An fassara wannan shafi da na'ura daga Ingilishi kuma ba a duba shi ta wani mai fassara ba. Waɗannan kalmomi na doka da dokoki za su iya zama marasa daidaito. Fassarar Ingilishi ce mafi inganci. Ka karanta wannan shafi cikin Ingilishi
Portugal shi ne a tsakiyar girman euro yanki na kudi kasuwa domined by wani hannun jari na gida banki kungiyoyi, da Lisbon ci gaba da zama fintech da crypto hub. Banco de Portugal kula da bankuna, biyan kuɗi da kuma e-dalar hukumomi, da CMVM kula securities kasuwanni da crypto-asset sabis, da caca kan layi da aka ba da izini ta SRIJ karkashin wani buɗe lasisin zane.
Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes6
Kudin kudiDakata
S&P ratingA+
Zaben gabada aka biya cikin 2029
Portugal ba a kan FATF grey ko black lists (plenary of 19 June 2026); kamar yadda wani EU Member State shi ne a waje na EU high-risk third-country list (Delegated Reg. 2016/1675, consolidated 29 January 2026) da EU tax list (Annex I, updated 17 February 2026). Checked 7 October 2026.
Gwamnati da siyasa
Gwamnati
Czech Republic
Shugaban Jamhuriyar Nijar
António José Seguro · since March 2026
Prime Minister
Luís Montenegro (Social Democratic Party (PSD), Democratic Alliance (AD))
Jam'iyyun siyasa
Democratic Alliance (AD): Social Democratic Party (PSD) da CDS-Party of People's (government minority)
Zabe na ƙarshe
Shugaban kasa (gwaron biyu), 8 ga Fabrairu, 2026
Zaben gaba
Majalisar dokoki (Asabar ta Jamhuriya), da za a yi a 2029. Zaben majalisar dokoki na karshe an gudanar da shi a ranar 18-05-2025
Legislature
Assembly of the Republic (unicameral, 230 seats)
Sistema Legal
Tsarin shari'ar al'umma; Kotun Koli ta yi nazari kan dokoki
Ƙasa da kudi
Jami'a
10.8m (2025)
GDP
USD 346.4bn (2025)
GDP per person
USD 32,166 (2025)
Kudin kudi
Euro (EUR)
Bankin Cibiyar
Bankin Portugal
Credit rating
S&P A+ (positive) · Moody's A3 (stable) · Fitch A+ (stable) (as of September 2026)
An yi amfani da shi a matsayin hanyar zirga-zirgar jiragen ruwa, tashar jirgin kasa, tashar jiragen ruwa, da kuma tashar jirgin kasa mai saukar ungulu.
Banki
Aikace-aikacen hukumar bashi
Minimum capitalBa a wallafa ba
Layin lokaciCRD Art. 15: shawara cikin watanni 6 na wani cikakke aikace-aikace da kuma a kowane hali cikin watanni 12 na karɓar
AuthorityECB a kan shawara daga Banco de Portugal
Dokar
Regime Geral das Instituições de Crédito e Sociedades Financeiras (RGICSF, Decree-Law 298/92); Regulation (EU) No 1024/2013 (SSM)
Passporting
Na'am: EU passport under CRD (Arts. 33 to 39) for branches and cross-border services
Buƙatun Maɓalli
An shigar da aikace-aikacen zuwa ga Banco de Portugal a matsayin mataki na shiga; hukuncin ƙarshe daga ECB
Ya dace da daidaitacce management body da m kwarewa shareholders
Sauƙin shirin kasuwanci, mulki da kulawa ta cikin gida
Layin lokaciPSD2 Art. 12: shawara cikin watanni 3 na shigar da takardar
AuthorityBankin Najeriya
EUR 125,000 ga sabis na biyan kuɗi 1 zuwa 5 na PSD2 Sashe na I; EUR 50,000 idan kawai aka fara biyan kuɗi; EUR 20,000 idan kawai an aika kudi (asusun bayanan sabis yana buƙatar inshorar ƙwararru a matsayin hannun jari na farko)
Dokar
Regime Jurídico dos Serviços de Pagamento e da Moeda Eletrónica (RJSPME, Decree-Law 91/2018), transposing PSD2
Passporting
Ya: EU passport under PSD2 Art. 28 (branch, agent or free provision of services)
Buƙatun Maɓalli
Ma'aikatar a Portugal
Program of operations and business plan
Tsare-tsaren kuɗaɗe na mai amfani
Inshorar indemnity ta sana'a don fara biyan kuɗi da sabis na bayanan asusun
Mai ba da sabis na crypto-asset (CASP) amincewa a karkashin MiCA
Minimum capitalUSD 56k
Layin lokaciMiCA Art. 63: 25 kwanakin aiki don bincika cikakkun bayanai, sa'an nan kuma 40 kwanakin aiki don yanke shawara kan cikakken aikace-aikace (za a iya dakatar da agogon don neman bayani)
AuthorityCMVM (ta wallafa jerin masu bayar da sabis na crypto-asset); ba a tabbatar da daidaitaccen rabon kasa na MiCA iko tsakanin CMVM da Banco de Portugal ba
