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Jurisdiction · Africa

Seychelles

Seychelles ita ce cibiyar kasuwanci ta waje mai ƙarancin tekun Indiya wacce aka fi sani da ita ga kamfanonin kasuwanci na duniya, masu sayar da takardun shaida waɗanda ke ba da sabis na FX da CFD, kuma, tun daga 2024, wani tsarin lasisi na musamman don masu ba da sabis na kayan aiki. Banki da biyan kuɗi an kula da su ta hanyar Bankin Cibiyar Seychelles, yayin da Hukumar Kula da Ayyukan Kudin ke rufe ayyuka na kudi na banki, caca da rajista na kamfanin.

Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes6
Kudin kudiSCR
Fitch ratingBB
Zaben gabada aka biya a cikin 2030

Ba a kan FATF grey ko black lists after the 17 to 19 June 2026 plenary, not on the EU high-risk list (consolidated version applying from 29 January 2026), and not in Annex I of the EU tax list as of 17 February 2026; Seychelles was in Annex I from 17 October 2023 to 20 February 2024 and was then held in Annex II until it was removed from Annex II on 17 February 2026. Checked 7 October 2026.

Gwamnati da siyasa

Gwamnati
Republic of President
Gwamna
Patrick Herminie · tun Oktoba 2025
Gwamna
Patrick Herminie (United Seychelles)
Jam'iyyun siyasa
Seychelles
Zabe na ƙarshe
Zaben Shugaban Kasa, Oktoba 2025
Zaben gaba
Shugaban kasa da Majalisar Tarayya, da aka yi a 2030. Herminie ya lashe tsohon shugaban kasar Wavel Ramkalawan da kashi 52.7% a zaben Oktoba na 2025 kuma an rantsar da shi a ranar 26 ga watan Oktoba na shekarar 2025; United Seychelles ta lashe 19 daga cikin 34 na kujerar majalisar a ranar 27 ga watan Satumba na shekarar 2025.
Legislature
Majalisar Tarayya (unicameral, 34 seats: 26 directly elected and 8 proportional)
Sistema Legal
Shiri mai haɗuwa na doka ta al'ada ta Ingilishi, doka ta jama'a ta Faransa da kuma doka ta al'ada

Ƙasa da kudi

Jami'a
122.7k (2025)
GDP
USD 2.3bn (2025)
GDP per person
USD 18,479 (2025)
Kudin kudi
Seychelles rupee (SCR), floating
Bankin Cibiyar
Bankin Cibiyar Seychelles
Credit rating
Fitch BB (stable) (as of Satumba 2026)

A high-dabino island tattalin arziki dogara a kan yawon shakatawa da tuna fishe, tare da wani kamfanin kasuwanci na kasa da kasa da offshore financial services sector kula da by the Financial Services Authority.

Banki

Lasisin Banki

Minimum capitalƘarfin kuɗi da aka biya ko aka ba da shi wanda bai kasa da SCR 20,000,000 ba, tare da adadin isasshen kuɗaɗe na kashi 12% aƙalla da kuma adadin kuɗaɗen farko na kashi 6% aƙalla
Layin lokaciCBS tabbatar da cika cikin kwanaki 30 kuma dole ne ya ba ko dakatar a cikin kwanaki 90 na wani cikakken aikace-aikace (FIA s.6)
AuthorityBankin Cibiyar Seychelles

Asusun ajiyar da aka biya ko aka ware ba ya kasa da SCR 20,000,000, tare da adadin adadin adadin da ake buƙata na kashi 12% da kuma adadin da ake buƙata na kashi 6%

Dokar
Financial Institutions Act, 2004, s.3(1)(a) and s.5 to 6; Financial Institutions (Capital Adequacy) Regulations, 2010 (S.I. 73 of 2010), reg. 4 and 5
Passporting
Babu takardar izinin shiga; lasisin yana da inganci ga Seychelles kawai.
Buƙatun Maɓalli
  • Aikace-aikace a kan takardar da CBS ta tanada tare da ginin hannun jari da bayanai na masu saka hannun jari masu yawa (10% ko fiye)
  • Fit da kuma daidai tattaunawa na shugabanni, manajan shugabanci da muhimman shaidu
  • An shirya shirin kasuwanci zuwa umarnin CBS
  • Wanda yake neman shiga wani banki na waje ya kamata ya nuna cewa yana da cikakkiyar damar biyan bukatun kasa da kasa.
Sources(3)
  1. CBS: Consolidated Financial Institutions (Capital Adequacy) Regulations 2010 to 2023 · checked 2026-10-07
  2. CBS: Financial Institutions Act, 2004 (as amended) · checked 2026-10-07
  3. CBS: Application for a banking licence form · checked 2026-10-07
Banki

