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Jurisdiction · Europe (non-EU)

City in Guernsey

Guernsey shi ne wani yanki na mallakar Birtaniya kuma cibiyar kudi ta duniya da ake sani da ita don kudade na zuba jari, inshorar rufewa, sabis na aminci da banki na musamman, wanda aka tsara ta Hukumar Aikin Kudi ta Guernsey (GFSC) a duk fadin Bailiwick. Alderney, wani bangare na Bailiwick na Guernsey, yana da tsarin lasisin eGambling na dogon lokaci wanda aka gudanar da shi ta Hukumar Kula da Gambling ta Alderney.

Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes4
Kudin kudiGBP
S&P ratingA+
Zaben gabada aka biya a 2029

Ba a cikin FATF jerin fari ko baƙi (tattaunawa ta 19 ga Yuni, 2026), ba a cikin sashe na Dokar Tattalin Arziki (EU) 2016/1675 kamar yadda aka haɗa a ranar 29 ga Janairu, 2026, kuma ba a cikin Sashe na I na jerin haraji na EU kamar yadda aka sake dubawa a watan Fabrairu, 2026. An duba 7 ga Oktoba, 2026.

Gwamnati da siyasa

Gwamnati
Parliamentary democracy under the British Crown (Crown Dependency), committee-based government
Monarch
Charles III · tun Satumba 2022
Shugaban Ma’aikata (Gwamnan Kwamitin Siyasa da Aikin Gona)
Lindsay de Sausmarez
Jam'iyyun siyasa
Independents (committee system, no party government)
Zabe na ƙarshe
18 ga watan Yunin shekarar 2025
Zaben gaba
Ƙungiyoyi na tattaunawa game da zaɓen jama'a, wanda ya kamata a 2029
Legislature
State of Deliberation (unicameral): 38 elected Deputies plus 2 Alderney representatives
Sistema Legal
Hausa customary law with elements of English common law and local statute

Ƙasa da kudi

Jami'a
64.8k (2023)
GDP
USD 4.1bn (2022)
GDP per person
USD 65,057 (2022)
Kudin kudi
Pound sterling (local Guernsey pound notes and coins also issued) (GBP), Guernsey pound issued by the States of Guernsey at par with GBP; pound sterling circulates freely
Bankin Cibiyar
A' a Ƙungiyar Tattalin Arziki ta Guernsey ita ce mai kula da harkokin kudi
Credit rating
S&P A+ (stable) (as of Agusta 2026)

Kudi da inshora suna tafiyar da tattalin arzikin Guernsey, tare da tsibirin a matsayin cibiyar kasuwanci mai muhimmanci don kuɗaɗe na zuba jari, inshora ta ɗabi'a da kuma kasuwancin amintacce; bayanan GDP na hukuma bayan 2022 an jinkirta su ne saboda matsala ta tsarin haraji.

Banki

Deposit taking license

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityGFSC (Sashen Banki da Inshora)
Dokar
Banking Supervision (Bailiwick of Guernsey) Law, 2020
Farashin
Farashin aikace-aikacen GBP 50,925 ga bankunan da ke neman lasisin a cikin 2026, tare da kudin shekara-shekara na shekara-shekara daga watan lasisi. Farashin shekara-shekara GBP 50,925 (total na dukiya sama da miliyan 500 na GBP) har zuwa GBP 77,265 (sama da biliyan 1 na GBP), tare da biyan kuɗaɗe don kamfanoni masu zaman kansu, ayyukan siyarwa da sassan waje.
Passporting
A' a Guernsey tana a waje na EU da UK regulative perimeter.
Buƙatun Maɓalli
  • An shawarci masu neman aiki da su tattauna bukatarsu da Sashen Banki da Inshora kafin su gabatar da ita.
  • Controllers bukata da Commission na gaba hadin gwiwa a kan canja control (notification fee GBP 2,760)
  • Sakamakon da ake samu na kulawa da kulawa
Sources(2)
  1. GFSC: Banking applications · checked 2026-10-07
  2. GFSC: Banking fees (2026) · checked 2026-10-07
Mai ba da sabis na kayan kwamfutoci (VASP)

Virtual asset service provider license (Part III VASP)

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityGFSC
Dokar
Lending, Credit and Finance (Bailiwick of Guernsey) Law, 2022, Part III (in force 1 July 2023)
Farashin
Farashin aikace-aikacen GBP 50,000 don musayar kuɗaɗe na zahiri ko mai fitar da stablecoin ko ma'aikata; GBP 5,000 ga sauran VASPs; GBP 4,105 ga mai fitar da AMC wanda ke riƙe da kuɗaɗe na zahiri (daga 1 Janairu 2026).
Passporting
Bai ɗaya ba.
Buƙatun Maɓalli
  • License required from 1 July 2023 unless a class exemption or individual exemption applies
  • Ya rufe kasuwanci, kulawa da sauran ayyukan da suka shafi dukiyar zahiri
  • Aplikasyon na may covering letter, fee, documents at online personal questionnaires for key persons
  • Ka'idojin gudanarwa da bukatun AML/CFT
Sources(3)
  1. GFSC: Lending, Credit and Finance · checked 2026-10-07
  2. GFSC: Lending, Credit and Finance applications · checked 2026-10-07
  3. GFSC: Lending, Credit and Finance fees (from 1 January 2026) · checked 2026-10-07
Kamfani na zuba jari

