An fassara wannan shafi da na'ura daga Ingilishi kuma ba a duba shi ta wani mai fassara ba. Waɗannan kalmomi na doka da dokoki za su iya zama marasa daidaito. Fassarar Ingilishi ce mafi inganci. Ka karanta wannan shafi cikin Ingilishi
United Arab Emirates: Dubai International Financial Center (DIFC)
DIFC wani yanki ne mai zaman kansa na kudi a Dubai tare da wani mai kulawa mai zaman kanta, Hukumar Kula da Ayyukan Kudi ta Dubai (DFSA). Yana da bankuna masu sayar da kaya, ma'aikatan mallakar dukiya da arziki, masu saka jari, masu inshora, kamfanonin sabis na crypto da kuɗi, kuma DFSA babban birnin da harajin ana sanya su ne a cikin dala na Amurka fiye da dirham na UAE.
Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes7
Kudin kudiAED
S&P ratingDakata
Zaben gabaOctober 2027
The UAE left the FATF grey list on 23 February 2024 and is not on the FATF lists after the 17 to 19 June 2026 plenary; it was removed from the EU high-risk list by Delegated Regulation (EU) 2025/1184 (it had been added by 2023/410) and is not on the EU tax Annex I as updated 17 February 2026. Checked 7 October 2026.
Gwamnati da siyasa
Gwamnati
Federal elective constitutional monarchy (federation of seven emirates)
Gwamna
Mohamed bin Zayed Al Nahyan · since May 2022
Ministan Harkokin Waje da Sakataren Shugaban Kasa
Sheikh Mohammed bin Rashid Al Maktoum
Jam'iyyun siyasa
Ba a da jam'iyyun siyasa a cikin gwamnati
Zabe na ƙarshe
Majalisar Tarayya ta Federal (zaben jami'ar zabe), 7 Oktoba 2023
Zaben gaba
Federal National Council, October 2027. The Federal Supreme Council's five-year election of the President is also due in 2027; political parties are banned
Legislature
Federal National Council (unicameral, shawarwari; 40 seats: 20 indirectly elected, 20 appointed); Federal Supreme Council na shugabannin emirate bakwai shine mafi girman hukuma ta kundin tsarin mulki
Sistema Legal
Tsarin doka na al'ada (Hukumomin DIFC) a cikin tsarin shari'ar jama'a ta UAE
Ƙasa da kudi
Jami'a
11.5m (2025)
GDP
USD 571.6bn (2025)
GDP per person
USD 50,232 (2025)
Kudin kudi
Dirham na UAE (AED), an haɗe shi da dala a kan 3.6725 ga kowace dala
Bankin Cibiyar
Bankin Tsakiya na Najeriya
Credit rating
S&P AA (stable) · Moody's Aa2 (stable) · Fitch AA- (stable) (as of June 2026)
Dubai International Financial Center wani yanki ne na kudi mai kyauta tare da dokokinta na jama'a da kasuwanci, kotun shari'ar DIFC ta Ingilishi da kuma mai kulawa mai zaman kansa, Dubai Financial Services Authority (DFSA).
Banki
Lasisi na ci gaba da karɓar ajiya (Kategoriyya 1, ko Kategorya 5 ga wata cibiyar kudi ta Islama wacce ke gudanar da PSIA ba tare da iyaka ba)
Minimum capitalUSD 10m
Layin lokaciBa a wallafa ba
AuthorityDFSA
Miliyan 10 na Amurka a matsayin bukatun jarin farko ga nau'in 1 da nau'in 5 (PIB 3.6.2), tare da bukatun jarin da ke dogara da haɗari
Kudin shigarwa USD 70,000 don karɓar ajiya ko bayar da bashi (FER 2.1.1, sigar da ta fara aiki daga 1 ga Yuli, 2025), tare da 100% na kara kuɗin inda abubuwan FER 2.1.1(3) suka dace (misali, rukuni mai matakai da yawa, DFSA a matsayin mai kula da hadin gwiwa); kuɗin shekara-shekara na USD 100,000 (FER 3.2.1) tare da wani bangare wanda ya dogara ne akan kudin shiga.
Passporting
Babu fasfo. DFSA Lasisi na rufe Ayyukan Kudi da aka gudanar a cikin ko daga DIFC kawai.
