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Jurisdiction · Europe (EU)

Austria

Austria shi ne wani yanki na euro banki kasuwa da aka fi dogara da manyan gida da kuma hadin gwiwa kungiyoyi na bankuna tare da karfi links zuwa tsakiya da kuma arewacin Turai. Licensing an gudanar da ta Financial Market Authority (FMA), da ECB yin hukuncin karshe kan lasisi bankin, da dokokin bukatun kamar yadda wani German-speaking, a cikin gida-dauke manajan yi shi da wata doka ga aiki a cikin gida gaskiya maimakon letterbox licensing.

Alamar RiskiStandard
FATFBa a lissafa ba
EU AML high-risk listBa a lissafa ba
EU tax listBa a lissafa ba
License regimes6
Kudin kudiDakata
S&P ratingA+
Zaben gabada aka biya cikin 2029

EU member state, not on the FATF grey or black lists after the June 2026 plenary; da EU high-risk list (Delegated Regulation (EU) 2016/1675, last amended by Delegated Regulation (EU) 2026/46) and the EU tax list (Annex I, revised 17 February 2026) cover only third countries. An duba 7 Oktoba 2026.

Gwamnati da siyasa

Gwamnati
Federal parliamentary republic
Shugaban Kasa
Alexander Van der Bellen · tun Janairu 2017
Federal Chancellor
Christian Stocker (Austrian People's Party (ÖVP))
Jam'iyyun siyasa
Austrian People's Party (ÖVP), Social Democratic Party of Austria (SPÖ), NEOS
Zabe na ƙarshe
Majalisar Tarayya, 29 ga Satumba, 2024
Zaben gaba
Majalisar Tarayya (majalissar dokoki), da za a yi a 2029. Zaben shugaban kasa na gaba da za a yi a 2028
Legislature
Majalisar dokoki: Majalisar Tarayya (183) da Majalisar tarayya (da ke wakiltar jihohi)
Sistema Legal
Tsarin shari'ar al'umma; Kotun Koli ta yi nazari kan dokoki

Ƙasa da kudi

Jami'a
9.2m (2025)
GDP
USD 579.9bn (2025)
GDP per person
USD 63,161 (2025)
Kudin kudi
Euro (EUR)
Bankin Cibiyar
Austrian National Bank
Credit rating
S&P AA+ (stable) · Moody's Aa1 (negative) · Fitch AA (stable) (as of February 2026)

A daban-daban, fitarwa-oriented masana'antu tattalin arziki da aka danganta kusa da Jamus, tare da wani mai ƙarfi bankin sashin da shi ne babban mai bashi a cikin tsakiya da kuma Arewacin Turai, da kuma wata kasafin kudi asarar da yanzu coalition ke aiki don tabbatar da.

Banki

Bank license (Konzession zum Betrieb von Bankgeschäften), CRR credit institution

Minimum capitalUSD 5.6m
Layin lokaciCRD Art. 15: hukunci a cikin watanni shida na wani cikakke aikace-aikace da kuma a duk wani lamari a cikin watanni 12 na karɓar; the ECB sa'an nan yana da kwanakin aiki goma (extendable sau daya) don adawa da FMA draft
AuthorityECB akan wani kudurin shawara da FMA ta gabatar

A farkon hannun jari na aƙalla EUR 5 miliyan, kyauta ga manajoji a Austria (BWG s. 5(1)(5))

