An fassara wannan shafi da na'ura daga Ingilishi kuma ba a duba shi ta wani mai fassara ba. Waɗannan kalmomi na doka da dokoki za su iya zama marasa daidaito. Fassarar Ingilishi ce mafi inganci. Ka karanta wannan shafi cikin Ingilishi
Brazil yana da mafi girman tsarin kudi a Amurka ta Larabawa. Banco Central do Brasil ya amince da bankuna, cibiyoyin biyan kuɗi, masu saka jari, kamfanonin musayar waje da kuma, tun daga watan Fabrairu 2026, masu ba da sabis na kayan aiki na zahiri. Comissão de Valores Mobiliários yana kula da kasuwannin hannun jari. Brazil an san shi da tsarin biyan kuɗi na Pix da babban fannin fintech.
Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes6
Kudin kudiBRL
S&P ratingBB
Zaben gaba25 Oktoba 2026
Brazil ba a cikin jerin FATF masu launin shuɗi ko masu launin shuɗi ba bayan 17 zuwa 19 ga Yuni, 2026. Ba'a wallafa sakamakon Oktoba 2026 ba a ranar binciken. Ba a cikin jerin ƙasashe na uku masu haɗari mai tsanani na EU (Delegated Regulation (EU) 2016/1675 kamar yadda aka sabunta shi ta ƙarshe ta hanyar Delegated Regulations (EU) 2026/46 da 2026/83, a cikin aiki 29 Janairu, 2026). Ba a cikin Annobar I ko Annobar II na jerin haraji na EU wanda aka sake dubawa ta shawarwarin majalisar na 9 Oktoba, 2026. An duba 13 Oktoba, 2026.
Gwamnati da siyasa
Gwamnati
Czech Republic
Gwamna
Luiz Inácio Lula da Silva · since Janairu 2023
Gwamna
Luiz Inácio Lula da Silva
Jam'iyyun siyasa
Jam'iyyar Kwaminis ta kasar Sin (CPC), jam'iyyar da ke mulki a kasar Sin, ita ce jam'iyya mafi rinjaye a majalisar wakilai.
Zabe na ƙarshe
General (farko na shugaban kasa, Congress, gwamnoni da majalisar jihohi), 4 Oktoba 2026
Zaben gaba
Presidential runoff, 25 October 2026. An sake zaben Flávio Bolsonaro (PL), 47.03% a zagayen farko, da Luiz Inácio Lula da Silva (PT), 45.16%. Lula ya ci gaba da zama shugaban kasa da gwamnatin har zuwa ranar rantsarwa a 1 Janairu 2027.
Legislature
National Congress: bicameral, House of Deputies (513 seats) da Federal Senate (81 seats). A watan Oktoba 2026 zaben PL lashe mafi yawan wurare a cikin bangarorin biyu (121 wakilai; 19 na 54 Senato seats tattauna).
Sistema Legal
Civil law
Ƙasa da kudi
Jami'a
213.4m (2025)
GDP
USD 2.3tn (2025)
GDP per person
USD 10,683 (2025)
Kudin kudi
Brazilian real (BRL), farashin musayar kudi mai sauyawa tare da cimma buƙatun tattalin arziki
Bankin Cibiyar
Bankin Duniya
Credit rating
S&P BB (stable) · Moody's Ba1 (stable) · Fitch BB (stable) (as of June 2026)
Brazil ita ce kasa mafi girma a nahiyar Amurka ta Larabawa, tana da tattalin arzikin da ya dogara ne akan kayayyakin amfanin gona, kasuwancin noma, man fetur da kuma kasuwa mai yawa ta gida.
