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Jurisdiction · Europe (non-EU)

Gibraltar

Gibraltar wani yankin Birtaniya na waje ne tare da cibiyar kuɗi mai ƙarfi wanda ya mayar da hankali kan inshora, e-diyya, sabis na zuba jari da fintech. Yana da kyau a san shi don masana'antar caca ta dogon lokaci da kuma gabatar da ɗayan farkon tsarin riƙe izinin riƙewa ga masu ba da fasahar ledger (DLT) a cikin 2018.

Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes6
Kudin kudiGBP
Zaben gabada aka biya cikin 2028

Ba a cikin jerin FATF ba (taron majalisar dokoki na 19 ga Yuni, 2026), ba a cikin sashe na Dokar Dakatarwa (EU) 2016/1675 kamar yadda aka hada a ranar 29 ga Janairu, 2026 (an cire Gibraltar daga cikinsa ta hanyar Dokar Dakatarwa (EU) 2025/1184), kuma ba a cikin Sashe na I na jerin haraji na EU kamar yadda aka sake dubawa a watan Fabrairu, 2026. An duba 7 ga Oktoba, 2026.

Gwamnati da siyasa

Gwamnati
British Overseas Territory
Monarch
Charles III · tun Satumba 2022
Chief Minister
Fabian Picardo (Gibraltar Socialist Labour Party (GSLP))
Jam'iyyun siyasa
GSLP-Liberal Alliance (Gibraltar Socialist Labour Party da Liberal Party na Gibraltar)
Zabe na ƙarshe
Zaben kasa, 12 ga Oktoba, 2023
Zaben gaba
Zaɓen jama'a, da za a yi a shekarar 2028
Legislature
Gibraltar Parliament (unicameral): 17 elected members plus the Speaker
Sistema Legal
English common law and local statute

Ƙasa da kudi

Jami'a
40.1k (2025)
GDP
USD 3.6bn (2023)
GDP per person
USD 94,356 (2023)
Kudin kudi
Pound sterling (local Gibraltar pound notes and coins also issued) (GBP), Gibraltar pound issued by the Government of Gibraltar at par with GBP; pound sterling circulates freely
Bankin Cibiyar
Babu; Gibraltar Financial Services Commission shi ne mai kula da kudi

Ƙasar Gibraltar tana dogara ne akan wasannin yanar gizo, sabis na kuɗi, inshora, tashar jiragen ruwa da sabis na bunkering da yawon shakatawa, tare da dangantakarta ta bayan Brexit da EU wani muhimmin ma'auni ne ga kasuwanci.

Banki

Ma'aikatar bashi (Sashe 7 izinin)

Minimum capitalUSD 5.6m
Layin lokaciBa a wallafa ba
AuthorityGFSC

Kashi na farko na aƙalla EUR 5,000,000; GFSC na iya ba da izinin wasu nau'i-nau'i da ba su kasa da EUR 1,000,000 (reg. 11(4))

Dokar
Financial Services Act 2019, Part 7; Financial Services (Credit Institutions and Capital Requirements) Regulations 2020, reg. 11
Farashin
Farashin aikace-aikacen GBP 85,000 (Rukunin Haraji, Jadawalin 2, ɓangaren harajin A1); farashi na shekara-shekara GBP 37,647 tare da sassa masu aiki.
Passporting
Babu wata takardar izinin shiga EU tun bayan Brexit.
Buƙatun Maɓalli
  • Ka raba kuɗaɗenka da kuɗin farko na CET1-quality
  • Mai kula da daidaitacce da haɗin kai na kusa wanda ba ya hana kulawa
  • Fitar da kuma kulawa mai kyau
  • Incoming third-country branch route available (application fee GBP 39,375)
Sources(2)
  1. Gibraltar Laws: Financial Services (Credit Institutions and Capital Requirements) Regulations 2020, reg. 11 · checked 2026-10-07
  2. Gibraltar Laws: Financial Services (Fees) Regulations 2020 (LN 2020/040), consolidated with amendments to LN 2026/330 · checked 2026-10-07
E-money institution

Ma'aikatar kudi ta lantarki (Sashe na 7 izinin)

Minimum capitalUSD 392k
Layin lokaciBa a wallafa ba
AuthorityGFSC

Kashi na farko na aƙalla EUR 350,000; kuɗaɗen kanka ba za su iya kasa da mafi girman EUR 350,000 ba kuma ƙididdiga ta Shekaru 3