Offshore banking license

Minimum capitalUSD 2m
Layin lokaciSame FIA s.6 standard: hukunci a cikin kwanaki 90 na cikakke shigarwa
AuthorityBankin Cibiyar Seychelles

Miliyan 2 na Amurka da aka biya a cikin wani asusun da aka amince da shi ta hanyar hukumar CBS (a kan rahoton bayanan CBS, ba a sanya ranar ba)

Dokar
Financial Institutions Act, 2004, s.3(1)(b) and s.58; Financial Institutions (Non Domestic Banking Business) Regulations, 1996
Farashin
Kudin shigarwa US $ 2,000; kuɗin shekara US $ 15,000 (a kan rahoton bayanan CBS, ba a sanya ranar ba)
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
  • Wanda ya shigar da aikace-aikacen dole ne ya kasance yana da tarihin tafiyar da shekaru biyar na ci gaba da riba a cikin banki
  • Ya kamata ya kasance a karkashin kulawa ta haɗin gwiwa daga mai kula da gidansa, an tabbatar da shi a cikin rubutu
  • Abin da ke faruwa a Seychelles; babu ayyukan baƙin ƙarfe
  • Business only with non-residents and in currencies other than the Seychelles rupee
Sources(1)
  1. CBS: Information on the establishment and operation of offshore banks · checked 2026-10-07
Mai ba da sabis na biyan kuɗi (PSP)

Lasisi na mai bayar da sabis na biyan kuɗi (ciki har da kudi na lantarki)

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityBankin Cibiyar Seychelles
Dokar
National Payment System Act, 2014 (as amended), s.7 (licensing of payment service providers) and s.35 (issuance of electronic money)
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
  • Ba wanda zai iya aiki a matsayin mai bayar da sabis na biyan kuɗi sai dai idan an ba shi izini ta CBS ko kuma ya yi aiki a matsayin wakilin mai ba da izini
  • E-dalar dole ne a fitar da ita a kan par ga Seychelles rupees da aka karɓa kuma ba za a iya amfani da ita don bayar da bashi ba
  • E-dalar masu fitarwa dole ne su yi rahoton kididdiga kan e-dalar da aka shigar don haka CBS na iya kula da samarwa da gudu
  • 30 kwanakin kasuwanci da farko sanarwar zuwa CBS kafin fadada samfurin ko sabis bayarwa (s.7A)
  • Dokar fitarwa: mai samarwa yana da alhakin cikakke ga jami'ai da na uku
Sources(1)
  1. CBS: National Payment System Act 2014 as amended (consolidated) · checked 2026-10-07
Kamfani na zuba jari

Lasisin mai sayar da kuɗaɗe

Minimum capitalUSD 50k
Layin lokaciBa a wallafa ba
AuthorityFinancial Services Authority
Dokar
Securities Act, 2007
Farashin
1,500; shekara-shekara lasisin kudin US $ 3,000 (FSA kudin shirin sigar 5 Yuli 2022). Mai wakiltar mai sayar da tikitoci: US$500 aikace-aikace, US$750 shekara-shekara.
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
  • Shigar da kamfanin Seychelles ta hanyar FSA
  • Masu wakilci masu hulɗa da abokan ciniki suna buƙatar lasisi na wakilcin mai sayar da kuɗaɗensu
  • Fitar da kuma daidaita shugabanni da masu kulawa
Sources(2)
  1. FSA: FAQs · checked 2026-10-07
  2. FSA: Licensing and Registration Fees · checked 2026-10-07
Mai ba da sabis na kayan kwamfutoci (VASP)

Lasisi na mai samar da sabis na asusun kwamfutoci

Minimum capitalUSD 25k
Layin lokaciFSA sabis standard: 3 watanni zuwa shekaru 2 daga wani cikakke aikace-aikace, dangane da wahala
AuthorityFinancial Services Authority

Masu shiga sabon: US $ 75,000 mai ba da katin kuɗi, US $ 100,000 musayar, US $ 50,000 brokering, US $ 25,000 mai bayarwa na zuba jari, yana tashi zuwa 2.5% na kudin shiga na shekara daga biyan lasisin shekara ta uku; kungiyoyi waɗanda ke aiki a farkon: 2.5% na kudin shiga na shekara

