An fassara wannan shafi da na'ura daga Ingilishi kuma ba a duba shi ta wani mai fassara ba. Waɗannan kalmomi na doka da dokoki za su iya zama marasa daidaito. Fassarar Ingilishi ce mafi inganci. Ka karanta wannan shafi cikin Ingilishi
ADGM ita ce cibiyar kudi ta duniya ta Abu Dhabi, wata yanki mai zaman kansa na kudi a Al Maryah da Al Reem Islands tare da mai kulawa nata, Financial Services Regulatory Authority (FSRA). An san ta da kula da dukiyar, kasuwancin banki da kuma daya daga cikin farkon kwasfan fasahohi masu zurfi na dukiya ta zahiri, kuma FSRA kudaden shiga da jarin ana sanya su ne a cikin dala na Amurka.
Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes7
Kudin kudiAED
S&P ratingDakata
Zaben gabaOctober 2027
The UAE left the FATF grey list on 23 February 2024 and is not on the FATF lists after the 17 to 19 June 2026 plenary; it was removed from the EU high-risk list by Delegated Regulation (EU) 2025/1184 (it had been added by 2023/410) and is not on the EU tax Annex I as updated 17 February 2026. Checked 7 October 2026.
Gwamnati da siyasa
Gwamnati
Federal elective constitutional monarchy (federation of seven emirates)
Gwamna
Mohamed bin Zayed Al Nahyan · since May 2022
Ministan Harkokin Waje da Sakataren Shugaban Kasa
Sheikh Mohammed bin Rashid Al Maktoum
Jam'iyyun siyasa
Ba a da jam'iyyun siyasa a cikin gwamnati
Zabe na ƙarshe
Majalisar Tarayya ta Federal (zaben jami'ar zabe), 7 Oktoba 2023
Zaben gaba
Federal National Council, October 2027. The Federal Supreme Council's five-year election of the President is also due in 2027; political parties are banned
Legislature
Federal National Council (unicameral, shawarwari; 40 seats: 20 indirectly elected, 20 appointed); Federal Supreme Council na shugabannin emirate bakwai shine mafi girman hukuma ta kundin tsarin mulki
Sistema Legal
An yi amfani da doka ta gargajiya ta Ingilishi kai tsaye (Hukumomin ADGM) a cikin tsarin shari'ar jama'a na UAE
Ƙasa da kudi
Jami'a
11.5m (2025)
GDP
USD 571.6bn (2025)
GDP per person
USD 50,232 (2025)
Kudin kudi
Dirham na UAE (AED), an haɗe shi da dala a kan 3.6725 ga kowace dala
Bankin Cibiyar
Bankin Tsakiya na Najeriya
Credit rating
S&P AA (stable) · Moody's Aa2 (stable) · Fitch AA- (stable) (as of June 2026)
Abu Dhabi Global Market a kan Al Maryah Island shine wani yanki mai zaman kansa na kudi inda doka ta Ingilishi take aiki kai tsaye ta hanyar Kotunan ADGM kuma sabis na kuɗi ana kula da su ta Financial Services Regulatory Authority (FSRA).
Banki
Financial Services Permission for Accepting Deposits (Category 1, or Category 5 for an Islamic Financial Institution managing a PSIAu)
Minimum capitalUSD 10m
Layin lokaciBa a wallafa ba
AuthorityFSRA
Miliyan 10 na Amurka a matsayin bukatun jarin farko ga nau’in 1 da nau’in 5, tare da bukatun jarin bashi, kasuwa, aiki da CVA
Dokar
Financial Services and Markets Regulations 2015 (FSMR); FSRA Prudential Rules (PRU) 1.3 and 3.3.2
Farashin
Kudin shigar da aikace-aikacen USD 70,000 da kuma kuɗin kulawa na shekara-shekara USD 100,000 don karɓar ajiya; duk wani aiki na musamman wanda aka yi amfani da shi a lokaci guda yana ƙara mafi ƙarancin daga USD 10,000 ko kuɗinsa; Kasuwancin Kudi na Musulunci yana ƙara aikace-aikacen USD 5,000 da kuma kulawa ta USD 5,000.
Passporting
A Financial Services Permission na rufe ayyuka da aka tsara a cikin ko daga ADGM kawai.