Banki
Authorization of a commercial or multiple bank
Minimum capitalUSD 11.2m
Layin lokaciBa a wallafa ba
AuthorityBankin Duniya
Daga watan Nuwamba na shekarar 2025, mafi ƙarancin jarin ya dogara ne akan ayyukan da wani kamfani ke gudanarwa, ba a kan nau'insa ba. BCB ta bayyana cewa akwai adadin BRL miliyan 56 zuwa BRL miliyan 96 ga bankuna. Fomula tana da wani ɓangare na farashin: BRL miliyan 2 ga kowane rukuni na aiki, tare da BRL miliyan 5 (har zuwa BRL miliyan 10) don sabis masu ƙarfi na fasaha. Yana da wani ɓangare na aikin: BRL miliyan 1 (aiki), BRL miliyan 3 (kustodiya), BRL miliyan 5 (haɗin gwiwa) ko BRL miliyan 7 (kredi) ga kowane rukuni, tare da BRL miliyan 5 ko BRL miliyan 8 ga rukunin zuba jari. An ninka ɓangaren aikin da kashi 200% inda kamfani yake karbar ajiyar. Kamfani wanda ke amfani da kalmar 'banco' a cikin sunansa yana ƙara BRL miliyan 30 (Resolução Conjunta nº 14/2025, arts. 8 to 11).
Dokar
Lei nº 4.595/1964; Resolução CMN nº 4.970/2021 (authorisation processes), arts. 1 to 3; Resolução Conjunta nº 14/2025 and Resolução BCB nº 517/2025 (minimum capital)
Passporting
Ba da izini ba.
Buƙatun Maɓalli
Controllers da damar kudi dace da asusun ajiyar da ake buƙata
Masu asali na doka na kuɗaɗen da aka yi amfani da su wajen biya a cikin hannun jari
Aikin tattalin arziki da na kudi; BCB na iya neman shirin kasuwanci
IT ginshiki da mulkin dace da kasuwanci da kuma haɗarinsa
Unblemished suna da kwarewar fasaha na manajoji da masu kula; BCB iya hira da su
Taron kasashen waje yana bukatar BCB ya amince da manufar kasa (Decreto nº 10.029/2019)
Ma'aikatar biyan kudi da ke fitar da kudin lantarki
Minimum capitalUSD 1.8m
Layin lokaciBa a wallafa ba
AuthorityBankin Duniya
Activity-based minimum capital under Resolução Conjunta nº 14/2025. The BCB states a range of BRL 9.2 million to BRL 32.8 million for payment institutions. Its example for an prepaid account issuer is BRL 12.4 million without Pix and BRL 17.4 million with Pix.
Dokar
Lei nº 12.865/2013, arts. 6 and 9; Resolução BCB nº 80/2021, arts. 3 and 9 (as amended by Resolução BCB nº 494/2025); Resolução BCB nº 81/2021 (authorisation processes)
Passporting
Ba da izini ba.
Buƙatun Maɓalli
An buƙaci izinin BCB na gaba don fara kowane sabis na biyan kuɗi (Resolução BCB nº 80/2021, art. 9, tun watan Satumba 2025)
Shirin aikin ya kamata ya lissafa duk wata hanyar biya da kamfani yake niyyar bayarwa
Kamar yadda aka saba da daidaito, asali na hannun jari da ka'idojin tattalin arziki kamar sauran hukumomin da aka amince da su
Wasu masu fitar da kudi na e-da ba a amince da su ba waɗanda suka fara kafin 1 ga watan Maris, 2021 dole ne su yi amfani tsakanin 1 da 31 ga watan Mayu, 2026
Ma'aikatar biyan kuɗi: mai fitar da kayan aiki na biyan kuɗi, mai karɓa ko mai fara biyan kuɗi
Minimum capitalUSD 1.8m
Layin lokaciBa a wallafa ba
AuthorityBankin Duniya
Activity-based minimum capital under Resolução Conjunta nº 14/2025. The BCB states a range of BRL 9.2 million to BRL 32.8 million for payment institutions, depending on the activities carried out.
Dokar
Lei nº 12.865/2013, art. 9; Resolução BCB nº 80/2021, arts. 3, 9 and 9-A; Resolução BCB nº 81/2021
Passporting
Ba da izini ba.
