An fassara wannan shafi da na'ura daga Ingilishi kuma ba a duba shi ta wani mai fassara ba. Waɗannan kalmomi na doka da dokoki za su iya zama marasa daidaito. Fassarar Ingilishi ce mafi inganci. Ka karanta wannan shafi cikin Ingilishi
Bolivia tana da tsarin kudi na banki a karkashin mai kulawa guda, Autoridad de Supervisión del Sistema Financiero (ASFI). The Ley de Servicios Financieros na 2013 ya sanya wani jerin rufe na nau'ikan kungiyoyi, kowanne da babban kudinsa a cikin doka. Banco Central de Bolivia ya kafa dokokin tsarin biyan kuɗi kuma ya baiwa mazauna damar siyan kuɗaɗe ta hanyar hanyoyin biyan kuɗi a watan Yuni 2024. A fintech regime for Empresas de Tecnología Financiera ya fara a 2025.
Alamar RiskiHigh risk
FATFIncreased monitoring (grey list)
EU AML high-risk listListed
EU tax listBa a lissafa ba
License regimes8
Kudin kudiBOB
S&P ratingCCC+
Zaben gaba2030
An sanya Bolivia a karkashin FATF da aka kara lura da ita a kan 13 Yuni 2025. An sake shi a cikin FATF bayanin 19 Yuni 2026 (ba Oktoba 2026 sakamakon majalisar dokoki ba har yanzu). An ƙara shi zuwa jerin ƙasashe na uku masu haɗari na EU ta hanyar Dokar Delegated (EU) 2026/83 na 4 Disamba 2025, a cikin aiki 29 Janairu 2026. Shi ne ba a cikin Annex I ko kuma Annex II na jerin haraji na EU da aka sabunta ta shawarwarin Majalisar 9 Oktoba 2026. An duba 13 Oktoba 2026.
Gwamnati da siyasa
Gwamnati
Presidential republic (Plurinational State)
Gwamna
Rodrigo Paz Pereira · tun Nuwamba 2025
Gwamna
Rodrigo Paz Pereira (Christian Democratic Party (PDC))
Jam'iyyun siyasa
Christian Democratic Party (PDC)
Zabe na ƙarshe
Zaben shugaban kasa da na majalisar dokoki, 19 ga watan Oktoban shekarar 2025
Zaben gaba
2030. Zaben shugaban kasa zai gudana har zuwa ranar 8 ga watan Nuwamba, 2030. Zaben farko ya kasance a ranar 17 ga Agusta, 2025. An gudanar da zaben gwamnonin jihohi da na kananan hukumomi a ranar 22 ga Maris, 2026.
Legislature
Majalisar dokoki ta kasashe da dama: bicameral, House of Deputies (130 seats) da House of Senators (36 seats)
Sistema Legal
Civil law
Ƙasa da kudi
Jami'a
12.6m (2025)
GDP
USD 65.2bn (2025)
GDP per person
USD 5,185 (2025)
Kudin kudi
Boliviano (BOB), an gudanar da shi: tun ƙarshen Yuni 2026 Banco Central de Bolivia ya sanya farashin yau da kullun na yau da kullun daga kasuwancin kasuwannin banki, wanda ke ƙare da tsawo na 6.96 a kowace dala ta Amurka
An gina tattalin arzikin kayayyaki a kan azurfa, zinki, zinariya, gas na halitta da soya. Bankunan ana kula da su ta hanyar Hukumar Kula da Shirin Kudi (ASFI), kuma Banco Central de Bolivia ke gudanar da manufofin kudi da musayar kudade.
Banki
Licencia de funcionamiento de Banco Múltiple (multiple bank licence)
Minimum capitalƘarfin da aka biya a cikin Bolivianos ya daidaita da UFV 30,000,000 (art. 217). UFV shine wani ɓangare na ƙididdigar farashin kayayyaki, don haka adadin Boliviano yana canjawa kowace rana. Manajan zai iya ɗaukar mafi ƙarancin ta hanyar umarnin shugaban kasa amma ba zai iya rage shi ba (art. 155).
Layin lokaciBa a wallafa ba
AuthorityBankin Duniya
Kashi na hannun jari da aka biya a cikin Bolivians ya daidaita da UFV 30,000,000 (aiki. 217). UFV shine wani bangare mai tasiri ga hauhawar farashi, don haka adadin Bolivian yana canjawa kowace rana. Manajan zai iya ɗaukar mafi ƙarancin ta hanyar umarnin shugaban kasa amma ba zai iya rage shi ba (aiki. 155).