Buƙatun Maɓalli
Controlled Functions: Senior Executive Officer, Finance Officer, Compliance Officer and MLRO; SEO, Compliance Officer and MLRO must be UAE resident; directors of ADGM-incorporated firms need approval as Licensed Directors (FSRA Getting Started Guide)
Fisikaci a cikin ADGM akan Al Maryah Island ko Al Reem Island (FSRA Getting Started Guide)
Tattaunawar kafin shigarwa, cikakkun aikace-aikace ta hanyar FSRA Haɗa, Amincewa a kan Tsari tare da sharudda, sa'an nan kuma Izinin Ayyuka na Kudi (FSRA Manhajar Farawa)
Bankunan Musulunci da ke gudanar da PSIA ba tare da iyaka ba suna cikin nau'i na 5 tare da bukatar jarrabawa ta kasuwanci
Ma’aikatar Harkokin Kudi ta ba da izinin gudanar da kasuwancin zuba jari a matsayin mai saka hannun jari ko mai bayar da bashi (Kategori na 2)
Minimum capitalUSD 2m
Layin lokaciBa a wallafa ba
AuthorityFSRA
Miliyan 2 na Amurka
Dokar
FSMR; FSRA PRU 1.3 and 3.3.2
Farashin
Tallace-tallacen zuba jari a matsayin Mai baiwa: aikace-aikacen USD 40,000, kulawa ta shekara-shekara na USD 50,000; Ba da Kudin: aikace-aikacen USD 70,000, kulawa ta shekara-shekara na USD 100,000. OTC leveraged kayayyakin tare da Retail Clients ƙara USD 40,000 aikace-aikace da USD 40,000 kulawa.
Passporting
A Financial Services Permission na rufe ayyuka da aka tsara a cikin ko daga ADGM kawai.
Buƙatun Maɓalli
Controlled Functions: Senior Executive Officer, Finance Officer, Compliance Officer and MLRO; SEO, Compliance Officer and MLRO must be UAE resident; directors of ADGM-incorporated firms need approval as Licensed Directors (FSRA Getting Started Guide)
Fisikaci a cikin ADGM akan Al Maryah Island ko Al Reem Island (FSRA Getting Started Guide)
Tattaunawar kafin shigarwa, cikakkun aikace-aikace ta hanyar FSRA Haɗa, Amincewa a kan Tsari tare da sharudda, sa'an nan kuma Izinin Ayyuka na Kudi (FSRA Manhajar Farawa)
Ma’aikatar Harkokin Kudi ta ba da izinin gudanar da kasuwancin zuba jari a matsayin mai wakilci ko kuma a matsayin mai kulawa (Kategori 3A)
Minimum capitalUSD 500k
Layin lokaciBa a wallafa ba
AuthorityFSRA
USD 500,000 Base Capital Requirement; USD miliyan 2 ga kamfanonin da ke kasuwanci a matsayin Matched Principal a cikin OTC leveraged products ko derivatives tare da Retail Clients
Dokar
FSMR; FSRA PRU 1.3 and 3.3.2
Farashin
Daki-daki a cikin zuba jari kamar mai ba da shawara ko kuma a matsayin Mai haɗawa: aikace-aikacen USD 25,000, USD 25,000 kulawa ta shekara.
Passporting
A Financial Services Permission na rufe ayyuka da aka tsara a cikin ko daga ADGM kawai.
Buƙatun Maɓalli
Controlled Functions: Senior Executive Officer, Finance Officer, Compliance Officer and MLRO; SEO, Compliance Officer and MLRO must be UAE resident; directors of ADGM-incorporated firms need approval as Licensed Directors (FSRA Getting Started Guide)
Fisikaci a cikin ADGM akan Al Maryah Island ko Al Reem Island (FSRA Getting Started Guide)
Tattaunawar kafin shigarwa, cikakkun aikace-aikace ta hanyar FSRA Haɗa, Amincewa a kan Tsari tare da sharudda, sa'an nan kuma Izinin Ayyuka na Kudi (FSRA Manhajar Farawa)
Ma'aikatar Harkokin Kudi ta ba da izinin gudanar da dukiyar jama'a ko kuma gudanar da wani asusun zuba jari na jama'a (Kategori 3C)
Minimum capitalUSD 250k
Layin lokaciBa a wallafa ba
AuthorityFSRA
USD 250,000 Base Capital Requirement for Category 3C; idan aikin kawai shi ne kula da kudade, USD 150,000 ga kudade na jama’a ko masu sayar da kaya da kuma USD 50,000 ga sauran kudade; kudin shiga-da aka dogara da kasafin kudi na 13/52 ko 18/52 na kudade na shekara-shekara an duba su kuma ana amfani da su
Dokar
FSMR; FSRA PRU 1.3 and 3.3.2; Fund Rules (FUND)
Farashin
Manajan dukiya: aikace-aikace da kulawa na dala dubu 25,000; Manajan wani asusun zuba jari na jama'a: aikace-aikace da kulawa na dala dubu 10,000.
