An fassara wannan shafi da na'ura daga Ingilishi kuma ba a duba shi ta wani mai fassara ba. Waɗannan kalmomi na doka da dokoki za su iya zama marasa daidaito. Fassarar Ingilishi ce mafi inganci. Ka karanta wannan shafi cikin Ingilishi
Malta ita ce cibiyar kudi ta yankin euro mai ƙarancin girma wadda ke da mai kulawa guda daya, Hukumar Kula da Ayyukan Kudi ta Malta (MFSA), lasisi bankuna (da ECB), biyan kuɗi da kuma cibiyoyin kudi na e-, kamfanonin zuba jari, kuɗaɗe da masu ba da sabis na crypto-asset. Yana da kyau a san shi a tsakanin kasashe daban-daban a matsayin babban wurin izinin EU don wasan kwaikwayo mai nisa, wanda aka tsara ta Malta Gaming Authority (MGA).
Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes6
Kudin kudiDakata
S&P ratingA-
Zaben gabada aka biya cikin 2031
Malta ba ta cikin FATF jerin fari ko masu launin shuɗi ba bayan taron Majalisar Tarayya na watan Yuni 2026 (17 zuwa 19 watan Yuni 2026); a matsayin kasa ta EU, ba za ta iya bayyana a kan jerin kasashen na uku masu haɗari mai tsanani na EU ba (wanda aka canza shi na ƙarshe ta hanyar Dokar Delegated (EU) 2026/46, an wallafa 9 Janairu 2026) ko kuma a kan Sashi na I na jerin harajin EU (da aka sabunta na ƙarshe 17 Fabrairu 2026). An duba 7 Oktoba 2026.
Gwamnati da siyasa
Gwamnati
Parliamentary republic
Gwamna
Myriam Spiteri Debono · tun Afrilu 2024
Prime Minister
Robert Abela (Jam'iyyar Kwaminis)
Jam'iyyun siyasa
Labour Party
Zabe na ƙarshe
Zaben jama'a (snap), 30 ga Mayu, 2026
Zaben gaba
Zaɓen jama'a, da za a yi a shekarar 2031
Legislature
House of Representatives (unicameral; 65 directly elected seats plus corrective seats, 79 members after the 2026 election)
Sistema Legal
System mixed of English common law and civil law based on the Roman and Napoleonic civil codes; subject to EU law
A kasa da, high-daidaita EU da euro yankin tattalin arziki drived by yawon shakatawa, kudi sabis, remote caca da kuma masana'antu, tare da wani babban asusun da inshora bangaren kula da Malta Financial Services Authority.
Banki
Lasisi na gudanar da kasuwancin banki (mu'amalar bashi)
Minimum capitalUSD 5.6m
Layin lokaciMFSA ya kamata a yanke hukunci cikin watanni shida na karɓar (ko bayanin cikakke), kuma a kowane hali cikin watanni goma sha biyu (BR/01 para 37 zuwa 39; CRD art. 15)
AuthorityECB akan shawara na MFSA (SSM tsari mai haɗewa)
EUR 5 miliyan a farkon hannun jari (Banking Act art. 7(1)(a))
Lasisi na cibiyar kudi don samar da sabis na biyan kuɗi (cibiyar biyan kuɗi)
Minimum capitalUSD 140k
Layin lokaciMFSA ya kamata a yanke hukunci cikin watanni uku na karɓar aikace-aikacen cikakke (FIR/01 para 43 zuwa 44; PSD2 art. 12)
AuthorityMFSA
EUR 20,000 (remittance kawai), EUR 50,000 (payment initiation services), EUR 125,000 (payment services in paragraphs 2(a) to 2(e) of the Second Schedule) (FIR/01 para 31(3))
Layin lokaciMiCA art. 63: completeness duba cikin 25 kwanakin aiki, hukunci a cikin 40 kwanakin aiki na wani cikakke aikace-aikace; babu wata siffar ne aka tsara
AuthorityMFSA
MiCA Annex IV: EUR 50,000 (class 1: shawara, gudanar da asusun ajiya, aiwatar da umarni, sanyawa, canja wurin, karɓar da isar da sako), EUR 125,000 (class 2: ƙarar kulawa, musayar kuɗaɗe ko sauran crypto-assets), EUR 150,000 (class 3: aiki da dandalin kasuwanci), ko kuma kashi ɗaya cikin huɗu na shekara ta gabata mai daidaitacce idan ya fi girma
Dokar
Regulation (EU) 2023/1114 (MiCA), arts. 59 to 63; Markets in Crypto-Assets Act (Cap. 647); MFSA Markets in Crypto-Assets Rulebook
Farashin
Markets in Crypto-Assets Act (Fees) Regulations (L.N. 295 ko 2024), reg. 6: kudin aikace-aikacen EUR 10,000 (klasa 1 sabis), EUR 20,000 (klasa 2), EUR 25,000 (klasa 3); Fãce shi (Alƙur'ãni) ne mafi ɗaukaka. Kudin kulawa na shekara-shekara EUR 10,000 / 25,000 / 50,000 bisa darasi, da kuma EUR 2,000 ga kowane sabis da aka amince da shi, da kuma 0.05% na adadin cinikin da ya kai EUR 250,000. VFA lasisi masu amfani tsakanin 30 Disamba 2024 da 1 Yuli 2026 biya rage kudin (EUR 5,000 / 10,000 / 12,500).
Passporting
Ya: MiCA fasfo ta hanyar sanarwar bayar da sabis a duk fadin EU (art. 65).