Buƙatun Maɓalli
Babban izinin BCB don kowane sabis na biyan kuɗi; an dakatar da tsare-tsaren girman farko ta Resolução BCB nº 494/2025
Wasu masu fitarwa da masu saye na bayan biyan kuɗi waɗanda ke aiki kafin 5 ga Satumba, 2025 dole ne su yi amfani tsakanin 1 da 31 ga Mayu, 2026
Wanda ya rasa wannan taga zai iya ci gaba da aiki na kwanaki 30 kawai bayan an kulle shi
Mai fara biyan bashin bai kamata ya riƙe kuɗaɗen mai amfani da shi ba ko kuma ya adana bayanan shaidar mai amfani da shi gaba ɗaya
Mai ba da sabis na dukiya ta zahiri: mai tsare ko mai sayar da ita
Minimum capitalUSD 1.6m
Layin lokaciBa a wallafa ba
AuthorityBankin Duniya
Activity-based minimum capital under Resolução Conjunta nº 14/2025. Resolução BCB nº 517/2025 places intermediaries and brokers in the intermediation category and custodians and brokers in the custody category. The BCB states a range of BRL 8 million to BRL 37.2 million for brokers and custodians.
Dokar
Lei nº 14.478/2022, arts. 2, 5 and 9; Decreto nº 11.563/2023; Resolução BCB nº 519/2025 (authorisation); Resolução BCB nº 520/2025 (constitution and operation, as amended by Resolução BCB nº 589/2026), arts. 4 and 88; Resolução BCB nº 521/2025 (foreign exchange)
Passporting
Ba da izini ba.
Buƙatun Maɓalli
Kamfani da aka kafa a Brazil tare da ofishin farko da kulawa a Brazil (Resolução BCB nº 520/2025, art. 1)
Tare-taren uku: intermediária, custodiante da corretora. Tare-taren da masu kulawa ba za su iya haɗa ayyukan wasu taruka ba (art. 4)
Fit da daidaitattun masu kulawa da manajoji, asali na doka na hannun jari, shirin kasuwanci mai inganci
Ma'aikatar farko ta zahiri ce kawai. Ba a yarda da coworking ko ofisoshi na zahiri ba (Resolução BCB nº 519/2025, art. 2)
Kamfanoni masu aiki a ranar 2 ga watan Fabrairu, 2026 sun kamata su yi amfani da cikin kwanaki 270, zuwa 30 ga Oktoba, 2026, ko kuma su tsaya cikin kwanaki 30 bayan wannan lokacin ƙarshe (Resolução BCB nº 520/2025, art. 88)
Daga 6 ga Nuwamba, 2026, makarantu masu izinin ba za su iya yin hulɗa da masu samar da kudade na zahiri ba tare da izini ba (aikace 91, kamar yadda aka gyara ta Resolução BCB nº 589/2026)
Sociedade corretora de títulos e valores mobiliários (CTVM) or sociedade distribuidora de títulos e valores mobiliários (DTVM) (ma'aikacin saka hannun jari ko mai rabawa)
Minimum capitalUSD 1.6m
Layin lokaciBa a wallafa ba
AuthorityBanco Central do Brasil (authorisation); Comissão de Valores Mobiliários (conduct rules for intermediaries)
Activity-based minimum capital under Resolução Conjunta nº 14/2025. Resolução BCB nº 517/2025 places CTVMs and DTVMs in the intermediation and custody categories. The BCB states a range of BRL 8 million to BRL 37.2 million for brokers and custodians.
Dokar
Lei nº 4.728/1965, art. 9-A; Resolução BCB nº 519/2025 (authorisation); Resolução CVM nº 35/2021 (intermediation of securities transactions)
Passporting
Ba da izini ba.
Buƙatun Maɓalli
Kamar yadda aka ambata a baya, wannan tsarin yana ba da damar yin kasuwancin ciniki na kasuwanni masu kulawa (Resolução CVM nº 35/2021, art. 3)
Fit da daidaitattun masu kulawa da manajoji, asali na doka na hannun jari, shirin kasuwanci mai inganci
Ma'aikatar da ta fi kowacce girma a Brazil
CTVMs da DTVMs kawai za su iya ba da tallafi don siyan kashi ko bashi kashi (Resolução CVM nº 35/2021, Annex I)
Activity-based minimum capital under Resolução Conjunta nº 14/2025. Resolução BCB nº 517/2025 places FX brokers in the intermediation category. The BCB states a range of BRL 8 million to BRL 37.2 million for brokers and custodians.