Dokar
Financial Services (Electronic Money) Regulations 2020, reg. 27-28 and Schedule 3
Farashin
Farashin aikace-aikacen GBP 45,000; farashi na shekara-shekara na GBP 26,262 tare da e-dalar Amurka da sauran sassan.
Passporting
Babu wata takardar izinin shiga EU tun bayan Brexit.
Buƙatun Maɓalli
  • Kashi na farko da kudaden da ake samu a yanzu
  • Tsare-tsaren kudaden da aka karɓa don kudi na e
  • Akwai rajista na ma’aikatar kudi ta intanet mai girma inda adadin kudin intanet ba ya wuce EUR 5,000,000
Sources(2)
  1. Gibraltar Laws: Financial Services (Electronic Money) Regulations 2020, reg. 27-28 and Schedule 3 · checked 2026-10-07
  2. Gibraltar Laws: Financial Services (Fees) Regulations 2020 (LN 2020/040), consolidated with amendments to LN 2026/330 · checked 2026-10-07
Mai ba da sabis na biyan kuɗi (PSP)

Ma'aikatar biyan kudi (Sashe na 7 izinin)

Minimum capitalUSD 140k
Layin lokaciBa a wallafa ba
AuthorityGFSC

EUR 125,000 ga ayyuka a sashe na 17(1) zuwa (5) na Jadawalin 2 na Dokar; EUR 50,000 don fara biyan kuɗi kawai; EUR 20,000 don aika kudi kawai

Dokar
Financial Services (Payment Services) Regulations 2020, reg. 80
Farashin
Kudin aikace-aikace don izinin Sashe na 7 GBP 11,250 (Dalilin A), GBP 22,500 (Dalilin B) ko GBP 45,000 (Dalilin C); rajista GBP 4,331.
Passporting
Babu wata takardar izinin shiga EU tun bayan Brexit.
Buƙatun Maɓalli
  • Kashi na farko da aka riƙe nan take kafin a ba da izinin
  • Buƙatar kuɗaɗe kanka na ci gaba
  • Tsare da kuma AML/CFT kulawa
Sources(2)
  1. Gibraltar Laws: Financial Services (Payment Services) Regulations 2020, reg. 80 · checked 2026-10-07
  2. Gibraltar Laws: Financial Services (Fees) Regulations 2020 (LN 2020/040), consolidated with amendments to LN 2026/330 · checked 2026-10-07
Mai ba da sabis na kayan kwamfutoci (VASP)

Mai ba da DLT (Sashe na 7 izinin)

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityGFSC
Dokar
Financial Services Act 2019; Financial Services (Distributed Ledger Technology Providers) Regulations 2020
Farashin
Farashin aikace-aikacen GBP 45,000 ga mai samar da DLT ko mai samar da tsari na asusu; farashi na shekara daga tushe na GBP 12,254 tare da biyan harajin kasuwanci da harajin karawa.
Passporting
Bai ɗaya ba.
Buƙatun Maɓalli
  • Ya kamata su bi a duk lokaci da dokokin doka a cikin Jadawalin dokar DLT
  • GFSC ya kamata a tabbatar da cewa mai neman izinin zai bi wadannan dokoki kafin a ba shi izini
  • Adequate financial and non-financial resources
  • Kashe-kashe na gudanarwa har zuwa mafi girma daga sau biyu na amfani, GBP 1,000,000 ko 5% na kudin shiga ga mutane masu doka
Sources(2)
  1. Gibraltar Laws: Financial Services (Distributed Ledger Technology Providers) Regulations 2020 (LN 2020/012) · checked 2026-10-07
  2. Gibraltar Laws: Financial Services (Fees) Regulations 2020 (LN 2020/040), consolidated with amendments to LN 2026/330 · checked 2026-10-07
Kamfani na zuba jari

Kamfanin zuba jari (Sashe na 7 izinin)

Minimum capitalUSD 99k
Layin lokaciBa a wallafa ba
AuthorityGFSC

GBP 75,000 don shawara da umarni-hanzarta kamfanonin da ba su mallaki kudi mai amfani; GBP 150,000 ga mafi yawan sauran kamfanonin; GBP 750,000 don ciniki a kan asusunka ko underwriting