Dokar
Bankwesengesetz (BWG), sections 4 and 5; Regulation (EU) No 1024/2013, Art. 14
Farashin
EUR 12,500 FMA fee for a bank license or for the proposal to the ECB to authorise a CRR credit institution (FMA-Gebuehrenverordnung, items I.A.1 and I.A.2)
Passporting
Dakata CRD ga sassan da kuma cross-border sabis.
Buƙatun Maɓalli
  • Yadda ake gudanar da kamfani, hadin gwiwa ko banki na ajiya
  • Aƙalla shugabannin gudanarwa biyu, aƙalla ɗaya tare da cibiyar sha'awar rayuwa a Austria kuma aƙalla ɗaya mai magana da harshen Jamus
  • Ma’aikatan dole ne ba su da wata sana’a ta musamman a waje na banki, inshora, biyan kudi ko ayyukan zuba jari; aƙalla shekaru uku na ƙwarewa mai daraja ana tsammanin ya dace
  • Fit da kuma daidai kwarewa shareholders da wani shirin kasuwanci tare da haɗari manufofi
Sources(5)
  1. Bankwesengesetz (BWG), consolidated version, RIS · checked 2026-10-07
  2. Council Regulation (EU) No 1024/2013 (SSM Regulation), Art. 14, EUR-Lex · checked 2026-10-07
  3. ECB Banking Supervision: Authorisation and licensing · checked 2026-10-07
  4. Directive 2013/36/EU (CRD), Arts. 12 and 15, EUR-Lex · checked 2026-10-07
  5. FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07
E-money institution

E-money

Minimum capitalUSD 392k
Layin lokaciZaDiG 2018 tsari yana aiki: hukunci a cikin watanni uku na shigar da shi
AuthorityFMA

EUR 350,000, kyauta ga manajoji a Austria (E-Geldgesetz 2010 s. 4(3)(2) da s. 11(1))

Dokar
E-Geldgesetz 2010, sections 3 and 4, applying the ZaDiG 2018 procedure (sections 9 and 10)
Farashin
EUR 11,250 (FMA-Gebuehrenverordnung, item I.F.1)
Passporting
Dakata
Buƙatun Maɓalli
  • Business model nuna yadda e-dalar aka fitar da kuma waɗanne sabis na biyan kuɗi ake bayarwa
  • Tsare-tsare na kuɗaɗen masu riƙe da kudi ta yanar gizo
  • Aƙalla shugabannin gudanarwa biyu, aƙalla ɗaya tare da cibiyar sha'awar rayuwa a Austria kuma aƙalla ɗaya mai magana da harshen Jamus
  • Ba a karbar ajiya; kudin da aka samu dole ne a musanya su da kudi na e-ba tare da jinkiri ba
Sources(3)
  1. E-Geldgesetz 2010, consolidated version, RIS · checked 2026-10-07
  2. Zahlungsdienstegesetz 2018 (ZaDiG 2018), consolidated version, RIS · checked 2026-10-07
  3. FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07
Mai ba da sabis na biyan kuɗi (PSP)

Banki

Minimum capitalUSD 140k
Layin lokaciFMA na yanke shawara cikin watanni uku na karɓar aikace-aikacen ko duk bayanan da ake buƙata (ZaDiG 2018 s. 9(4))
AuthorityFMA

EUR 20,000 (dauke kudi kawai), EUR 50,000 (fara biyan kuɗi kawai), EUR 125,000 (aikin biyan kuɗi 1 zuwa 5) (ZaDiG 2018 s. 16(1))

Dokar
Zahlungsdienstegesetz 2018 (ZaDiG 2018), sections 7, 9, 10 and 16
Farashin
EUR 10,000 (FMA-Gebuehrenverordnung, item I.E.1)
Passporting
Dakata PSD2.
Buƙatun Maɓalli
  • Aƙalla shugabannin gudanarwa biyu, aƙalla ɗaya tare da cibiyar sha'awar rayuwa a Austria kuma aƙalla ɗaya mai magana da harshen Jamus
  • Aƙalla manajan ɗaya da ba shi da wata sana'a ta musamman a waje da biyan kuɗi, e-dalar ko banki
  • Tsare-tsaren tsaro da tsare-tsaren rage haɗarin tsaro
  • Ma'aikatar da aka yi rajista da ma'aikatar farko a Austria
Sources(2)
  1. Zahlungsdienstegesetz 2018 (ZaDiG 2018), consolidated version, RIS · checked 2026-10-07
  2. FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07
Mai ba da sabis na kayan kwamfutoci (VASP)