Dokar
Lei nº 14.286/2021, arts. 3 and 5; Resolução BCB nº 519/2025 (authorisation)
Passporting
Ba da izini ba.
Buƙatun Maɓalli
Za a iya gudanar da ayyuka na musayar waje ne kawai ta hanyar cibiyoyin da BCB ke amincewa don wannan kasuwa (Lei nº 14.286/2021, art. 3)
Ma’aikatar ta kamata ta tantance abokan cinikinta da hana ayyukan haramtattu, ciki har da wanke kudi
Fit da daidaitattun masu kulawa da manajoji, asali na doka na hannun jari, shirin kasuwanci mai inganci
Banco Central do Brasil (BCB) · websitebanks, E-money institutions, Payment service providers, Virtual asset service providers (VASPs), Investment firms, FX brokers
Commission de Valores Mobiliários (CVM) · websiteInvestment firms, Funds
Kashi mafi ƙaranci: Resolução Conjunta nº 14 na 3 Nuwamba 2025 ya maye gurbin adadin da aka ƙayyade a kowace irin cibiyar tare da fom ɗin da ke dogara da aikin. Yana da tasiri a kan aikace-aikacen sabon. Jami'o'i da suke aiki yanzu suna kiyaye ƙananan su na gargajiya har zuwa 30 Yuni 2026 kuma sa'an nan kuma su shiga cikin bambanci (25% zuwa 31 Disamba 2026, 50% zuwa 30 Yuni 2027, 75% zuwa 31 Disamba 2027, 100% daga 2028). The capital ranges shown per licence are the BCB's own ranges by institution group; adadin daidai ga wani kamfani ya dogara ne a kan ayyukanta, nau'i na zuba jari da kuma cibiyar samar da kudi. Ko BCB ko CMN ba su sanya wani lokacin yanke shawara na doka don izinin, don haka lokaci-lokaci ba su da amfani. Ba'a samu wata kuɗaɗen shigarwa a cikin dokokin da aka buɗe ba, don haka kuɗaɗen suna ɓoyewa. Virtual assets: Resolução BCB nº 520/2025 entered into force on 2 February 2026. Resolução BCB nº 589 of 23 September 2026 moved the ban on dealing with unauthorized providers to 6 November 2026. Resolução BCB nº 521/2025 na kawo wasu ayyuka na asusun ajiyar, ciki har da wasu canje-canjen stablecoin, cikin dokokin musayar waje. Waɗanda suke a cikin lissafi sunã a karkashin CVM. Sociedades de crédito direto (credit fintechs) an amince da su kuma ta BCB a karkashin Resolução CMN nº 4.970/2021; BCB range for credit companies is BRL 9.8 million to BRL 60 million. Betting na daidaitattun adadin: Medida Provisória nº 1.394 na 25 Satumba 2026 ya haramta wasan kwaikwayo da wasannin kan layi a Brazil kuma ya ƙare da izinin tarayya 30 kwanaki bayan bugawa, don haka babu lasisin caca. A matakin gaggawa dole ne a mayar da shi zuwa doka ta Congress don ya ci gaba da aiki; Ba a binciki halinsa na ƙarshe ba. Ma’aikatan da suka yi rajista a CVM ba su samu damar shiga wannan shirin ba.
Bayanai na Gabaɗaya
About Brazil
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Sovereign state
Capital
City in Brazil
Mafi girman birni
City in Brazil
Area
8,515,770 km²
Yarukan hukuma
Portuguese
Yana da Lokaci
UTC-03:00 (Brasília time; the country spans UTC-02:00 to UTC-05:00)
Main exports
Crude petroleum
Soybeans
Iron ore
Beef
Kafe
Dakata
Copper ore
Jirgin sama
Main export partners
China
United States
Argentina
Netherlands
Spain
Sources for the country information(12)
Bayanin ƙasar da aka bincika 13 Oktoba 2026. Bayanan lasisi an sabunta su 13 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; buƙatu sun canja. Labari na dokoki.
