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Jurisdiction · Middle East

Qatar (QFC)

Qatar tana da wurare biyu na dokoki: Cibiyar Kudi ta Qatar (QFC), wani cibiyar kudi a Doha tare da dokokinta na doka mai zaman kanta da kuma mai kulawa (QFCRA), da kuma kasuwannin gida wanda ake kulawa da shi ta Bankin Kasa na Qatar (QCB). QFC yana da bankuna masu sayar da kaya, manajoji da shawarwari, kuma tun daga shekarar 2024 an kafa tsarin tokenization wanda ya ƙunshi cryptocurrencies da stablecoins. QCB yana baiwa bankunan gida lasisi kuma, tun daga shekarar 2021, masu samar da sabis na biyan kuɗi waɗanda ba bankuna ba da masu fitar da kuɗaɗen lantarki.

Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes7
Kudin kudiQAR
S&P ratingDakata

Ba a kan FATF grey or black lists after the June 2026 plenary (17 to 19 June 2026), not on the EU high-risk list (consolidated text of 29 January 2026) and not in Annex I of the EU tax list (Council update of 17 February 2026). Checked 7 October 2026.

Gwamnati da siyasa

Gwamnati
Absolute monarchy (emirate)
Amir
Tamim bin Hamad Al Thani · since June 2013
Ministan Harkokin Wajen Najeriya
Saudi Arabia
Jam'iyyun siyasa
Ba a da jam'iyyun siyasa a cikin gwamnati
Zabe na ƙarshe
Zabe na kundin tsarin mulki (an kammala zaben majalisar Shura), 5 ga watan Nuwamba, 2024
Legislature
Kwamitin Shura (na majalisar daya, na shawarwari; aƙalla mambobi 45, dukkansu an nada su ne ta hanyar Amir tun bayan gyaran kundin tsarin mulki na shekarar 2024)
Sistema Legal
Tsarin shari'ar al'umma tare da doka ta musulunci (sharia) a cikin al'umma da al'amuran mutum; QFC tana da kotun shari'ar al'umma da cinikayya mai dogaro da dokokinta.

Ƙasa da kudi

Jami'a
3m (2025)
GDP
USD 221.2bn (2025)
GDP per person
USD 69,680 (2025)
Kudin kudi
Qatari riyal (QAR), an haɗe shi da USD a kan 3.64 ga kowace dala
Bankin Cibiyar
Bankin Tsakiya na Qatar
Credit rating
S&P AA (stable) · Moody's Aa2 (stable) · Fitch AA (negative) (as of September 2026)

Ƙasar Qatar ta dogara ne akan man fetur na halitta daga Arewacin Filin da kuma manyan ajiyar Hukumar zuba jari ta Qatar, yayin da Cibiyar Kudi ta Qatar (QFC) ke ba da dandalin kasuwanci a ƙasa tare da kotunta mai dogaro da doka ta al'ada da kuma mai kulawa mai zaman kanta, Hukumar Kula da Cibiyar Kudi ta Qatar (QFCRA).

Banki

QFC izinin ga kasuwancin banki (deposit-taker)

Minimum capitalUSD 9.6m
Layin lokaciBa a wallafa ba
AuthorityQFC Regulatory Authority

Ma'auni na tattalin arziƙin ƙasa: QR miliyan 35 ga mai saka hannun jari; kamfanoni dole ne su riƙe mafi girman ma'auni na tattalin arziƙin ƙasa da ma'auni na tattalin arziƙi wanda ya dogara da haɗari

Dokar
QFC Law (Law No. 7 of 2005), Financial Services Regulations Schedule 3; Banking Business Prudential Rules 2014 (BANK), rule 3.2.4
Passporting
Babu fasfo. Kamfanonin QFC suna ba da sabis ga abokan ciniki a cikin ko daga QFC bisa dokokin QFC.
Buƙatun Maɓalli
  • A halin yanzu an haramta karbar kudi da kuma ba da bashi ga ko don masu saye masu zama a Qatar bisa doka ta QFC Authority
  • Kashi mafi ƙaranci ya daidaita da mafi girman kashin farko da bukatun kashin farko na haɗari
  • Basel-style prudential rules including capital conservation buffer, liquidity and market risk under BANK
Sources(3)
  1. QFCRA Rulebook: BANK 3.2.4 Base capital requirement · checked 2026-10-07
  2. QFCRA: Banking Business Prudential Rules 2014 (BANK), Version 11, effective 1 July 2024 · checked 2026-10-07
  3. QFCRA: Permitted activities FAQ · checked 2026-10-07
Kamfani na zuba jari

izinin QFC a matsayin mai sayar da saka hannun jari (saye da saka hannun jari a matsayin babban)

Minimum capitalUSD 1.9m
Layin lokaciBa a wallafa ba
AuthorityQFC Regulatory Authority