Buƙatun Maɓalli
Kategori 1 ya shafi kamfanoni masu karɓar ajiya ko gudanar da PSIAu (PIB 1.3.1); Kategoriya 5 ga cibiyoyin kudi na Musulunci masu gudanar da PSIAu (PIB 1.3.7)
Bankuna ba za su karbi ajiyar kudi daga kasuwannin kasar ba, ko kuma karbar ajiya a dirham na UAE, ko kuma gudanar da FX da ke kunshe da dirham (COB 4.2.1)
A Banki dole ba ya karɓar ajiya daga Retail Clients (COB 4.2.1(d))
Daga cikin wadanda aka amince da su akwai: Babban Manajan Manajan, Manajan Kudi, Manajan Biyayya da MLRO (GEN 7.5.1); SEO, Manajan Biyayya da MLRO dole ne su zama mazauna UAE (GEN 7.5.2)
Lasisi na gudanar da kasuwancin zuba jari a matsayin mai saka hannun jari ko mai bayar da bashi (Kategori 2)
Minimum capitalUSD 2m
Layin lokaciBa a wallafa ba
AuthorityDFSA
USD 2 miliyan Base Ka'idar Kudin; USD 500,000 inda kamfanin ya yi ciniki a matsayin babban kawai kamar yadda Matched Babban (PIB 3.6.2)
Dokar
DFSA Rulebook PIB 1.3.2; PIB 3.6.2
Farashin
Kudin shigar da aikace-aikacen USD 40,000 don yin ciniki a cikin zuba jari kamar yadda ake bukata (ba kamar yadda ake buƙata ba) da kuma USD 25,000 kamar yadda ake buƙata; USD 70,000 don bayar da bashi (FER 2.1.1). Tushe na harajin shekara-shekara USD 50,000 don yin ciniki a matsayin babban, ko USD 70,000 idan izinin ya rufe Crypto Tokens (FER 3.2.1).
Passporting
Babu fasfo. DFSA Lasisi na rufe Ayyukan Kudi da aka gudanar a cikin ko daga DIFC kawai.
Buƙatun Maɓalli
Kategori 2 ya kunshi kamfanonin da ke bayar da bashi ko kasuwanci a cikin zuba jari a matsayin babban wanda ba a cikin Kategoriya 1 ko 5 (PIB 1.3.2)
Buƙatun tattalin arziƙin da ke dogara ga haɗari a cikin ƙaramin tattalin arziƙi
Daga cikin wadanda aka amince da su akwai: Babban Manajan Manajan, Manajan Kudi, Manajan Biyayya da MLRO (GEN 7.5.1); SEO, Manajan Biyayya da MLRO dole ne su zama mazauna UAE (GEN 7.5.2)
Lasisi na gudanar da kasuwancin zuba jari a matsayin mai ba da shawara ko kuma gudanar da tsarin ciniki na daban (Kategori 3A)
Minimum capitalUSD 200k
Layin lokaciBa a wallafa ba
AuthorityDFSA
$200,000 Ma'auni na Kasafin Kudi (PIB 3.6.2)
Dokar
DFSA Rulebook PIB 1.3.3; PIB 3.6.2
Farashin
Kudin aikace-aikacen USD 25,000 don yin ciniki a cikin zuba jari a matsayin mai ba da shawara (FER 2.1.1); wani ATS yana ɗaukar kuɗin aikace-aikace na ƙarshe na USD 65,000, ko USD 150,000 idan ya yi kasuwancin Crypto Tokens ko unlisted Security Tokens (FER 2.1.5).
Passporting
Babu fasfo. DFSA Lasisi na rufe Ayyukan Kudi da aka gudanar a cikin ko daga DIFC kawai.
Buƙatun Maɓalli
Kategori 3A ya kunshi ciniki a cikin zuba jari kamar mai ba da shawara ko gudanar da wani ATS inda kamfanin bai kasance ba a cikin Kategoriya 1, 2 ko 5 (PIB 1.3.3)
Daga cikin wadanda aka amince da su akwai: Babban Manajan Manajan, Manajan Kudi, Manajan Biyayya da MLRO (GEN 7.5.1); SEO, Manajan Biyayya da MLRO dole ne su zama mazauna UAE (GEN 7.5.2)
Retail Client endorsement carries an extra USD 20,000 application fee (FER 2.1.6)
Lasisi na kula da dukiyoyin ko kuma kula da wani asusun saka hannun jari na jama'a (Kategori 3C)
Minimum capitalUSD 140k
Layin lokaciBa a wallafa ba
AuthorityDFSA
Kategoriyya 3C tushe jarin ne USD 500,000, amma USD 140,000 inda kamfanin kawai Manajan Assets ko Manajan jama'a ko Credit Funds, da USD 40,000 inda shi kawai Manajan sauran kudade (PIB 3.6.2)
Dokar
DFSA Rulebook PIB 1.3.5; PIB 3.6.2
Farashin
Kudin shigarwa USD 25,000 don kula da dukiya; USD 10,000 don kula da kudade na jama’a ko kudaden bashi; USD 5,000 kawai ga kuɗaɗen masu saka hannun jari; USD 2,000 kawai ga kuɗaɗe na Venture Capital (FER 2.1.1).
