EU) 2023/410 and removed it by Delegated Regulation (EU) 2025/1184, and it is absent from the consolidated list of 29 January 2026; not on the EU tax list Annex I as updated 17 February 2026. Checked 7 October 2026.
Gwamnati da siyasa
Gwamnati
Federal elective constitutional monarchy (federation of seven emirates)
Gwamna
Mohamed bin Zayed Al Nahyan · since May 2022
Ministan Harkokin Waje da Sakataren Shugaban Kasa
Sheikh Mohammed bin Rashid Al Maktoum
Jam'iyyun siyasa
Ba a da jam'iyyun siyasa a cikin gwamnati
Zabe na ƙarshe
Majalisar Tarayya ta Federal (zaben jami'ar zabe), 7 Oktoba 2023
Zaben gaba
Federal National Council, October 2027. The Federal Supreme Council's five-year election of the President is also due in 2027; political parties are banned
Legislature
Federal National Council (unicameral, shawarwari; 40 seats: 20 indirectly elected, 20 appointed); Federal Supreme Council na shugabannin emirate bakwai shine mafi girman hukuma ta kundin tsarin mulki
Sistema Legal
Tsarin shari'a na al'umma da doka ta musulunci (sharia)
Ƙasa da kudi
Jami'a
11.5m (2025)
GDP
USD 571.6bn (2025)
GDP per person
USD 50,232 (2025)
Kudin kudi
Dirham na UAE (AED), an haɗe shi da dala a kan 3.6725 ga kowace dala
Bankin Cibiyar
Bankin Tsakiya na Najeriya
Credit rating
S&P AA (stable) · Moody's Aa2 (stable) · Fitch AA- (stable) (as of June 2026)
Man fetur da gas sun ci gaba da zama muhimmanci, amma kasuwanci, zirga-zirgar jiragen sama, yawon bude ido, gidajen kadarorin da kuma kudi a Dubai da Abu Dhabi yanzu suna tafiyar da tattalin arzikin daban-daban, tare da bankunan ƙasa da aka ba da izini da kuma kulawa ta Bankin Cibiyar na UAE.
Banki
Lasisi na banki (bankin da aka kafa a UAE, banki mai kwarewa ko sashen wani banki na waje)
Minimum capital544.6 miliyan
Layin lokaciBa a wallafa ba
AuthorityBankin Tsakiya na Najeriya
AED biliyan 2 da aka biya haraji ga wani banki na UAE; AED miliyan 300 ga wani banki mai kwarewa; wani sashen banki na waje yana bukatar AED miliyan 100 a matakin sashe tare da AED biliyan 2 da ake bukata a matsayin haraji
Dokar
Federal Decree-Law No. (6) of 2025 Regarding the Central Bank, Regulation of Financial Institutions and Activities, and Insurance Business, Articles 60 and 61; CBUAE Minimum Capital for Banks Regulation (C 12/2021), Article 3
Passporting
Ba haka ba ne. Lasisi na CBUAE yana rufe onshore UAE kawai; DIFC da ADGM suna da masu kulawa daban-daban.
Buƙatun Maɓalli
Kashi mafi ƙaranci na jarin dole ne a cika shi kawai da jarin da aka biya gabaɗaya kuma an riƙe shi a kan wani tsari mai gudana
Tattara ajiya da bayar da bashi ko tallafi na cikin ayyukan kudi masu lasisi wadanda ke bukatar lasisin CBUAE
Fit da daidaitattun masu kulawa, kwamitin da shugabannin sama
Risk-based capital adequacy on top of the minimum paid-up capital
Asusun ajiyar da aka biya na aƙalla AED miliyan 15, da kuma kuɗaɗe na aƙalla 5% na duk kudaden shiga
Dokar
CBUAE Stored Value Facilities Regulation (C 6/2020), Articles 3 and 7
Passporting
Bã haka ba, a cikin ƙasa kawai.