Mai ba da sabis na crypto-asset ya amince a karkashin MiCA

Minimum capitalUSD 56k
Layin lokaciBa a wallafa ba
AuthorityFMA (ma'aikatar da ke da alhakin MiCA-VVG s. 1)

MiCA Sashe na IV: EUR 50,000 (jiha ta 1), EUR 125,000 (jiha ta 2, ciki har da kulawa da musayar), EUR 150,000 (jiha ta 3, dandalin kasuwanci)

Dokar
Regulation (EU) 2023/1114 (MiCA), Arts. 59, 62, 63 and 67; MiCA-Verordnung-Vollzugsgesetz (MiCA-VVG), BGBl. I Nr. 111/2024
Farashin
EUR 3,750 (class 1), EUR 10,000 (class 2) or EUR 12,500 (class 3) (FMA-Gebuehrenverordnung, item III.O.14)
Passporting
Yanzu MiCA.
Buƙatun Maɓalli
  • Ma'aikatar da aka yi rajista a cikin Austria, wurin gudanarwa mai tasiri a cikin EU da kuma ko da yaushe manajan daya yana zaune a cikin EU (MiCA Art. 59)
  • MiCA damuwa: 25 kwanakin aiki ga cikakke duba, 40 kwanakin aiki ga tattaunawa
  • Ma’aikatar kudi da kamfanonin zuba jari za su iya bayar da rahoto a karkashin MiCASashe na 60 a maimakon yin amfani
Sources(4)
  1. MiCA-Verordnung-Vollzugsgesetz (MiCA-VVG), consolidated version, RIS · checked 2026-10-07
  2. Regulation (EU) 2023/1114 (MiCA), EUR-Lex · checked 2026-10-07
  3. ESMA: List of grandfathering periods decided by Member States under Article 143(3) MiCA · checked 2026-10-07
  4. FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07
Kamfani na zuba jari

Ƙara MiFID II Art. 3 canzawa

Minimum capitalUSD 84k
Layin lokaciFMA ta sanar da mai neman a cikin watanni shida na aikace-aikacen cikakke (WAG 2018 s. 3)
AuthorityFMA

WPFG s. 13: EUR 75,000 (aiki da karbar sakonni, gudanarwa, kula da asusun ajiyar kudi, shawarwari ko sanyawa ba tare da amincewa ba, babu dukiyar mai amfani), EUR 150,000 (daban-daban), EUR 750,000 (aiki kan asusunka na kai tsaye, yin rajista, ko OTF da kasuwancin asusunka na kai tsaye).

Dokar
Wertpapieraufsichtsgesetz 2018 (WAG 2018), sections 3 and 4; Wertpapierfirmengesetz (WPFG), BGBl. I Nr. 237/2022, section 13
Farashin
EUR 3,750 (EUR 75,000 capital tier), EUR 6,250 (EUR 150,000 tier), EUR 10,000 (EUR 750,000 tier), EUR 2,500 for a Wertpapierdienstleistungsunternehmen (FMA-Gebuehrenverordnung, item III.B.1)
Passporting
Na'am ga wani Wertpapierfirma (EU fasfo a karkashin MiFID II, WAG 2018 s. 3(12)). Ba don wani Wertpapierdienstleistungsunternehmen, wanda ke aiki a ƙarƙashin MiFID II Art. 3 kasa dakatarwar.
Buƙatun Maɓalli
  • Manajan ya kamata ya cika sharuddan da suka dace na BWG, wurin zama da harshen Jamus
  • Membership of an investor compensation scheme (not required for a Wertpapierdienstleistungsunternehmen)
  • Wertpapierdienstleistungsunternehmen: kawai shawarwarin saka hannun jari da karɓar da isar da umarni, ofishin rajista da ofishin farko a Austria, babu kuɗaɗe na abokan ciniki ko takardun kuɗi, inshorar inshorar ƙwararru tare da mai inshorar da aka amince da ita ta Austrian
Sources(3)
  1. Wertpapieraufsichtsgesetz 2018 (WAG 2018), consolidated version, RIS · checked 2026-10-07
  2. Wertpapierfirmengesetz (WPFG), consolidated version, RIS · checked 2026-10-07
  3. FMA-Gebuehrenverordnung (FMA fee ordinance), consolidated version, RIS · checked 2026-10-07
Operator na wasan kwaikwayo na kan layi

