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Ka yi magana da wani mai shawara

Jurisdiction · Americas & CaribbeanName

Bermuda

Bermuda ita ce ƙasar waje ta Burtaniya wacce aka fi sani da ita a matsayin cibiyar rigakafin duniya da kuma rigakafin rigakafi. Dukkanin fannoni na kuɗi, gami da bankuna, kasuwancin zuba jari, kuɗaɗe, sabis na kudi da kasuwancin dukiyar dijital, an ba da izini ta hanyar mai kulawa guda ɗaya, Bermuda Monetary Authority, wanda ya kasance mai motsi na farko tare da dokokin dukiyar dijital a cikin 2018.

Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes5
Kudin kudiBMD
S&P ratingA+
Zaben gabada aka biya a cikin 2030

Bermuda ba a cikin jerin FATF (warwarewa na 19 Yuni 2026), jerin ƙasashe na uku masu haɗari na EU (Delegated Regulation (EU) 2016/1675 kamar yadda aka canza ta 2026/83, a cikin aiki 29 Janairu 2026) ko Annex I ko Annex II na jerin harajin EU (yanzu 17 Fabrairu 2026). An duba 7 Oktoba 2026.

Gwamnati da siyasa

Gwamnati
British Overseas Territory
Monarch
Charles III · tun Satumba 2022
Premier
David Burt (Progressive Labour Party (PLP))
Jam'iyyun siyasa
Progressive Labour Party (PLP)
Zabe na ƙarshe
Zaben majalisar dokoki, 18 ga Fabrairu, 2025
Zaben gaba
Zaben majalisar dokoki na kasa, da aka yi a 2030. PLP ta lashe 25 daga 36 kujeru a cikin 2025, One Bermuda Alliance 11
Legislature
Majalisar Dokoki: Majalisar Dokoki (36) da majalisar dattawa (11)
Sistema Legal
English common law

Ƙasa da kudi

Jami'a
64.6k (2025)
GDP
USD 9.2bn (2024)
GDP per person
USD 142,250 (2024)
Kudin kudi
Bermuda dollar (BMD), Pegged to USD at par (1:1); US dollar also widely accepted
Bankin Cibiyar
Bermuda
Credit rating
S&P A+ (positive) · Moody's A1 (stable) (as of May 2026)

Bermuda ita ce daya daga cikin mafi girman cibiyoyin re-insurance da captive insurance a duniya, tare da kasuwancin kasa da kasa da yawon bude ido sune manyan hanyoyin samun kudin shiga.

Banki

Lasisi na banki, lasisin kamfanin ajiya ko lasisin banki mai iyaka

Minimum capitalUSD 10m
Layin lokaciBa a wallafa ba
AuthorityBermuda Monetary Authority, tare da Ministan Kudi yana ba da shawara cewa tallafin ya dace da manufofin tattalin arziki da na kudi na gwamnati

Asusun ajiya na farko na BMD miliyan 10 ga wani banki da kuma BMD miliyan 1 ga wata kamfani mai ajiya (Takardar Biyu, sashe na 7)

Dokar
Banks and Deposit Companies Act 1999, ss. 13 and 14 and Second Schedule
Farashin
Kudin shigar da aikace-aikace BMD 50,000 (2026); kuɗin shekara bisa sashe na 16 daga BMD 25,180 zuwa BMD 400,130 a kan kowane bangare na dukiya, tare da kuɗin shekara bisa dokar Bankunan da Kamfanonin ajiya (Kudin) ta 1975 daga BMD 400,570 (bankuna) da BMD 20,000 (kamfanonin ajiya).
Passporting
Bai
Buƙatun Maɓalli
  • Fitar da masu kulawa da jami'an da suka dace
  • Aiki mai hankali da kuɗaɗe masu isasshe, kudaden shiga, tsarin aiki da inshora
  • Tushe na ƙungiya bai kamata ya hana kulawa ta haɗe ba
  • A full banking license requires a minimum set of retail services in Bermuda dollars;a restricted banking license serves only persons in the Third Schedule
Sources(3)
  1. Banks and Deposit Companies Act 1999 (BMA copy) · checked 2026-10-07
  2. BMA: Licensing banks in Bermuda · checked 2026-10-07
  3. Bermuda Monetary Authority: 2026 Bermuda Monetary Authority Fees · checked 2026-10-07
Mai ba da sabis na biyan kuɗi (PSP)

Lasisi na kasuwancin sabis na kudi

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityBermuda
Dokar
Money Service Business Act 2016, ss. 8 and 10 and Schedule 1
Farashin
Kudin shigarwa BMD 2,840; kuɗin lasisin BMD 6,460; kuɗin shekara BMD 6,460 (2026)
Passporting
Bai
Buƙatun Maɓalli
  • Ya rufe aikawa da kudi, biyan kudi da tabbatarwa, takardu, umarni na kudi da takardun tafiya, kasuwancin sabis na biya da ofishin canji
  • Fitar da masu kulawa da jami'an da suka dace
  • Business conducted in a prudent way under the Schedule 1 minimum criteria
Sources(2)
  1. Money Service Business Act 2016 (Bermuda Laws Online) · checked 2026-10-07
  2. Bermuda Monetary Authority: 2026 Bermuda Monetary Authority Fees · checked 2026-10-07
Mai ba da sabis na kayan kwamfutoci (VASP)

Lasisi na kasuwancin Digital asset (Class F full, Class M modified, Class T test)