Buƙatar tattalin arziki na farko: QR miliyan 7 ga mai saka jari

Dokar
Banking Business Prudential Rules 2014 (BANK), rule 3.2.4
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
  • Aikin da ake yi a matsayin mai mulki yana karkashin BANK (ko IBANK ga kamfanonin Musulunci), ba INMA ba
  • Kashi mafi ƙaranci ya daidaita da mafi girman kashin farko da bukatun kashin farko na haɗari
  • Ka'idoji na kariya da umarni ga abokan ciniki don masu sayar da zuba jari (BANK Chapter 12)
Sources(1)
  1. QFCRA Rulebook: BANK 3.2.4 Base capital requirement · checked 2026-10-07
Kamfani na zuba jari

QFC da izinin zama kamfani na INMA (dabarun zuba jari, shawarwari, shiryawa, kulawa, aiki da hukumar)

Minimum capitalUSD 247k
Layin lokaciBa a wallafa ba
AuthorityQFC Regulatory Authority

Kudin da aka biya a matsayin jarin haɗin gwiwa bisa ga aikin: QR 900,000 don shawara, shirya ciniki, shirya kulawa, shirya tallafi ko gudanar da shirin; QR miliyan 1.8 don aiki da hukumar, sarrafa saka hannun jari, kulawa ko gudanar da wani kuɗaɗen zuba jari na jama'a; QR miliyan 35 don kulawa da wani kuɗaɗen zuba jari na jama'a. Mafi girman adadin da za a yi amfani da shi.

Dokar
Investment Management and Advisory Rules 2014 (INMA), rules 1.1.4 and 3.3.3
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
  • Kashi 25 cikin dari na kasafin kudin aiki a kowace shekara (INMA 3.3.4)
  • Inshorar indemnity (INMA Chapter 4)
  • Kudin mai amfani da kuma dokokin kulawa inda ya dace
  • Sabon tsarin ga kamfanonin shawarwari na wholesale (INMA Chapter 9C)
Sources(3)
  1. QFCRA Rulebook: INMA 3.3.3 Minimum paid-up share capital · checked 2026-10-07
  2. QFCRA Rulebook: INMA 3.3.4 Net liquid assets requirement · checked 2026-10-07
  3. QFCRA Rulebook: INMA 1.1.4 Application of INMA · checked 2026-10-07
Mai ba da sabis na kayan kwamfutoci (VASP)

QFC token service license (validation, token generation, token custody, operating a token exchange, token transfer)

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityQFC Authority (token services); QFC Regulatory Authority inda aikin ya danganci tokens na zuba jari
Dokar
QFC Digital Asset Regulations 2024, Article 18; Investment Token Rules 2024 (TOKN) for tokens representing specified products
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
  • Ya rufe tokenization na dukiya kamar shares, bonds, sukuk, kayayyakin da kuma gidaje
  • Ba za a iya samar da sabis na token ba ga tokenan da aka rufe, waɗanda suka haɗa da cryptocurrencies, stablecoins da CBDCs
  • Saƙonnin sabis na tabbaci da yawa suna buƙatar tsarin da zai riƙe su dabam-dabam kuma ya guje wa rikicin sha'awa
  • Ayyukan da suka shafi alamun zuba jari suna bukatar izinin QFCRA
Sources(2)
  1. QFC Digital Asset Regulations 2024 (signed 1 September 2024) · checked 2026-10-07
  2. QFCRA: Cryptocurrencies, stablecoins and certain other virtual assets are excluded tokens (2 September 2024) · checked 2026-10-07
Banki

Bankin Kasa na Najeriya

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityBankin Tsakiya na Qatar
Dokar
Law No. 13 of 2012 on the Qatar Central Bank and the Regulation of Financial Institutions
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
  • Aikin da aka yi a Sashen Lissafi na Sashin Taimako na QCB
  • Minimum capital and detailed licenseing conditions not verified from an official source (see notes)
Sources(1)
  1. QCB: Licensing Department · checked 2026-10-07
E-money institution

QCB lasisin mai bayar da sabis na biyan kuɗi, nau'in I (cikar kudi ta yanar gizo da siyar da kaya)

Minimum capitalUSD 549k
Layin lokaciGwamna zai yanke hukunci cikin kwanaki 60 bayan an cika dukkan sharuddan ba da lasisi
AuthorityBankin Tsakiya na Qatar

QR miliyan 2 (mai ƙaranci, ƙasa da 500,000 ciniki a wata), QR miliyan 5 (matsakaici, 500,000 zuwa miliyan 1) ko QR miliyan 10 (mai girma, sama da miliyan 1), ko kuma kashi 2 cikin dari na matsakaicin e-dalar da kasuwancin kasuwanci a kan kwanakin da suka gabata 90 idan ya fi girma

