An fassara wannan shafi da na'ura daga Ingilishi kuma ba a duba shi ta wani mai fassara ba. Waɗannan kalmomi na doka da dokoki za su iya zama marasa daidaito. Fassarar Ingilishi ce mafi inganci. Ka karanta wannan shafi cikin Ingilishi
Afirka ta Kudu tana da mafi girma da kuma mafi ci gaban fannin kudi a Afirka, tare da nau'in tsaunuka biyu: Hukumar Prudential a cikin South African Reserve Bank tana kula da bankuna da masu inshora, kuma Hukumar Kula da Harkokin Harkokin Kudi na Kasa (Financial Sector Conduct Authority) tana kula da halayen kasuwa da masu samar da sabis na kuɗi. Ya kasance daya daga cikin farkon manyan tattalin arzikin da suka zo da masu tsare-tsaren crypto a cikin lasisin, ta hanyar bayyana crypto a matsayin samfurin kuɗi a 2022.
Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes6
Kudin kudiZAR
S&P ratingBB
Zaben gabada aka biya cikin 2029
South Africa was on the FATF grey list from February 2023 until it exited on 24 October 2025 and was not relist at the 17 to 19 June 2026 plenary; it was removed from the EU high-risk list by Delegated Regulation (EU) 2026/83, reflected in the consolidated list applying from 29 January 2026, and is not in Annex I of the EU tax list as of 17 February 2026. Checked 7 October 2026.
Gwamnati da siyasa
Gwamnati
Republic of the CongoRepublic of the Congo
Gwamna
Cyril Ramaphosa · tun Fabrairu 2018
Gwamna
Cyril Ramaphosa (African National Congress)
Jam'iyyun siyasa
Gwamnatin hadin kan kasa da aka jagoranta ta African National Congress tare da Democratic Alliance, Inkatha Freedom Party, Patriotic Alliance, Freedom Front Plus da sauran kungiyoyi masu ƙaranci
Zabe na ƙarshe
Zaben jama'a (Assembly na kasa da majalisar dokoki ta jihohi), 29 ga watan Mayu, 2024
Zaben gaba
Zaben jama'a, da za a yi a shekarar 2029. Zaben gwamnati na jihohi zai gudana tsakanin ƙarshen shekarar 2026 da farkon shekarar 2027
Legislature
Majalisar Dokoki: Majalisar Tarayya (400) da Majalisar Tarayya ta Jihohi (90 wakilai)
Sistema Legal
Tsarin haɗe-haɗe na doka ta jama'a ta Roman-Dutch, doka ta al'ada ta Ingilishi da doka ta al'ada
Ƙasa da kudi
Jami'a
64.7m (2025)
GDP
USD 427.1bn (2025)
GDP per person
USD 6,769 (2025)
Kudin kudi
South African rand (ZAR), floating
Bankin Cibiyar
Bankin Tarayyar Afirka
Credit rating
S&P BB (positive) · Moody's Ba2 (positive) · Fitch BB (stable) (as of June 2026)
Mafi yawan tattalin arzikin Afirka na masana'antu, an gina shi ne a kan ma'adinai, samarwa da sabis, tare da Johannesburg mai shirya mafi girman musayar hannun jari na nahiyar da kuma mafi kyawun tsarin banki.
Banki
Shigar da Banki (da izinin kafa shi bisa sashe na 12, shiga a karkashin sashe na 16)
Minimum capitalUSD 15m
Layin lokaci6 zuwa 9 watanni; dole ne a yi rajista cikin 12 watanni na izinin kafa
AuthorityƘungiyar Ƙungiyoyin Kasuwanci ta Nijeriya (NCC)
Kashi mafi ƙaranci na R250 miliyan ga bankuna da kuma ga sassa ko sassan bankunan waje; kashin mafi ƙarancin adadin adadin tattalin arzikin ƙasa aƙalla 11.5% da kuma adadin leverage aƙalla 4% (Dokar 6 ta 2017)
Dokar
Banks Act 94 of 1990, s.12, s.16 and s.18A (foreign institutions); s.37 (shareholding above 15% needs approval)
Farashin
Kudin da aka tanada a karkashin sashe na 58 na dokokin da suka shafi bankuna (kuɗaɗen da ba a bayyana su ba a cikin jadawalin PA)
Passporting
Babu fasfo; bankuna na waje suna bukatar wani kamfani ko filin da aka amince a karkashin s.18A.