Passporting
Babu fasfo. DFSA Lasisi na rufe Ayyukan Kudi da aka gudanar a cikin ko daga DIFC kawai.
Buƙatun Maɓalli
Kategori 3C kuma ya kunshi tsare-tsaren da ba na wani Kudin ba, sabis na Trustee don tabbatar da aminci da fitar da Asusun Adadi (PIB 1.3.5)
Daga cikin wadanda aka amince da su akwai: Babban Manajan Manajan, Manajan Kudi, Manajan Biyayya da MLRO (GEN 7.5.1); SEO, Manajan Biyayya da MLRO dole ne su zama mazauna UAE (GEN 7.5.2)
Kashi mafi ƙaranci na jarin da aka dogara ga kashe-kashe (PIB 3.7)
Ba da sabis na kudi (ba da darajar ajiya), nau'i 3C
Minimum capitalUSD 500k
Layin lokaciBa a wallafa ba
AuthorityDFSA
USD 500,000 Category 3C Base Capital Requirement (PIB 3.6.2), tare da wani Stored Value Capital Requirement na 3% na matsakaicin yau da kullun da ke ci gaba da Stored Value a cikin watanni shida da suka gabata (PIB 3.8A.2)
Dokar
DFSA Rulebook PIB 1.3.5(a)(vi); PIB 3.6.2; PIB 3.8A (Stored Value Capital Requirement)
Farashin
Kudin shigar da aikace-aikacen USD 25,000 don bayar da sabis na kudi inda kamfanin ke fitar da adadin adadin (FER 2.1.1).
Passporting
Babu fasfo. DFSA Lasisi na rufe Ayyukan Kudi da aka gudanar a cikin ko daga DIFC kawai.
Buƙatun Maɓalli
Kamfani mai fitar da Kimar Ajiyewa yana cikin Nau'in 3C (PIB 1.3.5)
Buƙatar Tattalin Arziki na 3% na adadin adadin da aka adana (PIB 3.8A.2)
Daga cikin wadanda aka amince da su akwai: Babban Manajan Manajan, Manajan Kudi, Manajan Biyayya da MLRO (GEN 7.5.1); SEO, Manajan Biyayya da MLRO dole ne su zama mazauna UAE (GEN 7.5.2)
Ba da sabis na kudi (asusun biyan kuɗi, zirga-zirgar biyan kuɗi, kayan aikin biyan kuɗi: Nau'in 3D; Canja wurin Kudi kawai: Nau'in 4)
Minimum capitalUSD 200k
Layin lokaciBa a wallafa ba
AuthorityDFSA
USD 200,000 ga kamfanonin bayar da sabis na biyan kuɗi na nau'in 3D; USD 140,000 ga kamfanonin nau'in 4 waɗanda ke samar da canja wurin kudi (PIB 3.6.2)
Dokar
DFSA Rulebook PIB 1.3.5A and 1.3.6; PIB 3.6.2
Farashin
Kudin aikace-aikacen USD 15,000 don bayar da sabis na kudi waɗanda ba su haɗa da adadin adadi ba kuma ba kawai canja wurin kuɗi bane; USD 10,000 don canja wurin kuɗi kawai (FER 2.1.1).
Passporting
Babu fasfo. DFSA Lasisi na rufe Ayyukan Kudi da aka gudanar a cikin ko daga DIFC kawai.