Dokar
Virtual Asset Service Providers Act, 2024; Virtual Asset Service Provider (Capital and other Financial Requirements) Regulations, 2024 (S.I. 72 of 2024), Schedule
Farashin
Kudin aikace-aikacen SCR 75,000. Kudin shekara: tushe SCR 75,000 da kuma SCR 300,000 (mai ba da wayoyin hannu), SCR 375,000 (canje-canje), SCR 150,000 (dabarun) ko SCR 75,000 (mai ba da saka hannun jari).
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
  • Resident director present in Seychelles 183 days or more in any 12 months
  • Kamfanin da ke gudanar da ayyukan samar da kudaden shiga, tare da tattaunawar kwamitin 2 da na shugabanci 4 a kowace shekara a Seychelles
  • Ma'aikaci mai bin doka da oda na tsawon lokaci; ba za a iya fitar da wannan aiki ba
  • Kashi da aka biya a cikin wani banki mai izinin Seychelles ko wata cibiyar waje ta Basel II
  • An ki amincewa da aikace-aikacen da ba su cika ba, an rasa kudin kuma wata 6 na sake gabatarwa zai yi aiki
Sources(3)
  1. FSA: VASP FAQs · checked 2026-10-07
  2. FSA: Virtual Asset Service Providers Licence Application Guidelines (28 April 2025) · checked 2026-10-07
  3. Official Gazette: S.I. 72 of 2024, VASP (Capital and other Financial Requirements) Regulations 2024 · checked 2026-10-07
Operator na wasan kwaikwayo na kan layi

Interactive gambling license

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityFinancial Services Authority
Dokar
Seychelles Gambling Act, 2014
Farashin
Kudin shigar da aikace-aikace SCR 50,000; kuɗin lasisin shekara SCR 300,000 (farashin FSA na ranar 5 ga Yuli, 2022)
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
  • Wanda ya shigar da aikace-aikacen dole ne ya kasance wani kamfani wanda aka yi rajista a Seychelles bisa dokar Kamfanoni, 1972
  • An amince da ginin ne daga Hukumar Gudanar da Ayyuka ta Seychelles
  • Dukkan ma’aikatan suna bukatar takardar shaidar amincewa ta FSA (s.32)
  • Ba'a yarda da ayyuka na Junket ba
Sources(2)
  1. FSA: FAQs · checked 2026-10-07
  2. FSA: Licensing and Registration Fees · checked 2026-10-07
Supervisors

Wane ke sarrafawa

  • Central Bank of Seychelles (CBS) · websitebanks, Payment service providers, E-money institutions, FX brokers
  • Financial Services Authority (FSA) · websiteInvestment firms, Virtual asset service providers (VASPs), Online gaming, Funds, Trust companies, Insurance

VASP masu aiki na yanzu ya kamata su shigar da aikace-aikacen cikakke ta 31 Disamba 2024 don ci gaba da aiki. Ba a bayyana lokacin da ake bukata don gudanar da ayyukan bayar da sabis na biyan kudi ba a cikin dokar NPS, kuma dokokin aiwatarwa ba su kasance ba, don haka an bar su. A offshore banki lissafi zo daga wani undateded CBS bayanin kula da kuma ya kamata a tabbatar da su da CBS kafin dogara a kan su. The FSA fee schedule used is the version dated 5 July 2022 and may have been revised. FSA kuma ta yi rajista da kamfanonin kasuwanci na kasa da kasa da kuma lasisi na fiduciary (asusun sabis na kamfani) masu samarwa, wanda shi ne dalilin da ya sa manyan kungiyoyin kasashen waje da yawa ke amfani da Seychelles. CBS ta ba da lasisi ga ofisoshin musayar kudi a karkashin dokar kungiyoyi masu zaman kansu.

Bayanai na Gabaɗaya

About Seychelles

Seychelles on the globe
Map of Seychelles Victoria
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Sovereign state
Capital
Victoria
Area
455 km²
Yarukan hukuma
Seychellois Creole, English, French
Yana da Lokaci
UTC+04:00

Main exports

  • Kifi (tuna mai kwalba)
  • Tourism
  • Scrap iron
  • Aikin abincin dabbobi
  • Ma'aikatar Kudi

Main export partners

  • France
  • Mauritius
  • United Kingdom
  • Japan
  • Italy
Sources for the country information(9)

Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.