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Jurisdiction · Europe (EU)

Cyprus

Cyprus shine cibiyar kudi ta yankin euro wanda aka fi sani da shi don yawan jama'ar kamfanonin saka hannun jari (Cyprus Investment Firms, CIFs) da aka ba da izini ta hanyar Kamfanin Kasuwanci na Cyprus da Kamfanin Canji, masu yawa daga cikinsu sun sayar da forex da CFD brokers passporting a duk faɗin EU. Bankin Tsakiya na Cyprus ya ba da izinin e-money da kuma cibiyoyin biyan kuɗi kuma yana aiki tare da ECB akan bankuna.

Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes6
Kudin kudiDakata
S&P ratingA
Zaben gabaFebruary 2028

Cyprus ba a cikin FATF jerin fari ko masu launin shuɗi ba bayan 2026 na watan Yuni (17 zuwa 19 watan Yuni 2026); a matsayin kasa ta EU, ba za ta iya bayyana a kan jerin kasashen na uku masu haɗari mai tsanani na EU ba (wanda aka canza shi na ƙarshe ta hanyar Dokar Delegated (EU) 2026/46, an wallafa 9 Janairu 2026) ko kuma a kan Sashi na I na jerin harajin EU (da aka sabunta na ƙarshe 17 Fabrairu 2026). An duba 7 Oktoba 2026.

Gwamnati da siyasa

Gwamnati
Republic of President
Gwamna
Nikos Christodoulides · since February 2023
Gwamna
Nikos Christodoulides
Jam'iyyun siyasa
Masu zaman kansu sun hadu da Shugaban Christodoulides, Jam'iyyar Dimokuradiyya (DIKO)
Zabe na ƙarshe
Legislative (House of Representatives), 24 May 2026
Zaben gaba
Shugaban kasa, Fabrairu 2028. Da farkon Fabrairu 2028; shugaban shi ne shugaban kasa da kuma shugaban gwamnati.
Legislature
House of Representatives (unicameral; 80 seats, of which 56 Cypriot Greek seats are filled; the 24 Cypriot Turkish seats have been vacant since 1974)
Sistema Legal
Shiri mai haɗuwa na doka ta al'ada da doka ta jama'a ta Ingilishi, tare da mulkin doka na EU

Ƙasa da kudi

Jami'a
1.4m (2025)
GDP
USD 41bn (2025)
GDP per person
USD 41,730 (2025)
Kudin kudi
Euro (EUR)
Bankin Cibiyar
Bankin Cibiyar Cyprus (sashe na Eurosystem)
Credit rating
S&P A (positive) · Moody's A3 (stable) · Fitch A- (positive) (as of September 2026)

An gina tattalin arziƙin tsibirin EU da yankin euro a kan yawon shakatawa, jigilar kaya, ayyuka masu sana'a da na kudi, tare da cibiyar kasuwanci ta duniya da aka kafa ta Cyprus Securities and Exchange Commission da kuma Bankin Cibiyar Cyprus.

Banki

Ma'aikaci

Minimum capitalUSD 5.6m
Layin lokaciCRD art. 15: watanni shida daga wani cikakke aikace-aikace, da a duk wani hali 12 watanni
AuthorityECB akan shawara na CBC

EUR 5 miliyan na farko cibiyar (sashe 4(2)(b)); CBC za ta iya amincewa da wasu nau'ikan da ba su kasa da EUR 1 miliyan a ƙarƙashin CRD art. 12(4)

Dokar
The Business of Credit Institutions Law of 1997 (as amended), section 4
Farashin
CBC aikace-aikacen kudin EUR 20,000, da za a biya a kan gabatarwa. ECB supervision fees apply separately.
Passporting
Yes: EU/EEA passport under CRD.
Buƙatun Maɓalli
  • Aplikasyon sa pamamagitan ng ECB SSM Portal, na may abiso sa CBC license section
  • Ma'anar dokar wakiltar (EU) 2022/2580 da dokokin aiwatarwa (EU) 2022/2581
  • Ya dace da daidaitacce management body da m kwarewa shareholders
  • Taron gudanar da ayyukan da kuma tsarin mulki a karkashin sashe na 19(2) na Dokar
Sources(3)
  1. CBC: Licensing of Credit Institutions · checked 2026-10-07
  2. CBC: The Business of Credit Institutions Laws of 1997 to 2016 (consolidated, unofficial English) · checked 2026-10-07
  3. EUR-Lex: Directive 2013/36/EU (CRD), Articles 12 and 15 · checked 2026-10-07
E-money institution