Buƙatun Maɓalli
Wanda ya shigar da aikace-aikacen dole ne ya kasance wata kamfani ce mai zaman kanta a UAE (ba kamfani na hadin gwiwa ba ko kuma kamfani mai zaman kansa mai sauƙi)
Ya kamata a kiyaye Float; CBUAE na iya sanya sharudda kamar su kafa a kan kimar da aka adana
Bankuna masu lasisi suna da ikon fitar da SVF amma dole ne su sanar da CBUAE
Ma’aikatun kudi na yankuna masu zaman kansu za su iya gudanar da kasuwancin SVF a ƙasa kawai tare da lasisin CBUAE
Lasisi na sabis na tabbaci na biyan kuɗi (saukarwa, canji, kulawa da canja wurin)
Minimum capitalUSD 4.1m
Layin lokaciBa a wallafa ba
AuthorityBankin Tsakiya na Najeriya
Mai fitar da alamun biyan kuɗi: AED miliyan 15 na farko da ke gudana tare da 0.5% na darajar sunan alamun da aka bar (2% a ƙarƙashin tsarin ajiyar zaɓi); masu ba da kulawa da canja wurin ko canja wurin: AED miliyan 3 (AED miliyan 1.5 idan adadin kuɗaɗen musayar watanni ya fi AED miliyan 10)
Virtual Asset Service Provider (VASP) lasisi, Dubai
Minimum capitalUSD 27k
Layin lokaciBa a wallafa ba
AuthorityVirtual Assets Regulatory Authority VARA
Asusun ajiyar da aka biya ta hanyar aiki: Tallafin AED 100,000; Broker-Dealer mafi girma na AED 600,000 ko 25% na kudade masu tsada a shekara (AED 400,000 ko 15% idan an yi amfani da wani mai kulawa da lasisin VARA); Tsaro mafi girma na AED 600,000 ko 25%; Canji mafi girma na AED 1.5 miliyan ko 25% (AED 800,000 ko 15%); Ba da bashi da karbar bashi da canja wurin da biyan kudi mafi girma na AED 500,000 ko 25%; Manajanci da zuba jari mafi girma na AED 500,000 ko 25% (AED 280,000 ko 15%);
Dokar
Dubai Law No. (4) of 2022 Regulating Virtual Assets in the Emirate of Dubai; VARA Virtual Assets and Related Activities Regulations 2023; VARA Company Rulebook, Part VI.B
Farashin
Kudin lasisin da kulawa an sanya su a cikin wani lokaci zuwa VARA Regulations 2023; kusan kashi 50% na kudin shigarwa ana biyansu a matakin farko.
Passporting
Ya ƙunshi ƙasar Dubai da yankunan Dubai masu zaman kansu, ba DIFC ba.
Buƙatun Maɓalli
Mataki biyu: amincewa da yin hadin gwiwa ta hanyar Dubai Economy and Tourism ko Dubai free zone, sa'an nan kuma cikakken lasisin VASP
Ayyukan da za a iya ba da izinin yi guda takwas: shawara, mai saka hannun jari-mai sayarwa, kulawa, musayar kudi, bashi da karbar bashi, gudanarwa da zuba jari, canja wurin kuɗi da biyan kudade, fitar da nau'i na 1 VA
Custody ya kamata ya zauna a cikin wani ɓangare na doka da lasisin standalone
An haramta kasuwancin mallaka a cikin ƙungiya mai lasisi
Kashi da aka biya a cikin wani asusun amincewa da wani banki na UAE ko kuma wata takarda mai suna VARA
Virtual asset service provider license (federal, outside Dubai and the financial free zones)
Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityBankin Duniya
Dokar
Cabinet Resolution No. 111 of 2022 Regulating Virtual Assets and their Service Providers; Federal Decree-Law No. (33) of 2025 on the regulation of capital markets
Farashin
Dokar Majalisar Dattawa ta 83 ta shekarar 2025 ta gindaya harajin da ake biya ga masu bayar da sabis na asusun kwaikwayo; ba a tabbatar da adadin ba.
