An fassara wannan shafi da na'ura daga Ingilishi kuma ba a duba shi ta wani mai fassara ba. Waɗannan kalmomi na doka da dokoki za su iya zama marasa daidaito. Fassarar Ingilishi ce mafi inganci. Ka karanta wannan shafi cikin Ingilishi
Luxembourg shi ne mafi girman wuri na zuba jari a yankin euro da kuma cibiyar banki ta musamman, e-diyya ta kan iyaka da kuma cibiyoyin biyan kuɗi. Kamfanoni da yawa na duniya suna amfani da lasisin Luxembourg a matsayin tushen su na EU passporting, wanda aka kula da shi ta hanyar CSSF tare da ECB ga bankuna.
Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes5
Kudin kudiDakata
S&P ratingAAA
Zaben gabada aka biya cikin 2028
Luxembourg ba ta cikin FATF jerin fari ko masu launin toka (taron majalisar dokoki na 19 watan Yuni 2026); a matsayin kasa mai zaman kanta ta EU, ita ce ba ta cikin jerin kasashe na uku masu haɗari mai tsanani na EU (Reg. 2016/1675, consolidated 29 January 2026) da kuma jerin harajin EU (Annex I, updated 17 February 2026). An duba 7 Oktoba 2026.
Luc Frieden (Christian Social People's Party (CSV))
Jam'iyyun siyasa
Christian Social People's Party (CSV), Jam'iyyar Demokradiyya (DP)
Zabe na ƙarshe
Zaben majalisar dokoki, 8 ga watan Oktoba na shekarar 2023
Zaben gaba
Zaben majalisar dokoki, da za a yi a shekarar 2028
Legislature
House of Deputies (60 seats, unicameral)
Sistema Legal
Civil law
Ƙasa da kudi
Jami'a
687k (2025)
GDP
USD 101.1bn (2025)
GDP per person
USD 148,247 (2025)
Kudin kudi
Euro (EUR), euro (farauta, an kula da shi ta hanyar ECB a matsayin sashi na tsarin Euro)
Bankin Cibiyar
Luxembourg
Credit rating
S&P AAA (stable) · Moody's Aaa (stable) · Fitch AAA (stable) (as of February 2026)
A cibiyar kudi tattalin arziki tare da mafi girman masana'antar zuba jari a Turai, wani babban bangare na banki na duniya da kuma raguwa a matsayinsa a cikin inshorar iyaka, wanda aka kula da shi ta hanyar CSSF.
Banki
Aikace-aikacen hukumar bashi
Minimum capitalUSD 9.7m
Layin lokaciCSSF ya bayyana wata 12-wata hukuma karshen lokaci ga shawarwarin lasisi; CRD art. 15 ya sanya watanni 6 daga wani cikakke fayil
AuthorityECB akan shawara daga CSSF
EUR 8.7 miliyan sun yi rajista kuma sun biya haraji na kashi (LFS art. 8), sama da kasafin kudin EU na Euro miliyan 5
Dokar
Law of 5 April 1993 on the financial sector, arts. 2 and 8 (capital base); Regulation (EU) No 1024/2013 (SSM) art. 14
Farashin
CSSF kuɗin an sanya su ne ta hanyar dokar Grand-ducal na 23 ga Disamba, 2022; adadin da ba a bayyana shi ba akan shafin izinin
Passporting
Na'am: EU passport under CRD (Arts. 33 to 39) for branches and cross-border services
Buƙatun Maɓalli
Ma’aikatar Tsaro ta Kasa da Ofishin da aka yi rajista a Luksemburg (Circular CSSF 12/552 kan ma’aikatar tsaro ta kasa, mulkin kai da kula da haɗari)
An shigar da aikace-aikacen ta hanyar ECB IMAS portal bayan tattaunawar farko tare da CSSF sashin banki
Ya dace da daidaitacce management body da m kwarewa shareholders
Layin lokaciMataki a cikin watanni 3 na wani cikakke aikace-aikace da kuma a kowace hanya a cikin watanni 12, in ba haka ba ana ɗaukar ya ki (art. 24-3)
AuthorityCSSF
EUR 350,000 jarin farko (art. 24-11); haraji na kan gaba na aƙalla 2% na yawan kudin e-dalar da ke ci gaba (EMD2 art. 5)
Dokar
Law of 10 November 2009 on payment services, arts. 24-2 to 24-14 (art. 24-11 initial capital)
Passporting
Na'am: EU passport under EMD2/PSD2 by branch, agent, distributor or free provision of services
Buƙatun Maɓalli
Legal person with Luxembourg as home Member State, central administration and registered office in Luxembourg (art. 24-7)
Plan na kasuwanci tare da shekaru uku na hasashen, shirin ayyukan da kuma diagrams na gudun kuɗaɗe
Tsare-tsaren kudaden da aka karɓa don e-dalar (aikace 24-10)
Tsarin mulki mai ƙarfi a karkashin Cikakken CSSF 26/906 kan gudanarwa ta tsakiya, mulkin cikin gida da kula da haɗari