Authorisation as an electronic money institution

Minimum capitalUSD 392k
Layin lokaciwatanni uku daga wani aikace-aikace cikakke (PSD2 art. 12, da aka yi amfani da shi ga EMIs ta EMD2 art. 3(1))
AuthorityCBC

EUR 350,000 jarin farko (EMD2 sashe na 4)

Dokar
The Electronic Money Laws of 2012 and 2018, section 4A; application content per section 5 of the Payment Services Laws of 2018 to 2025
Farashin
Kudin aikace-aikacen CBC EUR 10,000, wanda ake biya a kan gabatarwa.
Passporting
Na gode: EU / EEA fasfo don e- kudi da biyan sabis.
Buƙatun Maɓalli
  • Abubuwan aikace-aikace ta hanyar EBA/GL/2017/09, an karɓi su gaba ɗaya ta CBC
  • Tattaunawar da ta dace na kwamitin da kuma gudanarwa a karkashin CBC Directive na 2025
  • Tsare-tsaren kudaden da aka karɓa don kudi na e
  • Kashi 2% na kudin da ake samu daga e-money
Sources(3)
  1. CBC: Electronic Money Institutions, application submission and assessment · checked 2026-10-07
  2. EUR-Lex: Directive 2009/110/EC (EMD2), Articles 3 and 4 · checked 2026-10-07
  3. EUR-Lex: Directive (EU) 2015/2366 (PSD2), Articles 7 and 12 · checked 2026-10-07
Mai ba da sabis na biyan kuɗi (PSP)

Authorisation as a payment institution

Minimum capitalUSD 140k
Layin lokaciWatan uku daga wani aikace-aikacen cikakke (PSD2 art. 12)
AuthorityCBC

EUR 20,000 (remittance kawai), EUR 50,000 (payment initiation services), EUR 125,000 (payment services 1 to 5 of the PSD2 Annex)

Dokar
The Provision and Use of Payment Services and Access to Payment Systems Laws of 2018 to 2025, section 5
Farashin
Kudin aikace-aikacen CBC EUR 10,000, wanda ake biya a kan gabatarwa.
Passporting
Yes: EU/EEA passport under PSD2.
Buƙatun Maɓalli
  • Abubuwan shirin ayuka na EBA/GL/2017/09
  • Dacewa da tsarin gudanarwa da mutane masu alhakin a karkashin CBC Directive na 2025
  • Tsare-tsaren kuɗaɗe na mai amfani
  • Masu bayar da sabis na bayanin asusun sun yi rajista a karkashin sashe 34
Sources(2)
  1. CBC: Payment Institutions, application submission and assessment · checked 2026-10-07
  2. EUR-Lex: Directive (EU) 2015/2366 (PSD2), Articles 7 and 12 · checked 2026-10-07
Mai ba da sabis na kayan kwamfutoci (VASP)

Mai ba da sabis na Crypto-asset (MiCA)

Minimum capitalUSD 56k
Layin lokaciMiCA art. 63: completeness duba cikin 25 kwanakin aiki, hukunci a cikin 40 kwanakin aiki na wani cikakke aikace-aikace; babu wata siffar ne aka tsara
AuthorityCySEC

MiCA Annex IV: EUR 50,000 (class 1: shawara, gudanar da asusun ajiya, aiwatar da umarni, sanyawa, canja wurin, karɓar da isar da sako), EUR 125,000 (class 2: ƙarar kulawa, musayar kuɗaɗe ko sauran crypto-assets), EUR 150,000 (class 3: aiki da dandalin kasuwanci), ko kuma kashi ɗaya cikin huɗu na shekara ta gabata mai daidaitacce idan ya fi girma