Lasisi a karkashin dokar kare masu zuba jari

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityGFSC
Dokar
Protection of Investors (Bailiwick of Guernsey) Law, 2020
Farashin
Farashin aikace-aikacen GBP 3,200 ga masu lasisi waɗanda ba ma'aikatan musayar zuba jari ba (GBP 31,170). Kudin shekara-shekara ga masu saka jari, masu kula da su da kuma masu shawara sun hada da zirga-zirgar kudade, daga GBP 4,580 (a karkashin GBP 1.5 miliyan).
Passporting
Bai ɗaya ba.
Buƙatun Maɓalli
  • Fitar da kuma daidaita shugabanni da masu kulawa
  • Aikin gudanar da kasuwanci da kuma dokokin albarkatun kudi
Sources(2)
  1. GFSC: Investment fees (from 1 January 2026) · checked 2026-10-07
  2. GFSC: Investment applications · checked 2026-10-07
Operator na wasan kwaikwayo na kan layi

Category 1 or Category 2 eGambling license (Alderney)

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityAlderney Gambling Control Commission
Dokar
Alderney eGambling Ordinance, 2009; Alderney eGambling Regulations, 2009 (fees updated by the Alderney eGambling (Amendment) Ordinance, 2015)
Farashin
Licence fee GBP 17,500 ga shekara ta farko ga sabon mai lasisi ba tare da wani aikin lasisi na baya ba a Alderney, in ba haka ba GBP 35,000. Nau'in 1 kudin sabuntawa wanda aka yi amfani da shi ta hanyar samun riba daga wasan kwaikwayo na shekara-shekara daga GBP 35,000 (a ƙarƙashin GBP 500,000) zuwa GBP 400,000 (GBP 30 miliyan ko fiye); Category 2 renewal GBP 35,000. Ƙarƙashin aikace-aikacen ajiya GBP 10,000 tare da ajiyar ƙarin GBP 10,000. Lasisi na eGambling na lokaci GBP 10,000 a shekara.
Passporting
Bai ɗaya ba.
Buƙatun Maɓalli
  • Approval of internal control systems (initial deposit GBP 10,000) and of gambling equipment
  • Associated takardun shaida ga B2B masu kaya (Kategori 1 da 2 associated takardun shaida daga GBP 35,000 a cikin shekara ta farko)
  • Matsakaicin hukuncin kudi mafi girma na GBP 250,000 ko 10% na kudin shiga
Sources(1)
  1. Alderney Gambling Control Commission: Fees · checked 2026-10-07
Supervisors

Wane ke sarrafawa

  • Guernsey Financial Services Commission (GFSC) · websitebanks, Investment firms, Virtual asset service providers (VASPs), Funds, Insurance, Trust companies
  • Alderney Gambling Control Commission (AGCC) · websiteOnline gaming

Guernsey ba ta da lasisin cibiyar kudi ta intanet ko lasisin cibiyar biyan kuɗi; Dokar Lending, Credit da Finance 2022 ta maye gurbin Dokar Shirin Kasuwanci na Kasuwanci na 2008 kuma tana ba da izinin kasuwancin kamfanonin kuɗi a ƙarƙashin Sashe III (tarifin shigarwa GBP 4,925) tare da VASPs. Ba a samu tsare-tsaren rarar kuɗi da shawarwari na doka ba a kan shafukan GFSC da aka tuntuba kuma an bar su marasa amfani. Taswirar kuɗin AGCC an bayyana ta a ranar 1 ga Afrilu, 2015 kuma an nuna ta ba ta canjawa ba a shafin yanar gizon AGCC lokacin da aka bincika. Guernsey ita ce cibiyar manyan kuɗaɗe da inshora; tsarin kuɗaɗen da inshorar ba a bayyana shi a nan ba.

Bayanai na Gabaɗaya

About Guernsey

Guernsey on the globe
Map of Guernsey Saint Peter Port
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Crown Dependency
Capital
Saint Peter Port
Area
78 km²
Yarukan hukuma
English
Yana da Lokaci
UTC+00:00 (UTC+01:00 a lokacin hunturu)

Main exports

  • Ayyuka na kudi (bankuna, kuɗaɗen zuba jari, ayyuka na aminci)
  • Inshora (ciki har da inshorar ɗabi'a)
  • Abubuwan aiki na ƙwarewa
  • Tourism

Main export partners

  • United Kingdom
Sources for the country information(11)

Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.