MiCA Art. 67 da Annex IV: EUR 50,000 (class 1: umarni aiwatarwa, sanyawa, canja wurin sabis, karɓar da isar da, shawara, gudanarwa ta asusun ajiya), EUR 125,000 (class 2: ƙara tsare da kulawa, da musayar kudi ko wasu crypto-assets), EUR 150,000 (class 3: ƙara aiki wani dandali na ciniki); ko kuma rabin shekara ta gabata daidai overheads idan mafi girma
Na'am: MiCA izinin zai iya zama fasfo a duk EU/EEA ta hanyar sanarwar (MiCA Art. 65)
Buƙatun Maɓalli
Aikace-aikacen da aka yi rajista a cikin Tarayyar Turai inda ake bayar da wani bangare na ayyuka, wurin gudanarwa mai tasiri a cikin EU da kuma kowanne manajan da yake zaune a cikin EU (MiCA Sashe na 59(2)
Ya dace da daidaitacce management body da m kwarewa shareholders
Tsare-tsaren tsaro da tsare-tsaren crypto-assets da kuɗaɗe, kulawa da korafe-korafe, rikice-rikice na doka
AML/CFT tsari da kuma bi da ka'idar canja wurin kuɗaɗe (EU) 2023/1113
AuthorityCMVM (cike takardar shaidar ma’aikatan tsare-tsaren kudi); ba a tabbatar da bayar da izinin yanke shawara ba
IFD Art. 9: EUR 75,000 (aiki da karɓa da isar da sako, gudanarwa, kula da asusun ajiya, shawarwari, sanyawa ba tare da ƙuduri ba, ba tare da kuɗin mai amfani ko takardun shaidar da aka riƙe ba); EUR 150,000 (wani kamfani); EUR 750,000
Dokar
Directive 2014/65/EU (MiFID II) and Directive (EU) 2019/2034 (IFD) as transposed in Portugal; Regulation (EU) 2019/2033 (IFR). National act not verified
Passporting
Yes: MiFID II passport (Arts. 34 and 35) for services and branches
Buƙatun Maɓalli
Daidaitacce da daidaitacce gudanarwa da ma'aikatan da suka dace
Kudin da ake samu daga hannun jari da kuma kudaden shiga a karkashin IFR
Shigar da takardar shaidar shiga cikin CMVM a matsayin mai hada-hadar kudi
AuthorityComissão de Jogos (Turismo de Portugal), an kula da shi ta SRIJ
Dokar
Regime Jurídico dos Jogos e Apostas Online (RJO), Decree-Law 66/2015 of 29 April; fees under Portaria 211/2015
Farashin
Licence fitarwa ko sabuntawa EUR 14,481.10 ga daidaitacce-odds wasanni betting, farar hula-raza wasan ko wasanni na chance (EUR 2,413.52 ga bingo); fasaha tsarin amincewa EUR 21,721.65 da kuma EUR 2,413.52 a kowane irin wasa; garanties na EUR 500,000 (yan wasan adadi da kudin fansa) da kuma EUR 100,000 (special online caca haraji)
Passporting
Babu takardar izinin shiga EU don caca: ana buƙatar lasisin Portuguese
Buƙatun Maɓalli
Kamfani mai zaman kanta a matsayin sociedade anónima ko kuma abin da yake daidai da shi tare da ofishinsa a cikin EU ko EEA; kamfanonin kasashen waje suna buƙatar sashen a Portuguese
Probity, economic, financial and technical capacity
Lasisin da aka fitar na shekaru 3, wanda ake sakewa don lokuta masu daidai; babu iyaka kan adadin lasisi
Sarrafawa da amincewar tsarin wasan kwaikwayo na fasaha
Banco de Portugal (BdP) · websiteBanks, E-money institutions, Payment service providers
Commissão do Mercado de Valores Mobiliários (CMVM) · websiteInvestment firms, Virtual asset service providers (VASPs)
Bankin Tsakiya na Turai (Mechanism) (ECB) · websiteBanks
Hukumar Kula da Harkokin Kasuwanci da Tattalin Arziki ta Najeriya Dakata shafukan yanar gizoPhonon::
Portugal ya sanar da wata MiCA na watanni 18 lokacin canji (ESMA jerin, May 2026 sigar), don haka grandfathering na yanzu crypto masu samarwa ya ƙare ba da daɗewa ba kamar yadda 1 Yuli 2026; aikin aiwatar da kasa da duk wani ƙasa mai tsawo kasa cut-off ba a tabbatar. Banco de Portugal's website blocked automatic access on the access date, so national details could not be checked against it: the bank minimum share capital is left null because Portugal sets its own national figure by ministerial order under the RGICSF and it could not be confirmed (the EU floor in CRD art. 12 is EUR 5 million). EMI, PI, CASP and investment firm numbers are the harmonized EU amounts from EUR-Lex; the Portuguese transposing texts were not opened.
Bayanai na Gabaɗaya
About Portugal
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.