Buƙatun Maɓalli
Ma'aikatar da aka yi rajista a Malta tare da wuri na gudanarwa mai tasiri a cikin EU da kuma ko da yaushe manajan daya mai zama a cikin EU (MiCA art. 59(2))
Ya dace da daidaitacce management body da m kwarewa shareholders
Karin kariya na tsare-tsaren ta hanyar MiCA art. 67 da Annex IV
Gwamnatoci, tsare-tsare, gudanar da korafe-korafe da AML/CFT ayyuka
Lasisi na sabis na zuba jari (MiFID investment firm)
Minimum capitalUSD 84k
Layin lokaciMiFID II art. 7(3): hukunci cikin watanni shida na shigar da takardar
AuthorityMFSA
IFD art. 9: EUR 75,000 (aikin karba da isar da sako, gudanarwa, kula da asusun ajiya, shawarwari, sanyawa ba tare da amincewa ba, ba tare da kudi na mai amfani ba), EUR 150,000 (wani kamfani), EUR 750,000 (dabarun kasuwanci akan asusunka, yin rajista ko sanyawa kan wani amincewa, gudanar da OTF tare da cinikin asusunka)
Dokar
Investment Services Act (Cap. 370); Investment Services Act (Licence and Other Fees) Regulations (S.L. 370.03); MFSA Investment Services Rules
Farashin
A kan Investment Services Act (Fies) Regulations kamar yadda aka wallafa ta MFSA (2013 littafin): aikace-aikace kudin EUR 2,500 (Kategori 1a), EUR 3,000 (1b), EUR 5,000 (2), EUR 7,000 (3), EUR 17,000 (4a), EUR 7,500 (4b), da kuma shekara-shekara kula da kudade ta hanyar kudaden shiga. MFSA.
Passporting
Yes: EU/EEA passport under MiFID II for branches and cross-border services.
Buƙatun Maɓalli
License category set by the services provided and whether client assets are held (Category 1 to 4)
Ma’aikatan da suka dace, jami’an kula da biyayya, MLRO da masu ruwa da tsaki
Game Service Licence (B2C) da Critical Gaming Supply Licence (B2B)
Minimum capitalUSD 45k
Layin lokaciBa a wallafa ba
AuthorityMGA
B2C minimum issued and paid-up share capital: EUR 100,000 (Type 1 casino-type games and Type 2 fixed-odds betting), EUR 40,000 (Type 3 and Type 4); cumulative for several types up to a cap of EUR 240,000. B2B share capital figure not confirmed.
Ɗaya-lokaci non-refundable shigar da kudin EUR 5,000. B2C fixed annual license fee EUR 25,000 (EUR 10,000 for Type 4 controlled skill games only). B2B harajin shekara na EUR 25,000 / 30,000 / 35,000 bisa ga band din kudaden shiga (har zuwa EUR 5m, EUR 5m zuwa 10m, sama da EUR 10m), EUR 10,000 ga nau'in 4 samarwa kawai; B2B back-office EUR 3,000 ko 5,000. B2C na biyan kuɗaɗe na watanni a kan kudaden shiga na wasan kwaikwayo (misali nau'i 1: mafi ƙarancin EUR 15,000, mafi girman EUR 375,000 a shekara) da 5% na haraji game da kudaden shiga daga 'yan wasa a Malta.
Passporting
Ba: wasan kwaikwayo ba a daidaita shi a cikin EU ba; lasisin MGA ba zai iya ba da izinin samar da sabis a wasu kasashe masu zaman kansu.
Buƙatun Maɓalli
Wanda ya shigar da aikace-aikacen dole ne ya kasance wani ɓangare na EU/EEA
Fit da daidaitacce bincike na shareholders, UBOs da muhimman mutane, tare da tushen arziki da kudi duba
Business plan, operation policies and technical documentation review
Audit na tsarin da wani mai bayar da sabis mai zaman kansa wanda aka amince da shi daga MGA kafin ya shiga rayuwa
Malta Financial Services Authority (MFSA) · websitebanks, E-money institutions, Payment service providers, Investment firms, Virtual asset service providers (VASPs), funds, Insurance, Trust companies
Bankin Tsakiya na Turai (Mechanism) (ECB) · websitebanks
Malta Gaming Authority (MGA) · websiteOnline gaming
MiCA: Malta ta yi amfani da wani lokaci na canji na watanni 18, don haka masu lasisi na VFA za su iya ci gaba har zuwa ranar 1 ga Yuli, 2026; dokar Virtual Financial Assets Act (Cap. 590) an rushe ta a ranar 3 ga Yuli, 2026 bisa dokar Markets in Crypto-Assets Act, kuma kawai MiCA-authorized CASPs za su iya aiki yanzu. MFSA (ba a bayyana a nan). E-dalar da hukumomin suna da lasisi a karkashin Financial Institutions Act; Banking Act fee schedule har yanzu lissafi 'asusun ajiya da kuma electronic kudi hukumomi'. MGA timelines ga shawarwarin lasisi ba a bayyana su ta hanyar hukuma. Bankin lasisi ne aka bai wa ta ECB, kamar yadda ga dukan cibiyoyin bashi na yanki-na-euro.
Bayanai na Gabaɗaya
About Malta
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Sovereign state
Capital
City in Malta
Area
316 km²
Yarukan hukuma
Maltese, English
Yana da Lokaci
UTC+01:00 (UTC+02:00 a lokacin hunturu)
Main exports
Rafined petroleum
Integrated circuits
Medicine Packed
Jirgi
Tourism
Ayyukan kuɗi
Main export partners
Nigeria
Jamus
China
Singapore
Hong Kong
Sources for the country information(12)
Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.