Lotteries da ke rufe lottery na lantarki (duk hanyar doka don wasannin gidan caca na kan layi)

Minimum capitalUSD 121.9m
Layin lokaciBa a wallafa ba
AuthorityFinanzamt Oesterreich, bayan kira na jama'a ga masu sha'awa; kulawa ta Ma'aikatar Kudi ta Federal

An biya hannun jari na kashi aƙalla EUR 109 miliyan (GSpG s. 14(2))

Dokar
Gluecksspielgesetz (GSpG), sections 3, 12a and 14
Passporting
Bai.
Buƙatun Maɓalli
  • Kasar caca ita ce ta tarayya (GSpG s. 3); wasannin kan layi ana iya ba da su kawai a matsayin lotto na lantarki a karkashin izinin lotto guda
  • Corporation with a supervisory board, seat in the EU or EEA
  • Cention ya shafi mafi girman shekaru 15; ajiyar tsaro na kashi 10 cikin dari na hannun jari
  • Ba a bude tsarin baiwa izinin shiga: masu amfani da intanet ba za su iya shigar da takardar izini mai zaman kanta ba
Sources(2)
  1. Gluecksspielgesetz (GSpG), consolidated version, RIS · checked 2026-10-07
  2. Austrian Federal Ministry of Finance: Gluecksspiel und Spielerschutz · checked 2026-10-07
Supervisors

Wane ke sarrafawa

  • Finanzmarktaufsicht (Austrian Financial Market Authority) (FMA) · websitebanks, E-money institutions, Payment service providers, Investment companies, Virtual asset service providers (VASPs), Insurance, Funds
  • Bankin Cibiyar Turai, Hanyar Kulawa Guda (ECB) · web sitebanks
  • Bundesministerium fuer Finanzen (Ma'aikatar Kudi ta Federal), kula da caca; tallafin da aka ba da shi ta hanyar Finanzamt Oesterreich (BMF) · websiteOnline gaming

MiCA transition: Austria chose for a 12 month grandfathering period. Under MiCA-VVG s. 23(1), virtual asset service providers registered under the FM-GwG before 30 December 2024 could continue until 31 December 2025 or until their MiCA authorization was granted or refused, whichever came first; that period has ended. Gambling: the GSpG reserves gambling to the federal government. Besides the single lottery concession (which includes electronic lottery), there are land-based casino concessions and provincial slot machine permits, none of which allow a separate online license. The identity of the current lottery concession holder was not confirmed from an official page and is not stated here. FMA web pages blocked automatic access, so the Austrian figures are taken directly from the consolidated statutes and the FMA fee ordinance on RIS (the official federal legal information system).

Bayanai na Gabaɗaya

About Austria

Austria on the globe
Map of Austria City in Austria
Iyakokin ƙasa na halitta. Maɓallin maɓalli ne kawai.
Status
Sovereign state
Capital
City in Austria
Area
83,871 km²
Yarukan hukuma
German, Croatian (regional, Burgenland), Slovene (regional, Carinthia), Hungarian (regional, Burgenland)
Yana da Lokaci
UTC+01:00 (UTC+02:00 a lokacin hunturu)

Main exports

  • motoci
  • farfajiya mai kwalliya
  • vakcines
  • sassa na motar da kayan haɗi
  • Hydrogen
  • yawon shakatawa

Main export partners

  • Jamus
  • United States
  • Italy
  • Switzerland
  • Hungary
Sources for the country information(9)

Bayanin ƙasar da aka bincika 9 Oktoba 2026. Bayanan lasisi an sabunta su 7 Oktoba 2026. Bayani kawai, ba shawara ta doka ba; bukatun sun canja. Labari na dokoki.