Dokar
Ley N° 393 de Servicios Financieros of 21 August 2013, arts. 150 to 158, 215 to 217 and 230 to 232
Passporting
Ba da izini ba.
Buƙatun Maɓalli
Sociedad anónima tare da rarrabawa na yau da kullum (art. 230)
Sunan ya kamata ya fara da kalmar 'banco' (art. 230)
Aƙalla masu kafa biyar, babu ɗaya daga cikinsu da aka hana shiga bisa ga sashe na 153 (sashe na 215)
Masu kafa su yi shaidar cewa suna da kudi, suna da matsayi mai kyau da kuma asali na doka na kuɗaɗensu (aikace 152)
Two stages: permiso de constitución, then licencia de funcionamiento, both from ASFI (art. 216)
Kashi na hannun jari a cikin kudi kawai (aikace 156)
Masu kafa sun buƙaci amincewa daga ASFI don sayar da raƙuman a cikin shekaru uku na farko (art. 158)
Minimum capitalKashe-a jarin a Bolivianos daidai da UFV 3,000,000 (art. 368). Jarin za a iya biya a cikin kudi ko in nature, amma in-nature jarin ne kaɗai ga gidaje da fasaha dandamali da ake amfani da su a cikin kasuwancin. Jarin ƙari dole ne ya tallafawa wani aminci da ke goyon bayan kudin lantarki a cikin tafiya (art. 373).
Layin lokaciBa a wallafa ba
AuthorityBankin Duniya
A biya a hannun jari a Bolivianos daidai da UFV 3,000,000 (art. 368). Da hannun jari za a iya biyan kudi ko a cikin nau'i, amma a cikin nau'in hannun jari ne kawai ga gidajen da kuma fasahar dandamali da aka yi amfani da su a cikin kasuwanci. Da hannun jari na musamman ya kamata a samar da wani aminci da ke goyon bayan kudin lantarki a cikin tafiya (art. 373).
Dokar
Ley N° 393 de Servicios Financieros, arts. 151 and 368 to 375
Passporting
Ba da izini ba.
Buƙatun Maɓalli
Zai iya fitar da wayoyin hannu da kuma gudanar da asusun biyan kuɗi (sashe na 369)
Ba za su iya gudanar da tattaunawar kudi ba (sashe na 371)
Ba za'a iya fitar da sabis ba (art. 371)
Trust da aka yi a kan wani tsakiyar kudi don goyon bayan kudi na lantarki, da aka kiyaye ga rayuwa na kamfanin (art. 373)
Risk manufofin da ake buƙata a inda mai amfani da wayar salula abokin tarayya ne a cikin ɗayan rukuni (art. 374)
ASFI ta yi rahoton wani kamfani mai lasisi na wannan nau'i a ƙarshen 2025
Empresa de Tecnología Financiera (ETF) mai bayar da sabis na dukiya ta zahiri (PSAV)
Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityBankin Duniya
Dokar
Ley N° 393 de Servicios Financieros, art. 19(IV) (added by Ley N° 1543); Decreto Supremo N° 5384 of 7 May 2025, arts. 4 and 5; Reglamento para Empresas de Tecnología Financiera (Resolución ASFI/540/2025 of 3 July 2025, amended by Resolución ASFI/1203/2025 of 28 November 2025)
Passporting
Ba da izini ba.
Buƙatun Maɓalli
An ETF ya kamata a kafa kamar wani ɓangare na kudi (DS 5384, art. 4)
Ya buƙaci izinin kafa ASFI da izini na aiki (DS 5384, art. 4)
Kategori masu izinin sun hada da blockchain, dukiyoyin tokenised, dukiyoyi na zahiri da sabis na PSAV (DS 5384, art. 5)
ASFI na iya bukatar wani ETF don shiga sandbox ɗinta, Entorno Controlado de Pruebas (DS 5384, art. 5)
Kamfanoni da suka yi aiki har zuwa 30 ga Afrilu, 2026 don shigar da wasikar niyyar fara daidaitawa (Resolución ASFI/1203/2025)
ASFI ta fitar da takardun shaidar daidaitawa goma zuwa ETFs a watan Afrilu na 2026
Autorización e inscripción como Agencia de Bolsa (securities broker-dealer)
Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityBankin Duniya
Dokar
Ley N° 1834 del Mercado de Valores of 31 March 1998, arts. 17 to 19; Recopilación de Normas para el Mercado de Valores, Libro 4, Título III (Reglamento para Agencias de Bolsa)
Passporting
Ba da izini ba.