Passporting
A Financial Services Permission na rufe ayyuka da aka tsara a cikin ko daga ADGM kawai.
Buƙatun Maɓalli
Controlled Functions: Senior Executive Officer, Finance Officer, Compliance Officer and MLRO; SEO, Compliance Officer and MLRO must be UAE resident; directors of ADGM-incorporated firms need approval as Licensed Directors (FSRA Getting Started Guide)
Fisikaci a cikin ADGM akan Al Maryah Island ko Al Reem Island (FSRA Getting Started Guide)
Tattaunawar kafin shigarwa, cikakkun aikace-aikace ta hanyar FSRA Haɗa, Amincewa a kan Tsari tare da sharudda, sa'an nan kuma Izinin Ayyuka na Kudi (FSRA Manhajar Farawa)
Kashe bukatun tattalin arzikin da ake buƙata ga masu kula da zuba jari na dijital (robo-advisors) a ƙarƙashin FSRA shawarwarin ƙarin
Shawara kan Ayyukan Kudi (aikacen biyan kudi, adadin da aka adana, aika-aikar kudi, musayar kudade)
Minimum capitalNau’in 3C: buƙatar hannun jari ita ce mafi girma daga PRU 3.3 Buƙatar Haɗakar Hankali da kuma wani ma'auni mai dorewa: ƙananan adadin da ke dorewa don musayar kuɗi, EBCM tare da Buƙatar Hankali Mai Sauya ga masu aikawa, VCR a ƙarƙashin PRU 3.6A.4 don sabis na biyan kuɗi ko 3.6A.6 don masu ba da darajar ajiya
Layin lokaciBa a wallafa ba
AuthorityFSRA
Nau'i 3C: bukatun jarin ne mafi girma na PRU 3.3 Base Capital Requirement da kuma wani aiki-da aka dogara a kan ka'ida: kashe-da aka dogara a kan mafi ƙarancin ga musayar kudi, EBCM tare da Variable Capital Requirement for remitters, VCR a karkashin PRU 3.6A.4 don biyan sabis ko 3.6A.6 ga adana daraja masu bayarwa
Dokar
FSMR; FSRA PRU 3.3 and 3.6A (Variable Capital Requirement)
Farashin
Kudin shigar da aikace-aikacen da kuma kulawa ta shekara: USD 25,000 kowace ga sabis na biyan kuɗi; USD 15,000 kowace don aika kudi; USD 15,000 kowace don musayar kudade.
Passporting
A Financial Services Permission na rufe ayyuka da aka tsara a cikin ko daga ADGM kawai.
Buƙatun Maɓalli
Controlled Functions: Senior Executive Officer, Finance Officer, Compliance Officer and MLRO; SEO, Compliance Officer and MLRO must be UAE resident; directors of ADGM-incorporated firms need approval as Licensed Directors (FSRA Getting Started Guide)
Fisikaci a cikin ADGM akan Al Maryah Island ko Al Reem Island (FSRA Getting Started Guide)
Tattaunawar kafin shigarwa, cikakkun aikace-aikace ta hanyar FSRA Haɗa, Amincewa a kan Tsari tare da sharudda, sa'an nan kuma Izinin Ayyuka na Kudi (FSRA Manhajar Farawa)
Variable Cibiyar Buƙata scales da biyan ko adadin adadin adadi (PRU 3.6A)
Ayyukan da aka tsara a dangantaka da Virtual Assets (Virtual Asset framework, COBS Chapter 17)
Minimum capitalA cikin al'ada, PRU babban birnin ga irin wannan aiki a cikin kayayyakin gargajiya. Virtual asset custody: higher of USD 250,000 or six months' annual audited expenditure. MTF ta amfani da dukiyoyin kwaikwayo: watanni shida na tattalin arzikin aiki tare da buffer har zuwa watanni shida na gaba, an riƙe su a cikin fiat (MIR 3.2)
Layin lokaciBa a wallafa ba
AuthorityFSRA
A halin da ake ciki, kudin PRU na aiki guda a cikin dukiyoyin gargajiya. Kula da dukiyoyin kwaikwayo: mafi girma daga USD 250,000 ko kuma watanni shida na kashe kuɗaɗe na shekara-shekara. MTF ta amfani da dukiyoyin kwaikwayo: watanni shida na kashe kuɗaɗen gudanarwa tare da buffer har zuwa watanni shida na ƙarshe, an riƙe su a cikin fiat (MIR 3.2)
Dokar
FSMR; FSRA Conduct of Business Rulebook (COBS) Chapter 17; Market Infrastructure Rulebook (MIR) Rule 3.2; FEES Rule 3.17
Farashin
Asusun ajiyar kudade na zahiri yana biyan haraji na aikace-aikacen USD 20,000 da kuma kulawa ta shekara ta USD 15,000 a sama da harajin don ayyukan da aka tsara; wani MTF na kudade na zahiri yana biya haraji na aikace-aikacen USD 125,000 da kuma kulawa ta USD 60,000 tare da haraji na kasuwanci na watanni (FEES Rule 3.18).