Mai ba da sabis na crypto-asset (CASP) amincewa a karkashin MiCA
Minimum capitalUSD 56k
Layin lokaciMiCA Art. 63: 25 kwanakin aiki don bincika cikakkun bayanai, sa'an nan kuma 40 kwanakin aiki don yanke shawara kan cikakken aikace-aikace (za a iya dakatar da agogon don neman bayani)
AuthorityCSSF
MiCA Art. 67 da Annex IV: EUR 50,000 (class 1: umarni aiwatarwa, sanyawa, canja wurin sabis, karɓar da isar da, shawara, gudanarwa ta asusun ajiya), EUR 125,000 (class 2: ƙara tsare da kulawa, da musayar kudi ko wasu crypto-assets), EUR 150,000 (class 3: ƙara aiki wani dandali na ciniki); ko kuma rabin shekara ta gabata daidai overheads idan mafi girma
Dokar
Regulation (EU) 2023/1114 (MiCA), arts. 59 to 63; Luxembourg law designating the CSSF as competent authority
Passporting
Na'am: MiCA izinin zai iya zama fasfo a duk EU/EEA ta hanyar sanarwar (MiCA Art. 65)
Buƙatun Maɓalli
Aikace-aikacen da aka yi rajista a cikin Tarayyar Turai inda ake bayar da wani bangare na ayyuka, wurin gudanarwa mai tasiri a cikin EU da kuma kowanne manajan da yake zaune a cikin EU (MiCA Sashe na 59(2)
Ya dace da daidaitacce management body da m kwarewa shareholders
Tsare-tsaren tsaro da tsare-tsaren crypto-assets da kuɗaɗe, kulawa da korafe-korafe, rikice-rikice na doka
AML/CFT tsari da kuma bi da ka'idar canja wurin kuɗaɗe (EU) 2023/1113
An yi shawarwari da CSSF kafin shigarwa; shirin kasuwanci mai bayanin gaske da takardar kudi da kuma diagrams na gudun canje-canje
Layin lokaciAn sanar da hukunci a cikin watanni 6 na shigarwa mai cike; lokacin ƙarshe watanni 12, rashin magana ya daidaita da ƙi
AuthorityCSSF
CSSF: EUR 75,000 ga kamfanonin da ba su mallaki kuɗaɗen abokan ciniki ko takardun shaida ba da kuma EUR 150,000 ga kamfanonin da suke mallakar su; IFD sashe na 9 ya ƙayyade EUR 750,000 don kasuwanci kan asusunka ko ƙoƙarin ƙungiya
Dokar
Law of 5 April 1993 on the financial sector, arts. 13 to 24-9; Regulation (EU) 2019/2033 (IFR)
Passporting
Yes: MiFID II passport (Arts. 34 and 35) for services and branches
Buƙatun Maɓalli
Kashi da aka yi rajista da kuma wanda aka biya gaba daya an tabbatar da shi a lokacin amincewa
Kudin da ake samu a halin yanzu da kuma dukiyoyin da ke cikin IFR
Center administration in Luxembourg and fit and proper management
Commission de Surveillance du Secteur Financier (CSSF) · websiteBanks, E-money institutions, Payment service providers, Investment firms, Virtual asset service providers (VASPs), Funds
Bankin Tsakiya na Turai (Mechanism) (ECB) · websiteBanks
Ma'aikatar Shari'a (hanyoyi na wasa a karkashin Dokar 20 ga Afrilu, 1977) (MJ) · websiteOnline gaming
MiCA: Luxembourg ta yi amfani da wani lokaci na musayar watanni 18 ga masu ba da sabis na asusun kwaikwayo, wanda ya ƙare a ranar 1 ga Yuli, 2026; tun daga wannan lokacin, sabis ɗin crypto yana buƙatar izinin MiCA. Wasannin kan layi: babu tsarin lasisi don gidan caca na kan layi ko wasa na nesa. Dokar 20 ga Afrilu, 1977 tana hana aiki na wasannin nasara sai casinos da aka amince da su, kuma wasan kwallon kafa yana buƙatar izinin farko na Ministan Shari'a; an shigar da dokar 2026 don canza doka ta 1977 amma ba a tabbatar da abun ciki ba a nan. Luxembourg ita ma cibiyar jagoranci ce ga kuɗaɗen saka hannun jari (UCITS da AIFs) waɗanda ake kulawa da su ta hanyar CSSF.
Bayanai na Gabaɗaya
About Luxembourg
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Sovereign state
Capital
Luxembourg
Area
2,586 km²
Yarukan hukuma
Luxembourgish, French, German
Yana da Lokaci
UTC+01:00 (UTC+02:00 a lokacin hunturu)
Main exports
Ƙungiyar Ƙungiyoyi
kayan baƙin ƙarfe da na ƙarfe
Gas turbines
kayayyakin plastik
rubber tyres
Main export partners
Jamus
France
Belgium
Netherlands
Italy
Sources for the country information(8)
Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.
