An fassara wannan shafi da na'ura daga Ingilishi kuma ba a duba shi ta wani mai fassara ba. Waɗannan kalmomi na doka da dokoki za su iya zama marasa daidaito. Fassarar Ingilishi ce mafi inganci. Ka karanta wannan shafi cikin Ingilishi
Panama ita ce cibiyar banki mafi girma a Amurka ta Tsakiya, tare da tattalin arzikin dollarized (dalar Amurka ke tafiyar da kusa da balboa) da kuma wani bangare na banki na duniya wanda aka gina a kan lasisin ofishin jama'a, na kasa da kasa da wakilai. Yana kuma da kasuwanni na yankuna masu aminci waɗanda ake kulawa da Superintendencia del Mercado de Valores.
Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes4
Kudin kudiPAB
S&P ratingBBB-
Zaben gabaMay 2029
Panama ya motsa daga Annex I zuwa Annex II (da hadin gwiwa, tare da alkawurran da ba a aiwatar ba) na jerin EU na jihohi masu zaman kansu don dalilai na haraji a cikin sabuntawa na 9 Oktoba 2026. Ta bar FATF ta kara bin diddigin a watan Oktoba 2023 kuma an cire ta daga jerin kasashen na uku masu hadarin gaske na EU ta hanyar Dokar Delegated (EU) 2025/1184, a cikin iko 5 Agusta 2025. An duba 13 Oktoba 2026.
Gwamnati da siyasa
Gwamnati
Republic of President
Gwamna
José Raúl Mulino · tun Yuli 2024
Gwamna
José Raúl Mulino (Realizando Metas (RM))
Jam'iyyun siyasa
Realizando Metas (RM), wanda aka zaba a cikin hadin gwiwa da Partido Alianza
Zabe na ƙarshe
Janar (na shugaban kasa da na dokoki), 5 ga Mayu, 2024
Zaben gaba
General (presidential and legislative), May 2029. President serves a single 5-year term
Legislature
Majalisar Tarayya: mai majalisar daya, 71
Sistema Legal
Civil law
Ƙasa da kudi
Jami'a
4.6m (2025)
GDP
USD 90.5bn (2025)
GDP per person
USD 19,814 (2025)
Kudin kudi
Panaman balboa da US dollar (PAB), dollarized: the balboa is fixed at par with the US dollar, which is legal tender and circulates as the paper money
Bankin Cibiyar
No central bank (Superintendency of Banks of Panama regulates banking; Banco Nacional de Panamá is the state bank)
Credit rating
S&P BBB- (stable) · Moody's Baa3 (negative) · Fitch BB+ (stable) (as of September 2026)
An gina tattalin arzikin da aka yi amfani da kudin Amurka a kan Panama Canal, Free Zone na Colón, manyan tashoshin ruwa da kuma cibiyar banki ta duniya wadda ake kulawa da ita ta Superintendency of Banks.
Banki
Licencia general (general banking license)
Minimum capitalUSD 10m
Layin lokaciKwamishinan ya yanke hukunci a cikin kwanaki 90 daga ranar da aka kammala neman (art. 48)
AuthorityBankin Duniya
PAB 10 miliyan da aka biya ko aka baiwa kashin farko, bayan an cire asarar (sashe na 68)
Dokar
Texto Único de la Ley Bancaria (Decreto Ejecutivo No. 52 de 2008, ordering Decreto Ley 9 de 1998 as amended by Decreto Ley 2 de 2008), arts. 41, 47, 48 and 68
Farashin
Kudin kulawa da kulawa a kowace shekara PAB 30,000 tare da PAB 35 ga kowane PAB miliyan 1 na duk kudaden shiga, kashi mai dogaro da kudaden shiga ya kai PAB 100,000 (aikace 225); SBP na iya daidaita shi.
Passporting
Ba da izini ba.
Buƙatun Maɓalli
An shigar da aikace-aikacen a cikin rubutu ta hanyar wani lauya na Panama (apoderado legal)
Sanin masu saka hannun jari na farko da lafiyar gudanarwa
Shaida na iyawa don bayar da gudummawar mafi ƙarancin jarin, tare da asali mai bayyananne
Taron kasuwancin da ke nuna yiwuwar rayuwa da gudummawa ga tattalin arzikin Panama
An bayar da izinin lokaci na farko, lasisi na karshe bayan rajista a cikin rajistar jama'a
Licencia Internacional (international banking licence)
Minimum capitalUSD 3m
Layin lokaciKwamishinan ya yanke hukunci a cikin kwanaki 90 daga ranar da aka kammala neman (art. 48)
AuthorityBankin Duniya
PAB miliyan 3 da aka biya ko aka ba da hannun jari (sashe na 68), wanda PAB 250,000 ya kamata a riƙe shi a matsayin ajiyar garanti a Banco Nacional de Panamá ko Caja de Ahorros
Dokar
Texto Único de la Ley Bancaria (Decreto Ejecutivo No. 52 de 2008), arts. 41, 68 and 71
Farashin
Kudin kulawa da kulawa na shekara-shekara PAB 15,000 (sashe na 225).
Passporting
Ba da izini ba.
Buƙatun Maɓalli
Business directed from an office in Panama with transactions that take effect abroad only
Kamar yadda aka saba da daidaito, asali na hannun jari da ka'idojin shirin kasuwanci kamar lasisin gabaɗaya
Ka'idojin isasshen kuɗaɗen da SBP ke kulawa da su a gida (sashe na 71)
Superintendencia de Bancos de Panamá (SBP) · websitebanks
Superintendencia del Mercado de Valores (SMV) · websiteInvestment firms, Funds
A cikin wannan bincike, an tabbatar da cewa babu wani adadin kudin shiga na musamman ga masu sayar da tallace-tallace da aka tsara ta hanyar SMV acuerdo kuma ba a tabbatar da shi daga wani tushe na hukuma ba, don haka yana da ƙarya. Littafin farko na 1999 na Decreto Ley 1 ya sanya kuɗin lasisin mai sayarwa na PAB 5,000 da kuɗin kulawa na shekara-shekara na 0.0025 bisa dari na kasuwancin shekara-shekara (ƙasar PAB 2,500); waɗannan ƙididdiga ba a bincika su akan littafin haɗin gwiwa na yanzu ba, don haka filin harajin yana da ƙarya. Ba a tantance wani doka na crypto-asset ko sabis na sabis na sabis na sihiri a kan shafukan SBP ko SMV ba; ba a tabbatar da matsayinta na dokoki daga wani tushen hukuma ba a cikin wannan binciken.
Bayanai na Gabaɗaya
About Panama
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Sovereign state
Capital
Panama City
Area
75,420 km²
Yarukan hukuma
Spanish
Yana da Lokaci
UTC-05:00
Main exports
Panama Canal transit and logistics services
Ayyukan kuɗi
Bananas
Kifi
Rafined petroleum
Main export partners
China
Japan
United States
Thailand
Costa Rica
Sources for the country information(6)
Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.