Dokar
Regulation (EU) 2023/1114 (MiCA), arts. 59 to 63; CySEC Directive DI 73-2009-04 of 2024 on charges and fees
Farashin
CySEC Directive DI 73-2009-04, kudin aikace-aikace ga kowane sabis: EUR 30,000 dandalin kasuwanci; EUR 10,000 kula da kuma gudanarwa; EUR 8,000 kowace don aiwatar da umarni, sanyawa, karɓar da aikawa, shawara da kula da asusun ajiya; EUR 5,000 kowace don musayar kudi, musayar wasu crypto-assets da kuma sabis na canja wurin. Kudin shekara-shekara na kowane sabis suna aiki tare da wani ɓangare mai dogaro da zirga-zirga, wanda aka ƙayyade a EUR 500,000.
Passporting
Yes: MiCA passport by notification (art. 65).
Buƙatun Maɓalli
  • Ma'aikatar da aka yi rajista a Cyprus tare da wurin gudanarwa mai tasiri a cikin EU da kuma wani manajan da yake zaune a cikin EU (MiCA art. 59(2))
  • Ya dace da daidaitacce management body da m kwarewa shareholders
  • Karin kariya na tsare-tsaren ta hanyar MiCA art. 67 da Annex IV
  • Gwamnatoci, tsare-tsare, gudanar da korafe-korafe da AML/CFT ayyuka
Sources(5)
  1. CySEC: Directive DI 73-2009-04 on Markets in Crypto-Assets (Charges and Fees) of 2024 (unofficial translation) · checked 2026-10-07
  2. CySEC press release, 23 December 2025: MiCA licence applications due by 27 February 2026 · checked 2026-10-07
  3. CySEC press release, 17 October 2024: CySEC will not accept new applications for CASPs · checked 2026-10-07
  4. EUR-Lex: Regulation (EU) 2023/1114 (MiCA), Articles 59, 63, 143 and Annex IV · checked 2026-10-07
  5. ESMA: List of MiCA grandfathering periods decided by Member States under Article 143(3) (version of May 2026) · checked 2026-10-07
Kamfani na zuba jari

Cyprus Investment Firm (CIF) authorisation

Minimum capitalUSD 84k
Layin lokaciMiFID II art. 7(3): hukunci cikin watanni shida na shigar da takardar
AuthorityCySEC

IFD art. 9: EUR 75,000 (aikin karba da isar da sako, gudanarwa, kula da asusun ajiya, shawarwari, sanyawa ba tare da amincewa ba, ba tare da kudi na mai amfani ba), EUR 150,000 (wani kamfani), EUR 750,000 (dabarun kasuwanci akan asusunka, yin rajista ko sanyawa kan wani amincewa, gudanar da OTF tare da cinikin asusunka)

Dokar
Investment Services and Activities and Regulated Markets Law of 2017 (Law 87(I)/2017), section 5
Farashin
CySEC Directive DI87-03 (da aka hada zuwa 2020): kudin shigarwa na EUR 7,000 ga sabis na saka hannun jari 1 zuwa 7, EUR 25,000 don kasuwanci akan asusunka da kuma sanya hannu / ƙaddamar da kamfani (aiki 8 da 9), EUR 500 ga kowane sabis na tallafi, EUR 2,000 idan ka yi cinikin algorithmic.
Passporting
Yes: EU/EEA passport under MiFID II.
Buƙatun Maɓalli
  • Ya dace da daidaitacce management body da m kwarewa shareholders
  • Tare da ƙungiya, amincewa, kula da haɗari da AML/CFT ayyuka
  • Kudin kanka da bukatun kulawa a karkashin IFR/IFD
  • Ma'aikatar Harkokin Wajen Najeriya
Sources(3)
  1. CySEC: Directive DI87-03 on Charges and Annual Fees (unofficial consolidation to 2020) · checked 2026-10-07
  2. EUR-Lex: Directive (EU) 2019/2034 (IFD), Article 9 · checked 2026-10-07
  3. EUR-Lex: Directive 2014/65/EU (MiFID II), Article 7(3) · checked 2026-10-07
Operator na wasan kwaikwayo na kan layi

Nau'in B lasisi na bookmaker (online betting)

Minimum capitalUSD 559k
Layin lokaciBa a wallafa ba
AuthorityNational Betting Authority