Passporting
Bai.
Buƙatun Maɓalli
Yana da amfani ga ayyukan dukiyar zahiri a duk fadin UAE ciki har da yankuna masu zaman kansu, ba tare da la’akari da yankunan masu zaman kansu na kudi ba da kuma ayyukan da aka tsara ta CBUAE ko VARA
AML/CFT daidaituwa da fasaha da kuma aikace-aikacen ƙa'idodin da aka tsara ta hanyar mai kulawa
Takunkumin da aka kakaba a karkashin Dokar Majalisar Wakilai No. 99 ta shekarar 2024
Lasisi na aikata ayyukan kudi (dakilewa, brokerage, tsare-tsaren, shawarwari, gudanar da asusun ajiya da makamantansu)
Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityBankin Duniya
Dokar
Federal Decree-Law No. (32) of 2025 regarding the Capital Market Authority and Federal Decree-Law No. (33) of 2025 regarding the regulation of capital markets (in force 1 January 2026)
Passporting
Bai.
Buƙatun Maɓalli
License daga CMA buƙata ga shirye-shiryen kasuwa na hannun jari onshore
A shekarar 2025, dokokin dokoki sun gabatar da ayyuka masu zaman kansu na kudi da kuma kulawa mai ƙarfi.
Fit da daidaita gudanarwa da kuma biyayya da AML jami'ai
(Wannan) Shi ne hukuncin Allah. (6) na 2025 ya maye gurbin Decretal Federal Law No. (14) na 2018 kuma ya shiga aiki a kan 16 Satumba 2025; Sashe 184 ya bai wa mutane da ke akwai shekara daya don su bi, wanda za a iya fadada shi ta CBUAE Board, kuma ko wannan lokacin an faɗaɗa shi ba a tabbatar ba. Labarin 62 yana kawo DeFi, dApps da kuma aikace-aikacen kuɗi masu alaƙa da biyan kuɗi a cikin lasisin CBUAE inda ya kai ga aikace-aikacen kudi mai lasisi, yayin da kayan aikin da aka yi amfani da su don saka hannun jari ko musayar tsakanin kayan aikin da ke ƙarƙashin wasu dokoki. Da dama CBUAE dokoki (SVF, mafi ƙarancin jarin) har yanzu ambaci 2018 doka; Kuma sunã da wata hujja bayyananna daga Ubangijinsu. An sake kiran Hukumar Tace Kuɗaɗe da Kasuwanci (Securities and Commodities Authority) da sunan Hukumar Kasuwar Kasafin Kudi (Capital Market Authority) ta hanyar Tsarin Dokar Tarayya na No. (32) na 2025, mai tasiri 1 Janairu 2026. CMA ta bayyana cewa ta fitar da wani kwamiti na Virtual Assets Framework a cikin 2026 tare da ayyukan da aka tsara takwas da kuma kasuwar hannun jari mai haɗari, amma ba a dawo da rubutun hukuma ba, don haka babu adadin kasuwar hannun jari. Ba a samu wani lokaci na CBUAE ko kudin neman izinin banki ko biyan kuɗi ba. Kamfanoni na kudi da gidajen musayar suna da lasisin CBUAE amma ba a rufe su ba. Kasuwancin caca ana kula da shi a matakin tarayya ta hanyar Hukumar Kula da Kasuwanci ta Kasuwanci, amma ba a iya samun damar shafinta na hukuma ba, don haka babu lasisin wasa. DIFC da ADGM an rufe su a cikin shigarwa daban-daban.
Bayanai na Gabaɗaya
About United Arab Emirates
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Sovereign state
Capital
City in United Arab Emirates
Mafi girman birni
City in United Kingdom
Area
83,600 km²
Yarukan hukuma
Larabci
Yana da Lokaci
UTC+04:00
Main exports
man fetur
Dakata
color
fasaha ta watsa labarai
gas na halitta
Main export partners
China
India
Japan
Iraq
Thailand
Sources for the country information(11)
Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.