Buƙatun Maɓalli
Wanda ya shigar da aikace-aikacen dole ne ya kasance kamfani na jama'a a karkashin Dokar Kamfanoni ta 71 ta 2008
Mai bayar da biyan kuɗi na ɓangare na uku (TPPP) da rajistar mai sarrafa tsarin
Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthoritySouth African Reserve Bank (functions registration moved from PASA to the SARB on 2 September 2026)
Dokar
National Payment System Act 78 of 1998; SARB Directive No. 1 of 2007 (payments to third persons, Government Gazette 30261 of 6 September 2007); Directive No. 2 of 2007 (system operators)
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
Wasu mutane da suke karɓar kudi ko umarni na biyan kuɗi daga masu biya don biyan wasu mutane na uku a matsayin wani ɓangare na kasuwancin da ke faruwa a karkashin Dokar 1 ta 2007
Har zuwa 2 ga Satumba, 2026 TPPPs an yi rajista da PASA ta hanyar banki mai tallafawa; rajistar da ke akwai na ci gaba da kasancewa
Aikin da ake yi a yanzu yana bin ka'idojin PASA na baya har sai SARB ta fitar da tsarinta na karshe na amincewa
Mai ba da sabis na kudi (FSP) lasisin sabis na crypto asset
Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityHukumar Kula da Tattalin Arziki
Dokar
Financial Advisory and Intermediary Services Act 37 of 2002, s.7(1) and s.8, read with the FSCA Declaration of crypto assets as a financial product (Government Gazette, 19 October 2022); Financial Intelligence Centre Act, 2001, Schedule 1 item 22
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
Wanda ya bayar da shawara ko sabis na matsakaici akan dukiyar crypto a matsayin wani abu na kasuwanci dole ne ya kasance mai izinin FSP ko wakilin daya
Ya kunshi kulawa, tsare-tsaren tsaro, kasuwanci a madadin abokan ciniki, dandamalin kasuwanci, sayarwa, tallace-tallace da shawarwari
Masu bayar da sabis na Crypto asset suna cikin hukumomin da ke da alhakin a karkashin dokar FIC kuma dole ne su yi rajista tare da FIC kuma su gudanar da AML/CFT ayyukan
Crypto dukiyoyin ba kudi ko doka bayar da kuma fadi a waje na NPS Act (SARB da FSCA Joint Communication, 28 May 2026)
Financial Advisory and Intermediary Services Act 37 of 2002, s.7 and s.8
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
Ya kamata ga duk wanda ke ba da shawara ko bayar da sabis na matsakaici akan kayayyakin kuɗi (ashi, derivatives, saka hannun jari na jama'a da kuma, tun daga 2022, dukiyar crypto)
Masu muhimmanci da wakilai dole ne su cika bukatun da suka dace
Ma’aikacin kula da biyayya da rajistar dokar FIC a matsayin wata kungiya mai alhakin kanta
National Gambling Board and Provincial Licensing Authorities (NGB) · websiteOnline gaming
Payments reform: the SARB published a draft Directive on specified payment activities (May 2026) that would license non-bank payment institutions by activity, with draft initial capital of R8 million for Tier 1 e-money issuers, R5 million Tier 2 e-money, R3 million acquiring, R2 million payment initiation, R2 million Tier 1 and R500,000 Tier 2 TPPPs, and R2 million Tier 1 and R500,000 Tier 2 money remittance. %s: Wannan shi ne ƙididdiga na ƙuri'a, ba a sanya su cikin aiki ba har yanzu, don haka min_capital ba ta da amfani ga biyan kuɗaɗe. The SARB har yanzu lissafi na Position Paper 01 of 2009 a kan kudi na lantarki kamar yadda ke nan e-dalar dokar; wannan doka za ta samar da lasisi na farko ga masu fitar da kudi ta hanyar intanet waɗanda ba bankuna ba. An cire amincewa da PASA a matsayin mai kula da tsarin biyan kuɗi kuma ayyukanta na ba da izini sun motsa zuwa SARB (shigar da aka kammala 2 Satumba 2026). Masu samar da OTC derivative da kuma ginin masana'antu na kasuwa an ba su izini ta FSCA a ƙarƙashin Dokar Kasuwancin Kudi 19 na 2012; ba a tabbatar da adadin babban birnin ba. Bankunan hadin gwiwa an yi rajista da su a karkashin dokar Bankunan hadin gwiwa, 2007; ba a tabbatar da iyakoki ba. Ba a iya dawo da kudaden FSP da bukatun lafiyar kuɗi da kudade na FSCA daga wani shafi na hukuma ba kuma an bar su. An yi tsammanin FATF nazarin juna na Afirka ta Kudu mai zuwa zai fara a rabin farkon 2026 kuma ya ƙare a watan Oktoba 2027 (National Treasury).
Bayanai na Gabaɗaya
About South Africa
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Sovereign state
Capital
Hausa (administrative); Cape Town (legislative); City in South Africa
Mafi girman birni
City in Botswana
Area
1,219,090 km²
Yarukan hukuma
isiZulu, isiXhosa, Afrikaans, Sepedi, Setswana, English, Sesotho, Xitsonga, siSwati, Tshivenda, isiNdebele, South African Sign Language
Yana da Lokaci
UTC+02:00
Main exports
color
platinum
karfe
motoci
Iron ore
Main export partners
China
United States
Jamus
India
United Kingdom
Sources for the country information(8)
Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.