Passporting
A Financial Services Permission na rufe ayyuka da aka tsara a cikin ko daga ADGM kawai.
Buƙatun Maɓalli
Kamar yadda aka yarda da Virtual Assets kawai za'a iya amfani da su; tsari na karɓa an daidaita shi a watan Yunin 2025
Privacy Tokens da Algorithmic Stablecoins an hana su ga duk wani Aiki Mai Kulawa
Tattaunawa da nuna fasahar da aka yi kafin shigarwa, shirin farawa mai bayani dalla-dalla, da gwajin farawa na aiki a gaban shiga rayuwa
Controlled Functions: Senior Executive Officer, Finance Officer, Compliance Officer and MLRO; SEO, Compliance Officer and MLRO must be UAE resident; directors of ADGM-incorporated firms need approval as Licensed Directors (FSRA Getting Started Guide)
Fisikaci a cikin ADGM akan Al Maryah Island ko Al Reem Island (FSRA Getting Started Guide)
Financial Services Permission for Issuing a Fiat-Referenced Token
Minimum capitalUSD 2m
Layin lokaciBa a wallafa ba
AuthorityFSRA
Miliyan 2 na Amurka (Kategori 3C), tare da wani adadin kudin da ya dogara ga kudin shekara-shekara na shekara guda
Dokar
FSMR; FSRA PRU 3.3.2
Farashin
70,000 da kuma USD 70,000 na kulawa a kowace shekara.
Passporting
A Financial Services Permission na rufe ayyuka da aka tsara a cikin ko daga ADGM kawai.
Buƙatun Maɓalli
Controlled Functions: Senior Executive Officer, Finance Officer, Compliance Officer and MLRO; SEO, Compliance Officer and MLRO must be UAE resident; directors of ADGM-incorporated firms need approval as Licensed Directors (FSRA Getting Started Guide)
Fisikaci a cikin ADGM akan Al Maryah Island ko Al Reem Island (FSRA Getting Started Guide)
Tattaunawar kafin shigarwa, cikakkun aikace-aikace ta hanyar FSRA Haɗa, Amincewa a kan Tsari tare da sharudda, sa'an nan kuma Izinin Ayyuka na Kudi (FSRA Manhajar Farawa)
Financial Services Regulatory Authority of Abu Dhabi Global Market (FSRA) · websitebanks, E-money institutions, Payment service providers, Investment firms, Virtual asset service providers (VASPs), Insurance, Funds, Trust companies
FSRA's own Getting Started Guide (2025) and FSRA consultation and guidance documents because the ADGM rulebook site returned HTTP 403 to our fetcher; the PRU 3.3.2 text itself could not be opened directly. Lower-risk firm amendments took effect on 19 August 2025: Category 4 base capital is USD 50,000 (USD 150,000 for Private Financing Platforms holding client assets), Category 4 companies without client assets no longer face the expenditure-based minimum, and base capital for Providing Custody for a non-public Fund fell to USD 250,000 (the Getting Started Guide still shows USD 4 million for Category 3B). PII minimum standards apply to renewals from 1 January 2026. The FSRA does not publish a statutory licensing timeline that we could verify, so timeline_months is null. FSRA consulted in 2025 on a framework for staking of virtual assets (CP 10 of 2025); check the current status before relying on it. Gaming: no online gaming license regime in ADGM. Fees are in USD; the national currency is the UAE dirham (AED).
Bayanai na Gabaɗaya
About United Arab Emirates
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Financial free zone in the UAE (Abu Dhabi)
Capital
City in United Arab Emirates
Mafi girman birni
City in United Kingdom
Area
83,600 km²
Yarukan hukuma
Larabci
Yana da Lokaci
UTC+04:00
Main exports
man fetur
Dakata
color
fasaha ta watsa labarai
gas na halitta
Main export partners
China
India
Japan
Iraq
Thailand
Sources for the country information(13)
Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.