Buƙatun Maɓalli
Kategori 3D: yana samar da ko kuma yana gudanar da asusun biyan kuɗi, ya aiwatar da ayyuka na biyan kuɗi akan asusun wani mutum, ko kuma ya fitar da kayan aikin biyan kuɗi (PIB 1.3.5A)
Aikin da aka dogara a kai ko kuma bukatun tattalin arzikin da aka dogara a kai suna aiki (PIB 3.8B, 3.8C)
Daga cikin wadanda aka amince da su akwai: Babban Manajan Manajan, Manajan Kudi, Manajan Biyayya da MLRO (GEN 7.5.1); SEO, Manajan Biyayya da MLRO dole ne su zama mazauna UAE (GEN 7.5.2)
Ayyuka na kudi masu dangantaka da Crypto Tokens (DFSA Crypto Token regime)
Minimum capitalYana dogara da nau'in aiki na kulawa: misali, dala miliyan 2 don yin ciniki a matsayin Mai ba da shawara (Kategori 2), dala miliyan 200,000 don yin kasuwanci a matsayin Mai ba da shawara ko gudanar da ATS (Kategori 3A), dala miliyan 1 inda kawai sabis ɗin yana bayar da kulawa ga Crypto Assets (Kategori 3B) (PIB 3.6.2)
Layin lokaciBa a wallafa ba
AuthorityDFSA
Yana dogara ne akan nau'in aiki na kulawa: misali, dala miliyan 2 don yin ciniki a matsayin Mai ba da shawara (Kategori 2), dala miliyan 200,000 don yin kasuwanci a matsayin Mai ba da shawara ko gudanar da ATS (Kategori 3A), dala miliyan 1 inda kawai sabis ɗin yana bayar da kulawa ga Crypto Assets (Kategori 3B) (PIB 3.6.2)
Dokar
DFSA Rulebook GEN 3A (Crypto Tokens), in particular GEN 3A.2.1 and 3A.2.2; PIB 3.6.2
Farashin
Kudin shigar da aikace-aikacen ga Ma’aikatar Kudi (FER 2.1.1); wani ATS ciniki Crypto Tokens biya wani karin USD 150,000 (FER 2.1.5); kudin shekara-shekara ga Dealing a matsayin Babban da ke rufe Crypto Tokens ne USD 70,000 (FER 3.2.1). Yana canzawa da lasisin da ke akwai don ƙara Crypto Tokens farashin USD 10,000 zuwa 40,000 dangane da aikin (FER 2.2.6).
Passporting
Babu fasfo. DFSA Lasisi na rufe Ayyukan Kudi da aka gudanar a cikin ko daga DIFC kawai.
Buƙatun Maɓalli
Daga 12 ga Janairu, 2026, kamfanin ya kamata ya tantance kuma ya tabbatar da cewa kowane Crypto Token yana da kyau kafin a yi amfani da shi; Fiat Crypto Tokens dole ne a tantance su kamar yadda ya dace ta hanyar DFSA (GEN 3A.2.1)
An haramta Tokens na Tsaro da Na'urorin Tsaro (GEN 3A.2.2)
Kudin da ake zubawa a cikin Crypto Tokens ba su dace ba an hana su (GEN 3A.2.1(1)(d))
Daga cikin wadanda aka amince da su akwai: Babban Manajan Manajan, Manajan Kudi, Manajan Biyayya da MLRO (GEN 7.5.1); SEO, Manajan Biyayya da MLRO dole ne su zama mazauna UAE (GEN 7.5.2)
DIFC firms are licensed by the DFSA, not the Central Bank of the UAE; onshore UAE activity needs separate federal authorization. DFSA prudential category is driven by the highest-risk activity on the Licence (PIB 1.3). Since 12 January 2026 the DFSA no longer keeps a list of Recognized Crypto Tokens: firms assess suitability themselves (GEN 3A.2.1, amended by RMI423/2025). The DFSA does not publish a statutory licensing timeline that we could verify, so timeline_months is null throughout. dfsa.ae pages were blocked to our fetcher; all DFSA figures come from the DFSA Rulebook site (dfsaen.thomsonreuters.com), which is the DFSA's official rulebook. Gaming: no online gaming license regime in the DIFC. Fees are in USD; the UAE dirham (AED) is the national currency but DIFC Banks may not take dirham deposits (COB 4.2.1).
Bayanai na Gabaɗaya
About United Arab Emirates
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Financial free zone in the UAE (Dubai)
Capital
City in United Arab Emirates
Mafi girman birni
City in United Kingdom
Area
83,600 km²
Yarukan hukuma
Larabci
Yana da Lokaci
UTC+04:00
Main exports
man fetur
Dakata
color
fasaha ta watsa labarai
gas na halitta
Main export partners
China
India
Japan
Iraq
Thailand
Sources for the country information(13)
Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.