Dokar
QCB Payment Services Regulation 2021 (in force 15 September 2021), issued under Articles 71 to 73 of Law No. 13 of 2012
Farashin
QR 10,000. Kudin lasisi na shekara-shekara QR 10,000 (buƙatar jarin har zuwa QR miliyan 2.5), QR 20,000 (sama da miliyan 2.5 har zuwa miliyan 5), QR 50,000 (sama da miliyan 5).
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
  • Qatari limited liability or shareholding company; large category must be a shareholding company
  • Kudin mai amfani da aka riƙe a cikin asusun ajiya tare da banki mai izinin QCB
  • Dukkan zirga-zirga a Qatar ana gudanar da su cikin riyal na Qatari
  • Lafiyar bayanai, fitarwa, wakilci da AML/CFTbuƙatun
Sources(1)
  1. QCB: Payment Services Regulation (Licensing and Regulating Payment Service Providers) · checked 2026-10-07
Mai ba da sabis na biyan kuɗi (PSP)

QCB biyan sabis mai samar da lasisin, nau'i na II (daban-daban biyan sabis, babu kudi abokin ciniki rike)

Minimum capitalUSD 549k
Layin lokaciGwamna zai yanke hukunci cikin kwanaki 60 bayan an cika dukkan sharuddan ba da lasisi
AuthorityBankin Tsakiya na Qatar

QR miliyan 2; inda wasu sabis na biyan kudi aka bayar da bukatun jarin an kara su tare

Dokar
QCB Payment Services Regulation 2021
Farashin
Kudin shigar da aikace-aikace QR 10,000. Kudin lasisin shekara-shekara QR 10,000 inda bukatun jarin suka kai zuwa QR miliyan 2.5.
Passporting
Ba da fasfo ba.
Buƙatun Maɓalli
  • Qatari limited liability or shareholding company
  • Ayyukan da aka tsara sun hada da canja wurin kudi na gida da sauran ayyuka na biyan kudin da aka bayyana a cikin dokar
  • Aikin tsaro na bayanai da AML/CFT buƙatu
Sources(1)
  1. QCB: Payment Services Regulation (Licensing and Regulating Payment Service Providers) · checked 2026-10-07
Supervisors

Wane ke sarrafawa

  • Qatar Financial Centre Regulatory Authority (QFCRA) · websitebanks, Investment firms, Funds, Insurance
  • Qatar Financial Centre Authority (QFCA) · websiteVirtual asset service providers (VASPs)
  • Bankin Cibiyar Qatar (QCB) · websitebankuna, masu bayar da sabis na biyan kudi, cibiyoyin kudi ta intanet

QFCRA ta bayyana cewa babu wata dokar banki kan kasuwanci da wasu kudade a cikin QFC (ciki har da riyal na Qatar); riyal shine kudin kasa, kuma amfani da dalar Amurka a cikin QFC ba a tabbatar da shi daga wani tushe na hukuma ba a wannan binciken. Masu bayar da sabis na biyan kuɗi masu izinin QCB dole ne su gudanar da dukkan zirga-zirgar a Qatar a cikin riyal na Qatar. Kuɗaɗen kwaikwayo: a ranar 26 ga Disamba, 2019, QFCRA ta fitar da wata sanarwa mai hana ayyukan da suka shafi kuɗaɗe kwaikwayo waɗanda ke aiki a matsayin maye gurbi don kudi, kuma a ranar 2 ga Satumba, 2024, ta tabbatar da cewa waɗannan kuɗaɗen sun ƙunshi tokens waɗanda aka cire a ƙarƙashin ƙa'idodin QFC Digital Assets Regulations 2024, don haka musayar crypto, kulawa ko brokerage don kuɗaɗen kwaikwayo da stablecoins ba su dace ba a cikin QFC. Ba a tabbatar da matsayi na QCB game da kuɗaɗen kwaikwayo a ƙasa ba daga shafin hukuma a cikin wannan bincike. Littafin dokokin QFCRA bai yi bayanin wani e-money daban ba ko littafin dokoki na sabis na biya; biyan kuɗi da lasisin e-money a Qatar ana aiwatar da su ta hanyar QCB. Kamfanoni na onshore suna karkashin kulawar Hukumar Kasuwancin Kudi ta Qatar kuma ba a rufe su ba a nan. Ba a tabbatar da su ba: kasuwar hannun jari mafi ƙarancin QCB ga bankuna, aikace-aikacen QFC da harajin shekara-shekara, da duk wani lokaci na takardar izini ga kamfanonin QFC. Wasanni ba a rufe su ba. Littafin dokokin BANK an sake gyara shi a shekarar 2025 (BANK da IBANK Amendments Rules 2025); doka ta yanar gizo ta yanzu 3.2.4 tana nuna QR miliyan 35 da QR miliyan 7.

Bayanai na Gabaɗaya

About Qatar

Qatar on the globe
Map of Qatar City in Qatar
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Sovereign state
Capital
City in Qatar
Area
11,586 km²
Yarukan hukuma
Larabci
Yana da Lokaci
UTC+03:00

Main exports

  • gas na halitta mai narkewa
  • man fetur
  • Dakata
  • plastics
  • farfajiya

Main export partners

  • China
  • India
  • Koriya ta Kudu
  • Japan
  • Pakistan
Sources for the country information(12)

Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.