Dokar
Financial Services (Investment Services) Regulations 2020; Financial Services (Investment Firms) (Prudential Requirements) Regulations 2021, reg. 11
Farashin
Kudin shigarwa GBP 12,000 (Kategori na 3) zuwa GBP 35,000 (Kategori na 1).
Passporting
Babu wata takardar izinin shiga EU tun bayan Brexit.
Buƙatun Maɓalli
  • Kashi na farko da kuɗaɗe a ƙarƙashin ƙa'idodin buƙatun 2021
  • Fitar da kuma kulawa mai kyau
  • Aikin kasuwanci da ka'idojin dukiyar mai amfani
Sources(2)
  1. Gibraltar Laws: Financial Services (Investment Firms) (Prudential Requirements) Regulations 2021, reg. 11 · checked 2026-10-07
  2. Gibraltar Laws: Financial Services (Fees) Regulations 2020 (LN 2020/040), consolidated with amendments to LN 2026/330 · checked 2026-10-07
Operator na wasan kwaikwayo na kan layi

B2C betting ko kuma lasisi na mai gudanar da wasa (kasar caca ta nesa)

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityLicensing Authority a karkashin Gambling Act 2025 (Gambling Division, HM Government of Gibraltar)
Dokar
Gambling Act 2025 (in force from 1 April 2026, replacing the Gambling Act 2005); Gambling (Duties and Licence Fees) Regulations 2026
Farashin
Farashin aikace-aikacen GBP 30,000 don sabon B2C betting ko wasan caca (ba a iya dawo da shi ba). Kudin lasisi na shekara-shekara ga kowace tsakiya GBP 50,000 (nasarar kasa da miliyan GBP 20), GBP 100,000 (GBP 20 zuwa 300 miliyan) ko GBP 200,000 (sama da miliyan GBP 300). Ƙananan kuɗaɗe na wasan kwaikwayo da wasanni 0.15% na riba mai yawa, farkon GBP 100,000 an cire shi. B2B lasisi (aggregators, dandamali masu samarwa) GBP 20,000 aikace-aikace da GBP 85,000 shekara.
Passporting
Bai ɗaya ba.
Buƙatun Maɓalli
  • Lasisi daban-daban ga masu gudanar da B2C, masu samar da B2B da sabis na goyon bayan caca
  • Kudin lasisin shekara-shekara da ake biyan 1 ga Afrilu, ana biya har zuwa 30 ga Afrilu
  • Change of control notice fee from GBP 3,000
Sources(3)
  1. Gibraltar Laws: Gambling Act 2025 (current version, with subsidiary legislation and Notice of Commencement LN 2026/064) · checked 2026-10-07
  2. Gibraltar Laws: Gambling (Duties and Licence Fees) Regulations 2026 (LN 2026/065) · checked 2026-10-07
  3. HM Government of Gibraltar: Remote Gambling (Gambling Division) · checked 2026-10-07
Supervisors

Wane ke sarrafawa

  • Gibraltar Financial Services Commission (GFSC) · websitebanks, E-money institutions, Payment service providers, Investment firms, Virtual asset service providers (VASPs)
  • Gambling Division, HM Government of Gibraltar (Licensing Authority and Gambling Commissioner) (GD) · websiteOnline gaming

GFSC shafin yanar gizon (yanzu fsc.gi) ya hana samun damar atomatik, don haka ana ɗaukar ƙididdiga daga dokokin gibraltarlaws.gov.gi; ba a tabbatar da lokaci na yanke shawara ba kuma an bar su ba daidai ba. The Gambling Act 2025 page lists a Notice of Commencement da aka yi ranar 1 ga Afrilu, 2026; Prediction Market Regulations 2026 an yi su ne a karkashin shi. Gibraltar ya bar EU tare da UK kuma bai da takardar izinin shiga EU ba.

Bayanai na Gabaɗaya

About Gibraltar

Gibraltariya
Map of Gibraltar Gibraltar
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
British Overseas Territory
Capital
Gibraltar
Area
7 km²
Yarukan hukuma
English
Yana da Lokaci
UTC+01:00 (UTC+02:00 a lokacin hunturu)

Main exports

  • Phonon::
  • Ayyuka na kudi (bankuna, inshora, kuɗaɗe)
  • Shipping da bunkering
  • Tourism
  • Rafined petroleum

Main export partners

  • Netherlands
  • France
  • Cyprus
  • Poland
  • Sweden
Sources for the country information(7)

Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.