Buƙatun Maɓalli
Sociedad anónima tare da manufar kawai na tsare-tsaren tsare-tsaren (art. 17)
Sunan ya kamata ya ƙunsa da 'Agencia de Bolsa' (rubutun 17)
Kashi da aka biya a kan ko sama da mafi ƙarancin adadin da aka ƙayyade ta dokar don nau'in ayyukanta (aikace 18)
Ya kamata ya kasance mai hannun jari na aƙalla ɗayan musayar Bolivia (aikace 18)
Adequate offices and facilities (art. 18)
Shigar da shi a cikin Registro del Mercado de Valores kafin fara kasuwanci (aikace 18)
Autoridad de Supervisión del Sistema Financiero (ASFI) · websitebanks, E-money institutions, Payment service providers, Virtual asset service providers (VASPs), Investment firms, FX brokers
Banco Central de Bolivia (BCB) · websitePayment service providers
Ƙari: Dokar Bolivia ta ƙayyade mafi ƙarancin kuɗi a cikin Unidades de Fomento a la Vivienda (UFV). UFV wani bangare ne na lissafi wanda aka yi nazari da shi game da hauhawar farashi wanda Banco Central de Bolivia ya wallafa. Shi ba kudi bane kuma ba shi da lambar ISO. Saboda haka, kowace lasisin tana bayyana adadin UFV a cikin rubutun, kuma babu adadin boliviano da ake adana. Adadin kudin ya samo asali ne daga littafin 2013 na Ley N° 393 kamar yadda Banco Central de Bolivia ya wallafa; ba a samu wata canji mai zuwa ga waɗannan shafuka ba, amma an gano cewa ba za'a iya buɗe littafin haɗin gwiwa daga ASFI a cikin wannan bincike ba. Mafi ƙarancin kuɗi don agencia de bolsa ana sanya shi a cikin dokokin ASFI, waɗanda ba za'a iya buɗe su a kan mai masaukin ASFI ba, don haka yana da ƙarya. Ba a sami lokacin yanke shawara na doka ba ga banki ko sauran lasisin a cikin Ley 393, don haka lokaci-lokaci suna da ƙarya. Ba a tabbatar da kuɗaɗen shigar ASFI ba, don haka wuraren kuɗaɗen suna da ƙarya. Kuɗaɗen kwaikwayo: Resolución de Directorio N° 082/2024 na Banco Central de Bolivia, na 25 ga Yuni, 2024, ya rushe haramcin 2020 kuma ya ba da izinin amfani da hanyoyin biyan kuɗi na lantarki don siyar da kuɗaɗen kwaikwayo. BCB ta bayyana cewa kuɗaɗen kwaikwayo ba su da darajar doka. Decreto Supremo N° 5384 na bayyana PSAV. Tsarin fintech ɗinsa kuma yana rufe sabis na biyan kuɗi da dandamalin tallafawa. ASFI kuma yana ba da izini ga kamfanonin canja wurin kuɗi da aikawa (empresas de giro y remesas de dinero), leasing, factoring da sauran kamfanonin sabis masu kyauta; waɗannan ba a rufe su ba. Inshora ana kula da ita ta hanyar wata hukuma daban kuma ba a rufe su ba. Ba a rufe wasannin yanar gizo ba.
Bayanai na Gabaɗaya
About Bolivia
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Sovereign state
Capital
Sucre (garis na doka); star name
Mafi girman birni
City in Spain
Area
1,098,581 km²
Yarukan hukuma
Spanish, Quechua, Aymara, Guarani
Yana da Lokaci
UTC-04:00
Main exports
Silver ores and concentrates
Zinc ores and concentrates
Dakata
Natural gas
Dakata
Soybean yanka da man fetur
Main export partners
China
Brazil
India
Japan
Peru
Sources for the country information(16)
Bayanin ƙasar da aka bincika 13 Oktoba 2026. Bayanan lasisi an sabunta su 13 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; buƙatu sun canja. Labari na dokoki.