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityBermuda Monetary Authority (Aikace da Kwamitin Lasisi ga dukiyar dijital)
Dokar
Digital Asset Business Act 2018, ss. 10, 12 and 16
Farashin
Aikin shigarwa BMD 2,266 (Dalilin F ko M) ko BMD 1,000 (Dalilin T). Grant da shekara-shekara kudin ne mafi ƙasƙanci na BMD 450,000 da kuma mafi girma na wani bango (BMD 15,000 ga mafi yawan ayyukan, BMD 100,000 ga wasu, BMD 150,000 ga kulawa na mai amfani sirri maɓallu) da 0.075 kashi na mai amfani ribar; Class T BMD 1,000 (2026)
Passporting
Bai
Buƙatun Maɓalli
  • Dare T shi ne lasisin gwaji ga wani samfurin mai tafiyar hawa ko mafi ƙarancin abin da zai iya rayuwa; Dare M yana da iyakacin lokaci
  • Suka cika ka'idojin DABA na kasa da kasa da kuma sanarwar DABA ta Tsare-tsaren
  • Abubuwan da aka yi nazari a kansu daga kwamitin BMA; BMA tana nufin gabatar da aikace-aikacen cikakke cikin kwanaki 20 na kasuwanci
  • AML/ATF da shirye-shiryen tsaro na intanet
Sources(3)
  1. Digital Asset Business Act 2018 (BMA copy) · checked 2026-10-07
  2. BMA Information Bulletin: Digital Asset Business application process (February 2024) · checked 2026-10-07
  3. Bermuda Monetary Authority: 2026 Bermuda Monetary Authority Fees · checked 2026-10-07
Kamfani na zuba jari

Lasisi na kasuwancin zuba jari ko mutumin da aka yi rajista a matsayin Class A / Class B

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityBermuda
Dokar
Investment Business Act 2003, ss. 13A, 13B and 16
Farashin
Kudin shigarwa BMD 2,840 (licens ko rajista); BMD 25,000 don kasuwancin CFD na kan layi. Kudin shekara-shekara BMD 2,710 zuwa BMD 13,560 ga masu lasisi (BMD 100,000 ga masu samar da CFD na kan layi) da BMD 850 ga Class A ko Class B wadanda suka yi rajista (2026)
Passporting
Bai
Buƙatun Maɓalli
  • Lasisin ya kunshi kasuwanci, shiryawa, gudanarwa, ba da shawara da kare saka hannun jari
  • Higher fee tier for companies licensed to hold client assets
  • Ya ku waɗanda suka yi ĩmãni!
Sources(1)
  1. Bermuda Monetary Authority: 2026 Bermuda Monetary Authority Fees · checked 2026-10-07
Manajan kuɗaɗe

Kuɗaɗen da aka amince da su (ta ƙungiya, an gudanar da ita, an bayyana doka, ƙa'ida) ko kuma kuɗin da aka yi rajista (Professional Class A, Professional Class B, Professional Closed, private, overseas)

Minimum capitalBa a wallafa ba
Layin lokaciBa a wallafa ba
AuthorityBermuda
Dokar
Investment Funds Act 2006
Farashin
Ƙarƙashin izinin BMD 1,040; kuɗin shekara BMD 1,860 (standart) ko kuma BMD 1,170 (asusun da aka gudanar da shi da na kungiya); kuɗin shigarwa na farko BMD 950 zuwa BMD 1,870 ga kuɗaɗen da aka yi rajista (2026)
Passporting
Bai
Buƙatun Maɓalli
  • Kasuwancin kungiyoyi: mafi ƙarancin saka hannun jari na USD 100,000 a kowace shawara BMA
  • Kudin mallaka ya iyaka ne ga masu halartar 20 ba tare da kyautar jama'a ba
  • Kasuwancin kuɗaɗe suna buɗewa kawai ga masu halarta waɗanda suka dace kuma dole ne su nada manajan, mai kula da shi, mai bincike da mai kula
  • Ma'aikacin Kwalejin A na sana'a dole ya kasance yana da dala miliyan 100 a karkashin kulawa
Sources(2)
  1. BMA: Investment funds licensing · checked 2026-10-07
  2. Bermuda Monetary Authority: 2026 Bermuda Monetary Authority Fees · checked 2026-10-07
Supervisors

Wane ke sarrafawa

  • Bermuda Monetary Authority (BMA) · websitebanks, Payment service providers, FX brokers, Virtual asset service providers (VASPs), Investment firms, Funds, Insurance, Trust companies

Bermuda ita ce daya daga cikin manyan kasuwanni na sake-inshora a duniya; masu inshorar suna da lasisi a karkashin Dokar Inshora 1978 ta BMA (ba a bayyana shi ba a nan). Masu fitar da Token sun faɗi a ƙarƙashin dokar Digital Asset Issuance Act 2020. A watan Agusta 2026, BMA ta yi shawarwari game da ƙa'idodin Banks da Deposit Companies Fee Regulations 2026 akan kuɗin da aka biya wa abokan cinikin banki. Bermuda ba ta da tsarin izinin gidan caca na gida wanda aka rufe a cikin wannan fayil. Babu babban kudin da aka tabbatar a cikin hanyoyin da aka tuntuɓi don sabis na kudi, digital asset, kasuwancin zuba jari ko lasisin ajiya, don haka waɗannan sune ba daidai ba; BMA ta sanya babban kaso bisa ga yanayin ko ta hanyar dokoki. Ba a sami lokacin yanke hukunci na doka ba don kowane lasisin, don haka lokaci ne ba daidai ba.

Bayanai na Gabaɗaya

About Bermuda

Bermuda a kan duniyar
Bermuda City in Ontario Canada
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
British Overseas Territory
Capital
City in Ontario Canada
Area
54 km²
Yarukan hukuma
English
Yana da Lokaci
UTC-04:00 (UTC-03:00 a lokacin hunturu)

Main exports

  • Reinsurance da inshora
  • International business and financial services
  • Tourism

Main export partners

  • Jamus
  • South Africa
  • Netherlands
  • United States
  • Angola
Sources for the country information(7)

Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.