An fitar da kuma biya hannun jari na aƙalla EUR 500,000, tare da wani garantin banki na EUR 550,000

Dokar
Betting Law of 2019 (Law 37(I)/2019); Betting (Payable Fees) Regulations of 2019 (R.A.A. 84/2019)
Farashin
Kudin aikace-aikacen EUR 30,000 don lasisin shekara daya ko EUR 45,000 don lasisin shekaru biyu, wanda za a biya akan shigarwa; an dawo da shi kadan 25% idan lasisin ya ƙi.
Passporting
A'a: wasan kwaikwayo ba a daidaita shi ba a cikin EU.
Buƙatun Maɓalli
  • Kamfani da aka kafa a Cyprus, ko kuma a waje tare da sashe mai rajista a Cyprus, wanda aikinsa na farko shi ne yin wasa
  • Kashi na hannun jari na aƙalla EUR 500,000 da EUR 550,000 banki garanti
  • Kuɗaɗen mai wasa an riƙe su cikin asusun abokan cinikin da aka raba a wata cibiyar bashi
  • Ya kunshi wasan kwallon kafa da sauran wasanni kawai; ana hana wasa da na'urorin caca, wasannin gidan caca da kuma gasa ta mota ta lantarki
  • Garancin Banki: National Betting Authority FAQ ta ce EUR 550,000, yayin da littafin Ingilishi na Dokar 37(I)/2019, s.32(2), ya ce EUR 500,000; tabbatar da adadin yanzu tare da Hukumar.
Sources(3)
  1. National Betting Authority: Fees · checked 2026-10-07
  2. National Betting Authority: Frequently Asked Questions · checked 2026-10-07
  3. Betting Law of 2019, L.37(I)/2019 (English) · checked 2026-10-07
Supervisors

Wane ke sarrafawa

  • Central Bank of Cyprus (CBC) · websitebanks, E-money institutions, Payment service providers
  • Bankin Tsakiya na Turai (Mechanism) (ECB) · websitebanks
  • Cyprus Securities and Exchange Commission (CySEC) · websiteInvestment firms, Virtual asset service providers (VASPs), funds
  • National Betting Authority (NBA) · websiteOnline gaming

Wasannin kan layi a Cyprus suna iyakance ne ga wasan kwaikwayo: National Betting Authority ta fitar da lasisi na Class B don yin wasa akan layi, yayin da wasannin gidan caca na kan layi, poker da musayar wasan kwaikwayo ba su da lasisin lasisin kuma an sanya su a cikin jerin masu hanawa na mako-mako na Hukumar. Casinos na ƙasa suna ƙarƙashin tsarin daban (ba a rufe su a nan ba). MiCA: Cyprus ta yi amfani da lokacin canji na watanni 18; CASPs waɗanda aka yi rajista tare da CySEC bisa ƙa'idodin kasa da kasa kafin 30 ga Disamba, 2024 za su iya aiki har zuwa 1 ga Yuli, 2026 a mafi tsawo, dole ne su yi amfani da 27 ga Fabrairu, 2026, kuma in ba haka ba dole ne su daina. CySEC ya dakatar da karɓar rajistar kasa CASP a ranar 17 ga Oktoba, 2024. Dokar biyan kuɗi ta CySEC CIF da aka yi amfani da ita a nan shine 2020 consolidation; sabbin sauye-sauye, idan akwai, ba a bincika su ba. Lasisi na banki ana bayarwa ta hanyar ECB.

Bayanai na Gabaɗaya

About Cyprus

Cyprus on the globe
Maɓallin Cyprus City in Cyprus
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Sovereign state
Capital
City in Cyprus
Area
9,251 km²
Yarukan hukuma
Greek, Turkish
Yana da Lokaci
UTC+02:00 (UTC+03:00 a lokacin hunturu)

Main exports

  • Jirgi
  • Rafined petroleum
  • Medicine Packed
  • Cheese (halloumi)
  • Tourism
  • Ma'aikatar Kudi da Tattalin Arziki

Main export partners

  • Libya
  • Greece
  • Lebanon
  • Bermuda
  • Marshall Islands
Sources for the country information(11)

Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.